SBA 7(a) lenders in Lee, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

172 institutions have SBA 7(a) loans on record in Lee, together $1.17B across 2,074 loans. Live Oak Banking Company is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	69	$99.4M	8.5%	0.00%
2	The Huntington National Bank	231	$90.3M	7.7%	3.28%
3	Wells Fargo Bank National Association	183	$46.9M	4.0%	1.72%
4	Regions Bank	58	$42.9M	3.7%	0.81%
5	Truist Bank	58	$36.6M	3.1%	1.11%
6	Readycap Lending, LLC	54	$36.5M	3.1%	2.60%
7	Fifth Third Bank	63	$34.8M	3.0%	3.81%
8	Busey Bank	36	$32.6M	2.8%	0.66%
9	Lender 2057189	35	$22.7M	1.9%	0.00%
10	Newtek Bank, National Association	65	$20.1M	1.7%	0.00%
11	KeyBank National Association	50	$19.8M	1.7%	6.03%
12	PromiseOne Bank	9	$19.7M	1.7%	0.00%
13	First Bank of the Lake	13	$19.3M	1.7%	0.00%
14	BankUnited, National Association	42	$18.7M	1.6%	0.11%
15	Beacon Bank and Trust	11	$18.0M	1.5%	3.29%
16	Bank OZK	23	$17.0M	1.5%	0.00%
17	IncredibleBank	15	$15.9M	1.4%	0.00%
18	BayFirst National Bank	40	$14.9M	1.3%	8.06%
19	JPMorgan Chase Bank, National Association	70	$14.4M	1.2%	0.39%
20	Pathward National Association	6	$14.1M	1.2%	0.00%
21	Northeast Bank	58	$13.9M	1.2%	7.59%
22	Valley National Bank	9	$13.8M	1.2%	0.00%
23	First Federal Bank	15	$13.7M	1.2%	0.00%
24	TowneBank	10	$13.2M	1.1%	0.00%
25	Celtic Bank Corporation	39	$13.1M	1.1%	0.00%
26	Sanibel Captiva Community Bank	18	$12.8M	1.1%	1.17%
27	Meridian Bank	5	$12.5M	1.1%	0.00%
28	Paradise Bank	9	$11.8M	1.0%	0.00%
29	Bank of America, National Association	45	$11.8M	1.0%	0.96%
30	TD Bank, National Association	60	$11.6M	1.0%	5.22%
31	First Horizon Bank	16	$11.1M	1.0%	0.00%
32	United Community Bank	7	$10.7M	0.9%	6.67%
33	Stearns Bank National Association	26	$10.6M	0.9%	13.99%
34	Byline Bank	13	$10.3M	0.9%	5.68%
35	Pinnacle Bank	13	$10.3M	0.9%	0.00%
36	First Commonwealth Bank	15	$10.0M	0.9%	1.51%
37	The Bancorp Bank National Association	11	$9.9M	0.9%	0.00%
38	Banc of California	8	$9.5M	0.8%	0.00%
39	Cross River Bank	4	$9.3M	0.8%	0.00%
40	FDIC - Community Bank & Trust-West Georgia	2	$9.3M	0.8%	0.00%
41	New Millennium Bank	2	$9.0M	0.8%	0.00%
42	First-Citizens Bank & Trust Company	13	$9.0M	0.8%	12.49%
43	Gulf Coast Business Bank	5	$8.9M	0.8%	0.00%
44	United Midwest Savings Bank National Association	33	$8.7M	0.7%	3.76%
45	Harvest Small Business Finance, LLC	6	$8.2M	0.7%	0.00%
46	Lake Forest Bank & Trust Company, National Association	9	$8.1M	0.7%	0.00%
47	Achieva CU	14	$8.0M	0.7%	0.00%
48	First National Bank of Pennsylvania	5	$7.6M	0.6%	14.56%
49	First Bank	60	$7.5M	0.6%	1.32%
50	Ameris Bank	7	$7.5M	0.6%	0.00%
51	First Financial Bank	2	$7.4M	0.6%	0.00%
52	First Internet Bank of Indiana	5	$7.1M	0.6%	0.00%
53	Cogent Bank	10	$7.1M	0.6%	0.00%
54	Evolve Bank and Trust	4	$6.7M	0.6%	0.00%
55	Lake Michigan CU	12	$6.5M	0.6%	4.86%
56	1st Financial Bank USA	5	$6.1M	0.5%	0.00%
57	Port 51 Lending LLC	3	$6.1M	0.5%	0.00%
58	Milestone Bank	4	$6.0M	0.5%	0.00%
59	SouthState Bank, National Association	12	$5.3M	0.4%	1.82%
60	PCB Bank	1	$5.0M	0.4%	0.00%
61	GBank	1	$4.9M	0.4%	0.00%
62	Bank Five Nine	5	$4.8M	0.4%	0.00%
63	First American Bank	9	$4.7M	0.4%	13.48%
64	Citizens Bank	9	$4.3M	0.4%	0.00%
65	Midwest Regional Bank	9	$4.1M	0.4%	0.00%
66	First Business Bank	3	$4.0M	0.3%	9.28%
67	PNC Bank, National Association	11	$3.6M	0.3%	0.00%
68	North State Bank	4	$3.6M	0.3%	0.00%
69	DFCU Financial	4	$3.5M	0.3%	0.00%
70	Truliant FCU	1	$3.4M	0.3%	0.00%
71	Centennial Bank	10	$3.4M	0.3%	0.00%
72	First American Bank	4	$3.3M	0.3%	0.00%
73	Telhio Credit Union Inc	3	$3.2M	0.3%	0.00%
74	FMS Bank	1	$3.1M	0.3%	0.00%
75	American Momentum Bank	5	$3.0M	0.3%	0.00%
76	First Federal Savings Bank	2	$3.0M	0.3%	0.00%
77	Enterprise Bank & Trust	2	$3.0M	0.3%	0.00%
78	The Central Trust Bank	2	$2.8M	0.2%	0.00%
79	Happen Bank	2	$2.8M	0.2%	0.00%
80	HomeTrust Bank	3	$2.8M	0.2%	0.00%
81	Seacoast National Bank	7	$2.7M	0.2%	1.50%
82	Suncoast CU	12	$2.7M	0.2%	0.00%
83	Colony Bank	6	$2.6M	0.2%	0.00%
84	Columbia Bank	25	$2.6M	0.2%	9.53%
85	VelocitySBA, LLC	27	$2.5M	0.2%	1.17%
86	The Bank of Tampa	6	$2.5M	0.2%	0.00%
87	CenTrust Bank, A Division of SmartBiz Bank National Association	9	$2.4M	0.2%	0.00%
88	First Bank Richmond	5	$2.4M	0.2%	0.00%
89	Customers Bank	5	$2.2M	0.2%	0.00%
90	Paragon Bank	2	$2.2M	0.2%	0.00%
91	Lendistry SBLC, LLC	9	$2.2M	0.2%	0.00%
92	Pacific National Bank	1	$2.2M	0.2%	0.00%
93	First Merchants Bank	2	$2.0M	0.2%	0.00%
94	Midland States Bank	1	$2.0M	0.2%	0.00%
95	Nicolet National Bank	3	$1.9M	0.2%	0.00%
96	First Bank	3	$1.8M	0.2%	0.00%
97	Capital Bank, National Association	4	$1.8M	0.2%	0.00%
98	Fulton Bank, National Association	1	$1.8M	0.2%	0.00%
99	Renasant Bank	2	$1.8M	0.2%	0.00%
100	Gulf Coast Bank and Trust Company	4	$1.7M	0.1%	0.00%
101	Banesco USA	3	$1.7M	0.1%	0.00%
102	Titan Bank, National Association	2	$1.6M	0.1%	0.00%
103	Hanmi Bank	1	$1.6M	0.1%	0.00%
104	Climate First Bank	1	$1.6M	0.1%	0.00%
105	Centerstone SBA Lending, Inc.	2	$1.4M	0.1%	0.00%
106	U.S. Bank, National Association	3	$1.4M	0.1%	0.00%
107	Edison National Bank	1	$1.4M	0.1%	0.00%
108	Central Bank	1	$1.3M	0.1%	0.00%
109	The Bank of Edison	2	$1.3M	0.1%	0.00%
110	Bank of Clarke	1	$1.3M	0.1%	0.00%
111	Popular Bank	5	$1.2M	0.1%	31.23%
112	Central Bank	2	$1.2M	0.1%	0.00%
113	Midflorida CU	2	$1.0M	0.1%	0.00%
114	BMO Bank National Association	5	$1.0M	0.1%	46.57%
115	GTE FCU d/b/a GTE Financial	1	$989K	0.1%	0.00%
116	Grasshopper Bank National Association	3	$975K	0.1%	0.00%
117	22nd State Bank, A Division of 22nd State Banking Company	1	$908K	0.1%	0.00%
118	First State Bank	2	$838K	0.1%	0.00%
119	Lender 2582371	1	$832K	0.1%	0.00%
120	Waukesha State Bank	2	$831K	0.1%	0.00%
121	Leader Bank, National Association	1	$819K	0.1%	0.00%
122	First National Bank of Coffee County	1	$750K	0.1%	0.00%
123	BizCapital BIDCO I, LLC	1	$700K	0.1%	49.56%
124	Northwest Bank	4	$688K	0.1%	0.00%
125	Magnifi Financial CU	1	$655K	0.1%	0.00%
126	Independence Bank	5	$600K	0.1%	26.77%
127	Southern Bank	1	$581K	0.0%	0.00%
128	Stone Bank	5	$575K	0.0%	0.00%
129	First Financial Bank	1	$550K	0.0%	0.00%
130	First Bank	1	$550K	0.0%	79.97%
131	The Freedom Bank of Virginia	1	$540K	0.0%	0.00%
132	T Bank, National Association	1	$511K	0.0%	0.00%
133	Manufacturers and Traders Trust Company	1	$500K	0.0%	0.00%
134	Five Star Bank	3	$495K	0.0%	0.00%
135	Community West Bank	2	$494K	0.0%	60.30%
136	Midwest BankCentre	1	$478K	0.0%	0.00%
137	Ocean Bank	1	$473K	0.0%	0.00%
138	Mission Valley Bank	2	$472K	0.0%	0.00%
139	Northbrook Bank & Trust Company, National Association	1	$468K	0.0%	99.71%
140	The Bank of Houston	1	$462K	0.0%	0.00%
141	Legacy Bank & Trust Company	1	$403K	0.0%	0.00%
142	West Central Development Corporation	5	$403K	0.0%	0.00%
143	Georgia Banking Company	1	$396K	0.0%	0.00%
144	CIBC Bank USA	2	$394K	0.0%	0.00%
145	iTHINK Financial Credit Union	1	$390K	0.0%	0.00%
146	FinWise Bank	1	$380K	0.0%	0.00%
147	Federal Deposit Insurance Corporation	2	$378K	0.0%	20.31%
148	Arvest Bank	3	$352K	0.0%	0.00%
149	Royal Banks of Missouri	1	$345K	0.0%	0.00%
150	Florida Business Development Corporation	2	$326K	0.0%	0.00%
151	Florida First Capital Finance Corporation, Inc.	1	$320K	0.0%	0.00%
152	Mechanics and Farmers Bank	1	$310K	0.0%	0.00%
153	Merchants Bank of Indiana	1	$250K	0.0%	0.00%
154	Capital One National Association	5	$235K	0.0%	64.43%
155	Shoreham Bank	1	$207K	0.0%	0.00%
156	Sunshine State Economic Development Corporation	2	$180K	0.0%	52.16%
157	Small Business Bank	1	$165K	0.0%	0.00%
158	Associated Bank National Association	1	$159K	0.0%	0.00%
159	SoFi Bank, National Association	1	$150K	0.0%	0.00%
160	Ascendus, Inc.	1	$150K	0.0%	0.00%
161	Wallis Bank	1	$135K	0.0%	0.00%
162	CRF Small Business Loan Company, LLC	1	$134K	0.0%	34.36%
163	LiftFund, Inc.	1	$120K	0.0%	0.00%
164	Hancock Whitney Bank	1	$100K	0.0%	0.00%
165	Encore Bank	1	$100K	0.0%	0.00%
166	Calusa Bank	1	$100K	0.0%	0.00%
167	Optus Bank	1	$100K	0.0%	82.94%
168	CDC Small Business Finance Corp.	1	$90K	0.0%	0.00%
169	Preferred Community Bank	1	$75K	0.0%	0.00%
170	Deerwood Bank	1	$71K	0.0%	0.00%
171	Bank of Hope	3	$60K	0.0%	81.01%
172	First Command Bank	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Construction	334	$186.1M	16.6%
2	Accommodation & food services	224	$175.1M	15.6%
3	Health care & social assistance	207	$122.9M	10.9%
4	Other services	197	$92.5M	8.2%
5	Retail trade	133	$82.6M	7.4%
6	Professional & technical services	195	$76.6M	6.8%
7	Administrative & waste services	165	$72.8M	6.5%
8	Arts, entertainment & recreation	75	$66.9M	6.0%
9	Retail trade	82	$44.5M	4.0%
10	Wholesale trade	76	$42.3M	3.8%
11	Real estate & leasing	52	$30.8M	2.7%
12	Manufacturing	52	$29.5M	2.6%
13	Finance & insurance	36	$28.6M	2.5%
14	Manufacturing	32	$25.7M	2.3%
15	Transportation & warehousing	55	$12.4M	1.1%
16	Manufacturing	18	$6.7M	0.6%
17	Educational services	16	$6.6M	0.6%
18	Transportation & warehousing	16	$5.7M	0.5%
19	Information	22	$5.1M	0.5%
20	Management of companies	4	$4.4M	0.4%
21	Agriculture, forestry & fishing	15	$3.2M	0.3%
22	Utilities	3	$1.4M	0.1%
23	Mining & extraction	2	$950K	0.1%
24	Public administration	1	$23K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.