SBA 7(a) lenders in Lee, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

169 institutions have SBA 7(a) loans on record in Lee, together $1.12B across 2,012 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	62	$92.7M	8.2%	0.00%
2	The Huntington National Bank	228	$88.7M	7.9%	3.35%
3	Wells Fargo Bank National Association	181	$45.8M	4.1%	1.78%
4	Regions Bank	57	$41.3M	3.7%	0.85%
5	Truist Bank	58	$36.6M	3.3%	1.11%
6	Fifth Third Bank	63	$34.8M	3.1%	3.81%
7	Readycap Lending, LLC	51	$34.6M	3.1%	2.75%
8	Busey Bank	35	$31.5M	2.8%	0.68%
9	Newtek Small Business Finance, Inc.	35	$22.7M	2.0%	0.00%
10	KeyBank National Association	50	$19.8M	1.8%	6.03%
11	PromiseOne Bank	9	$19.7M	1.8%	0.00%
12	First Bank of the Lake	13	$19.3M	1.7%	0.00%
13	Beacon Bank and Trust	11	$18.0M	1.6%	3.29%
14	Newtek Bank, National Association	57	$17.2M	1.5%	0.00%
15	BankUnited, National Association	41	$17.0M	1.5%	0.12%
16	Bank OZK	23	$17.0M	1.5%	0.00%
17	IncredibleBank	13	$15.6M	1.4%	0.00%
18	BayFirst National Bank	40	$14.9M	1.3%	8.06%
19	JPMorgan Chase Bank, National Association	70	$14.4M	1.3%	0.39%
20	Pathward National Association	6	$14.1M	1.3%	0.00%
21	Valley National Bank	9	$13.8M	1.2%	0.00%
22	First Federal Bank	15	$13.7M	1.2%	0.00%
23	Northeast Bank	54	$13.4M	1.2%	7.91%
24	TowneBank	10	$13.2M	1.2%	0.00%
25	Celtic Bank Corporation	39	$13.1M	1.2%	0.00%
26	Meridian Bank	5	$12.5M	1.1%	0.00%
27	Paradise Bank	9	$11.8M	1.1%	0.00%
28	Bank of America, National Association	45	$11.8M	1.1%	0.96%
29	Sanibel Captiva Community Bank	17	$11.2M	1.0%	1.35%
30	First Horizon Bank	16	$11.1M	1.0%	0.00%
31	United Community Bank	7	$10.7M	1.0%	6.67%
32	TD Bank, National Association	58	$10.7M	0.9%	5.69%
33	Stearns Bank National Association	26	$10.6M	0.9%	13.99%
34	Pinnacle Bank	13	$10.3M	0.9%	0.00%
35	First Commonwealth Bank	15	$10.0M	0.9%	1.51%
36	The Bancorp Bank National Association	11	$9.9M	0.9%	0.00%
37	Banc of California	8	$9.5M	0.8%	0.00%
38	Cross River Bank	4	$9.3M	0.8%	0.00%
39	FDIC - Community Bank & Trust-West Georgia	2	$9.3M	0.8%	0.00%
40	New Millennium Bank	2	$9.0M	0.8%	0.00%
41	First-Citizens Bank & Trust Company	13	$9.0M	0.8%	12.49%
42	United Midwest Savings Bank National Association	33	$8.7M	0.8%	3.76%
43	Gulf Coast Business Bank	3	$8.3M	0.7%	0.00%
44	Achieva CU	14	$8.0M	0.7%	0.00%
45	First National Bank of Pennsylvania	5	$7.6M	0.7%	14.56%
46	First Bank	60	$7.5M	0.7%	1.32%
47	Ameris Bank	7	$7.5M	0.7%	0.00%
48	First Financial Bank	2	$7.4M	0.7%	0.00%
49	Lake Forest Bank & Trust Company, National Association	7	$7.4M	0.7%	0.00%
50	First Internet Bank of Indiana	5	$7.1M	0.6%	0.00%
51	Cogent Bank	10	$7.1M	0.6%	0.00%
52	Evolve Bank and Trust	4	$6.7M	0.6%	0.00%
53	1st Financial Bank USA	5	$6.1M	0.5%	0.00%
54	Port 51 Lending LLC	3	$6.1M	0.5%	0.00%
55	Milestone Bank	4	$6.0M	0.5%	0.00%
56	Byline Bank	9	$5.9M	0.5%	9.99%
57	Lake Michigan CU	10	$5.7M	0.5%	5.51%
58	SouthState Bank, National Association	12	$5.3M	0.5%	1.82%
59	PCB Bank	1	$5.0M	0.4%	0.00%
60	Bank Five Nine	5	$4.8M	0.4%	0.00%
61	First American Bank	9	$4.7M	0.4%	13.48%
62	First Business Bank	3	$4.0M	0.4%	9.28%
63	Citizens Bank	8	$3.7M	0.3%	0.00%
64	Harvest Small Business Finance, LLC	4	$3.7M	0.3%	0.00%
65	PNC Bank, National Association	11	$3.6M	0.3%	0.00%
66	Midwest Regional Bank	8	$3.6M	0.3%	0.00%
67	North State Bank	4	$3.6M	0.3%	0.00%
68	Truliant FCU	1	$3.4M	0.3%	0.00%
69	Centennial Bank	10	$3.4M	0.3%	0.00%
70	First American Bank	4	$3.3M	0.3%	0.00%
71	Telhio Credit Union Inc	3	$3.2M	0.3%	0.00%
72	DFCU Financial	3	$3.2M	0.3%	0.00%
73	FMS Bank	1	$3.1M	0.3%	0.00%
74	American Momentum Bank	5	$3.0M	0.3%	0.00%
75	First Federal Savings Bank	2	$3.0M	0.3%	0.00%
76	Enterprise Bank & Trust	2	$3.0M	0.3%	0.00%
77	The Central Trust Bank	2	$2.8M	0.3%	0.00%
78	Happen Bank	2	$2.8M	0.2%	0.00%
79	HomeTrust Bank	3	$2.8M	0.2%	0.00%
80	Seacoast National Bank	7	$2.7M	0.2%	1.50%
81	Colony Bank	6	$2.6M	0.2%	0.00%
82	Columbia Bank	25	$2.6M	0.2%	9.53%
83	The Bank of Tampa	6	$2.5M	0.2%	0.00%
84	CenTrust Bank, A Division of SmartBiz Bank National Association	9	$2.4M	0.2%	0.00%
85	The Farmers Bank, Frankfort, Indiana	5	$2.4M	0.2%	0.00%
86	Customers Bank	5	$2.2M	0.2%	0.00%
87	Paragon Bank	2	$2.2M	0.2%	0.00%
88	Pacific National Bank	1	$2.2M	0.2%	0.00%
89	First Merchants Bank	2	$2.0M	0.2%	0.00%
90	Suncoast CU	10	$2.0M	0.2%	0.00%
91	Midland States Bank	1	$2.0M	0.2%	0.00%
92	VelocitySBA, LLC	26	$1.9M	0.2%	1.48%
93	Nicolet National Bank	3	$1.9M	0.2%	0.00%
94	First Bank	3	$1.8M	0.2%	0.00%
95	Lendistry SBLC, LLC	7	$1.8M	0.2%	0.00%
96	Capital Bank, National Association	4	$1.8M	0.2%	0.00%
97	Renasant Bank	2	$1.8M	0.2%	0.00%
98	Gulf Coast Bank and Trust Company	4	$1.7M	0.2%	0.00%
99	Banesco USA	3	$1.7M	0.1%	0.00%
100	Titan Bank, National Association	2	$1.6M	0.1%	0.00%
101	Hanmi Bank	1	$1.6M	0.1%	0.00%
102	Climate First Bank	1	$1.6M	0.1%	0.00%
103	Centerstone SBA Lending, Inc.	2	$1.4M	0.1%	0.00%
104	U.S. Bank, National Association	3	$1.4M	0.1%	0.00%
105	Edison National Bank	1	$1.4M	0.1%	0.00%
106	Central Bank	1	$1.3M	0.1%	0.00%
107	The Bank of Edison	2	$1.3M	0.1%	0.00%
108	Bank of Clarke	1	$1.3M	0.1%	0.00%
109	Popular Bank	5	$1.2M	0.1%	31.23%
110	Central Bank	2	$1.2M	0.1%	0.00%
111	Midflorida CU	2	$1.0M	0.1%	0.00%
112	BMO Bank National Association	5	$1.0M	0.1%	46.57%
113	GTE FCU d/b/a GTE Financial	1	$989K	0.1%	0.00%
114	22nd State Bank, A Division of 22nd State Banking Company	1	$908K	0.1%	0.00%
115	First State Bank	2	$838K	0.1%	0.00%
116	First Western SBLC, LLC	1	$832K	0.1%	0.00%
117	Waukesha State Bank	2	$831K	0.1%	0.00%
118	Leader Bank, National Association	1	$819K	0.1%	0.00%
119	First National Bank of Coffee County	1	$750K	0.1%	0.00%
120	BizCapital BIDCO I, LLC	1	$700K	0.1%	0.00%
121	Grasshopper Bank National Association	2	$700K	0.1%	0.00%
122	Northwest Bank	4	$688K	0.1%	0.00%
123	Magnifi Financial CU	1	$655K	0.1%	0.00%
124	Independence Bank	5	$600K	0.1%	26.77%
125	Southern Bank	1	$581K	0.1%	0.00%
126	First Financial Bank	1	$550K	0.0%	0.00%
127	First Bank	1	$550K	0.0%	79.97%
128	The Freedom Bank of Virginia	1	$540K	0.0%	0.00%
129	T Bank, National Association	1	$511K	0.0%	0.00%
130	Five Star Bank	3	$495K	0.0%	0.00%
131	Community West Bank	2	$494K	0.0%	60.30%
132	Midwest BankCentre	1	$478K	0.0%	0.00%
133	Ocean Bank	1	$473K	0.0%	0.00%
134	Mission Valley Bank	2	$472K	0.0%	0.00%
135	Northbrook Bank & Trust Company, National Association	1	$468K	0.0%	99.71%
136	The Bank of Houston	1	$462K	0.0%	0.00%
137	West Central Development Corporation	5	$403K	0.0%	0.00%
138	Legacy Bank & Trust Company	1	$403K	0.0%	0.00%
139	Georgia Banking Company	1	$396K	0.0%	0.00%
140	CIBC Bank USA	2	$394K	0.0%	0.00%
141	iTHINK Financial Credit Union	1	$390K	0.0%	0.00%
142	FinWise Bank	1	$380K	0.0%	0.00%
143	Federal Deposit Insurance Corporation	2	$378K	0.0%	20.31%
144	Arvest Bank	3	$352K	0.0%	0.00%
145	Royal Banks of Missouri	1	$345K	0.0%	0.00%
146	Florida Business Development Corporation	2	$326K	0.0%	0.00%
147	Florida First Capital Finance Corporation, Inc.	1	$320K	0.0%	0.00%
148	Mechanics and Farmers Bank	1	$310K	0.0%	0.00%
149	Merchants Bank of Indiana	1	$250K	0.0%	0.00%
150	Capital One National Association	5	$235K	0.0%	64.43%
151	Shoreham Bank	1	$207K	0.0%	0.00%
152	Sunshine State Economic Development Corporation	2	$180K	0.0%	52.16%
153	Stone Bank	2	$175K	0.0%	0.00%
154	Small Business Bank	1	$165K	0.0%	0.00%
155	Associated Bank National Association	1	$159K	0.0%	0.00%
156	SoFi Bank, National Association	1	$150K	0.0%	0.00%
157	Ascendus, Inc.	1	$150K	0.0%	0.00%
158	Wallis Bank	1	$135K	0.0%	0.00%
159	CRF Small Business Loan Company, LLC	1	$134K	0.0%	34.36%
160	LiftFund, Inc.	1	$120K	0.0%	0.00%
161	Optus Bank	1	$100K	0.0%	82.94%
162	Calusa Bank	1	$100K	0.0%	0.00%
163	Hancock Whitney Bank	1	$100K	0.0%	0.00%
164	Encore Bank	1	$100K	0.0%	0.00%
165	CDC Small Business Finance Corp.	1	$90K	0.0%	0.00%
166	Preferred Community Bank	1	$75K	0.0%	0.00%
167	Deerwood Bank	1	$71K	0.0%	0.00%
168	Bank of Hope	3	$60K	0.0%	81.01%
169	First Command Bank	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Construction	334	$186.1M	16.6%
2	Accommodation & food services	224	$175.1M	15.6%
3	Health care & social assistance	207	$122.9M	10.9%
4	Other services	197	$92.5M	8.2%
5	Retail trade	133	$82.6M	7.4%
6	Professional & technical services	195	$76.6M	6.8%
7	Administrative & waste services	165	$72.8M	6.5%
8	Arts, entertainment & recreation	75	$66.9M	6.0%
9	Retail trade	82	$44.5M	4.0%
10	Wholesale trade	76	$42.3M	3.8%
11	Real estate & leasing	52	$30.8M	2.7%
12	Manufacturing	52	$29.5M	2.6%
13	Finance & insurance	36	$28.6M	2.5%
14	Manufacturing	32	$25.7M	2.3%
15	Transportation & warehousing	55	$12.4M	1.1%
16	Manufacturing	18	$6.7M	0.6%
17	Educational services	16	$6.6M	0.6%
18	Transportation & warehousing	16	$5.7M	0.5%
19	Information	22	$5.1M	0.5%
20	Management of companies	4	$4.4M	0.4%
21	Agriculture, forestry & fishing	15	$3.2M	0.3%
22	Utilities	3	$1.4M	0.1%
23	Mining & extraction	2	$950K	0.1%
24	Public administration	1	$23K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.