SBA 7(a) lenders in Pasco, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

136 institutions have SBA 7(a) loans on record in Pasco, together $584.8M across 1,183 loans. Centennial Bank is the largest, with 5% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Centennial Bank	33	$27.5M	4.7%	0.00%
2	BayFirst National Bank	44	$25.3M	4.3%	2.34%
3	Wells Fargo Bank National Association	114	$24.5M	4.2%	8.74%
4	Live Oak Banking Company	18	$23.9M	4.1%	0.00%
5	Truist Bank	50	$22.2M	3.8%	7.82%
6	Valley National Bank	15	$19.7M	3.4%	0.00%
7	Newtek Bank, National Association	39	$19.7M	3.4%	0.00%
8	The Huntington National Bank	46	$19.0M	3.3%	1.99%
9	The Bank of Tampa	20	$16.2M	2.8%	0.00%
10	Pinnacle Bank	20	$15.8M	2.7%	13.30%
11	TD Bank, National Association	95	$15.3M	2.6%	5.99%
12	Readycap Lending, LLC	27	$14.3M	2.4%	0.00%
13	Bank Five Nine	8	$13.5M	2.3%	0.00%
14	DFCU Financial	23	$13.3M	2.3%	4.72%
15	First Internet Bank of Indiana	9	$12.4M	2.1%	0.00%
16	SouthState Bank, National Association	21	$12.4M	2.1%	0.72%
17	Regions Bank	26	$11.5M	2.0%	0.54%
18	Celtic Bank Corporation	20	$11.5M	2.0%	1.14%
19	JPMorgan Chase Bank, National Association	60	$11.5M	2.0%	0.00%
20	Bank of America, National Association	30	$11.0M	1.9%	0.80%
21	PNC Bank, National Association	19	$10.1M	1.7%	0.88%
22	Lake Michigan CU	11	$8.8M	1.5%	0.00%
23	First Bank of the Lake	8	$8.2M	1.4%	0.00%
24	BankUnited, National Association	11	$7.7M	1.3%	0.00%
25	The Bancorp Bank National Association	7	$7.4M	1.3%	0.00%
26	U.S. Bank, National Association	7	$7.4M	1.3%	0.00%
27	American Momentum Bank	9	$7.2M	1.2%	0.00%
28	Harvest Small Business Finance, LLC	6	$6.3M	1.1%	0.00%
29	Central Bank	7	$6.2M	1.1%	0.00%
30	Achieva CU	7	$6.1M	1.0%	14.67%
31	Flagship Bank	4	$6.0M	1.0%	0.00%
32	Beacon Bank and Trust	3	$5.6M	1.0%	0.00%
33	Customers Bank	5	$5.6M	1.0%	0.00%
34	Fifth Third Bank	12	$5.3M	0.9%	40.00%
35	Old National Bank	3	$5.2M	0.9%	0.00%
36	Citizens Bank	7	$5.1M	0.9%	0.00%
37	Ameris Bank	7	$4.7M	0.8%	8.22%
38	Gulf Coast Bank and Trust Company	4	$4.7M	0.8%	0.00%
39	First-Citizens Bank & Trust Company	11	$4.7M	0.8%	0.87%
40	Stearns Bank National Association	13	$4.5M	0.8%	18.52%
41	Happen Bank	3	$4.4M	0.8%	0.00%
42	United Midwest Savings Bank National Association	24	$4.3M	0.7%	5.01%
43	Bank OZK	7	$3.9M	0.7%	3.45%
44	BizCapital BIDCO I, LLC	2	$3.7M	0.6%	0.00%
45	Lender 2057189	19	$3.6M	0.6%	3.16%
46	Cogent Bank	3	$3.4M	0.6%	0.00%
47	CIBM Bank	1	$3.3M	0.6%	0.00%
48	Northeast Bank	20	$3.1M	0.5%	7.14%
49	First National Bank of Pennsylvania	5	$3.1M	0.5%	16.03%
50	Metro City Bank	3	$2.9M	0.5%	0.00%
51	PCB Bank	1	$2.9M	0.5%	0.00%
52	Hancock Whitney Bank	11	$2.8M	0.5%	0.00%
53	North Valley Bank	1	$2.8M	0.5%	0.00%
54	First Federal Bank	4	$2.5M	0.4%	0.00%
55	GBank	3	$2.5M	0.4%	0.00%
56	Amerant Bank, National Association	1	$2.5M	0.4%	0.00%
57	Banesco USA	4	$2.3M	0.4%	0.00%
58	First Horizon Bank	4	$2.2M	0.4%	0.00%
59	Lender 2582371	1	$2.0M	0.3%	0.00%
60	Colony Bank	4	$1.9M	0.3%	0.00%
61	Columbia Bank	5	$1.9M	0.3%	49.07%
62	Midwest Regional Bank	5	$1.9M	0.3%	0.00%
63	IncredibleBank	3	$1.8M	0.3%	0.00%
64	Fountainhead SBF LLC	1	$1.7M	0.3%	0.00%
65	North State Bank	4	$1.7M	0.3%	19.19%
66	22nd State Bank, A Division of 22nd State Banking Company	4	$1.7M	0.3%	0.00%
67	Stone Bank	2	$1.6M	0.3%	0.00%
68	First Bank	1	$1.6M	0.3%	0.00%
69	Lendistry SBLC, LLC	8	$1.5M	0.3%	0.00%
70	Southwestern National Bank	1	$1.5M	0.3%	0.00%
71	Enterprise Bank & Trust	3	$1.5M	0.2%	0.00%
72	Climate First Bank	2	$1.4M	0.2%	0.00%
73	OptimumBank	1	$1.3M	0.2%	0.00%
74	United Community Bank	1	$1.3M	0.2%	0.00%
75	VelocitySBA, LLC	24	$1.3M	0.2%	1.84%
76	Popular Bank	7	$1.2M	0.2%	55.32%
77	TowneBank	2	$1.2M	0.2%	0.00%
78	Hanmi Bank	2	$1.2M	0.2%	0.00%
79	Oconee State Bank	1	$1.2M	0.2%	0.00%
80	ConnectOne Bank	2	$1.1M	0.2%	0.00%
81	Suncoast CU	6	$1.1M	0.2%	24.18%
82	The MINT National Bank	1	$1.0M	0.2%	0.00%
83	First Business Bank	1	$971K	0.2%	0.00%
84	First Bank of Central Ohio	1	$969K	0.2%	0.00%
85	Seacoast National Bank	4	$964K	0.2%	0.00%
86	Midwest BankCentre	1	$956K	0.2%	0.00%
87	First Merchants Bank	2	$913K	0.2%	0.00%
88	Republic Bank & Trust Company	4	$908K	0.2%	0.00%
89	Greater Nevada CU	2	$850K	0.1%	58.82%
90	Simmons Bank	4	$837K	0.1%	0.00%
91	PromiseOne Bank	1	$815K	0.1%	0.00%
92	Patriot Bank, National Association	1	$810K	0.1%	0.00%
93	First Port City Bank	1	$781K	0.1%	0.00%
94	Banc of California	1	$778K	0.1%	0.00%
95	Bank of Central Florida	1	$777K	0.1%	0.00%
96	Capital Bank, National Association	2	$760K	0.1%	0.00%
97	Capital One National Association	7	$710K	0.1%	5.58%
98	Independence Bank	6	$700K	0.1%	35.55%
99	Grasshopper Bank National Association	2	$700K	0.1%	0.00%
100	Evolve Bank and Trust	1	$635K	0.1%	0.00%
101	Hanover Community Bank	1	$592K	0.1%	0.00%
102	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$557K	0.1%	0.00%
103	Platinum Bank	1	$544K	0.1%	0.00%
104	Business Lenders, LLC	1	$539K	0.1%	100.35%
105	FFB Bank	1	$500K	0.1%	0.00%
106	Oxford Bank	1	$500K	0.1%	0.00%
107	BBIF Captial, Inc.	2	$500K	0.1%	37.75%
108	CRF Small Business Loan Company, LLC	1	$452K	0.1%	0.00%
109	Sunshine State Economic Development Corporation	4	$436K	0.1%	0.00%
110	Federal Deposit Insurance Corporation	1	$432K	0.1%	0.00%
111	Renasant Bank	1	$412K	0.1%	0.00%
112	Gulfside Bank	1	$350K	0.1%	0.00%
113	Florida Capital Bank, National Association	1	$350K	0.1%	0.00%
114	Open Bank	1	$350K	0.1%	0.00%
115	Five Star Bank	1	$350K	0.1%	0.00%
116	Fund-Ex Solutions Group, LLC	1	$348K	0.1%	0.00%
117	GTE FCU d/b/a GTE Financial	5	$341K	0.1%	0.00%
118	Georgia Banking Company	1	$310K	0.1%	0.00%
119	Byline Bank	1	$303K	0.1%	0.00%
120	Tampa Bay FCU	1	$270K	0.0%	0.00%
121	Timberline Bank	1	$250K	0.0%	0.00%
122	Wilmington Savings Fund Society FSB	1	$246K	0.0%	0.00%
123	Shoreham Bank	1	$230K	0.0%	0.00%
124	iTHINK Financial Credit Union	2	$205K	0.0%	0.00%
125	Northwest Bank	1	$200K	0.0%	0.00%
126	Peoples Bank	1	$200K	0.0%	0.00%
127	Pathward National Association	1	$199K	0.0%	0.00%
128	Ascendus, Inc.	1	$150K	0.0%	0.00%
129	Neighborhood Lending Partners of West Florida, Inc.	1	$149K	0.0%	0.00%
130	West Central Development Corporation	4	$121K	0.0%	0.00%
131	Florida Business Development Corporation	1	$117K	0.0%	0.00%
132	Citizens Bank, National Association	1	$100K	0.0%	0.00%
133	1st Source Bank	2	$100K	0.0%	0.00%
134	CDC Small Business Finance Corp.	1	$95K	0.0%	0.00%
135	Bank of Hope	4	$75K	0.0%	67.72%
136	Academy Bank National Association	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	166	$108.8M	18.6%
2	Accommodation & food services	150	$88.1M	15.1%
3	Construction	124	$55.6M	9.5%
4	Other services	119	$44.8M	7.7%
5	Retail trade	97	$40.1M	6.9%
6	Arts, entertainment & recreation	46	$39.1M	6.7%
7	Professional & technical services	108	$36.3M	6.2%
8	Administrative & waste services	91	$34.9M	6.0%
9	Wholesale trade	37	$21.7M	3.7%
10	Manufacturing	37	$21.7M	3.7%
11	Retail trade	47	$16.9M	2.9%
12	Real estate & leasing	25	$16.0M	2.7%
13	Manufacturing	15	$13.6M	2.3%
14	Educational services	24	$11.1M	1.9%
15	Manufacturing	19	$11.0M	1.9%
16	Transportation & warehousing	11	$9.6M	1.6%
17	Finance & insurance	18	$6.2M	1.1%
18	Transportation & warehousing	35	$6.2M	1.1%
19	Agriculture, forestry & fishing	6	$1.4M	0.2%
20	Utilities	1	$852K	0.1%
21	Information	7	$824K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.