SBA 7(a) lenders in Pasco, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

134 institutions have SBA 7(a) loans on record in Pasco, together $567.5M across 1,156 loans. Centennial Bank is the largest, with 5% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Centennial Bank	32	$26.3M	4.6%	0.00%
2	BayFirst National Bank	44	$25.3M	4.5%	2.34%
3	Wells Fargo Bank National Association	114	$24.5M	4.3%	8.74%
4	Live Oak Banking Company	18	$23.9M	4.2%	0.00%
5	Truist Bank	48	$20.2M	3.6%	8.58%
6	Valley National Bank	15	$19.7M	3.5%	0.00%
7	Newtek Bank, National Association	39	$19.7M	3.5%	0.00%
8	The Huntington National Bank	46	$19.0M	3.4%	1.99%
9	The Bank of Tampa	20	$16.2M	2.9%	0.00%
10	Pinnacle Bank	20	$15.8M	2.8%	13.30%
11	TD Bank, National Association	91	$14.9M	2.6%	5.95%
12	Readycap Lending, LLC	24	$13.9M	2.4%	0.00%
13	Bank Five Nine	8	$13.5M	2.4%	0.00%
14	DFCU Financial	23	$13.3M	2.4%	4.72%
15	SouthState Bank, National Association	21	$12.4M	2.2%	0.00%
16	Regions Bank	26	$11.5M	2.0%	0.54%
17	Celtic Bank Corporation	20	$11.5M	2.0%	1.14%
18	JPMorgan Chase Bank, National Association	60	$11.5M	2.0%	0.00%
19	Bank of America, National Association	30	$11.0M	1.9%	0.80%
20	PNC Bank, National Association	19	$10.1M	1.8%	0.88%
21	Lake Michigan CU	11	$8.8M	1.5%	0.00%
22	First Internet Bank of Indiana	5	$8.4M	1.5%	0.00%
23	First Bank of the Lake	7	$7.7M	1.4%	0.00%
24	The Bancorp Bank National Association	7	$7.4M	1.3%	0.00%
25	American Momentum Bank	9	$7.2M	1.3%	0.00%
26	BankUnited, National Association	10	$7.1M	1.2%	0.00%
27	Harvest Small Business Finance, LLC	6	$6.3M	1.1%	0.00%
28	Central Bank	7	$6.2M	1.1%	0.00%
29	Achieva CU	7	$6.1M	1.1%	14.67%
30	Flagship Bank	4	$6.0M	1.1%	0.00%
31	Beacon Bank and Trust	3	$5.6M	1.0%	0.00%
32	Customers Bank	5	$5.6M	1.0%	0.00%
33	Fifth Third Bank	12	$5.3M	0.9%	40.00%
34	Old National Bank	3	$5.2M	0.9%	0.00%
35	Citizens Bank	7	$5.1M	0.9%	0.00%
36	Ameris Bank	7	$4.7M	0.8%	8.22%
37	Gulf Coast Bank and Trust Company	4	$4.7M	0.8%	0.00%
38	First-Citizens Bank & Trust Company	11	$4.7M	0.8%	0.87%
39	Stearns Bank National Association	13	$4.5M	0.8%	18.52%
40	United Midwest Savings Bank National Association	24	$4.3M	0.8%	5.01%
41	Bank OZK	7	$3.9M	0.7%	3.45%
42	BizCapital BIDCO I, LLC	2	$3.7M	0.7%	0.00%
43	Happen Bank	2	$3.6M	0.6%	0.00%
44	Newtek Small Business Finance, Inc.	19	$3.6M	0.6%	3.16%
45	Cogent Bank	3	$3.4M	0.6%	0.00%
46	CIBM Bank	1	$3.3M	0.6%	0.00%
47	First National Bank of Pennsylvania	5	$3.1M	0.5%	16.03%
48	Northeast Bank	19	$3.1M	0.5%	7.35%
49	Metro City Bank	3	$2.9M	0.5%	0.00%
50	PCB Bank	1	$2.9M	0.5%	0.00%
51	Hancock Whitney Bank	11	$2.8M	0.5%	0.00%
52	North Valley Bank	1	$2.8M	0.5%	0.00%
53	First Federal Bank	4	$2.5M	0.4%	0.00%
54	GBank	3	$2.5M	0.4%	0.00%
55	Amerant Bank, National Association	1	$2.5M	0.4%	0.00%
56	Banesco USA	4	$2.3M	0.4%	0.00%
57	U.S. Bank, National Association	3	$2.3M	0.4%	0.00%
58	First Horizon Bank	4	$2.2M	0.4%	0.00%
59	First Western SBLC, LLC	1	$2.0M	0.4%	0.00%
60	Colony Bank	4	$1.9M	0.3%	0.00%
61	Columbia Bank	5	$1.9M	0.3%	0.00%
62	Midwest Regional Bank	5	$1.9M	0.3%	0.00%
63	IncredibleBank	3	$1.8M	0.3%	0.00%
64	Fountainhead SBF LLC	1	$1.7M	0.3%	0.00%
65	North State Bank	4	$1.7M	0.3%	19.19%
66	Stone Bank	2	$1.6M	0.3%	0.00%
67	First Bank	1	$1.6M	0.3%	0.00%
68	Southwestern National Bank	1	$1.5M	0.3%	0.00%
69	Enterprise Bank & Trust	3	$1.5M	0.3%	0.00%
70	Lendistry SBLC, LLC	7	$1.4M	0.2%	0.00%
71	Climate First Bank	2	$1.4M	0.2%	0.00%
72	22nd State Bank, A Division of 22nd State Banking Company	3	$1.3M	0.2%	0.00%
73	OptimumBank	1	$1.3M	0.2%	0.00%
74	United Community Bank	1	$1.3M	0.2%	0.00%
75	VelocitySBA, LLC	24	$1.3M	0.2%	1.84%
76	Popular Bank	7	$1.2M	0.2%	55.32%
77	TowneBank	2	$1.2M	0.2%	0.00%
78	Hanmi Bank	2	$1.2M	0.2%	0.00%
79	Oconee State Bank	1	$1.2M	0.2%	0.00%
80	Suncoast CU	6	$1.1M	0.2%	24.18%
81	The MINT National Bank	1	$1.0M	0.2%	0.00%
82	First Business Bank	1	$971K	0.2%	0.00%
83	First Bank of Central Ohio	1	$969K	0.2%	0.00%
84	Seacoast National Bank	4	$964K	0.2%	0.00%
85	Midwest BankCentre	1	$956K	0.2%	0.00%
86	First Merchants Bank	2	$913K	0.2%	0.00%
87	Republic Bank & Trust Company	4	$908K	0.2%	0.00%
88	Greater Nevada CU	2	$850K	0.1%	58.82%
89	Simmons Bank	4	$837K	0.1%	0.00%
90	PromiseOne Bank	1	$815K	0.1%	0.00%
91	Patriot Bank, National Association	1	$810K	0.1%	0.00%
92	First Port City Bank	1	$781K	0.1%	0.00%
93	Banc of California	1	$778K	0.1%	0.00%
94	Bank of Central Florida	1	$777K	0.1%	0.00%
95	Capital Bank, National Association	2	$760K	0.1%	0.00%
96	Capital One National Association	7	$710K	0.1%	5.58%
97	Independence Bank	6	$700K	0.1%	35.55%
98	Grasshopper Bank National Association	2	$700K	0.1%	0.00%
99	Evolve Bank and Trust	1	$635K	0.1%	0.00%
100	Hanover Community Bank	1	$592K	0.1%	0.00%
101	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$557K	0.1%	0.00%
102	Platinum Bank	1	$544K	0.1%	0.00%
103	Business Lenders, LLC	1	$539K	0.1%	100.35%
104	FFB Bank	1	$500K	0.1%	0.00%
105	Oxford Bank	1	$500K	0.1%	0.00%
106	BBIF Captial, Inc.	2	$500K	0.1%	37.75%
107	Sunshine State Economic Development Corporation	4	$436K	0.1%	0.00%
108	Federal Deposit Insurance Corporation	1	$432K	0.1%	0.00%
109	ConnectOne Bank	1	$400K	0.1%	0.00%
110	Florida Capital Bank, National Association	1	$350K	0.1%	0.00%
111	Five Star Bank	1	$350K	0.1%	0.00%
112	Gulfside Bank	1	$350K	0.1%	0.00%
113	Open Bank	1	$350K	0.1%	0.00%
114	Fund-Ex Solutions Group, LLC	1	$348K	0.1%	0.00%
115	GTE FCU d/b/a GTE Financial	5	$341K	0.1%	0.00%
116	Georgia Banking Company	1	$310K	0.1%	0.00%
117	Byline Bank	1	$303K	0.1%	0.00%
118	Tampa Bay FCU	1	$270K	0.0%	0.00%
119	Timberline Bank	1	$250K	0.0%	0.00%
120	Wilmington Savings Fund Society FSB	1	$246K	0.0%	0.00%
121	Shoreham Bank	1	$230K	0.0%	0.00%
122	iTHINK Financial Credit Union	2	$205K	0.0%	0.00%
123	Peoples Bank	1	$200K	0.0%	0.00%
124	Northwest Bank	1	$200K	0.0%	0.00%
125	Pathward National Association	1	$199K	0.0%	0.00%
126	Ascendus, Inc.	1	$150K	0.0%	0.00%
127	Neighborhood Lending Partners of West Florida, Inc.	1	$149K	0.0%	0.00%
128	West Central Development Corporation	4	$121K	0.0%	0.00%
129	Florida Business Development Corporation	1	$117K	0.0%	0.00%
130	1st Source Bank	2	$100K	0.0%	0.00%
131	Citizens Bank, National Association	1	$100K	0.0%	0.00%
132	CDC Small Business Finance Corp.	1	$95K	0.0%	0.00%
133	Bank of Hope	4	$75K	0.0%	67.72%
134	Academy Bank National Association	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	161	$105.0M	18.5%
2	Accommodation & food services	145	$85.9M	15.1%
3	Construction	121	$55.2M	9.7%
4	Other services	115	$42.5M	7.5%
5	Retail trade	97	$40.1M	7.1%
6	Arts, entertainment & recreation	45	$38.5M	6.8%
7	Professional & technical services	108	$36.3M	6.4%
8	Administrative & waste services	89	$32.2M	5.7%
9	Wholesale trade	37	$21.7M	3.8%
10	Manufacturing	35	$18.9M	3.3%
11	Retail trade	45	$16.8M	3.0%
12	Real estate & leasing	25	$16.0M	2.8%
13	Manufacturing	14	$11.3M	2.0%
14	Educational services	24	$11.1M	2.0%
15	Manufacturing	19	$11.0M	1.9%
16	Transportation & warehousing	11	$9.6M	1.7%
17	Transportation & warehousing	35	$6.2M	1.1%
18	Finance & insurance	16	$6.1M	1.1%
19	Agriculture, forestry & fishing	6	$1.4M	0.2%
20	Utilities	1	$852K	0.2%
21	Information	7	$824K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.