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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Hernando, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

70 institutions have SBA 7(a) loans on record in Hernando, together $155.1M across 290 loans. Truist Bank is the largest, with 8% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Truist Bank34$13.1M8.4%0.76%
2Live Oak Banking Company6$10.7M6.9%0.00%
3Central Bank5$8.3M5.4%23.81%
4Centennial Bank3$8.2M5.3%0.00%
5Readycap Lending, LLC8$8.0M5.1%0.00%
6Wells Fargo Bank National Association23$6.0M3.9%17.78%
7Fifth Third Bank3$5.9M3.8%7.57%
8Valley National Bank1$5.0M3.2%0.00%
9Metro City Bank2$4.9M3.2%0.00%
10Midwest Regional Bank4$4.7M3.1%0.00%
11United Midwest Savings Bank National Association9$4.4M2.9%0.00%
12The Huntington National Bank9$4.4M2.8%0.00%
13Newtek Bank, National Association13$3.7M2.4%0.00%
14Lake Michigan CU4$3.7M2.4%0.00%
15SouthState Bank, National Association4$3.6M2.3%0.00%
16Florida Capital Bank, National Association4$3.5M2.3%0.00%
17BayFirst National Bank20$3.4M2.2%3.89%
18Celtic Bank Corporation5$3.1M2.0%0.00%
19Lender 20571896$2.7M1.7%0.00%
20Port 51 Lending LLC1$2.6M1.7%0.00%
21Bank of America, National Association9$2.4M1.5%1.42%
22Paradise Bank1$2.2M1.4%0.00%
23First-Citizens Bank & Trust Company3$2.2M1.4%0.00%
24Citizens Bank3$1.9M1.2%0.00%
25First Federal Bank2$1.7M1.1%0.00%
26iTHINK Financial Credit Union1$1.7M1.1%0.00%
27Northeast Bank9$1.6M1.1%0.00%
28JPMorgan Chase Bank, National Association6$1.6M1.0%17.20%
29Pinnacle Bank4$1.5M1.0%39.96%
30United Community Bank2$1.5M1.0%0.00%
31Cogent Bank1$1.5M1.0%0.00%
32Banesco USA1$1.5M1.0%0.00%
33American Momentum Bank1$1.5M1.0%0.00%
34Pathward National Association2$1.5M0.9%0.00%
35Byline Bank2$1.4M0.9%0.00%
36The MINT National Bank1$1.4M0.9%0.00%
37Bank OZK2$1.4M0.9%0.00%
38Evolve Bank and Trust1$1.3M0.8%0.00%
39TD Bank, National Association11$1.2M0.8%36.47%
40PNC Bank, National Association14$1.0M0.6%0.00%
41The Bank of Tampa2$990K0.6%0.00%
42T Bank, National Association2$949K0.6%0.00%
43Milestone Bank1$836K0.5%0.00%
44First Commonwealth Bank1$762K0.5%0.00%
45Ameris Bank1$709K0.5%0.00%
46Lendistry SBLC, LLC5$655K0.4%0.00%
47Achieva CU1$629K0.4%0.00%
48Capital City Bank1$619K0.4%0.00%
49Community West Bank1$612K0.4%80.83%
50Gulf Coast Bank and Trust Company1$545K0.4%0.00%
51The Freedom Bank of Virginia1$540K0.3%0.00%
52Stearns Bank National Association3$492K0.3%0.00%
53Banc of California1$492K0.3%0.00%
54CenTrust Bank, A Division of SmartBiz Bank National Association2$485K0.3%0.00%
55Seacoast National Bank1$467K0.3%0.00%
56Bank of Hope2$465K0.3%6.57%
571st Financial Bank USA1$465K0.3%0.00%
58Popular Bank2$423K0.3%92.26%
59Happen Bank1$380K0.2%56.19%
60Fairwinds CU2$370K0.2%0.00%
61Magnifi Financial CU1$322K0.2%0.00%
62Colony Bank2$300K0.2%0.00%
63Mechanics and Farmers Bank1$180K0.1%0.00%
64Optus Bank1$158K0.1%0.00%
65Regions Bank1$144K0.1%0.00%
66Western State Bank1$124K0.1%0.00%
67LiftFund, Inc.1$119K0.1%0.00%
68VelocitySBA, LLC8$98K0.1%37.89%
69West Central Development Corporation1$55K0.0%0.00%
70Columbia Bank1$50K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services32$26.2M16.9%
2Other services42$26.1M16.8%
3Retail trade31$16.8M10.8%
4Health care & social assistance34$12.5M8.1%
5Arts, entertainment & recreation16$10.7M6.9%
6Construction33$10.4M6.7%
7Manufacturing12$10.2M6.6%
8Professional & technical services15$8.8M5.7%
9Transportation & warehousing13$6.7M4.3%
10Administrative & waste services24$4.8M3.1%
11Finance & insurance5$4.6M2.9%
12Real estate & leasing4$4.2M2.7%
13Manufacturing4$3.8M2.5%
14Management of companies1$2.1M1.3%
15Educational services2$1.9M1.2%
16Retail trade7$1.9M1.2%
17Agriculture, forestry & fishing1$1.5M1.0%
18Wholesale trade8$1.4M0.9%
19Information3$243K0.2%
20Transportation & warehousing1$239K0.2%
21Manufacturing1$150K0.1%
22Mining & extraction1$25K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.