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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Hernando, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

69 institutions have SBA 7(a) loans on record in Hernando, together $151.2M across 285 loans. Truist Bank is the largest, with 9% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Truist Bank34$13.1M8.6%0.76%
2Live Oak Banking Company6$10.7M7.1%0.00%
3Central Bank5$8.3M5.5%23.81%
4Centennial Bank3$8.2M5.4%0.00%
5Readycap Lending, LLC8$8.0M5.3%0.00%
6Wells Fargo Bank National Association23$6.0M4.0%17.78%
7Fifth Third Bank3$5.9M3.9%7.57%
8Valley National Bank1$5.0M3.3%0.00%
9Metro City Bank2$4.9M3.2%0.00%
10Midwest Regional Bank4$4.7M3.1%0.00%
11United Midwest Savings Bank National Association9$4.4M2.9%0.00%
12The Huntington National Bank9$4.4M2.9%0.00%
13Newtek Bank, National Association13$3.7M2.5%0.00%
14Lake Michigan CU4$3.7M2.4%0.00%
15Florida Capital Bank, National Association4$3.5M2.3%0.00%
16BayFirst National Bank20$3.4M2.3%3.89%
17Celtic Bank Corporation5$3.1M2.0%0.00%
18SouthState Bank, National Association3$2.8M1.8%0.00%
19Newtek Small Business Finance, Inc.6$2.7M1.8%0.00%
20Bank of America, National Association9$2.4M1.6%1.42%
21Paradise Bank1$2.2M1.4%0.00%
22First-Citizens Bank & Trust Company3$2.2M1.4%0.00%
23Citizens Bank3$1.9M1.2%0.00%
24First Federal Bank2$1.7M1.1%0.00%
25iTHINK Financial Credit Union1$1.7M1.1%0.00%
26JPMorgan Chase Bank, National Association6$1.6M1.0%17.20%
27Pinnacle Bank4$1.5M1.0%39.96%
28United Community Bank2$1.5M1.0%0.00%
29Cogent Bank1$1.5M1.0%0.00%
30Banesco USA1$1.5M1.0%0.00%
31American Momentum Bank1$1.5M1.0%0.00%
32Pathward National Association2$1.5M1.0%0.00%
33Byline Bank2$1.4M1.0%0.00%
34Northeast Bank8$1.4M0.9%0.00%
35The MINT National Bank1$1.4M0.9%0.00%
36Bank OZK2$1.4M0.9%0.00%
37Evolve Bank and Trust1$1.3M0.8%0.00%
38TD Bank, National Association11$1.2M0.8%36.47%
39The Bank of Tampa2$990K0.7%0.00%
40T Bank, National Association2$949K0.6%0.00%
41PNC Bank, National Association13$902K0.6%0.00%
42Milestone Bank1$836K0.6%0.00%
43First Commonwealth Bank1$762K0.5%0.00%
44Ameris Bank1$709K0.5%0.00%
45Achieva CU1$629K0.4%0.00%
46Capital City Bank1$619K0.4%0.00%
47Community West Bank1$612K0.4%80.83%
48Gulf Coast Bank and Trust Company1$545K0.4%0.00%
49The Freedom Bank of Virginia1$540K0.4%0.00%
50Lendistry SBLC, LLC4$505K0.3%0.00%
51Stearns Bank National Association3$492K0.3%0.00%
52Banc of California1$492K0.3%0.00%
53CenTrust Bank, A Division of SmartBiz Bank National Association2$485K0.3%0.00%
54Seacoast National Bank1$467K0.3%0.00%
551st Financial Bank USA1$465K0.3%0.00%
56Bank of Hope2$465K0.3%6.57%
57Popular Bank2$423K0.3%92.26%
58Happen Bank1$380K0.3%56.19%
59Fairwinds CU2$370K0.2%0.00%
60Magnifi Financial CU1$322K0.2%0.00%
61Colony Bank2$300K0.2%0.00%
62Mechanics and Farmers Bank1$180K0.1%0.00%
63Optus Bank1$158K0.1%0.00%
64Regions Bank1$144K0.1%0.00%
65Western State Bank1$124K0.1%0.00%
66LiftFund, Inc.1$119K0.1%0.00%
67VelocitySBA, LLC8$98K0.1%37.89%
68West Central Development Corporation1$55K0.0%0.00%
69Columbia Bank1$50K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Other services41$25.2M16.7%
2Accommodation & food services31$23.6M15.6%
3Retail trade31$16.8M11.1%
4Health care & social assistance34$12.5M8.3%
5Arts, entertainment & recreation16$10.7M7.1%
6Construction32$10.3M6.8%
7Manufacturing12$10.2M6.7%
8Professional & technical services15$8.8M5.8%
9Transportation & warehousing12$6.5M4.3%
10Administrative & waste services23$4.6M3.0%
11Finance & insurance5$4.6M3.0%
12Real estate & leasing4$4.2M2.8%
13Manufacturing4$3.8M2.5%
14Management of companies1$2.1M1.4%
15Educational services2$1.9M1.3%
16Retail trade7$1.9M1.2%
17Agriculture, forestry & fishing1$1.5M1.0%
18Wholesale trade8$1.4M0.9%
19Information3$243K0.2%
20Transportation & warehousing1$239K0.2%
21Manufacturing1$150K0.1%
22Mining & extraction1$25K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.