SBA 7(a) lenders in Volusia, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

140 institutions have SBA 7(a) loans on record in Volusia, together $643.7M across 1,236 loans. Truist Bank is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Truist Bank	107	$51.5M	8.0%	2.26%
2	Live Oak Banking Company	39	$39.6M	6.1%	7.91%
3	Wells Fargo Bank National Association	104	$23.1M	3.6%	4.19%
4	TD Bank, National Association	149	$21.1M	3.3%	6.08%
5	SouthState Bank, National Association	28	$21.1M	3.3%	0.00%
6	Newtek Small Business Finance, LLC	24	$18.7M	2.9%	1.88%
7	Readycap Lending, LLC	32	$17.2M	2.7%	0.00%
8	First Bank of the Lake	7	$15.5M	2.4%	0.00%
9	Newtek Bank, National Association	44	$14.7M	2.3%	0.00%
10	Seacoast National Bank	34	$14.7M	2.3%	1.54%
11	Banc of California	17	$12.8M	2.0%	11.01%
12	North State Bank	16	$12.5M	1.9%	0.00%
13	Pinnacle Bank	9	$12.1M	1.9%	2.36%
14	Harvest Small Business Finance, LLC	9	$12.1M	1.9%	0.00%
15	Cogent Bank	23	$12.0M	1.9%	3.16%
16	Bank of America, National Association	21	$11.3M	1.8%	0.59%
17	Paradise Bank	8	$11.1M	1.7%	0.00%
18	United Midwest Savings Bank National Association	19	$10.6M	1.7%	2.87%
19	PNC Bank, National Association	34	$10.4M	1.6%	15.88%
20	BankUnited, National Association	8	$10.2M	1.6%	0.00%
21	Embassy National Bank	2	$9.8M	1.5%	0.00%
22	Beacon Bank and Trust	12	$9.7M	1.5%	0.00%
23	Ameris Bank	13	$9.6M	1.5%	0.00%
24	The Huntington National Bank	30	$9.4M	1.5%	0.00%
25	First-Citizens Bank & Trust Company	5	$8.2M	1.3%	1.15%
26	Peoples Bank	2	$7.9M	1.2%	0.00%
27	Columbia Bank	24	$7.7M	1.2%	2.58%
28	BayFirst National Bank	41	$7.7M	1.2%	0.00%
29	Fifth Third Bank	26	$6.8M	1.1%	2.31%
30	Northeast Bank	27	$6.3M	1.0%	0.00%
31	Stone Bank	3	$5.7M	0.9%	0.00%
32	HomeTrust Bank	3	$5.4M	0.8%	0.00%
33	United Community Bank	4	$5.3M	0.8%	0.00%
34	Regions Bank	11	$5.2M	0.8%	0.00%
35	Byline Bank	4	$5.1M	0.8%	0.00%
36	CIBM Bank	1	$5.0M	0.8%	0.00%
37	GBank	1	$5.0M	0.8%	0.00%
38	Citizens Bank	6	$5.0M	0.8%	0.00%
39	Addition Financial CU	1	$4.9M	0.8%	0.00%
40	First National Bank of Pennsylvania	3	$4.7M	0.7%	0.00%
41	Gulf Coast Bank and Trust Company	4	$4.7M	0.7%	0.00%
42	Stearns Bank National Association	6	$4.7M	0.7%	1.49%
43	The Bancorp Bank National Association	7	$4.6M	0.7%	0.00%
44	American Momentum Bank	4	$4.6M	0.7%	0.00%
45	T Bank, National Association	1	$4.6M	0.7%	0.00%
46	City National Bank of Florida	2	$4.4M	0.7%	0.00%
47	Valley National Bank	3	$4.2M	0.6%	0.00%
48	CRF Small Business Loan Company, LLC	9	$4.1M	0.6%	12.45%
49	Celtic Bank Corporation	22	$4.1M	0.6%	8.16%
50	First Federal Bank	3	$4.1M	0.6%	0.00%
51	First Internet Bank of Indiana	3	$3.8M	0.6%	0.00%
52	Enterprise Bank & Trust	2	$3.8M	0.6%	0.00%
53	JPMorgan Chase Bank, National Association	35	$3.6M	0.6%	13.09%
54	Climate First Bank	5	$3.5M	0.6%	0.00%
55	TransPecos Banks, SSB.	2	$3.4M	0.5%	0.00%
56	Banesco USA	3	$3.1M	0.5%	0.00%
57	Port 51 Lending LLC	1	$2.9M	0.4%	0.00%
58	One Florida Bank	2	$2.8M	0.4%	0.00%
59	Commonwealth Business Bank	1	$2.7M	0.4%	0.00%
60	FinWise Bank	2	$2.7M	0.4%	0.00%
61	CalPrivate Bank	1	$2.7M	0.4%	0.00%
62	First Commonwealth Bank	4	$2.7M	0.4%	0.00%
63	FDIC - Community Bank & Trust-West Georgia	3	$2.6M	0.4%	0.00%
64	Shoreham Bank	1	$2.5M	0.4%	0.00%
65	Renasant Bank	5	$2.4M	0.4%	6.50%
66	Customers Bank	5	$2.4M	0.4%	0.00%
67	First Merchants Bank	1	$2.4M	0.4%	0.00%
68	Coastal States Bank	2	$2.2M	0.3%	0.00%
69	iTHINK Financial Credit Union	3	$2.2M	0.3%	0.00%
70	First National Bank of Coffee County	2	$2.2M	0.3%	0.00%
71	Centennial Bank	3	$2.1M	0.3%	0.00%
72	Bank of Clarke	1	$2.0M	0.3%	0.00%
73	First National Bank of Nassau County	1	$1.9M	0.3%	0.00%
74	DFCU Financial	1	$1.9M	0.3%	0.00%
75	Popular Bank	6	$1.8M	0.3%	57.03%
76	Capital Bank, National Association	1	$1.8M	0.3%	0.00%
77	Florida Capital Bank, National Association	7	$1.7M	0.3%	5.46%
78	Union Bank and Trust Company	2	$1.7M	0.3%	0.00%
79	Waterfall Bank	2	$1.7M	0.3%	0.00%
80	City National Bank	2	$1.7M	0.3%	0.00%
81	Heritage Bank Inc	3	$1.7M	0.3%	0.00%
82	First Bank	2	$1.6M	0.2%	0.00%
83	Five Star Bank	5	$1.6M	0.2%	0.00%
84	Fairwinds CU	6	$1.6M	0.2%	0.00%
85	US Metro Bank	1	$1.5M	0.2%	0.00%
86	Metro City Bank	1	$1.5M	0.2%	0.00%
87	The Fidelity Bank	2	$1.5M	0.2%	0.00%
88	Barwick Banking Company	3	$1.4M	0.2%	0.00%
89	OptimumBank	1	$1.3M	0.2%	0.00%
90	PromiseOne Bank	1	$1.3M	0.2%	0.00%
91	CFBank National Association	1	$1.3M	0.2%	0.00%
92	Firstrust Savings Bank	1	$1.1M	0.2%	0.00%
93	Midwest Regional Bank	2	$1.0M	0.2%	0.00%
94	Citibank, N.A.	1	$1.0M	0.2%	0.00%
95	Paragon Bank	1	$931K	0.1%	0.00%
96	MidFirst Bank	1	$922K	0.1%	0.00%
97	Simmons Bank	3	$783K	0.1%	0.00%
98	Independence Bank	6	$750K	0.1%	47.48%
99	Intracoastal Bank	1	$737K	0.1%	0.00%
100	Centerstone SBA Lending, Inc.	1	$730K	0.1%	0.00%
101	ConnectOne Bank	1	$710K	0.1%	0.00%
102	Bank of Hope	2	$695K	0.1%	1.64%
103	Midwest BankCentre	1	$670K	0.1%	0.00%
104	Pathward National Association	1	$667K	0.1%	0.00%
105	First Business Bank	1	$658K	0.1%	0.00%
106	VelocitySBA, LLC	22	$623K	0.1%	10.46%
107	Merchants Bank of Indiana	1	$619K	0.1%	0.00%
108	Lendistry SBLC, LLC	5	$610K	0.1%	0.00%
109	Evolve Bank and Trust	1	$600K	0.1%	0.00%
110	United FCU	1	$550K	0.1%	0.00%
111	Happen Bank	1	$506K	0.1%	0.00%
112	Old National Bank	1	$500K	0.1%	0.00%
113	TowneBank	1	$484K	0.1%	0.00%
114	Touchmark National Bank	1	$469K	0.1%	0.00%
115	IncredibleBank	1	$450K	0.1%	0.00%
116	22nd State Bank, A Division of 22nd State Banking Company	1	$450K	0.1%	0.00%
117	Wilmington Savings Fund Society FSB	1	$395K	0.1%	0.00%
118	KeyBank National Association	1	$391K	0.1%	0.00%
119	Texas Capital Bank	1	$388K	0.1%	0.00%
120	Ascendus, Inc.	2	$363K	0.1%	0.00%
121	Bank OZK	1	$350K	0.1%	0.00%
122	Community West Bank	1	$303K	0.0%	0.00%
123	Wachovia SBA Lending, Inc.	1	$280K	0.0%	0.00%
124	Colony Bank	2	$268K	0.0%	0.00%
125	Lake Michigan CU	1	$256K	0.0%	0.00%
126	Titan Bank, National Association	1	$236K	0.0%	0.00%
127	Florida First Capital Finance Corporation, Inc.	1	$226K	0.0%	0.00%
128	Nicolet National Bank	1	$200K	0.0%	0.00%
129	Planters First Bank	1	$188K	0.0%	0.00%
130	Capital One National Association	4	$185K	0.0%	44.58%
131	West Central Development Corporation	2	$172K	0.0%	10.68%
132	DR Bank	1	$155K	0.0%	0.00%
133	Associated Bank National Association	1	$150K	0.0%	62.30%
134	Sunshine State Economic Development Corporation	1	$146K	0.0%	0.00%
135	The Canandaigua National Bank and Trust Company	1	$140K	0.0%	0.00%
136	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$120K	0.0%	0.00%
137	U.S. Bank, National Association	1	$61K	0.0%	0.00%
138	Zions Bancorporation, National Association	1	$50K	0.0%	0.00%
139	Bank of Crocker	1	$50K	0.0%	64.93%
140	SoFi Bank, National Association	1	$23K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	173	$162.1M	25.2%
2	Health care & social assistance	155	$100.0M	15.5%
3	Retail trade	117	$63.6M	9.9%
4	Construction	151	$52.5M	8.2%
5	Manufacturing	66	$50.0M	7.8%
6	Professional & technical services	110	$45.7M	7.1%
7	Other services	105	$40.4M	6.3%
8	Administrative & waste services	87	$23.4M	3.6%
9	Retail trade	62	$20.1M	3.1%
10	Wholesale trade	41	$19.0M	2.9%
11	Arts, entertainment & recreation	25	$13.9M	2.2%
12	Real estate & leasing	24	$12.5M	1.9%
13	Finance & insurance	24	$10.7M	1.7%
14	Manufacturing	17	$9.2M	1.4%
15	Educational services	17	$7.2M	1.1%
16	Transportation & warehousing	32	$6.3M	1.0%
17	Information	12	$2.9M	0.4%
18	Transportation & warehousing	5	$1.3M	0.2%
19	Agriculture, forestry & fishing	4	$1.2M	0.2%
20	Management of companies	2	$968K	0.2%
21	Manufacturing	5	$625K	0.1%
22	Utilities	1	$50K	0.0%
23	Mining & extraction	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.