SBA 7(a) lenders in Lake, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

111 institutions have SBA 7(a) loans on record in Lake, together $361.0M across 733 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	17	$27.8M	7.7%	0.00%
2	Wells Fargo Bank National Association	82	$16.3M	4.5%	4.96%
3	SouthState Bank, National Association	18	$16.2M	4.5%	2.06%
4	Seacoast National Bank	35	$15.6M	4.3%	3.78%
5	Regions Bank	20	$14.6M	4.0%	0.00%
6	North State Bank	6	$11.2M	3.1%	0.00%
7	Readycap Lending, LLC	31	$11.0M	3.1%	7.62%
8	Truist Bank	26	$10.6M	2.9%	0.00%
9	Newtek Small Business Finance, Inc.	16	$10.5M	2.9%	1.48%
10	TD Bank, National Association	48	$9.4M	2.6%	0.00%
11	The Huntington National Bank	26	$9.3M	2.6%	0.00%
12	JPMorgan Chase Bank, National Association	39	$7.6M	2.1%	0.84%
13	The First National Bank of Mount Dora	4	$7.6M	2.1%	0.00%
14	Celtic Bank Corporation	16	$7.3M	2.0%	10.37%
15	Beacon Bank and Trust	5	$6.6M	1.8%	0.00%
16	DFCU Financial	6	$6.2M	1.7%	0.00%
17	PNC Bank, National Association	22	$6.1M	1.7%	5.64%
18	Newtek Bank, National Association	24	$6.0M	1.7%	0.00%
19	First Internet Bank of Indiana	5	$5.6M	1.5%	0.00%
20	Citizens Bank	5	$5.3M	1.5%	0.00%
21	TowneBank	3	$5.2M	1.4%	0.00%
22	First Bank of Central Ohio	1	$5.0M	1.4%	0.00%
23	BankUnited, National Association	5	$4.9M	1.4%	0.00%
24	Bank of America, National Association	14	$4.8M	1.3%	0.00%
25	Fifth Third Bank	18	$4.8M	1.3%	2.08%
26	Pathward National Association	2	$4.7M	1.3%	0.00%
27	T Bank, National Association	1	$4.5M	1.2%	0.00%
28	GBank	1	$4.4M	1.2%	0.00%
29	Customers Bank	4	$4.2M	1.2%	0.00%
30	IncredibleBank	1	$4.0M	1.1%	0.00%
31	Northeast Bank	23	$3.9M	1.1%	0.00%
32	Ameris Bank	7	$3.7M	1.0%	1.54%
33	Stearns Bank National Association	5	$3.5M	1.0%	4.12%
34	BayFirst National Bank	16	$3.5M	1.0%	0.00%
35	The MINT National Bank	2	$3.3M	0.9%	0.00%
36	Banesco USA	3	$3.3M	0.9%	0.00%
37	First-Citizens Bank & Trust Company	6	$3.1M	0.9%	0.00%
38	America First Federal Credit Union	1	$3.1M	0.8%	0.00%
39	FWBank	2	$3.1M	0.8%	0.00%
40	First Bank of the Lake	8	$3.0M	0.8%	0.00%
41	Studio Bank	2	$2.9M	0.8%	0.00%
42	First Bank	3	$2.4M	0.7%	0.00%
43	First National Bank of Pennsylvania	2	$2.4M	0.7%	0.00%
44	Colony Bank	3	$2.2M	0.6%	0.00%
45	American Momentum Bank	4	$2.1M	0.6%	0.00%
46	Western State Bank	1	$2.1M	0.6%	0.00%
47	United Midwest Savings Bank National Association	12	$2.0M	0.6%	4.09%
48	Cogent Bank	2	$2.0M	0.5%	0.00%
49	Stone Bank	4	$2.0M	0.5%	0.00%
50	Centennial Bank	2	$1.9M	0.5%	0.00%
51	Capital Bank, National Association	2	$1.9M	0.5%	0.00%
52	Harvest Small Business Finance, LLC	3	$1.9M	0.5%	0.00%
53	Climate First Bank	4	$1.9M	0.5%	0.00%
54	Avidia Bank	1	$1.9M	0.5%	0.00%
55	Happen Bank	2	$1.8M	0.5%	0.00%
56	Northwest Bank	2	$1.6M	0.4%	0.00%
57	Banc of California	1	$1.6M	0.4%	0.00%
58	Milestone Bank	1	$1.5M	0.4%	0.00%
59	Lake Michigan CU	2	$1.4M	0.4%	0.00%
60	First Federal Bank	2	$1.4M	0.4%	0.00%
61	Thread Bank	1	$1.4M	0.4%	0.00%
62	Byline Bank	2	$1.4M	0.4%	0.00%
63	Gulf Coast Bank and Trust Company	3	$1.3M	0.4%	0.00%
64	United Community Bank	4	$1.3M	0.3%	0.00%
65	Midwest Regional Bank	3	$1.3M	0.3%	0.00%
66	Simmons Bank	2	$1.3M	0.3%	0.00%
67	Bank of Central Florida	2	$1.2M	0.3%	0.00%
68	Woodlands National Bank	1	$1.2M	0.3%	0.00%
69	Evolve Bank and Trust	1	$1.1M	0.3%	0.00%
70	KeyBank National Association	1	$1.1M	0.3%	0.00%
71	HomeTrust Bank	1	$1.1M	0.3%	0.00%
72	Valley National Bank	2	$1.1M	0.3%	0.00%
73	22nd State Bank, A Division of 22nd State Banking Company	1	$1.1M	0.3%	0.00%
74	Florida Capital Bank, National Association	2	$1.0M	0.3%	0.00%
75	Hyperion Bank	1	$972K	0.3%	0.00%
76	The Bancorp Bank National Association	2	$924K	0.3%	0.00%
77	Platinum Bank	2	$880K	0.2%	0.00%
78	United Bank	2	$840K	0.2%	0.00%
79	Axiom Bank, National Association	4	$814K	0.2%	0.00%
80	Federal Deposit Insurance Corporation	2	$798K	0.2%	0.00%
81	Capital Credit Union	1	$750K	0.2%	0.00%
82	Truliant FCU	1	$705K	0.2%	0.00%
83	VelocitySBA, LLC	11	$684K	0.2%	1.00%
84	Bank Five Nine	1	$567K	0.2%	0.00%
85	U.S. Bank, National Association	1	$486K	0.1%	0.00%
86	Georgia Banking Company	1	$477K	0.1%	0.00%
87	First Merchants Bank	1	$452K	0.1%	15.06%
88	City National Bank of Florida	1	$450K	0.1%	62.52%
89	Five Star Bank	2	$415K	0.1%	51.96%
90	Popular Bank	4	$388K	0.1%	0.03%
91	Lendistry SBLC, LLC	3	$374K	0.1%	0.00%
92	Bravera Bank	1	$370K	0.1%	0.00%
93	BBIF Captial, Inc.	2	$325K	0.1%	0.00%
94	Centerstone SBA Lending, Inc.	1	$315K	0.1%	0.00%
95	Pinnacle Bank	1	$245K	0.1%	0.00%
96	Southern Bank	1	$231K	0.1%	0.00%
97	Bank of Hope	12	$210K	0.1%	40.93%
98	Peoples Bank	1	$208K	0.1%	0.00%
99	McCoy FCU	2	$195K	0.1%	0.00%
100	Metro City Bank	1	$185K	0.1%	0.00%
101	Independence Bank	2	$175K	0.0%	77.68%
102	CRF Small Business Loan Company, LLC	1	$160K	0.0%	0.00%
103	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
104	Hanscom FCU	1	$130K	0.0%	0.00%
105	Renasant Bank	1	$120K	0.0%	0.00%
106	Capital One National Association	2	$100K	0.0%	39.43%
107	BMO Bank National Association	2	$100K	0.0%	0.00%
108	Fairwinds CU	1	$76K	0.0%	0.00%
109	Adelphi Bank	1	$75K	0.0%	0.00%
110	Bangor Savings Bank	2	$50K	0.0%	0.00%
111	Columbia Bank	2	$35K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	132	$67.9M	18.8%
2	Accommodation & food services	86	$66.9M	18.5%
3	Construction	106	$50.4M	14.0%
4	Retail trade	54	$37.7M	10.4%
5	Professional & technical services	57	$27.0M	7.5%
6	Other services	58	$21.0M	5.8%
7	Arts, entertainment & recreation	30	$17.7M	4.9%
8	Real estate & leasing	18	$16.8M	4.7%
9	Manufacturing	24	$13.0M	3.6%
10	Administrative & waste services	49	$11.3M	3.1%
11	Retail trade	26	$6.6M	1.8%
12	Wholesale trade	21	$5.5M	1.5%
13	Transportation & warehousing	6	$4.6M	1.3%
14	Transportation & warehousing	21	$4.3M	1.2%
15	Agriculture, forestry & fishing	2	$3.0M	0.8%
16	Information	9	$2.1M	0.6%
17	Manufacturing	9	$2.0M	0.6%
18	Educational services	8	$1.0M	0.3%
19	Finance & insurance	8	$793K	0.2%
20	Manufacturing	5	$650K	0.2%
21	Management of companies	1	$325K	0.1%
22	Utilities	2	$300K	0.1%
23	Mining & extraction	1	$215K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.