SBA 7(a) lenders in Flagler, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

55 institutions have SBA 7(a) loans on record in Flagler, together $63.3M across 159 loans. Valley Bank is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Valley Bank	1	$4.6M	7.3%	61.28%
2	HomeTrust Bank	1	$4.3M	6.8%	0.00%
3	Ameris Bank	5	$4.2M	6.7%	0.00%
4	Evolve Bank and Trust	2	$3.6M	5.7%	0.00%
5	First National Bank of Pennsylvania	2	$3.5M	5.6%	0.00%
6	iTHINK Financial Credit Union	2	$3.3M	5.2%	0.00%
7	Live Oak Banking Company	4	$2.8M	4.4%	0.00%
8	Wells Fargo Bank National Association	22	$2.7M	4.3%	0.00%
9	First Internet Bank of Indiana	2	$2.5M	3.9%	0.00%
10	Unity Bank	1	$1.8M	2.8%	55.32%
11	Truist Bank	12	$1.5M	2.4%	0.82%
12	Valley National Bank	1	$1.5M	2.4%	0.00%
13	Bank of America, National Association	5	$1.4M	2.1%	0.00%
14	SouthState Bank, National Association	6	$1.2M	2.0%	2.24%
15	IncredibleBank	1	$1.2M	1.9%	0.00%
16	PromiseOne Bank	1	$1.2M	1.9%	0.00%
17	United Midwest Savings Bank National Association	6	$1.1M	1.8%	15.06%
18	Newtek Small Business Finance, Inc.	3	$1.1M	1.7%	0.00%
19	BankUnited, National Association	1	$1.0M	1.6%	0.00%
20	Cogent Bank	1	$985K	1.6%	0.00%
21	United Community Bank	2	$930K	1.5%	0.00%
22	Busey Bank	1	$925K	1.5%	0.00%
23	First Bank	1	$923K	1.5%	0.00%
24	Newtek Bank, National Association	3	$900K	1.4%	0.00%
25	Readycap Lending, LLC	3	$888K	1.4%	0.00%
26	First Federal Bank	1	$867K	1.4%	0.00%
27	The Huntington National Bank	4	$835K	1.3%	0.00%
28	Stearns Bank National Association	3	$797K	1.3%	0.00%
29	Popular Bank	2	$722K	1.1%	74.31%
30	MVB Bank, Inc.	1	$710K	1.1%	58.92%
31	TD Bank, National Association	11	$693K	1.1%	33.93%
32	American Momentum Bank	2	$688K	1.1%	0.00%
33	CRF Small Business Loan Company, LLC	1	$600K	0.9%	0.00%
34	Barwick Banking Company	1	$567K	0.9%	0.00%
35	Harvest Small Business Finance, LLC	1	$558K	0.9%	0.00%
36	Customers Bank	3	$526K	0.8%	0.00%
37	Celtic Bank Corporation	4	$515K	0.8%	27.09%
38	PNC Bank, National Association	6	$512K	0.8%	0.00%
39	BayFirst National Bank	2	$511K	0.8%	0.00%
40	JPMorgan Chase Bank, National Association	6	$465K	0.7%	4.99%
41	First Bank of the Lake	1	$451K	0.7%	0.00%
42	Gulf Coast Bank and Trust Company	1	$430K	0.7%	0.00%
43	The Bancorp Bank National Association	1	$394K	0.6%	0.00%
44	Simmons Bank	1	$392K	0.6%	0.00%
45	Lendistry SBLC, LLC	1	$316K	0.5%	0.00%
46	Regions Bank	2	$313K	0.5%	0.00%
47	ConnectOne Bank	1	$286K	0.5%	0.00%
48	Florida Capital Bank, National Association	1	$245K	0.4%	10.48%
49	Nicolet National Bank	1	$233K	0.4%	0.00%
50	Pathward National Association	1	$150K	0.2%	0.00%
51	Northeast Bank	2	$112K	0.2%	0.00%
52	Columbia Bank	2	$75K	0.1%	25.49%
53	Capital One National Association	2	$60K	0.1%	58.33%
54	VelocitySBA, LLC	4	$28K	0.0%	39.43%
55	NBT Bank, National Association	1	$17K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	20	$17.6M	27.8%
2	Real estate & leasing	12	$6.1M	9.7%
3	Other services	16	$5.2M	8.2%
4	Wholesale trade	4	$5.2M	8.2%
5	Construction	16	$4.8M	7.6%
6	Professional & technical services	20	$4.6M	7.2%
7	Transportation & warehousing	7	$4.0M	6.3%
8	Health care & social assistance	16	$3.6M	5.8%
9	Retail trade	11	$3.4M	5.3%
10	Administrative & waste services	11	$2.2M	3.6%
11	Manufacturing	3	$1.7M	2.6%
12	Finance & insurance	4	$1.6M	2.5%
13	Transportation & warehousing	4	$1.4M	2.2%
14	Arts, entertainment & recreation	2	$950K	1.5%
15	Retail trade	10	$751K	1.2%
16	Manufacturing	1	$115K	0.2%
17	Educational services	1	$100K	0.2%
18	Agriculture, forestry & fishing	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.