SBA 7(a) lenders in Jefferson, CO

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

183 institutions have SBA 7(a) loans on record in Jefferson, together $1.53B across 3,080 loans. Live Oak Banking Company is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	105	$135.4M	8.9%	1.05%
2	Wells Fargo Bank National Association	421	$132.2M	8.7%	2.99%
3	KeyBank National Association	160	$74.3M	4.9%	2.58%
4	Bank of Hope	93	$68.7M	4.5%	1.56%
5	U.S. Bank, National Association	439	$62.1M	4.1%	3.73%
6	BMO Bank National Association	88	$61.4M	4.0%	0.28%
7	Hanmi Bank	82	$52.2M	3.4%	2.61%
8	JPMorgan Chase Bank, National Association	247	$45.0M	2.9%	3.22%
9	SouthState Bank, National Association	47	$43.0M	2.8%	0.00%
10	Zions Bank, A Division of	71	$35.7M	2.3%	1.78%
11	The Huntington National Bank	111	$35.3M	2.3%	0.24%
12	BOKF, National Association	54	$31.0M	2.0%	0.00%
13	Celtic Bank Corporation	50	$30.3M	2.0%	1.51%
14	Enterprise Bank & Trust	29	$29.7M	1.9%	0.00%
15	PNC Bank, National Association	94	$29.0M	1.9%	0.33%
16	UMB Bank, National Association	38	$26.9M	1.8%	8.79%
17	Readycap Lending, LLC	47	$26.3M	1.7%	1.74%
18	Midwest Regional Bank	21	$24.2M	1.6%	0.00%
19	Busey Bank	17	$23.7M	1.5%	0.00%
20	Byline Bank	21	$22.2M	1.5%	0.00%
21	Sunflower Bank National Association	19	$20.6M	1.3%	0.00%
22	FirstBank	20	$20.4M	1.3%	0.00%
23	Newtek Bank, National Association	34	$20.0M	1.3%	0.00%
24	Banc of California	11	$16.3M	1.1%	8.21%
25	The Bancorp Bank National Association	11	$16.2M	1.1%	0.00%
26	Open Bank	7	$16.2M	1.1%	0.00%
27	Community Banks of Colorado, A Division of NBH Bank	26	$15.5M	1.0%	0.86%
28	Nicolet National Bank	15	$15.4M	1.0%	0.00%
29	T Bank, National Association	8	$13.9M	0.9%	0.00%
30	First-Citizens Bank & Trust Company	17	$13.1M	0.9%	1.01%
31	Evolve Bank and Trust	10	$12.6M	0.8%	0.00%
32	Northeast Bank	48	$12.1M	0.8%	10.21%
33	Newtek Small Business Finance, Inc.	22	$11.1M	0.7%	2.96%
34	Beacon Bank and Trust	13	$10.8M	0.7%	0.00%
35	BankUnited, National Association	6	$10.8M	0.7%	0.00%
36	Commonwealth Business Bank	8	$10.6M	0.7%	0.00%
37	Solera National Bank	10	$10.6M	0.7%	0.00%
38	VelocitySBA, LLC	29	$10.0M	0.7%	0.68%
39	Stearns Bank National Association	30	$9.8M	0.6%	1.46%
40	IncredibleBank	8	$9.5M	0.6%	0.00%
41	InBank	9	$8.3M	0.5%	0.00%
42	Gulf Coast Bank and Trust Company	8	$8.0M	0.5%	0.00%
43	First Bank of the Lake	12	$7.8M	0.5%	0.00%
44	Harvest Small Business Finance, LLC	7	$7.6M	0.5%	0.00%
45	Bank of America, National Association	7	$7.2M	0.5%	0.00%
46	United Community Bank	8	$7.0M	0.5%	0.00%
47	BayFirst National Bank	40	$6.8M	0.4%	6.11%
48	Happen Bank	9	$6.7M	0.4%	23.50%
49	FMS Bank	3	$6.0M	0.4%	0.00%
50	Fortis Bank	4	$5.9M	0.4%	0.00%
51	PCB Bank	5	$5.7M	0.4%	0.00%
52	North State Bank	4	$5.7M	0.4%	0.00%
53	Milestone Bank	2	$5.7M	0.4%	0.00%
54	United Midwest Savings Bank National Association	30	$5.7M	0.4%	7.99%
55	FWBank	2	$5.6M	0.4%	0.00%
56	Fifth Third Bank	2	$5.1M	0.3%	0.00%
57	Fulton Bank, National Association	2	$5.0M	0.3%	0.00%
58	First Interstate Bank	7	$5.0M	0.3%	0.00%
59	Citizens Bank	10	$4.9M	0.3%	0.00%
60	America First Federal Credit Union	7	$4.8M	0.3%	0.00%
61	City National Bank	1	$4.7M	0.3%	0.00%
62	PromiseOne Bank	4	$4.3M	0.3%	0.00%
63	Columbia Bank	4	$3.7M	0.2%	0.00%
64	US Metro Bank	1	$3.7M	0.2%	0.00%
65	Champion Bank	5	$3.5M	0.2%	0.00%
66	Pathward National Association	2	$3.3M	0.2%	0.00%
67	Wintrust Bank National Association	4	$3.1M	0.2%	0.00%
68	East West Bank	1	$3.0M	0.2%	0.00%
69	Native American Bank, National Association	1	$3.0M	0.2%	0.00%
70	Bank of Colorado	11	$2.9M	0.2%	0.00%
71	First Bank	4	$2.9M	0.2%	0.00%
72	Port 51 Lending LLC	1	$2.8M	0.2%	0.00%
73	Hana Small Business Lending, Inc.	6	$2.8M	0.2%	6.41%
74	Paragon Bank	6	$2.6M	0.2%	0.00%
75	Popular Bank	4	$2.5M	0.2%	14.93%
76	Commerce Bank	11	$2.4M	0.2%	2.09%
77	Meridian Bank	1	$2.4M	0.2%	0.00%
78	Colorado Enterprise Fund	12	$2.3M	0.2%	0.00%
79	TowneBank	3	$2.3M	0.2%	0.00%
80	Centerstone SBA Lending, Inc.	2	$2.3M	0.1%	0.00%
81	Simmons Bank	10	$2.2M	0.1%	0.82%
82	Timberline Bank	1	$2.0M	0.1%	0.00%
83	Community Trust Bank, Inc.	2	$1.9M	0.1%	0.00%
84	Academy Bank National Association	12	$1.9M	0.1%	0.00%
85	Wachovia SBA Lending, Inc.	2	$1.9M	0.1%	0.00%
86	First Internet Bank of Indiana	4	$1.9M	0.1%	25.27%
87	PBandT Bank	1	$1.8M	0.1%	0.00%
88	MidFirst Bank	4	$1.7M	0.1%	0.00%
89	B:Side Capital	11	$1.7M	0.1%	16.54%
90	Capital Bank, National Association	2	$1.6M	0.1%	0.00%
91	Canvas Credit Union	7	$1.6M	0.1%	6.91%
92	Adams Bank & Trust	5	$1.6M	0.1%	0.00%
93	TBK Bank, SSB	4	$1.6M	0.1%	21.46%
94	5Star Bank	2	$1.6M	0.1%	0.00%
95	Community National Bank	2	$1.5M	0.1%	0.00%
96	World Trade Finance, Inc.	2	$1.5M	0.1%	0.00%
97	Alaska Growth Capital BIDCO, Inc.	1	$1.5M	0.1%	0.00%
98	Lendistry SBLC, LLC	9	$1.4M	0.1%	0.00%
99	Capital One National Association	10	$1.4M	0.1%	6.22%
100	Heritage Bank Inc	2	$1.4M	0.1%	0.00%
101	KeyPoint CU	2	$1.4M	0.1%	0.00%
102	Associated Bank National Association	4	$1.4M	0.1%	0.00%
103	Regent Bank	1	$1.3M	0.1%	0.00%
104	Arbor Bank	1	$1.3M	0.1%	0.00%
105	Grasshopper Bank National Association	1	$1.3M	0.1%	0.00%
106	First Financial Bank	1	$1.3M	0.1%	0.00%
107	West Coast Community Bank	1	$1.3M	0.1%	0.00%
108	Five Star Bank	6	$1.2M	0.1%	0.00%
109	Northwest Bank	3	$1.2M	0.1%	0.00%
110	Coastal States Bank	3	$1.1M	0.1%	0.00%
111	Glacier Bank	4	$1.1M	0.1%	0.00%
112	Merchants Bank of Indiana	1	$1.1M	0.1%	0.00%
113	Bank Five Nine	3	$1.1M	0.1%	0.00%
114	Blue Ridge Bank and Trust Co	1	$1.0M	0.1%	0.00%
115	CRF Small Business Loan Company, LLC	5	$995K	0.1%	0.00%
116	Village Bank and Trust, National Association	1	$976K	0.1%	0.00%
117	First National Bank of Omaha	6	$890K	0.1%	0.00%
118	First National Bank of Pennsylvania	2	$850K	0.1%	0.00%
119	First Merchants Bank	1	$830K	0.1%	0.00%
120	HomeTrust Bank	1	$800K	0.1%	0.00%
121	WebBank	3	$790K	0.1%	57.09%
122	Bankwell Bank	1	$776K	0.1%	0.00%
123	ANB Bank	3	$744K	0.0%	0.00%
124	Cache Valley Bank	1	$720K	0.0%	0.00%
125	TD Bank, National Association	2	$705K	0.0%	0.00%
126	Highmark FCU	1	$700K	0.0%	0.00%
127	FDIC - Community Bank & Trust-West Georgia	1	$689K	0.0%	0.00%
128	NewBank	1	$679K	0.0%	0.00%
129	American Bank of Commerce	1	$650K	0.0%	0.00%
130	DreamSpring	8	$640K	0.0%	0.00%
131	Park State Bank & Trust	1	$637K	0.0%	0.00%
132	CDC Small Business Finance Corp.	2	$600K	0.0%	0.00%
133	Bank of Jackson Hole Trust	2	$590K	0.0%	0.00%
134	Lake Forest Bank & Trust Company, National Association	1	$578K	0.0%	0.00%
135	United Western Bank	1	$568K	0.0%	0.00%
136	National Consumer Cooperative Bank	1	$550K	0.0%	0.00%
137	ConnectOne Bank	1	$550K	0.0%	0.00%
138	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$550K	0.0%	0.00%
139	FinWise Bank	2	$539K	0.0%	0.00%
140	Ameris Bank	1	$513K	0.0%	0.00%
141	United Fidelity Bank, FSB	1	$500K	0.0%	0.00%
142	Colony Bank	4	$500K	0.0%	0.00%
143	INTRUST Bank National Association	1	$475K	0.0%	0.00%
144	Mechanics and Farmers Bank	1	$448K	0.0%	0.00%
145	Astra Bank	1	$440K	0.0%	0.00%
146	Encore Bank	3	$400K	0.0%	0.00%
147	Verus Bank of Commerce	1	$395K	0.0%	0.00%
148	Truist Bank	1	$391K	0.0%	0.00%
149	Mercer Savings Bank	1	$375K	0.0%	0.00%
150	Leader Bank, National Association	1	$356K	0.0%	0.00%
151	Premier Bank	1	$340K	0.0%	0.00%
152	Seacoast National Bank	1	$334K	0.0%	0.00%
153	Atlantic Union Bank	1	$327K	0.0%	0.00%
154	Mountain Valley Bank	1	$315K	0.0%	0.00%
155	FFB Bank	1	$304K	0.0%	0.00%
156	22nd State Bank, A Division of 22nd State Banking Company	1	$281K	0.0%	0.00%
157	Hiawatha National Bank	1	$250K	0.0%	0.00%
158	Federal Deposit Insurance Corporation	2	$238K	0.0%	67.79%
159	Banesco USA	1	$231K	0.0%	0.00%
160	Third Coast Bank	1	$230K	0.0%	0.00%
161	Community West Bank	1	$219K	0.0%	0.00%
162	First Business Bank	2	$210K	0.0%	0.00%
163	First Southwest Bank	2	$210K	0.0%	0.00%
164	Integrity Bank & Trust	1	$200K	0.0%	0.00%
165	Mountain West Small Business Finance	1	$200K	0.0%	0.00%
166	Wings Credit Union	1	$200K	0.0%	0.00%
167	Continental Bank	1	$200K	0.0%	0.00%
168	Poppy Bank	1	$196K	0.0%	0.00%
169	First Western Trust Bank	1	$171K	0.0%	0.00%
170	Stone Bank	1	$150K	0.0%	0.00%
171	Manufacturers and Traders Trust Company	1	$150K	0.0%	0.00%
172	Independence Bank	2	$150K	0.0%	76.04%
173	Security First Bank	1	$149K	0.0%	0.00%
174	Westerra CU	1	$141K	0.0%	0.00%
175	High Country Bank	1	$124K	0.0%	0.00%
176	First National Rio Grande, A Division of The First National Bank of Santa Fe	1	$114K	0.0%	0.00%
177	Idaho First Bank	1	$100K	0.0%	0.00%
178	Gesa CU	1	$100K	0.0%	0.00%
179	First Pryority Bank	1	$69K	0.0%	0.00%
180	First National Bank	1	$50K	0.0%	49.34%
181	SoFi Bank, National Association	1	$25K	0.0%	0.00%
182	Mountain America FCU	1	$25K	0.0%	0.00%
183	The Farmers and Merchants Bank	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	311	$220.3M	14.4%
2	Accommodation & food services	266	$206.2M	13.5%
3	Retail trade	335	$172.9M	11.3%
4	Professional & technical services	376	$168.4M	11.0%
5	Construction	468	$166.4M	10.9%
6	Other services	324	$144.2M	9.4%
7	Manufacturing	102	$61.5M	4.0%
8	Administrative & waste services	134	$57.8M	3.8%
9	Arts, entertainment & recreation	110	$56.6M	3.7%
10	Retail trade	150	$51.0M	3.3%
11	Real estate & leasing	84	$50.9M	3.3%
12	Wholesale trade	104	$42.8M	2.8%
13	Manufacturing	63	$24.6M	1.6%
14	Educational services	64	$22.7M	1.5%
15	Finance & insurance	66	$20.7M	1.4%
16	Manufacturing	33	$14.9M	1.0%
17	Transportation & warehousing	32	$13.3M	0.9%
18	Mining & extraction	7	$10.7M	0.7%
19	Information	25	$10.0M	0.7%
20	Agriculture, forestry & fishing	9	$3.6M	0.2%
21	Management of companies	2	$3.2M	0.2%
22	Transportation & warehousing	10	$3.1M	0.2%
23	Utilities	5	$2.3M	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.