SBA 7(a) lenders in Franklin, OH

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

166 institutions have SBA 7(a) loans on record in Franklin, together $2.15B across 8,366 loans. The Huntington National Bank is the largest, with 36% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	4,696	$772.9M	35.9%	2.89%
2	Telhio Credit Union Inc	442	$93.3M	4.3%	0.66%
3	German American Bank	302	$89.0M	4.1%	0.67%
4	Live Oak Banking Company	60	$78.8M	3.7%	0.64%
5	U.S. Bank, National Association	334	$78.0M	3.6%	1.05%
6	JPMorgan Chase Bank, National Association	567	$71.6M	3.3%	2.92%
7	KeyBank National Association	237	$64.6M	3.0%	1.71%
8	First Financial Bank	105	$56.8M	2.6%	0.30%
9	Fifth Third Bank	110	$54.3M	2.5%	1.69%
10	First Commonwealth Bank	60	$49.4M	2.3%	0.00%
11	United Midwest Savings Bank National Association	70	$43.9M	2.0%	2.32%
12	Celtic Bank Corporation	79	$36.6M	1.7%	2.35%
13	PNC Bank, National Association	132	$32.1M	1.5%	2.09%
14	Byline Bank	26	$30.4M	1.4%	1.60%
15	Readycap Lending, LLC	34	$27.9M	1.3%	0.14%
16	First Merchants Bank	73	$27.5M	1.3%	0.47%
17	Northwest Bank	32	$27.2M	1.3%	0.00%
18	The Union Bank Company	53	$26.3M	1.2%	1.63%
19	GBank	8	$25.9M	1.2%	0.00%
20	Newtek Bank, National Association	49	$22.9M	1.1%	0.00%
21	CFBank National Association	19	$21.1M	1.0%	0.00%
22	First Western SBLC, LLC	8	$15.2M	0.7%	0.00%
23	Wells Fargo Bank National Association	26	$14.6M	0.7%	1.08%
24	Shoreham Bank	6	$13.9M	0.6%	0.00%
25	Harvest Small Business Finance, LLC	12	$12.5M	0.6%	0.00%
26	The Park National Bank	44	$11.1M	0.5%	0.56%
27	US Metro Bank	3	$10.7M	0.5%	0.00%
28	Legence Bank	2	$10.0M	0.5%	0.00%
29	Newtek Small Business Finance, Inc.	22	$9.7M	0.4%	0.00%
30	The State Bank and Trust Company	30	$9.5M	0.4%	2.59%
31	Beacon Bank and Trust	7	$9.3M	0.4%	0.00%
32	Northeast Bank	56	$7.9M	0.4%	5.43%
33	Banc of California	7	$7.9M	0.4%	0.00%
34	Peoples Bank	27	$7.9M	0.4%	1.24%
35	Buckeye State Bank	24	$7.6M	0.4%	0.00%
36	Midland States Bank	3	$7.3M	0.3%	0.00%
37	Centerstone SBA Lending, Inc.	2	$7.2M	0.3%	0.00%
38	Port 51 Lending LLC	3	$7.0M	0.3%	0.00%
39	CNB Bank	19	$7.0M	0.3%	31.06%
40	Citizens Bank	8	$6.9M	0.3%	0.00%
41	The Farmers National Bank of Canfield	15	$6.8M	0.3%	0.88%
42	WesBanco Bank, Inc.	16	$6.7M	0.3%	3.25%
43	PromiseOne Bank	2	$6.3M	0.3%	0.00%
44	Economic and Community Development Institute	39	$6.1M	0.3%	0.00%
45	Civista Bank	8	$5.9M	0.3%	0.00%
46	Stearns Bank National Association	16	$5.8M	0.3%	9.26%
47	Riverside Bank of Dublin	10	$5.7M	0.3%	0.00%
48	First National Bank of Pennsylvania	9	$5.5M	0.3%	0.00%
49	LCNB National Bank	16	$5.2M	0.2%	1.50%
50	KEMBA Financial CU	19	$5.2M	0.2%	0.00%
51	Millennium Bank	1	$5.0M	0.2%	0.00%
52	American Bank	1	$5.0M	0.2%	0.00%
53	First Bank of the Lake	3	$4.9M	0.2%	0.00%
54	North Valley Bank	6	$4.6M	0.2%	0.00%
55	The Hocking Valley Bank	1	$4.5M	0.2%	0.00%
56	Pathward National Association	6	$4.5M	0.2%	0.00%
57	First Bank Richmond	2	$4.5M	0.2%	0.00%
58	The MINT National Bank	2	$4.3M	0.2%	0.00%
59	Meridian Bank	6	$4.3M	0.2%	0.00%
60	Bank of Hope	21	$4.3M	0.2%	2.14%
61	BayFirst National Bank	24	$4.3M	0.2%	25.43%
62	United Community Bank	5	$4.2M	0.2%	0.00%
63	The Bancorp Bank National Association	3	$4.1M	0.2%	0.00%
64	The Fahey Banking Company	8	$4.0M	0.2%	0.00%
65	Bank of Springfield	1	$3.6M	0.2%	0.00%
66	First Internet Bank of Indiana	3	$3.4M	0.2%	0.00%
67	North State Bank	2	$3.3M	0.2%	0.00%
68	Evolve Bank and Trust	2	$3.3M	0.2%	0.00%
69	Old National Bank	3	$3.2M	0.1%	0.00%
70	Global One Bank	1	$3.2M	0.1%	0.00%
71	Hinsdale Bank & Trust Company, National Association	1	$3.2M	0.1%	0.00%
72	The Community Bank	20	$3.0M	0.1%	0.00%
73	Happen Bank	3	$3.0M	0.1%	0.00%
74	Unified Bank	4	$2.8M	0.1%	0.00%
75	The Vinton County National Bank	10	$2.7M	0.1%	0.00%
76	CIBC Bank USA	4	$2.7M	0.1%	0.00%
77	American Momentum Bank	1	$2.6M	0.1%	0.00%
78	T Bank, National Association	1	$2.5M	0.1%	0.00%
79	Hanmi Bank	4	$2.5M	0.1%	0.00%
80	Wright Patt Credit Union Inc	2	$2.3M	0.1%	0.00%
81	Peoples Bank	1	$2.3M	0.1%	0.00%
82	Merchants Bank of Indiana	3	$2.2M	0.1%	0.00%
83	First Bank	3	$2.2M	0.1%	0.00%
84	Finance Fund Capital Corporation	11	$2.1M	0.1%	11.80%
85	Community South Bank	1	$2.0M	0.1%	97.71%
86	Midwest Regional Bank	2	$1.9M	0.1%	0.00%
87	Capital Bank, National Association	2	$1.9M	0.1%	0.00%
88	First Bank	3	$1.7M	0.1%	0.00%
89	First State Bank Nebraska	6	$1.7M	0.1%	0.00%
90	Lendistry SBLC, LLC	8	$1.7M	0.1%	0.00%
91	Genesis Bank	1	$1.7M	0.1%	0.00%
92	National Cooperative Bank, National Association	2	$1.7M	0.1%	16.70%
93	First Business Bank	1	$1.7M	0.1%	92.72%
94	Metro City Bank	2	$1.6M	0.1%	0.00%
95	TD Bank, National Association	2	$1.6M	0.1%	0.00%
96	Paragon Bank	3	$1.5M	0.1%	0.00%
97	Open Bank	2	$1.5M	0.1%	0.00%
98	SouthState Bank, National Association	2	$1.4M	0.1%	0.00%
99	BankUnited, National Association	1	$1.4M	0.1%	0.00%
100	Five Star Bank	7	$1.4M	0.1%	0.00%
101	Simmons Bank	7	$1.3M	0.1%	9.76%
102	VelocitySBA, LLC	31	$1.3M	0.1%	6.47%
103	First Financial Bank	1	$1.3M	0.1%	0.00%
104	The Savings Bank	2	$1.3M	0.1%	0.00%
105	Popular Bank	4	$1.3M	0.1%	32.30%
106	Independence Bank	10	$1.2M	0.1%	37.26%
107	Avidia Bank	3	$1.2M	0.1%	0.00%
108	Colony Bank	4	$1.2M	0.1%	0.00%
109	Quaint Oak Bank	2	$1.1M	0.1%	0.00%
110	TowneBank	3	$970K	0.0%	0.00%
111	First Bank of Central Ohio	2	$960K	0.0%	0.00%
112	Columbia Bank	30	$956K	0.0%	31.28%
113	The First Citizens National Bank of Upper Sandusky	4	$939K	0.0%	80.79%
114	Central Bank	1	$875K	0.0%	69.10%
115	First Federal Savings and Loan Association of Lakewood	2	$875K	0.0%	0.00%
116	Grasshopper Bank National Association	2	$849K	0.0%	0.00%
117	FDIC - Community Bank & Trust-West Georgia	1	$806K	0.0%	0.00%
118	Bank Five Nine	4	$781K	0.0%	0.00%
119	Busey Bank	1	$775K	0.0%	0.00%
120	Leader Bank, National Association	1	$768K	0.0%	0.00%
121	The Bank of Princeton	1	$750K	0.0%	0.00%
122	East West Bank	1	$674K	0.0%	0.00%
123	Pinnacle Bank	1	$670K	0.0%	0.00%
124	Growth Capital Corp.	4	$657K	0.0%	0.00%
125	Peoples State Bank	1	$656K	0.0%	0.00%
126	Community Bank	1	$650K	0.0%	0.00%
127	Citizens Bank, National Association	16	$640K	0.0%	3.29%
128	United Republic Bank	1	$628K	0.0%	0.00%
129	Pathways Financial Credit Union	12	$616K	0.0%	0.00%
130	Village Bank and Trust, National Association	1	$565K	0.0%	0.00%
131	Unity Bank	2	$544K	0.0%	0.00%
132	Community Choice CU	2	$543K	0.0%	0.00%
133	Hanover Community Bank	2	$535K	0.0%	0.00%
134	West Central Development Corporation	5	$525K	0.0%	9.64%
135	Commonwealth Business Bank	1	$505K	0.0%	0.00%
136	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$450K	0.0%	0.00%
137	Heritage Bank Inc	2	$446K	0.0%	0.00%
138	22nd State Bank, A Division of 22nd State Banking Company	1	$399K	0.0%	0.00%
139	Magnifi Financial CU	2	$395K	0.0%	0.00%
140	Firstrust Savings Bank	1	$385K	0.0%	0.00%
141	Optus Bank	1	$366K	0.0%	0.00%
142	Carver State Bank	3	$323K	0.0%	58.47%
143	The Richwood Banking Company	1	$320K	0.0%	0.00%
144	Primis Bank	1	$313K	0.0%	0.00%
145	Enterprise Bank & Trust	1	$310K	0.0%	0.00%
146	Gulf Coast Bank and Trust Company	1	$300K	0.0%	0.00%
147	Adelphi Bank	2	$279K	0.0%	0.00%
148	Western State Bank	1	$279K	0.0%	0.00%
149	RiverHills Bank	1	$277K	0.0%	0.00%
150	Consumers National Bank	1	$250K	0.0%	0.00%
151	Mercer Savings Bank	1	$225K	0.0%	0.00%
152	Business Finance Group, Inc.	1	$205K	0.0%	0.00%
153	FinWise Bank	2	$200K	0.0%	0.00%
154	The Citizens National Bank of Bluffton	1	$171K	0.0%	0.00%
155	City National Bank of Florida	1	$155K	0.0%	0.00%
156	Stone Bank	1	$150K	0.0%	0.00%
157	Capital One National Association	2	$150K	0.0%	32.80%
158	The First National Bank of Dennison	1	$150K	0.0%	0.00%
159	CDC Small Business Finance Corp.	1	$149K	0.0%	0.00%
160	CRF Small Business Loan Company, LLC	1	$127K	0.0%	0.00%
161	Vision One CU	1	$100K	0.0%	0.00%
162	TruNorth Bank	1	$90K	0.0%	0.00%
163	Community Capital Development Corporation	1	$50K	0.0%	0.00%
164	BMO Bank National Association	1	$50K	0.0%	0.00%
165	America First Federal Credit Union	1	$25K	0.0%	0.00%
166	SoFi Bank, National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	1,141	$413.4M	19.2%
2	Health care & social assistance	832	$297.8M	13.8%
3	Professional & technical services	977	$195.2M	9.1%
4	Other services	719	$162.2M	7.5%
5	Construction	810	$147.1M	6.8%
6	Wholesale trade	269	$123.7M	5.7%
7	Retail trade	672	$119.9M	5.6%
8	Arts, entertainment & recreation	252	$110.2M	5.1%
9	Transportation & warehousing	698	$90.2M	4.2%
10	Administrative & waste services	448	$89.7M	4.2%
11	Manufacturing	204	$68.0M	3.2%
12	Retail trade	335	$59.8M	2.8%
13	Real estate & leasing	206	$49.0M	2.3%
14	Manufacturing	127	$47.6M	2.2%
15	Manufacturing	181	$47.5M	2.2%
16	Finance & insurance	145	$41.0M	1.9%
17	Information	146	$36.4M	1.7%
18	Educational services	132	$28.9M	1.3%
19	Agriculture, forestry & fishing	22	$14.3M	0.7%
20	Transportation & warehousing	39	$9.7M	0.5%
21	Management of companies	6	$2.4M	0.1%
22	Utilities	4	$774K	0.0%
23	Mining & extraction	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.