SBA 7(a) lenders in Franklin, OH

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

168 institutions have SBA 7(a) loans on record in Franklin, together $2.21B across 8,440 loans. The Huntington National Bank is the largest, with 35% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	4,708	$776.2M	35.1%	2.93%
2	Telhio Credit Union Inc	444	$93.6M	4.2%	0.75%
3	German American Bank	302	$89.0M	4.0%	0.67%
4	U.S. Bank, National Association	342	$86.3M	3.9%	1.02%
5	Live Oak Banking Company	64	$79.9M	3.6%	0.63%
6	JPMorgan Chase Bank, National Association	569	$72.3M	3.3%	2.89%
7	KeyBank National Association	241	$65.4M	3.0%	2.05%
8	First Financial Bank	105	$56.8M	2.6%	0.30%
9	Fifth Third Bank	111	$54.7M	2.5%	1.68%
10	First Commonwealth Bank	62	$53.6M	2.4%	0.00%
11	United Midwest Savings Bank National Association	71	$44.0M	2.0%	2.31%
12	GBank	11	$39.5M	1.8%	0.00%
13	Celtic Bank Corporation	80	$36.7M	1.7%	2.34%
14	PNC Bank, National Association	132	$32.1M	1.5%	2.03%
15	Byline Bank	26	$30.4M	1.4%	1.60%
16	The Union Bank Company	62	$30.3M	1.4%	1.42%
17	First Merchants Bank	74	$29.0M	1.3%	0.44%
18	Readycap Lending, LLC	37	$28.6M	1.3%	0.14%
19	Northwest Bank	32	$27.2M	1.2%	0.00%
20	Newtek Bank, National Association	55	$26.6M	1.2%	0.00%
21	CFBank National Association	19	$21.1M	1.0%	0.00%
22	First Western SBLC, LLC d/b/a Peachtree Group	8	$15.2M	0.7%	0.00%
23	Wells Fargo Bank National Association	26	$14.6M	0.7%	1.08%
24	Shoreham Bank	6	$13.9M	0.6%	0.00%
25	Harvest Small Business Finance, LLC	12	$12.5M	0.6%	0.00%
26	Banc of California	8	$11.8M	0.5%	0.00%
27	The Park National Bank	44	$11.1M	0.5%	0.56%
28	US Metro Bank	3	$10.7M	0.5%	0.00%
29	Legence Bank	2	$10.0M	0.5%	0.00%
30	Newtek Small Business Finance, LLC	22	$9.7M	0.4%	0.00%
31	The State Bank and Trust Company	30	$9.5M	0.4%	2.59%
32	Beacon Bank and Trust	7	$9.3M	0.4%	0.00%
33	CNB Bank	20	$9.0M	0.4%	24.19%
34	Northeast Bank	58	$8.4M	0.4%	5.15%
35	Buckeye State Bank	26	$8.3M	0.4%	0.00%
36	Peoples Bank	27	$7.9M	0.4%	1.24%
37	Midland States Bank	3	$7.3M	0.3%	0.00%
38	Centerstone SBA Lending, Inc.	2	$7.2M	0.3%	0.00%
39	Port 51 Lending LLC	3	$7.0M	0.3%	0.00%
40	Citizens Bank	8	$6.9M	0.3%	0.00%
41	First National Bank of Pennsylvania	10	$6.8M	0.3%	0.00%
42	The Farmers National Bank of Canfield	15	$6.8M	0.3%	0.88%
43	WesBanco Bank, Inc.	16	$6.7M	0.3%	3.25%
44	PromiseOne Bank	2	$6.3M	0.3%	0.00%
45	Economic and Community Development Institute	39	$6.1M	0.3%	0.00%
46	Civista Bank	8	$5.9M	0.3%	0.00%
47	Stearns Bank National Association	16	$5.8M	0.3%	9.26%
48	NexTier Bank, National Association	10	$5.7M	0.3%	0.00%
49	LCNB National Bank	16	$5.2M	0.2%	1.50%
50	KEMBA Financial CU	19	$5.2M	0.2%	0.00%
51	Millennium Bank	1	$5.0M	0.2%	0.00%
52	American Bank	1	$5.0M	0.2%	0.00%
53	First Bank of the Lake	3	$4.9M	0.2%	0.00%
54	First Bank Richmond	3	$4.9M	0.2%	0.00%
55	Bank of Hope	22	$4.8M	0.2%	1.90%
56	North Valley Bank	6	$4.6M	0.2%	0.00%
57	The Hocking Valley Bank	1	$4.5M	0.2%	0.00%
58	Pathward National Association	6	$4.5M	0.2%	0.00%
59	The MINT National Bank	2	$4.3M	0.2%	0.00%
60	Meridian Bank	6	$4.3M	0.2%	0.00%
61	BayFirst National Bank	24	$4.3M	0.2%	25.43%
62	United Community Bank	5	$4.2M	0.2%	0.00%
63	The Bancorp Bank National Association	3	$4.1M	0.2%	0.00%
64	The Fahey Banking Company	8	$4.0M	0.2%	0.00%
65	Bank of Springfield	1	$3.6M	0.2%	0.00%
66	First Internet Bank of Indiana	3	$3.4M	0.2%	0.00%
67	North State Bank	2	$3.3M	0.1%	0.00%
68	Evolve Bank and Trust	2	$3.3M	0.1%	0.00%
69	Old National Bank	3	$3.2M	0.1%	0.00%
70	Global One Bank	1	$3.2M	0.1%	0.00%
71	Hinsdale Bank & Trust Company, National Association	1	$3.2M	0.1%	0.00%
72	The Community Bank	20	$3.0M	0.1%	0.00%
73	Happen Bank	3	$3.0M	0.1%	0.00%
74	Unified Bank	4	$2.8M	0.1%	0.00%
75	The Vinton County National Bank	10	$2.7M	0.1%	0.00%
76	CIBC Bank USA	4	$2.7M	0.1%	0.00%
77	American Momentum Bank	1	$2.6M	0.1%	0.00%
78	T Bank, National Association	1	$2.5M	0.1%	0.00%
79	Hanmi Bank	4	$2.5M	0.1%	0.00%
80	First Bank of Central Ohio	3	$2.4M	0.1%	0.00%
81	Wright Patt Credit Union Inc	2	$2.3M	0.1%	0.00%
82	Peoples Bank	1	$2.3M	0.1%	0.00%
83	Merchants Bank of Indiana	3	$2.2M	0.1%	0.00%
84	First Bank	3	$2.2M	0.1%	0.00%
85	Finance Fund Capital Corporation	11	$2.1M	0.1%	11.80%
86	Community South Bank	1	$2.0M	0.1%	97.71%
87	Midwest Regional Bank	2	$1.9M	0.1%	0.00%
88	Capital Bank, National Association	2	$1.9M	0.1%	0.00%
89	Busey Bank	2	$1.8M	0.1%	0.00%
90	First Bank	3	$1.7M	0.1%	0.00%
91	First State Bank Nebraska	6	$1.7M	0.1%	0.00%
92	Lendistry SBLC, LLC	8	$1.7M	0.1%	0.00%
93	Genesis Bank	1	$1.7M	0.1%	0.00%
94	National Cooperative Bank, National Association	2	$1.7M	0.1%	16.70%
95	First Business Bank	1	$1.7M	0.1%	92.72%
96	Metro City Bank	2	$1.6M	0.1%	0.00%
97	TD Bank, National Association	2	$1.6M	0.1%	0.00%
98	Paragon Bank	3	$1.5M	0.1%	0.00%
99	Open Bank	2	$1.5M	0.1%	0.00%
100	SouthState Bank, National Association	2	$1.4M	0.1%	0.00%
101	BankUnited, National Association	1	$1.4M	0.1%	0.00%
102	Five Star Bank	7	$1.4M	0.1%	0.00%
103	Simmons Bank	7	$1.3M	0.1%	9.76%
104	Heritage Bank Inc	3	$1.3M	0.1%	0.00%
105	VelocitySBA, LLC	31	$1.3M	0.1%	6.47%
106	First Financial Bank	1	$1.3M	0.1%	0.00%
107	The Savings Bank	2	$1.3M	0.1%	0.00%
108	Popular Bank	4	$1.3M	0.1%	32.30%
109	Independence Bank	10	$1.2M	0.1%	37.26%
110	Avidia Bank	3	$1.2M	0.1%	0.00%
111	Colony Bank	4	$1.2M	0.1%	0.00%
112	Quaint Oak Bank	2	$1.1M	0.1%	0.00%
113	TowneBank	3	$970K	0.0%	0.00%
114	Columbia Bank	30	$956K	0.0%	31.28%
115	The First Citizens National Bank of Upper Sandusky	4	$939K	0.0%	80.79%
116	First Federal Savings and Loan Association of Lakewood	2	$875K	0.0%	0.00%
117	Central Bank	1	$875K	0.0%	69.10%
118	Grasshopper Bank National Association	2	$849K	0.0%	0.00%
119	FDIC - Community Bank & Trust-West Georgia	1	$806K	0.0%	0.00%
120	Enterprise Bank & Trust	2	$801K	0.0%	0.00%
121	Bank Five Nine	4	$781K	0.0%	10.62%
122	Leader Bank, National Association	1	$768K	0.0%	0.00%
123	The Bank of Princeton	1	$750K	0.0%	0.00%
124	Columbia Bank	1	$750K	0.0%	0.00%
125	East West Bank	1	$674K	0.0%	0.00%
126	Pinnacle Bank	1	$670K	0.0%	0.00%
127	Growth Capital Corp.	4	$657K	0.0%	0.00%
128	Peoples State Bank	1	$656K	0.0%	0.00%
129	Community Bank	1	$650K	0.0%	0.00%
130	Citizens Bank, National Association	16	$640K	0.0%	3.29%
131	United Republic Bank	1	$628K	0.0%	0.00%
132	Pathways Financial Credit Union	12	$616K	0.0%	0.00%
133	Village Bank and Trust, National Association	1	$565K	0.0%	0.00%
134	Unity Bank	2	$544K	0.0%	0.00%
135	Community Choice CU	2	$543K	0.0%	0.00%
136	Hanover Community Bank	2	$535K	0.0%	0.00%
137	West Central Development Corporation	5	$525K	0.0%	9.64%
138	Commonwealth Business Bank	1	$505K	0.0%	0.00%
139	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$450K	0.0%	0.00%
140	22nd State Bank, A Division of 22nd State Banking Company	1	$399K	0.0%	0.00%
141	Magnifi Financial CU	2	$395K	0.0%	0.00%
142	Firstrust Savings Bank	1	$385K	0.0%	0.00%
143	Optus Bank	1	$366K	0.0%	0.00%
144	Carver State Bank	3	$323K	0.0%	58.47%
145	The Richwood Banking Company	1	$320K	0.0%	0.00%
146	Primis Bank	1	$313K	0.0%	0.00%
147	Gulf Coast Bank and Trust Company	1	$300K	0.0%	0.00%
148	Adelphi Bank	2	$279K	0.0%	0.00%
149	Western State Bank	1	$279K	0.0%	0.00%
150	RiverHills Bank	1	$277K	0.0%	0.00%
151	Consumers National Bank	1	$250K	0.0%	0.00%
152	Mercer Savings Bank	1	$225K	0.0%	0.00%
153	Business Finance Group, Inc.	1	$205K	0.0%	0.00%
154	FinWise Bank	2	$200K	0.0%	0.00%
155	The Citizens National Bank of Bluffton	1	$171K	0.0%	0.00%
156	City National Bank of Florida	1	$155K	0.0%	0.00%
157	Capital One National Association	2	$150K	0.0%	32.80%
158	Stone Bank	1	$150K	0.0%	0.00%
159	The First National Bank of Dennison	1	$150K	0.0%	0.00%
160	CDC Small Business Finance Corp.	1	$149K	0.0%	0.00%
161	CRF Small Business Loan Company, LLC	1	$127K	0.0%	0.00%
162	Vision One CU	1	$100K	0.0%	0.00%
163	TruNorth Bank	1	$90K	0.0%	0.00%
164	PlainsCapital Bank	1	$74K	0.0%	0.00%
165	BMO Bank National Association	1	$50K	0.0%	0.00%
166	Community Capital Development Corporation	1	$50K	0.0%	0.00%
167	America First Federal Credit Union	1	$25K	0.0%	0.00%
168	SoFi Bank, National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	1,159	$436.8M	19.8%
2	Health care & social assistance	837	$302.0M	13.7%
3	Professional & technical services	984	$200.2M	9.1%
4	Other services	727	$167.7M	7.6%
5	Construction	816	$148.8M	6.7%
6	Wholesale trade	269	$123.7M	5.6%
7	Retail trade	673	$120.0M	5.4%
8	Arts, entertainment & recreation	258	$117.5M	5.3%
9	Transportation & warehousing	702	$94.4M	4.3%
10	Administrative & waste services	449	$89.7M	4.1%
11	Manufacturing	205	$69.4M	3.1%
12	Retail trade	341	$61.1M	2.8%
13	Real estate & leasing	208	$49.6M	2.2%
14	Manufacturing	129	$48.2M	2.2%
15	Manufacturing	184	$47.7M	2.2%
16	Finance & insurance	147	$41.6M	1.9%
17	Information	147	$36.5M	1.6%
18	Educational services	132	$29.3M	1.3%
19	Agriculture, forestry & fishing	22	$14.3M	0.6%
20	Transportation & warehousing	40	$10.1M	0.5%
21	Management of companies	6	$2.4M	0.1%
22	Utilities	4	$774K	0.0%
23	Mining & extraction	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.