SBA 7(a) lenders in Alameda, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

179 institutions have SBA 7(a) loans on record in Alameda, together $2.39B across 4,918 loans. Wells Fargo Bank National Association is the largest, with 13% of approvals.

ShowingBanks 135Credit unions 17Non-depository lenders 27

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	855	$308.1M	12.9%	0.44%
2	U.S. Bank, National Association	551	$199.4M	8.4%	1.04%
3	Live Oak Banking Company	109	$142.4M	6.0%	0.00%
4	Fremont Bank	76	$114.9M	4.8%	0.00%
5	East West Bank	130	$80.0M	3.4%	1.86%
6	Citizens Business Bank National Association	120	$71.2M	3.0%	2.56%
7	JPMorgan Chase Bank, National Association	358	$68.2M	2.9%	1.10%
8	Columbia Bank	70	$65.2M	2.7%	1.50%
9	BMO Bank National Association	99	$64.1M	2.7%	0.36%
10	Bank of Hope	249	$61.0M	2.6%	3.58%
11	United Business Bank	62	$61.0M	2.6%	4.82%
12	Celtic Bank Corporation	106	$60.2M	2.5%	1.48%
13	Enterprise Bank & Trust	50	$40.5M	1.7%	0.00%
14	Harvest Small Business Finance, LLC	37	$38.7M	1.6%	0.00%
15	Open Bank	40	$37.4M	1.6%	0.02%
16	Pinnacle Bank	25	$36.2M	1.5%	0.00%
17	Commercial Bank of California	45	$35.5M	1.5%	0.15%
18	Newtek Small Business Finance, Inc.	46	$35.3M	1.5%	2.85%
19	Fifth Third Bank	71	$34.4M	1.4%	0.05%
20	GBC International Bank	26	$32.9M	1.4%	0.00%
21	City National Bank	67	$31.0M	1.3%	0.00%
22	Bank of America, National Association	80	$27.8M	1.2%	0.60%
23	Plumas Bank	54	$27.1M	1.1%	0.00%
24	CalPrivate Bank	23	$26.0M	1.1%	0.00%
25	Western Alliance Bank	37	$25.3M	1.1%	3.92%
26	Newtek Bank, National Association	43	$24.7M	1.0%	0.00%
27	The Huntington National Bank	81	$24.5M	1.0%	2.21%
28	Readycap Lending, LLC	60	$24.4M	1.0%	2.06%
29	Main Street Launch	166	$24.3M	1.0%	15.80%
30	California Bank of Commerce, NA	24	$18.5M	0.8%	0.00%
31	Bank of San Francisco	19	$17.8M	0.7%	0.00%
32	VelocitySBA, LLC	72	$17.5M	0.7%	10.24%
33	Northeast Bank	85	$17.1M	0.7%	0.50%
34	Zions Bank, A Division of	50	$16.7M	0.7%	6.26%
35	BayFirst National Bank	80	$16.2M	0.7%	6.79%
36	Hanmi Bank	26	$15.3M	0.6%	0.00%
37	Poppy Bank	11	$15.2M	0.6%	0.18%
38	KeyPoint CU	21	$15.0M	0.6%	0.00%
39	West Coast Community Bank	29	$14.7M	0.6%	0.99%
40	Exchange Bank	12	$13.9M	0.6%	1.75%
41	Cathay Bank	19	$13.4M	0.6%	0.00%
42	Mechanics Bank	33	$13.2M	0.6%	8.63%
43	US Metro Bank	7	$12.1M	0.5%	0.00%
44	Summit State Bank	8	$12.1M	0.5%	0.00%
45	Banc of California	15	$10.6M	0.4%	11.82%
46	Mega Bank	4	$9.6M	0.4%	0.00%
47	Byline Bank	7	$9.5M	0.4%	0.00%
48	CRF Small Business Loan Company, LLC	12	$9.1M	0.4%	0.00%
49	Centerstone SBA Lending, Inc.	11	$8.9M	0.4%	0.00%
50	Stearns Bank National Association	23	$8.7M	0.4%	5.97%
51	First Internet Bank of Indiana	7	$7.8M	0.3%	0.00%
52	Beneficial State Bank	23	$7.8M	0.3%	24.32%
53	PCB Bank	19	$7.7M	0.3%	0.00%
54	GBank	3	$7.6M	0.3%	0.00%
55	Community West Bank	6	$7.4M	0.3%	0.00%
56	Truliant FCU	3	$7.3M	0.3%	0.00%
57	Royal Business Bank	4	$7.0M	0.3%	0.00%
58	United Midwest Savings Bank National Association	19	$6.9M	0.3%	0.86%
59	CTBC Bank Corp. (USA)	6	$6.9M	0.3%	0.00%
60	Beacon Business Bank National Association	5	$6.5M	0.3%	2.61%
61	America First Federal Credit Union	9	$6.5M	0.3%	0.00%
62	First Bank of the Lake	10	$6.4M	0.3%	0.00%
63	FFB Bank	8	$6.4M	0.3%	0.00%
64	PNC Bank, National Association	40	$6.3M	0.3%	3.65%
65	Citibank, N.A.	38	$5.7M	0.2%	3.25%
66	CDC Small Business Finance Corp.	38	$5.6M	0.2%	9.83%
67	Five Star Bank	20	$5.6M	0.2%	7.77%
68	First Bank	12	$5.5M	0.2%	0.00%
69	American Continental Bank	4	$5.3M	0.2%	0.00%
70	Lendistry SBLC, LLC	27	$5.0M	0.2%	0.00%
71	First General Bank	1	$5.0M	0.2%	0.00%
72	US Eagle FCU	1	$4.9M	0.2%	0.00%
73	First Business Bank	4	$4.8M	0.2%	0.00%
74	The Bancorp Bank National Association	5	$4.6M	0.2%	0.00%
75	Monterey County Bank	7	$4.6M	0.2%	0.00%
76	SouthState Bank, National Association	6	$4.5M	0.2%	0.00%
77	Bank Five Nine	4	$4.4M	0.2%	0.00%
78	Mortgage Capital Development Corporation	18	$4.3M	0.2%	0.00%
79	Mission Valley Bank	4	$4.1M	0.2%	0.00%
80	Grasshopper Bank National Association	2	$4.0M	0.2%	0.00%
81	United Community Bank	3	$3.9M	0.2%	0.00%
82	First-Citizens Bank & Trust Company	6	$3.8M	0.2%	0.00%
83	Mission National Bank	18	$3.7M	0.2%	30.15%
84	Bank of the Orient	5	$3.7M	0.2%	0.00%
85	Grow America Fund, Incorporated	4	$3.4M	0.1%	0.00%
86	Hana Small Business Lending, Inc.	10	$3.4M	0.1%	0.00%
87	Sunwest Bank	3	$3.3M	0.1%	0.00%
88	Popular Bank	7	$3.3M	0.1%	20.77%
89	Southwestern National Bank	2	$3.1M	0.1%	0.00%
90	Simmons Bank	8	$2.9M	0.1%	1.94%
91	22nd State Bank, A Division of 22nd State Banking Company	2	$2.9M	0.1%	0.00%
92	Commonwealth Business Bank	5	$2.7M	0.1%	0.00%
93	HomeTrust Bank	2	$2.1M	0.1%	0.00%
94	Platinum Bank	4	$2.1M	0.1%	0.00%
95	Wallis Bank	2	$2.1M	0.1%	0.00%
96	Climate First Bank	2	$2.0M	0.1%	0.00%
97	FDIC - Community Bank & Trust-West Georgia	1	$1.9M	0.1%	0.00%
98	SoFi Bank, National Association	6	$1.9M	0.1%	0.00%
99	Mission Bank	3	$1.8M	0.1%	0.00%
100	Technology Credit Union	9	$1.8M	0.1%	2.48%
101	Capital Bank, National Association	5	$1.6M	0.1%	0.00%
102	BankUnited, National Association	1	$1.6M	0.1%	0.00%
103	River City Bank	1	$1.5M	0.1%	0.00%
104	Customers Bank	3	$1.5M	0.1%	0.00%
105	Everwise Credit Union	1	$1.4M	0.1%	0.00%
106	Citizens Bank	4	$1.4M	0.1%	0.00%
107	Vision One CU	4	$1.4M	0.1%	0.00%
108	Valley Economic Development Corp.	9	$1.4M	0.1%	0.00%
109	Gulf Coast Bank and Trust Company	3	$1.3M	0.1%	0.00%
110	Banner Bank	2	$1.3M	0.1%	0.00%
111	Village Bank and Trust, National Association	1	$1.3M	0.1%	0.00%
112	First Merchants Bank	1	$1.2M	0.0%	0.00%
113	FWBank	2	$1.2M	0.0%	0.00%
114	Colony Bank	2	$1.1M	0.0%	0.00%
115	Genesis Bank	3	$1.1M	0.0%	0.00%
116	Genisys CU	1	$1.0M	0.0%	0.00%
117	County Bank	2	$1.0M	0.0%	0.00%
118	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$979K	0.0%	0.00%
119	Beacon Bank and Trust	3	$975K	0.0%	0.00%
120	First Bank of Central Ohio	1	$960K	0.0%	0.00%
121	MVB Bank, Inc.	1	$956K	0.0%	0.00%
122	Bank of Marin	2	$950K	0.0%	0.00%
123	Independence Bank	8	$915K	0.0%	8.81%
124	FinWise Bank	3	$895K	0.0%	0.00%
125	Redwood CU	5	$845K	0.0%	0.00%
126	T Bank, National Association	1	$798K	0.0%	0.00%
127	Capital One National Association	14	$680K	0.0%	30.10%
128	Midwest BankCentre	1	$678K	0.0%	0.00%
129	Evolve Bank and Trust	2	$653K	0.0%	0.00%
130	Coastal States Bank	1	$643K	0.0%	0.00%
131	Heritage Bank Inc	2	$637K	0.0%	0.00%
132	Blue Ridge Bank National Association	1	$613K	0.0%	0.00%
133	First U.S. Community CU	2	$605K	0.0%	0.00%
134	IncredibleBank	2	$567K	0.0%	74.91%
135	Santa Cruz Community Credit Union	1	$553K	0.0%	0.00%
136	Port 51 Lending LLC	2	$533K	0.0%	0.00%
137	California Coastal Certified Development Company	2	$500K	0.0%	0.00%
138	Safe-Bidco	2	$457K	0.0%	9.61%
139	Happen Bank	1	$435K	0.0%	0.00%
140	Meriwest Credit Union	2	$413K	0.0%	0.00%
141	First Bank	1	$400K	0.0%	0.00%
142	American Business Bank	1	$385K	0.0%	0.00%
143	Fund-Ex Solutions Group, LLC	1	$369K	0.0%	0.00%
144	Altos Bank	1	$356K	0.0%	0.00%
145	Tri Counties Bank	2	$351K	0.0%	0.00%
146	HSBC Bank USA National Association	3	$350K	0.0%	0.00%
147	MutualOne Bank	1	$350K	0.0%	0.00%
148	Pathward National Association	1	$350K	0.0%	0.00%
149	First Federal Bank	1	$347K	0.0%	0.00%
150	AMPAC Tri-State CDC, Inc.	5	$338K	0.0%	0.00%
151	Bank Iowa	1	$338K	0.0%	0.00%
152	Seacoast National Bank	2	$335K	0.0%	50.47%
153	Twin City Bank	1	$315K	0.0%	0.00%
154	Summit Bank	2	$307K	0.0%	0.00%
155	SAFE CU	1	$305K	0.0%	0.00%
156	Accion Opportunity Fund Community Development	1	$300K	0.0%	0.00%
157	Riverview Bank	1	$300K	0.0%	0.00%
158	Golden Bank National Association	1	$300K	0.0%	0.00%
159	First Financial Bank	1	$250K	0.0%	0.00%
160	SBA CLSC Servicing	1	$250K	0.0%	0.00%
161	Gesa CU	1	$225K	0.0%	0.00%
162	Magnifi Financial CU	2	$225K	0.0%	0.00%
163	California Statewide Certified Development Corporation	2	$196K	0.0%	0.00%
164	UniBank	1	$190K	0.0%	0.00%
165	State Bank of Southern Utah	1	$185K	0.0%	0.00%
166	TowneBank	1	$170K	0.0%	0.00%
167	Bankwell Bank	1	$150K	0.0%	0.00%
168	Prestamos CDFI, LLC	1	$150K	0.0%	0.00%
169	First Commercial Bank (USA)	1	$150K	0.0%	0.00%
170	Old National Bank	1	$150K	0.0%	0.00%
171	Local Initiatives Support Corporation	1	$137K	0.0%	0.00%
172	Kinecta FCU	1	$120K	0.0%	0.00%
173	Stone Bank	1	$100K	0.0%	0.00%
174	Shoreham Bank	1	$100K	0.0%	0.00%
175	Federal Deposit Insurance Corporation	2	$85K	0.0%	0.00%
176	San Francisco Fire Credit Union	1	$50K	0.0%	0.00%
177	Business Loan Center, LLC	1	$50K	0.0%	97.96%
178	WaFd Bank	1	$30K	0.0%	0.00%
179	Iowa State Bank and Trust Company of Fairfield, Iowa	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.