SBA 7(a) lenders in Alameda, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

181 institutions have SBA 7(a) loans on record in Alameda, together $2.41B across 4,963 loans. Wells Fargo Bank National Association is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	855	$308.1M	12.8%	0.44%
2	U.S. Bank, National Association	558	$204.1M	8.5%	1.01%
3	Live Oak Banking Company	113	$145.5M	6.0%	2.61%
4	Fremont Bank	79	$116.7M	4.8%	0.00%
5	East West Bank	130	$80.0M	3.3%	1.86%
6	Citizens Business Bank National Association	120	$71.2M	3.0%	2.56%
7	JPMorgan Chase Bank, National Association	359	$68.4M	2.8%	1.09%
8	Columbia Bank	70	$65.2M	2.7%	1.50%
9	BMO Bank National Association	99	$64.1M	2.7%	0.36%
10	Bank of Hope	252	$63.5M	2.6%	3.44%
11	United Business Bank	62	$61.0M	2.5%	4.82%
12	Celtic Bank Corporation	107	$60.4M	2.5%	1.47%
13	Enterprise Bank & Trust	50	$40.5M	1.7%	0.00%
14	Harvest Small Business Finance, LLC	37	$38.7M	1.6%	0.00%
15	Open Bank	41	$38.5M	1.6%	0.02%
16	Fifth Third Bank	72	$36.3M	1.5%	0.05%
17	Pinnacle Bank	25	$36.2M	1.5%	0.00%
18	Commercial Bank of California	45	$35.5M	1.5%	0.15%
19	Lender 2057189	46	$35.3M	1.5%	2.85%
20	GBC International Bank	26	$32.9M	1.4%	0.00%
21	City National Bank	69	$31.3M	1.3%	0.00%
22	Bank of America, National Association	80	$27.8M	1.2%	0.60%
23	Plumas Bank	55	$27.7M	1.2%	0.00%
24	Newtek Bank, National Association	49	$26.7M	1.1%	0.00%
25	CalPrivate Bank	23	$26.0M	1.1%	0.00%
26	Western Alliance Bank	37	$25.3M	1.0%	3.92%
27	The Huntington National Bank	83	$24.8M	1.0%	3.06%
28	Readycap Lending, LLC	61	$24.5M	1.0%	2.05%
29	Main Street Launch	166	$24.3M	1.0%	16.86%
30	California Bank of Commerce, NA	24	$18.5M	0.8%	0.00%
31	Bank of San Francisco	19	$17.8M	0.7%	0.00%
32	VelocitySBA, LLC	72	$17.5M	0.7%	10.24%
33	Northeast Bank	87	$17.5M	0.7%	0.49%
34	Zions Bank, A Division of	50	$16.7M	0.7%	7.76%
35	BayFirst National Bank	80	$16.2M	0.7%	6.79%
36	Hanmi Bank	26	$15.3M	0.6%	0.00%
37	Poppy Bank	11	$15.2M	0.6%	0.18%
38	KeyPoint CU	21	$15.0M	0.6%	0.00%
39	West Coast Community Bank	29	$14.7M	0.6%	2.36%
40	Exchange Bank	12	$13.9M	0.6%	1.75%
41	Cathay Bank	19	$13.4M	0.6%	0.00%
42	Mechanics Bank	33	$13.2M	0.5%	8.63%
43	US Metro Bank	7	$12.1M	0.5%	0.00%
44	Summit State Bank	8	$12.1M	0.5%	0.00%
45	Banc of California	15	$10.6M	0.4%	11.82%
46	Mega Bank	4	$9.6M	0.4%	0.00%
47	Byline Bank	7	$9.5M	0.4%	0.00%
48	CRF Small Business Loan Company, LLC	12	$9.1M	0.4%	0.00%
49	Centerstone SBA Lending, Inc.	11	$8.9M	0.4%	0.00%
50	Stearns Bank National Association	23	$8.7M	0.4%	5.97%
51	First Internet Bank of Indiana	7	$7.8M	0.3%	0.00%
52	Beneficial State Bank	23	$7.8M	0.3%	37.78%
53	PCB Bank	19	$7.7M	0.3%	0.00%
54	GBank	3	$7.6M	0.3%	0.00%
55	Community West Bank	6	$7.4M	0.3%	0.00%
56	Truliant FCU	3	$7.3M	0.3%	0.00%
57	Royal Business Bank	4	$7.0M	0.3%	0.00%
58	United Midwest Savings Bank National Association	20	$7.0M	0.3%	0.84%
59	CTBC Bank Corp. (USA)	6	$6.9M	0.3%	0.00%
60	Beacon Business Bank National Association	6	$6.8M	0.3%	2.51%
61	America First Federal Credit Union	9	$6.5M	0.3%	0.00%
62	First Bank of the Lake	10	$6.4M	0.3%	0.00%
63	FFB Bank	8	$6.4M	0.3%	0.00%
64	PNC Bank, National Association	40	$6.3M	0.3%	3.65%
65	CDC Small Business Finance Corp.	39	$5.8M	0.2%	9.53%
66	Citibank, N.A.	38	$5.7M	0.2%	3.25%
67	Five Star Bank	20	$5.6M	0.2%	7.77%
68	First Bank	12	$5.5M	0.2%	0.00%
69	American Continental Bank	4	$5.3M	0.2%	0.00%
70	Lendistry SBLC, LLC	29	$5.2M	0.2%	0.00%
71	First General Bank	1	$5.0M	0.2%	0.00%
72	US Eagle FCU	1	$4.9M	0.2%	0.00%
73	First Business Bank	4	$4.8M	0.2%	0.00%
74	The Bancorp Bank National Association	5	$4.6M	0.2%	0.00%
75	Monterey County Bank	7	$4.6M	0.2%	0.00%
76	SouthState Bank, National Association	6	$4.5M	0.2%	0.00%
77	Bank Five Nine	4	$4.4M	0.2%	0.00%
78	Lender 2796041	18	$4.3M	0.2%	0.00%
79	Mission Valley Bank	4	$4.1M	0.2%	0.00%
80	Grasshopper Bank National Association	2	$4.0M	0.2%	0.00%
81	United Community Bank	3	$3.9M	0.2%	0.00%
82	First-Citizens Bank & Trust Company	6	$3.8M	0.2%	0.00%
83	Southwestern National Bank	3	$3.7M	0.2%	0.00%
84	Mission National Bank	18	$3.7M	0.2%	30.15%
85	Bank of the Orient	5	$3.7M	0.2%	0.00%
86	Grow America Fund, Incorporated	4	$3.4M	0.1%	0.00%
87	Hana Small Business Lending, Inc.	10	$3.4M	0.1%	0.00%
88	Sunwest Bank	3	$3.3M	0.1%	0.00%
89	Popular Bank	7	$3.3M	0.1%	20.77%
90	Simmons Bank	8	$2.9M	0.1%	1.94%
91	22nd State Bank, A Division of 22nd State Banking Company	2	$2.9M	0.1%	0.00%
92	Commonwealth Business Bank	5	$2.7M	0.1%	0.00%
93	Colony Bank	3	$2.4M	0.1%	0.00%
94	Merchants Bank of Indiana	1	$2.3M	0.1%	0.00%
95	HomeTrust Bank	2	$2.1M	0.1%	11.68%
96	Platinum Bank	4	$2.1M	0.1%	0.00%
97	Wallis Bank	2	$2.1M	0.1%	0.00%
98	Climate First Bank	2	$2.0M	0.1%	0.00%
99	FDIC - Community Bank & Trust-West Georgia	1	$1.9M	0.1%	0.00%
100	SoFi Bank, National Association	6	$1.9M	0.1%	0.00%
101	Mission Bank	3	$1.8M	0.1%	0.00%
102	Technology Credit Union	9	$1.8M	0.1%	2.48%
103	Capital Bank, National Association	5	$1.6M	0.1%	0.00%
104	BankUnited, National Association	1	$1.6M	0.1%	0.00%
105	River City Bank	1	$1.5M	0.1%	0.00%
106	Customers Bank	3	$1.5M	0.1%	0.00%
107	Everwise Credit Union	1	$1.4M	0.1%	0.00%
108	Citizens Bank	4	$1.4M	0.1%	0.00%
109	Vision One CU	4	$1.4M	0.1%	0.00%
110	Valley Economic Development Corp.	9	$1.4M	0.1%	0.00%
111	Gulf Coast Bank and Trust Company	3	$1.3M	0.1%	0.00%
112	Banner Bank	2	$1.3M	0.1%	0.00%
113	Village Bank and Trust, National Association	1	$1.3M	0.1%	0.00%
114	First Merchants Bank	1	$1.2M	0.0%	0.00%
115	FWBank	2	$1.2M	0.0%	0.00%
116	Genesis Bank	3	$1.1M	0.0%	0.00%
117	Genisys CU	1	$1.0M	0.0%	0.00%
118	County Bank	2	$1.0M	0.0%	0.00%
119	Capital One National Association	15	$980K	0.0%	20.88%
120	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$979K	0.0%	0.00%
121	Beacon Bank and Trust	3	$975K	0.0%	0.00%
122	First Bank of Central Ohio	1	$960K	0.0%	0.00%
123	MVB Bank, Inc.	1	$956K	0.0%	0.00%
124	Bank of Marin	2	$950K	0.0%	0.00%
125	Independence Bank	8	$915K	0.0%	8.81%
126	FinWise Bank	3	$895K	0.0%	0.00%
127	Redwood CU	5	$845K	0.0%	0.00%
128	T Bank, National Association	1	$798K	0.0%	0.00%
129	Midwest BankCentre	1	$678K	0.0%	0.00%
130	Evolve Bank and Trust	2	$653K	0.0%	0.00%
131	Coastal States Bank	1	$643K	0.0%	0.00%
132	Heritage Bank Inc	2	$637K	0.0%	0.00%
133	Blue Ridge Bank National Association	1	$613K	0.0%	0.00%
134	First U.S. Community CU	2	$605K	0.0%	0.00%
135	IncredibleBank	2	$567K	0.0%	74.91%
136	Santa Cruz Community Credit Union	1	$553K	0.0%	0.00%
137	Port 51 Lending LLC	2	$533K	0.0%	0.00%
138	California Coastal Certified Development Company	2	$500K	0.0%	0.00%
139	Safe-Bidco	2	$457K	0.0%	9.61%
140	Happen Bank	1	$435K	0.0%	0.00%
141	Meriwest Credit Union	2	$413K	0.0%	0.00%
142	First Bank	1	$400K	0.0%	0.00%
143	American Business Bank	1	$385K	0.0%	0.00%
144	Fund-Ex Solutions Group, LLC	1	$369K	0.0%	0.00%
145	Altos Bank	1	$356K	0.0%	0.00%
146	Tri Counties Bank	2	$351K	0.0%	0.00%
147	Pathward National Association	1	$350K	0.0%	0.00%
148	Preferred Bank	1	$350K	0.0%	0.00%
149	HSBC Bank USA National Association	3	$350K	0.0%	0.00%
150	MutualOne Bank	1	$350K	0.0%	0.00%
151	First Federal Bank	1	$347K	0.0%	0.00%
152	AMPAC Tri-State CDC, Inc.	5	$338K	0.0%	0.00%
153	Bank Iowa	1	$338K	0.0%	0.00%
154	Seacoast National Bank	2	$335K	0.0%	50.47%
155	Twin City Bank	1	$315K	0.0%	0.00%
156	Summit Bank	2	$307K	0.0%	0.00%
157	SAFE CU	1	$305K	0.0%	0.00%
158	Riverview Bank	1	$300K	0.0%	0.00%
159	Golden Bank National Association	1	$300K	0.0%	0.00%
160	Accion Opportunity Fund Community Development	1	$300K	0.0%	0.00%
161	First Financial Bank	1	$250K	0.0%	0.00%
162	SBA CLSC Servicing	1	$250K	0.0%	0.00%
163	Gesa CU	1	$225K	0.0%	0.00%
164	Magnifi Financial CU	2	$225K	0.0%	0.00%
165	California Statewide Certified Development Corporation	2	$196K	0.0%	0.00%
166	UniBank	1	$190K	0.0%	0.00%
167	State Bank of Southern Utah	1	$185K	0.0%	0.00%
168	TowneBank	1	$170K	0.0%	0.00%
169	Prestamos CDFI, LLC	1	$150K	0.0%	0.00%
170	Bankwell Bank	1	$150K	0.0%	0.00%
171	First Commercial Bank (USA)	1	$150K	0.0%	0.00%
172	Old National Bank	1	$150K	0.0%	0.00%
173	Local Initiatives Support Corporation	1	$137K	0.0%	0.00%
174	Kinecta FCU	1	$120K	0.0%	0.00%
175	Stone Bank	1	$100K	0.0%	0.00%
176	Shoreham Bank	1	$100K	0.0%	0.00%
177	Federal Deposit Insurance Corporation	2	$85K	0.0%	0.00%
178	Business Loan Center, LLC	1	$50K	0.0%	97.96%
179	San Francisco Fire Credit Union	1	$50K	0.0%	0.00%
180	WaFd Bank	1	$30K	0.0%	0.00%
181	Iowa State Bank and Trust Company of Fairfield, Iowa	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	756	$375.2M	15.6%
2	Health care & social assistance	456	$273.1M	11.3%
3	Retail trade	527	$269.9M	11.2%
4	Other services	470	$215.7M	8.9%
5	Professional & technical services	619	$209.7M	8.7%
6	Construction	436	$177.6M	7.4%
7	Wholesale trade	292	$164.8M	6.8%
8	Manufacturing	191	$160.1M	6.6%
9	Manufacturing	130	$88.4M	3.7%
10	Retail trade	182	$75.8M	3.1%
11	Transportation & warehousing	142	$64.5M	2.7%
12	Real estate & leasing	107	$63.6M	2.6%
13	Administrative & waste services	164	$60.1M	2.5%
14	Arts, entertainment & recreation	133	$52.2M	2.2%
15	Educational services	114	$49.6M	2.1%
16	Manufacturing	61	$45.5M	1.9%
17	Finance & insurance	59	$24.9M	1.0%
18	Transportation & warehousing	42	$21.2M	0.9%
19	Information	71	$14.9M	0.6%
20	Agriculture, forestry & fishing	9	$4.0M	0.2%
21	Utilities	1	$200K	0.0%
22	Mining & extraction	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.