SBA 7(a) lenders in Riverside, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

220 institutions have SBA 7(a) loans on record in Riverside, together $3.59B across 6,989 loans. U.S. Bank, National Association is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	1,105	$276.1M	7.7%	0.92%
2	Wells Fargo Bank National Association	755	$261.2M	7.3%	1.80%
3	Enterprise Bank & Trust	207	$211.2M	5.9%	0.00%
4	Live Oak Banking Company	117	$147.0M	4.1%	3.08%
5	Columbia Bank	278	$144.4M	4.0%	1.41%
6	Bank of Hope	240	$113.1M	3.1%	1.45%
7	Harvest Small Business Finance, LLC	107	$109.0M	3.0%	0.00%
8	Commonwealth Business Bank	114	$94.0M	2.6%	0.32%
9	Readycap Lending, LLC	125	$85.6M	2.4%	1.61%
10	Celtic Bank Corporation	143	$81.2M	2.3%	0.34%
11	JPMorgan Chase Bank, National Association	401	$77.7M	2.2%	3.18%
12	United Business Bank	72	$74.5M	2.1%	1.32%
13	Open Bank	49	$72.7M	2.0%	0.39%
14	US Metro Bank	49	$66.7M	1.9%	1.36%
15	Banc of California	60	$62.1M	1.7%	1.43%
16	CalPrivate Bank	49	$56.7M	1.6%	0.11%
17	Citizens Business Bank National Association	77	$52.8M	1.5%	2.59%
18	East West Bank	55	$50.6M	1.4%	0.49%
19	Lender 2057189	56	$50.2M	1.4%	0.81%
20	Hanmi Bank	57	$49.0M	1.4%	1.53%
21	Zions Bank, A Division of	147	$48.7M	1.4%	0.57%
22	First-Citizens Bank & Trust Company	48	$46.7M	1.3%	2.02%
23	PNC Bank, National Association	249	$44.2M	1.2%	1.38%
24	City National Bank	51	$43.7M	1.2%	0.00%
25	PCB Bank	46	$40.7M	1.1%	1.38%
26	BMO Bank National Association	49	$40.1M	1.1%	0.00%
27	Newtek Bank, National Association	116	$38.3M	1.1%	0.00%
28	Banner Bank	113	$37.9M	1.1%	3.04%
29	California Bank of Commerce, NA	47	$33.6M	0.9%	3.91%
30	Bank of America, National Association	117	$33.6M	0.9%	2.42%
31	Commercial Bank of California	28	$31.4M	0.9%	0.00%
32	First Bank of the Lake	36	$31.3M	0.9%	0.46%
33	The Huntington National Bank	89	$31.1M	0.9%	1.59%
34	Nano Banc	36	$30.0M	0.8%	0.53%
35	Mission Valley Bank	21	$29.3M	0.8%	0.00%
36	First Bank	26	$28.3M	0.8%	1.17%
37	CDC Small Business Finance Corp.	157	$26.2M	0.7%	15.18%
38	Northeast Bank	136	$25.9M	0.7%	3.37%
39	Frontwave Credit Union	33	$25.8M	0.7%	4.68%
40	Mechanics Bank	56	$23.9M	0.7%	4.58%
41	T Bank, National Association	6	$23.2M	0.6%	0.00%
42	GBC International Bank	27	$22.9M	0.6%	0.83%
43	Byline Bank	14	$22.7M	0.6%	0.00%
44	Centerstone SBA Lending, Inc.	17	$22.2M	0.6%	0.00%
45	BayFirst National Bank	117	$20.8M	0.6%	10.55%
46	Sunflower Bank National Association	14	$19.6M	0.5%	0.00%
47	Royal Business Bank	14	$19.5M	0.5%	0.00%
48	Genesis Bank	20	$17.4M	0.5%	1.87%
49	Hana Small Business Lending, Inc.	20	$17.2M	0.5%	14.43%
50	Poppy Bank	8	$16.4M	0.5%	0.00%
51	America First Federal Credit Union	18	$16.3M	0.5%	0.00%
52	First Internet Bank of Indiana	15	$16.3M	0.5%	0.00%
53	American Continental Bank	20	$16.0M	0.4%	6.52%
54	Pathward National Association	4	$15.8M	0.4%	0.00%
55	United Midwest Savings Bank National Association	50	$15.4M	0.4%	2.58%
56	Lendistry SBLC, LLC	70	$14.9M	0.4%	2.65%
57	Pinnacle Bank	5	$14.6M	0.4%	0.00%
58	VelocitySBA, LLC	78	$14.5M	0.4%	4.46%
59	Cathay Bank	12	$13.3M	0.4%	0.00%
60	Stearns Bank National Association	28	$12.9M	0.4%	2.02%
61	First General Bank	11	$12.7M	0.4%	2.26%
62	Citibank, N.A.	34	$12.5M	0.3%	0.10%
63	Citizens Bank	21	$12.4M	0.3%	0.00%
64	Sunwest Bank	10	$11.3M	0.3%	7.45%
65	American Business Bank	11	$10.6M	0.3%	0.00%
66	Wallis Bank	11	$10.1M	0.3%	0.00%
67	Port 51 Lending LLC	5	$9.8M	0.3%	0.00%
68	Southwestern National Bank	9	$8.8M	0.2%	0.00%
69	Shinhan Bank America	8	$8.4M	0.2%	0.00%
70	Western Alliance Bank	9	$7.9M	0.2%	12.38%
71	Popular Bank	58	$7.8M	0.2%	55.84%
72	Mega Bank	3	$7.0M	0.2%	0.00%
73	Fifth Third Bank	23	$6.8M	0.2%	17.46%
74	Beach Cities Commercial Bank	3	$6.4M	0.2%	0.00%
75	CommerceWest Bank	17	$6.1M	0.2%	2.33%
76	Happen Bank	2	$5.8M	0.2%	0.00%
77	Legacy Bank	13	$5.7M	0.2%	0.00%
78	AMPAC Tri-State CDC, Inc.	32	$5.5M	0.2%	4.92%
79	New Omni Bank National Association	4	$5.5M	0.2%	0.00%
80	Bank Five Nine	9	$5.2M	0.1%	0.00%
81	Arizona Financial Credit Union	3	$5.0M	0.1%	0.00%
82	City National Bank of Florida	1	$5.0M	0.1%	0.00%
83	Millennium Bank	1	$5.0M	0.1%	0.00%
84	FDIC - Community Bank & Trust-West Georgia	1	$5.0M	0.1%	0.00%
85	Mountain Pacific Bank	2	$5.0M	0.1%	0.00%
86	First Merchants Bank	3	$4.9M	0.1%	0.00%
87	Golden Bank National Association	5	$4.8M	0.1%	0.00%
88	Silvergate Bank	2	$4.8M	0.1%	0.00%
89	Patriot Bank, National Association	2	$4.6M	0.1%	0.00%
90	Beal Bank USA	4	$4.4M	0.1%	15.11%
91	PromiseOne Bank	1	$4.3M	0.1%	0.00%
92	CTBC Bank Corp. (USA)	1	$4.3M	0.1%	0.00%
93	EverTrust Bank	8	$4.2M	0.1%	0.00%
94	Customers Bank	3	$4.2M	0.1%	0.00%
95	Grasshopper Bank National Association	7	$3.9M	0.1%	0.00%
96	Mission Bank	3	$3.9M	0.1%	0.00%
97	Plumas Bank	7	$3.8M	0.1%	0.00%
98	Banesco USA	4	$3.8M	0.1%	0.00%
99	The Bancorp Bank National Association	9	$3.7M	0.1%	0.00%
100	United Community Bank	6	$3.6M	0.1%	0.00%
101	First Financial Bank	3	$3.5M	0.1%	0.00%
102	Five Star Bank	11	$3.5M	0.1%	0.00%
103	First Bank of Central Ohio	2	$3.5M	0.1%	0.00%
104	FinWise Bank	1	$3.4M	0.1%	0.00%
105	Luminate Bank	6	$3.2M	0.1%	0.00%
106	Summit State Bank	3	$3.1M	0.1%	0.00%
107	Rize Federal Credit Union	3	$3.1M	0.1%	28.98%
108	Hanover Community Bank	3	$3.1M	0.1%	0.00%
109	United Pacific Bank	3	$3.0M	0.1%	0.00%
110	TowneBank	1	$3.0M	0.1%	0.00%
111	Alliant Credit Union	1	$2.9M	0.1%	0.00%
112	Platinum Bank	3	$2.9M	0.1%	0.00%
113	CRF Small Business Loan Company, LLC	7	$2.8M	0.1%	8.57%
114	American Riviera Bank	3	$2.8M	0.1%	0.00%
115	California Business Bank	4	$2.8M	0.1%	0.00%
116	Truliant FCU	1	$2.7M	0.1%	0.00%
117	Kinecta FCU	9	$2.7M	0.1%	5.26%
118	Lender 2582371	2	$2.7M	0.1%	0.00%
119	Pinnacle Bank	2	$2.6M	0.1%	0.00%
120	Dundee Bank	4	$2.6M	0.1%	0.00%
121	Southern Bancorp Bank	2	$2.6M	0.1%	0.00%
122	First Business Bank	2	$2.5M	0.1%	0.00%
123	Monterey County Bank	1	$2.5M	0.1%	0.00%
124	Independence Bank	22	$2.5M	0.1%	29.79%
125	MVB Bank, Inc.	2	$2.4M	0.1%	0.00%
126	IncredibleBank	3	$2.4M	0.1%	0.00%
127	GBank	2	$2.3M	0.1%	0.00%
128	Community Banks of Colorado, A Division of NBH Bank	2	$2.3M	0.1%	0.00%
129	Neighborhood National Bank	4	$2.3M	0.1%	0.00%
130	California International Bank, A National Banking Association	4	$2.2M	0.1%	0.00%
131	Peoples Security Bank and Trust Company	1	$2.2M	0.1%	0.00%
132	Simmons Bank	8	$2.1M	0.1%	0.00%
133	Federal Deposit Insurance Corporation	17	$2.1M	0.1%	16.24%
134	Beacon Business Bank National Association	1	$2.0M	0.1%	0.00%
135	CenTrust Bank, A Division of SmartBiz Bank National Association	10	$1.9M	0.1%	0.00%
136	Associated Bank National Association	4	$1.9M	0.1%	0.00%
137	Manufacturers and Traders Trust Company	2	$1.9M	0.1%	0.00%
138	American Plus Bank National Association	3	$1.9M	0.1%	0.00%
139	Evolve Bank and Trust	3	$1.8M	0.0%	0.00%
140	US Eagle FCU	1	$1.8M	0.0%	0.00%
141	Main Street Launch	9	$1.7M	0.0%	14.28%
142	Arrowhead Federal Credit Union	10	$1.7M	0.0%	23.43%
143	Seacoast National Bank	5	$1.7M	0.0%	9.43%
144	Altos Bank	1	$1.7M	0.0%	0.00%
145	HomeTrust Bank	1	$1.6M	0.0%	0.00%
146	Beacon Bank and Trust	4	$1.5M	0.0%	0.00%
147	EverBank National Association	2	$1.5M	0.0%	0.00%
148	Partners Bank of California	2	$1.5M	0.0%	0.00%
149	Pacific Alliance Bank	5	$1.5M	0.0%	0.00%
150	American Momentum Bank	1	$1.4M	0.0%	0.00%
151	Icon Business Bank	3	$1.4M	0.0%	0.00%
152	Heritage Bank Inc	7	$1.4M	0.0%	0.00%
153	CIBC Bank USA	3	$1.3M	0.0%	0.00%
154	Apex Bank	1	$1.3M	0.0%	0.00%
155	North State Bank	3	$1.3M	0.0%	0.00%
156	First Oklahoma Bank	1	$1.2M	0.0%	0.00%
157	KeyPoint CU	2	$1.2M	0.0%	0.00%
158	California Federal Credit Union	6	$1.2M	0.0%	20.27%
159	C3bank National Association	1	$1.1M	0.0%	93.45%
160	Integro Bank	2	$1.1M	0.0%	0.00%
161	BankUnited, National Association	2	$1.0M	0.0%	0.00%
162	ConnectOne Bank	1	$1.0M	0.0%	0.00%
163	Delta Bank, National Association	1	$986K	0.0%	0.00%
164	Primis Bank	1	$977K	0.0%	0.00%
165	Woori America Bank	4	$970K	0.0%	0.00%
166	Far East National Bank	1	$960K	0.0%	0.00%
167	Texas Capital Bank	1	$918K	0.0%	0.00%
168	Milestone Bank	1	$917K	0.0%	0.00%
169	Legence Bank	1	$915K	0.0%	0.00%
170	Valley Economic Development Corp.	6	$895K	0.0%	0.00%
171	First Bank	6	$848K	0.0%	20.22%
172	Habib American Bank	2	$810K	0.0%	0.00%
173	Business Lenders, LLC	2	$757K	0.0%	0.00%
174	Coastal States Bank	2	$740K	0.0%	0.00%
175	FFB Bank	3	$727K	0.0%	0.00%
176	Ventura County CU	1	$725K	0.0%	66.98%
177	Technology Credit Union	1	$715K	0.0%	0.00%
178	Capital One National Association	16	$710K	0.0%	38.52%
179	Midland States Bank	1	$670K	0.0%	0.00%
180	West Coast Community Bank	1	$660K	0.0%	0.00%
181	Colony Bank	5	$650K	0.0%	0.00%
182	SouthState Bank, National Association	2	$634K	0.0%	0.00%
183	Blue Ridge Bank National Association	1	$630K	0.0%	0.00%
184	22nd State Bank, A Division of 22nd State Banking Company	1	$593K	0.0%	0.00%
185	United Fidelity Bank, FSB	2	$590K	0.0%	0.00%
186	Shoreham Bank	3	$590K	0.0%	0.00%
187	Alerus Financial, National Association	1	$583K	0.0%	0.00%
188	Merchants Bank of Indiana	1	$550K	0.0%	0.00%
189	Gulf Coast Bank and Trust Company	2	$546K	0.0%	0.00%
190	Titan Bank, National Association	1	$518K	0.0%	0.00%
191	Magnifi Financial CU	1	$512K	0.0%	0.00%
192	Capital Bank, National Association	2	$450K	0.0%	0.00%
193	Lender 2796041	3	$450K	0.0%	0.00%
194	Paragon Bank	1	$428K	0.0%	34.99%
195	Home Bank of California	1	$400K	0.0%	0.00%
196	Stone Bank	3	$375K	0.0%	0.00%
197	Bank of the Sierra	1	$368K	0.0%	0.00%
198	Bankwell Bank	1	$350K	0.0%	0.00%
199	Vision One CU	2	$318K	0.0%	0.00%
200	Waterfall Bank	1	$313K	0.0%	0.00%
201	Stock Yards Bank & Trust Company	1	$306K	0.0%	0.00%
202	KeyBank National Association	1	$282K	0.0%	0.00%
203	Tustin Community Bank	1	$275K	0.0%	0.00%
204	Altura Federal Credit Union	3	$250K	0.0%	0.00%
205	PACE Finance Corporation	1	$250K	0.0%	0.00%
206	Accion Opportunity Fund Community Development	1	$250K	0.0%	0.00%
207	SoFi Bank, National Association	4	$225K	0.0%	0.00%
208	Old National Bank	1	$216K	0.0%	0.00%
209	The Fidelity Bank	1	$190K	0.0%	0.00%
210	Credit Union of Southern California, a Federal Credit Union	1	$162K	0.0%	0.00%
211	PCR Small Business Development	1	$150K	0.0%	0.00%
212	Golden State Bank	1	$150K	0.0%	0.00%
213	Prestamos CDFI, LLC	1	$100K	0.0%	0.00%
214	SAFE CU	1	$97K	0.0%	0.00%
215	Navy FCU	1	$75K	0.0%	0.00%
216	MyPoint Credit Union	1	$61K	0.0%	76.07%
217	E-Central CU	1	$55K	0.0%	0.00%
218	California Statewide Certified Development Corporation	1	$50K	0.0%	0.00%
219	WaFd Bank	1	$30K	0.0%	0.00%
220	Mountain America FCU	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	893	$595.4M	16.6%
2	Retail trade	684	$465.2M	12.9%
3	Health care & social assistance	629	$402.9M	11.2%
4	Other services	646	$308.5M	8.6%
5	Construction	994	$305.2M	8.5%
6	Wholesale trade	359	$218.4M	6.1%
7	Professional & technical services	593	$201.7M	5.6%
8	Manufacturing	288	$177.2M	4.9%
9	Retail trade	292	$156.1M	4.3%
10	Real estate & leasing	212	$141.9M	3.9%
11	Transportation & warehousing	344	$131.8M	3.7%
12	Arts, entertainment & recreation	178	$114.8M	3.2%
13	Manufacturing	134	$91.4M	2.5%
14	Administrative & waste services	303	$83.7M	2.3%
15	Manufacturing	120	$73.8M	2.1%
16	Finance & insurance	103	$43.8M	1.2%
17	Educational services	83	$34.6M	1.0%
18	Transportation & warehousing	31	$17.0M	0.5%
19	Information	61	$12.7M	0.4%
20	Agriculture, forestry & fishing	21	$12.4M	0.3%
21	Utilities	12	$4.5M	0.1%
22	Mining & extraction	8	$1.1M	0.0%
23	Public administration	1	$499K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.