SBA 7(a) lenders in Riverside, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

219 institutions have SBA 7(a) loans on record in Riverside, together $3.52B across 6,867 loans. U.S. Bank, National Association is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	1,076	$272.9M	7.8%	0.88%
2	Wells Fargo Bank National Association	753	$260.1M	7.4%	1.80%
3	Enterprise Bank & Trust	207	$211.2M	6.0%	0.00%
4	Live Oak Banking Company	111	$144.6M	4.1%	2.79%
5	Columbia Bank	274	$144.2M	4.1%	1.41%
6	Bank of Hope	231	$108.0M	3.1%	1.52%
7	Harvest Small Business Finance, LLC	102	$104.7M	3.0%	0.00%
8	Commonwealth Business Bank	113	$92.9M	2.6%	0.32%
9	Readycap Lending, LLC	121	$84.5M	2.4%	1.64%
10	Celtic Bank Corporation	141	$80.7M	2.3%	0.34%
11	JPMorgan Chase Bank, National Association	398	$77.0M	2.2%	3.21%
12	United Business Bank	71	$73.1M	2.1%	1.35%
13	Open Bank	49	$72.7M	2.1%	0.39%
14	US Metro Bank	47	$63.5M	1.8%	1.43%
15	Banc of California	58	$58.4M	1.7%	1.52%
16	CalPrivate Bank	49	$56.7M	1.6%	0.11%
17	Citizens Business Bank National Association	77	$52.8M	1.5%	2.59%
18	East West Bank	54	$50.6M	1.4%	0.49%
19	Newtek Small Business Finance, Inc.	56	$50.2M	1.4%	0.81%
20	Zions Bank, A Division of	146	$46.7M	1.3%	0.60%
21	Hanmi Bank	56	$45.9M	1.3%	1.63%
22	First-Citizens Bank & Trust Company	46	$45.0M	1.3%	2.09%
23	PNC Bank, National Association	249	$44.2M	1.3%	1.38%
24	City National Bank	50	$41.0M	1.2%	0.00%
25	BMO Bank National Association	49	$40.1M	1.1%	0.00%
26	PCB Bank	45	$38.1M	1.1%	1.47%
27	Banner Bank	113	$37.9M	1.1%	3.04%
28	Newtek Bank, National Association	104	$36.8M	1.0%	0.00%
29	California Bank of Commerce, NA	47	$33.6M	1.0%	3.91%
30	First Bank of the Lake	36	$31.3M	0.9%	0.08%
31	The Huntington National Bank	89	$31.1M	0.9%	1.50%
32	Bank of America, National Association	116	$30.5M	0.9%	2.67%
33	Commercial Bank of California	26	$30.2M	0.9%	0.00%
34	Nano Banc	36	$30.0M	0.9%	0.53%
35	First Bank	26	$28.3M	0.8%	1.17%
36	Mission Valley Bank	20	$27.4M	0.8%	0.00%
37	CDC Small Business Finance Corp.	156	$26.0M	0.7%	14.75%
38	Frontwave Credit Union	33	$25.8M	0.7%	4.68%
39	Northeast Bank	123	$24.1M	0.7%	3.63%
40	Mechanics Bank	56	$23.9M	0.7%	4.58%
41	T Bank, National Association	6	$23.2M	0.7%	0.00%
42	GBC International Bank	27	$22.9M	0.7%	0.83%
43	Centerstone SBA Lending, Inc.	17	$22.2M	0.6%	0.00%
44	BayFirst National Bank	117	$20.8M	0.6%	10.67%
45	Byline Bank	13	$20.2M	0.6%	0.00%
46	Sunflower Bank National Association	14	$19.6M	0.6%	0.00%
47	Royal Business Bank	14	$19.5M	0.6%	0.00%
48	Genesis Bank	20	$17.4M	0.5%	1.87%
49	Hana Small Business Lending, Inc.	20	$17.2M	0.5%	14.43%
50	Poppy Bank	8	$16.4M	0.5%	0.00%
51	America First Federal Credit Union	18	$16.3M	0.5%	0.00%
52	First Internet Bank of Indiana	14	$16.0M	0.5%	0.00%
53	American Continental Bank	19	$15.8M	0.5%	6.58%
54	United Midwest Savings Bank National Association	49	$15.1M	0.4%	2.64%
55	Lendistry SBLC, LLC	69	$14.8M	0.4%	2.66%
56	Pinnacle Bank	5	$14.6M	0.4%	0.00%
57	VelocitySBA, LLC	76	$13.6M	0.4%	4.78%
58	Cathay Bank	12	$13.3M	0.4%	0.00%
59	Stearns Bank National Association	28	$12.9M	0.4%	2.02%
60	First General Bank	11	$12.7M	0.4%	2.26%
61	Citibank, N.A.	34	$12.5M	0.4%	0.10%
62	Citizens Bank	21	$12.4M	0.4%	0.00%
63	Sunwest Bank	10	$11.3M	0.3%	7.45%
64	Pathward National Association	3	$10.8M	0.3%	0.00%
65	American Business Bank	11	$10.6M	0.3%	0.00%
66	Wallis Bank	10	$9.9M	0.3%	0.00%
67	Port 51 Lending LLC	5	$9.8M	0.3%	0.00%
68	Shinhan Bank America	8	$8.4M	0.2%	0.00%
69	Southwestern National Bank	8	$8.4M	0.2%	0.00%
70	Western Alliance Bank	9	$7.9M	0.2%	12.38%
71	Popular Bank	58	$7.8M	0.2%	55.84%
72	Mega Bank	3	$7.0M	0.2%	0.00%
73	Fifth Third Bank	23	$6.8M	0.2%	17.46%
74	CommerceWest Bank	17	$6.1M	0.2%	2.33%
75	Legacy Bank	13	$5.7M	0.2%	0.00%
76	New Omni Bank National Association	4	$5.5M	0.2%	0.00%
77	Bank Five Nine	9	$5.2M	0.1%	0.00%
78	SMBC MANUBANK	9	$5.1M	0.1%	0.00%
79	Arizona Financial Credit Union	3	$5.0M	0.1%	0.00%
80	Millennium Bank	1	$5.0M	0.1%	0.00%
81	FDIC - Community Bank & Trust-West Georgia	1	$5.0M	0.1%	0.00%
82	AMPAC Tri-State CDC, Inc.	29	$5.0M	0.1%	2.59%
83	First Merchants Bank	3	$4.9M	0.1%	0.00%
84	Golden Bank National Association	5	$4.8M	0.1%	0.00%
85	Silvergate Bank	2	$4.8M	0.1%	0.00%
86	Patriot Bank, National Association	2	$4.6M	0.1%	0.00%
87	Beal Bank USA	4	$4.4M	0.1%	15.11%
88	PromiseOne Bank	1	$4.3M	0.1%	0.00%
89	CTBC Bank Corp. (USA)	1	$4.3M	0.1%	0.00%
90	EverTrust Bank	8	$4.2M	0.1%	0.00%
91	Customers Bank	3	$4.2M	0.1%	0.00%
92	Mission Bank	3	$3.9M	0.1%	0.00%
93	Plumas Bank	7	$3.8M	0.1%	0.00%
94	Banesco USA	4	$3.8M	0.1%	0.00%
95	The Bancorp Bank National Association	9	$3.7M	0.1%	0.00%
96	United Community Bank	6	$3.6M	0.1%	0.00%
97	First Financial Bank	3	$3.5M	0.1%	0.00%
98	Five Star Bank	11	$3.5M	0.1%	0.00%
99	First Bank of Central Ohio	2	$3.5M	0.1%	0.00%
100	FinWise Bank	1	$3.4M	0.1%	0.00%
101	Grasshopper Bank National Association	6	$3.3M	0.1%	0.00%
102	Luminate Bank	6	$3.2M	0.1%	0.00%
103	Rize Federal Credit Union	3	$3.1M	0.1%	28.98%
104	Hanover Community Bank	3	$3.1M	0.1%	0.00%
105	United Pacific Bank	3	$3.0M	0.1%	0.00%
106	TowneBank	1	$3.0M	0.1%	0.00%
107	Alliant Credit Union	1	$2.9M	0.1%	0.00%
108	Platinum Bank	3	$2.9M	0.1%	0.00%
109	CRF Small Business Loan Company, LLC	7	$2.8M	0.1%	8.57%
110	American Riviera Bank	3	$2.8M	0.1%	0.00%
111	California Business Bank	4	$2.8M	0.1%	0.00%
112	Truliant FCU	1	$2.7M	0.1%	0.00%
113	Kinecta FCU	9	$2.7M	0.1%	5.26%
114	First Western SBLC, LLC	2	$2.7M	0.1%	0.00%
115	Pinnacle Bank	2	$2.6M	0.1%	0.00%
116	Dundee Bank	4	$2.6M	0.1%	0.00%
117	Southern Bancorp Bank	2	$2.6M	0.1%	0.00%
118	First Business Bank	2	$2.5M	0.1%	0.00%
119	Monterey County Bank	1	$2.5M	0.1%	0.00%
120	Independence Bank	22	$2.5M	0.1%	29.79%
121	MVB Bank, Inc.	2	$2.4M	0.1%	0.00%
122	IncredibleBank	3	$2.4M	0.1%	0.00%
123	GBank	2	$2.3M	0.1%	0.00%
124	Community Banks of Colorado, A Division of NBH Bank	2	$2.3M	0.1%	0.00%
125	Neighborhood National Bank	4	$2.3M	0.1%	0.00%
126	California International Bank, A National Banking Association	4	$2.2M	0.1%	0.00%
127	Peoples Security Bank and Trust Company	1	$2.2M	0.1%	0.00%
128	Simmons Bank	8	$2.1M	0.1%	0.00%
129	Federal Deposit Insurance Corporation	17	$2.1M	0.1%	16.24%
130	Summit State Bank	2	$2.0M	0.1%	0.00%
131	Beacon Business Bank National Association	1	$2.0M	0.1%	0.00%
132	Associated Bank National Association	4	$1.9M	0.1%	0.00%
133	Manufacturers and Traders Trust Company	2	$1.9M	0.1%	0.00%
134	American Plus Bank National Association	3	$1.9M	0.1%	0.00%
135	Evolve Bank and Trust	3	$1.8M	0.1%	0.00%
136	US Eagle FCU	1	$1.8M	0.1%	0.00%
137	Main Street Launch	9	$1.7M	0.0%	14.28%
138	Arrowhead Federal Credit Union	10	$1.7M	0.0%	23.43%
139	Altos Bank	1	$1.7M	0.0%	0.00%
140	Seacoast National Bank	5	$1.7M	0.0%	0.00%
141	HomeTrust Bank	1	$1.6M	0.0%	0.00%
142	CenTrust Bank, A Division of SmartBiz Bank National Association	9	$1.6M	0.0%	0.00%
143	Beacon Bank and Trust	4	$1.5M	0.0%	0.00%
144	Partners Bank of California	2	$1.5M	0.0%	0.00%
145	Pacific Alliance Bank	5	$1.5M	0.0%	0.00%
146	Beach Cities Commercial Bank	1	$1.4M	0.0%	0.00%
147	American Momentum Bank	1	$1.4M	0.0%	0.00%
148	Icon Business Bank	3	$1.4M	0.0%	0.00%
149	Heritage Bank Inc	7	$1.4M	0.0%	0.00%
150	CIBC Bank USA	3	$1.3M	0.0%	0.00%
151	Apex Bank	1	$1.3M	0.0%	0.00%
152	North State Bank	3	$1.3M	0.0%	0.00%
153	First Oklahoma Bank	1	$1.2M	0.0%	0.00%
154	KeyPoint CU	2	$1.2M	0.0%	0.00%
155	California Federal Credit Union	6	$1.2M	0.0%	20.27%
156	C3bank National Association	1	$1.1M	0.0%	93.45%
157	Integro Bank	2	$1.1M	0.0%	0.00%
158	BankUnited, National Association	2	$1.0M	0.0%	0.00%
159	ConnectOne Bank	1	$1.0M	0.0%	0.00%
160	Delta Bank, National Association	1	$986K	0.0%	0.00%
161	Primis Bank	1	$977K	0.0%	0.00%
162	Woori America Bank	4	$970K	0.0%	0.00%
163	Far East National Bank	1	$960K	0.0%	0.00%
164	Texas Capital Bank	1	$918K	0.0%	0.00%
165	Milestone Bank	1	$917K	0.0%	0.00%
166	Legence Bank	1	$915K	0.0%	0.00%
167	Valley Economic Development Corp.	6	$895K	0.0%	0.00%
168	Happen Bank	1	$867K	0.0%	0.00%
169	First Bank	6	$848K	0.0%	20.22%
170	Habib American Bank	2	$810K	0.0%	0.00%
171	Business Lenders, LLC	2	$757K	0.0%	0.00%
172	Coastal States Bank	2	$740K	0.0%	0.00%
173	FFB Bank	3	$727K	0.0%	0.00%
174	Ventura County CU	1	$725K	0.0%	66.98%
175	Technology Credit Union	1	$715K	0.0%	0.00%
176	Capital One National Association	16	$710K	0.0%	38.52%
177	Midland States Bank	1	$670K	0.0%	0.00%
178	West Coast Community Bank	1	$660K	0.0%	0.00%
179	Colony Bank	5	$650K	0.0%	0.00%
180	SouthState Bank, National Association	2	$634K	0.0%	0.00%
181	Blue Ridge Bank National Association	1	$630K	0.0%	0.00%
182	EverBank National Association	1	$599K	0.0%	0.00%
183	22nd State Bank, A Division of 22nd State Banking Company	1	$593K	0.0%	0.00%
184	United Fidelity Bank, FSB	2	$590K	0.0%	0.00%
185	Shoreham Bank	3	$590K	0.0%	0.00%
186	Alerus Financial, National Association	1	$583K	0.0%	0.00%
187	Merchants Bank of Indiana	1	$550K	0.0%	0.00%
188	Gulf Coast Bank and Trust Company	2	$546K	0.0%	0.00%
189	Titan Bank, National Association	1	$518K	0.0%	0.00%
190	Magnifi Financial CU	1	$512K	0.0%	0.00%
191	Capital Bank, National Association	2	$450K	0.0%	0.00%
192	Paragon Bank	1	$428K	0.0%	34.99%
193	Home Bank of California	1	$400K	0.0%	0.00%
194	Stone Bank	3	$375K	0.0%	0.00%
195	Bank of the Sierra	1	$368K	0.0%	0.00%
196	Bankwell Bank	1	$350K	0.0%	0.00%
197	Vision One CU	2	$318K	0.0%	0.00%
198	Waterfall Bank	1	$313K	0.0%	0.00%
199	Stock Yards Bank & Trust Company	1	$306K	0.0%	0.00%
200	Mortgage Capital Development Corporation	2	$300K	0.0%	0.00%
201	KeyBank National Association	1	$282K	0.0%	0.00%
202	Tustin Community Bank	1	$275K	0.0%	0.00%
203	PACE Finance Corporation	1	$250K	0.0%	0.00%
204	Altura Federal Credit Union	3	$250K	0.0%	0.00%
205	Accion Opportunity Fund Community Development	1	$250K	0.0%	0.00%
206	SoFi Bank, National Association	4	$225K	0.0%	0.00%
207	Old National Bank	1	$216K	0.0%	0.00%
208	The Fidelity Bank	1	$190K	0.0%	0.00%
209	Credit Union of Southern California, a Federal Credit Union	1	$162K	0.0%	0.00%
210	PCR Small Business Development	1	$150K	0.0%	0.00%
211	Golden State Bank	1	$150K	0.0%	0.00%
212	Prestamos CDFI, LLC	1	$100K	0.0%	0.00%
213	SAFE CU	1	$97K	0.0%	0.00%
214	Navy FCU	1	$75K	0.0%	0.00%
215	MyPoint Credit Union	1	$61K	0.0%	76.07%
216	E-Central CU	1	$55K	0.0%	0.00%
217	California Statewide Certified Development Corporation	1	$50K	0.0%	0.00%
218	WaFd Bank	1	$30K	0.0%	0.00%
219	Mountain America FCU	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	877	$586.2M	16.7%
2	Retail trade	679	$463.9M	13.2%
3	Health care & social assistance	619	$387.3M	11.0%
4	Other services	633	$304.3M	8.7%
5	Construction	967	$293.8M	8.4%
6	Wholesale trade	355	$216.1M	6.1%
7	Professional & technical services	583	$199.3M	5.7%
8	Manufacturing	284	$167.2M	4.8%
9	Retail trade	289	$150.8M	4.3%
10	Real estate & leasing	211	$141.5M	4.0%
11	Transportation & warehousing	336	$124.0M	3.5%
12	Arts, entertainment & recreation	174	$113.0M	3.2%
13	Manufacturing	134	$91.4M	2.6%
14	Administrative & waste services	292	$80.9M	2.3%
15	Manufacturing	120	$73.8M	2.1%
16	Finance & insurance	102	$43.7M	1.2%
17	Educational services	79	$33.5M	1.0%
18	Transportation & warehousing	31	$17.0M	0.5%
19	Information	61	$12.7M	0.4%
20	Agriculture, forestry & fishing	21	$12.4M	0.4%
21	Utilities	11	$1.7M	0.0%
22	Mining & extraction	8	$1.1M	0.0%
23	Public administration	1	$499K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.