SBA 7(a) lenders in San Diego, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

238 institutions have SBA 7(a) loans on record in San Diego, together $5.42B across 11,969 loans. Wells Fargo Bank National Association is the largest, with 11% of approvals.

ShowingBanks 186Credit unions 16Non-depository lenders 36

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	1,623	$610.4M	11.3%	1.15%
2	U.S. Bank, National Association	1,755	$516.4M	9.5%	2.37%
3	Enterprise Bank & Trust	618	$515.8M	9.5%	1.15%
4	Live Oak Banking Company	256	$324.2M	6.0%	1.60%
5	Columbia Bank	416	$197.3M	3.6%	2.85%
6	JPMorgan Chase Bank, National Association	943	$179.9M	3.3%	1.70%
7	CalPrivate Bank	154	$152.3M	2.8%	0.00%
8	Celtic Bank Corporation	254	$126.8M	2.3%	2.11%
9	Harvest Small Business Finance, LLC	83	$113.2M	2.1%	0.00%
10	Zions Bank, A Division of	542	$110.4M	2.0%	3.16%
11	Newtek Bank, National Association	230	$106.6M	2.0%	0.00%
12	California Bank of Commerce, NA	172	$105.9M	2.0%	1.80%
13	CDC Small Business Finance Corp.	523	$81.6M	1.5%	7.00%
14	First-Citizens Bank & Trust Company	107	$80.7M	1.5%	7.09%
15	Banner Bank	297	$79.3M	1.5%	2.42%
16	BMO Bank National Association	104	$77.6M	1.4%	0.72%
17	Banc of California	89	$73.5M	1.4%	4.48%
18	First Internet Bank of Indiana	57	$69.2M	1.3%	1.59%
19	Bank of America, National Association	186	$64.8M	1.2%	0.62%
20	Readycap Lending, LLC	154	$62.7M	1.2%	8.15%
21	Bank of Hope	127	$59.3M	1.1%	2.21%
22	The Huntington National Bank	187	$56.0M	1.0%	3.30%
23	Byline Bank	55	$55.9M	1.0%	0.00%
24	City National Bank	100	$51.1M	0.9%	0.34%
25	BayFirst National Bank	229	$49.4M	0.9%	4.19%
26	United Business Bank	45	$48.8M	0.9%	1.57%
27	Frontwave Credit Union	66	$47.5M	0.9%	3.69%
28	Newtek Small Business Finance, Inc.	84	$47.0M	0.9%	0.08%
29	US Metro Bank	26	$42.8M	0.8%	0.38%
30	Fifth Third Bank	191	$42.5M	0.8%	2.88%
31	Citizens Business Bank National Association	62	$42.2M	0.8%	2.35%
32	Hanmi Bank	53	$37.9M	0.7%	2.27%
33	Open Bank	28	$37.6M	0.7%	0.43%
34	Neighborhood National Bank	74	$36.3M	0.7%	4.15%
35	Northeast Bank	220	$35.5M	0.7%	6.00%
36	Western Alliance Bank	68	$35.2M	0.6%	0.61%
37	First General Bank	11	$35.0M	0.6%	0.00%
38	GBC International Bank	30	$29.7M	0.5%	0.30%
39	Plumas Bank	35	$27.4M	0.5%	2.04%
40	The Bancorp Bank National Association	23	$26.4M	0.5%	0.00%
41	Commonwealth Business Bank	23	$25.8M	0.5%	0.00%
42	PNC Bank, National Association	110	$25.2M	0.5%	3.68%
43	PCB Bank	19	$24.5M	0.5%	0.00%
44	Poppy Bank	10	$24.1M	0.4%	0.00%
45	Mission Valley Bank	24	$23.1M	0.4%	0.00%
46	Sunwest Bank	33	$22.4M	0.4%	9.00%
47	Commercial Bank of California	19	$22.3M	0.4%	0.00%
48	Shinhan Bank America	37	$22.3M	0.4%	1.32%
49	Stearns Bank National Association	69	$22.1M	0.4%	2.13%
50	First Bank of the Lake	36	$20.4M	0.4%	0.65%
51	Hana Small Business Lending, Inc.	16	$18.3M	0.3%	2.48%
52	Genesis Bank	24	$17.2M	0.3%	4.39%
53	Pinnacle Bank	8	$17.1M	0.3%	0.00%
54	Lendistry SBLC, LLC	102	$16.9M	0.3%	1.88%
55	Silvergate Bank	24	$16.6M	0.3%	8.01%
56	Centerstone SBA Lending, Inc.	11	$16.3M	0.3%	0.00%
57	United Midwest Savings Bank National Association	59	$15.1M	0.3%	8.33%
58	First Merchants Bank	22	$14.7M	0.3%	0.00%
59	BankUnited, National Association	19	$14.4M	0.3%	0.00%
60	East West Bank	32	$12.5M	0.2%	0.18%
61	Sunflower Bank National Association	18	$12.2M	0.2%	0.00%
62	SMBC MANUBANK	17	$11.4M	0.2%	0.00%
63	American Continental Bank	12	$11.1M	0.2%	2.20%
64	Mechanics Bank	24	$10.9M	0.2%	0.46%
65	CommerceWest Bank	38	$10.8M	0.2%	5.54%
66	Kinecta FCU	10	$10.7M	0.2%	0.00%
67	California International Bank, A National Banking Association	4	$10.1M	0.2%	0.00%
68	GBank	5	$10.0M	0.2%	0.00%
69	T Bank, National Association	4	$10.0M	0.2%	0.00%
70	Simmons Bank	32	$10.0M	0.2%	5.57%
71	First Bank of Central Ohio	4	$9.5M	0.2%	0.00%
72	First Bank	13	$9.4M	0.2%	0.00%
73	Hanover Community Bank	7	$9.2M	0.2%	0.00%
74	Five Star Bank	40	$9.1M	0.2%	8.10%
75	Pathward National Association	7	$9.0M	0.2%	0.00%
76	First Business Bank	6	$8.7M	0.2%	0.00%
77	Capital One National Association	40	$8.2M	0.2%	9.76%
78	Citibank, N.A.	43	$8.0M	0.1%	4.88%
79	Cathay Bank	5	$7.6M	0.1%	0.00%
80	Happen Bank	6	$7.2M	0.1%	0.00%
81	FFB Bank	10	$7.1M	0.1%	0.00%
82	Endeavor Bank	7	$7.1M	0.1%	0.00%
83	Evolve Bank and Trust	8	$7.0M	0.1%	0.00%
84	VelocitySBA, LLC	83	$6.9M	0.1%	2.80%
85	SouthState Bank, National Association	5	$6.9M	0.1%	4.80%
86	22nd State Bank, A Division of 22nd State Banking Company	4	$6.7M	0.1%	0.00%
87	Colony Bank	18	$6.2M	0.1%	0.00%
88	First Pacific Bank	6	$6.1M	0.1%	0.00%
89	Truliant FCU	3	$6.0M	0.1%	0.00%
90	Royal Business Bank	3	$5.9M	0.1%	0.00%
91	Citizens Bank	16	$5.9M	0.1%	13.76%
92	FDIC - Community Bank & Trust-West Georgia	3	$5.9M	0.1%	0.00%
93	World Trade Finance, Inc.	3	$5.6M	0.1%	0.00%
94	Integro Bank	7	$5.5M	0.1%	0.00%
95	Old National Bank	6	$5.5M	0.1%	16.48%
96	Beal Bank USA	7	$5.5M	0.1%	0.00%
97	Home Bank of California	6	$5.3M	0.1%	0.00%
98	Grasshopper Bank National Association	5	$5.0M	0.1%	0.00%
99	BancFirst	5	$5.0M	0.1%	0.00%
100	OceanFirst Bank, National Association	1	$5.0M	0.1%	0.00%
101	American Bank	1	$5.0M	0.1%	0.00%
102	New Omni Bank National Association	1	$5.0M	0.1%	0.00%
103	Legacy Bank	3	$4.9M	0.1%	0.00%
104	Montecito Bank and Trust	2	$4.7M	0.1%	0.00%
105	CRF Small Business Loan Company, LLC	16	$4.6M	0.1%	8.60%
106	Nano Banc	7	$4.6M	0.1%	0.00%
107	CenTrust Bank, A Division of SmartBiz Bank National Association	24	$4.5M	0.1%	0.00%
108	Academy Bank National Association	4	$4.5M	0.1%	0.00%
109	California Federal Credit Union	10	$4.3M	0.1%	0.00%
110	HomeTrust Bank	3	$4.2M	0.1%	0.00%
111	Fountainhead SBF LLC	1	$4.1M	0.1%	0.00%
112	KeyPoint CU	2	$4.1M	0.1%	0.00%
113	Customers Bank	9	$4.1M	0.1%	0.00%
114	AMPAC Tri-State CDC, Inc.	22	$3.9M	0.1%	0.00%
115	Pacific Alliance Bank	5	$3.9M	0.1%	0.00%
116	Ameris Bank	8	$3.9M	0.1%	0.00%
117	Federal Deposit Insurance Corporation	10	$3.7M	0.1%	0.00%
118	Beacon Bank and Trust	2	$3.7M	0.1%	0.00%
119	United Community Bank	8	$3.6M	0.1%	0.00%
120	Beach Cities Commercial Bank	3	$3.5M	0.1%	0.00%
121	Main Street Launch	19	$3.5M	0.1%	15.05%
122	TowneBank	4	$3.5M	0.1%	0.00%
123	Meridian Bank	4	$3.4M	0.1%	0.00%
124	Mega Bank	3	$3.2M	0.1%	0.00%
125	Blue Ridge Bank National Association	5	$3.2M	0.1%	31.67%
126	MidFirst Bank	1	$3.1M	0.1%	0.00%
127	Independence Bank	23	$3.1M	0.1%	44.14%
128	American Plus Bank National Association	1	$3.1M	0.1%	0.00%
129	Community West Bank	5	$3.0M	0.1%	29.25%
130	New Millennium Bank	1	$3.0M	0.1%	0.00%
131	Summit State Bank	4	$3.0M	0.1%	0.00%
132	Union National Bank	2	$2.9M	0.1%	0.00%
133	Bank Five Nine	5	$2.6M	0.0%	0.00%
134	UNION BANK OF CALIFORNIA, N.A.	4	$2.6M	0.0%	46.36%
135	KeyBank National Association	5	$2.6M	0.0%	0.00%
136	Grow America Fund, Incorporated	3	$2.5M	0.0%	0.00%
137	American Business Bank	3	$2.4M	0.0%	0.00%
138	America First Federal Credit Union	8	$2.3M	0.0%	0.00%
139	Popular Bank	11	$2.3M	0.0%	43.41%
140	EverBank National Association	1	$2.2M	0.0%	0.00%
141	Banesco USA	4	$2.1M	0.0%	0.00%
142	Wachovia SBA Lending, Inc.	2	$2.1M	0.0%	0.00%
143	Genisys CU	1	$2.0M	0.0%	0.00%
144	b1BANK	1	$2.0M	0.0%	0.00%
145	Heritage Bank Inc	11	$1.9M	0.0%	0.00%
146	Gulf Coast Bank and Trust Company	3	$1.8M	0.0%	0.00%
147	Valley Bank of Ronan	1	$1.8M	0.0%	0.00%
148	California Business Bank	1	$1.8M	0.0%	0.00%
149	C3bank National Association	7	$1.7M	0.0%	9.97%
150	Partners Bank of California	5	$1.7M	0.0%	0.00%
151	Seacoast National Bank	7	$1.6M	0.0%	0.00%
152	First Financial Bank	5	$1.6M	0.0%	0.00%
153	SNB Bank National Association	2	$1.6M	0.0%	0.00%
154	Stone Bank	7	$1.6M	0.0%	0.00%
155	Woori America Bank	3	$1.6M	0.0%	0.00%
156	Beneficial State Bank	1	$1.5M	0.0%	0.00%
157	Climate First Bank	3	$1.4M	0.0%	0.00%
158	Mission Bank	3	$1.4M	0.0%	0.00%
159	Bankwell Bank	3	$1.4M	0.0%	0.00%
160	Fund-Ex Solutions Group, LLC	1	$1.4M	0.0%	0.00%
161	Business Lenders, LLC	1	$1.3M	0.0%	0.00%
162	Titan Bank, National Association	2	$1.3M	0.0%	0.00%
163	EverTrust Bank	2	$1.3M	0.0%	0.00%
164	Western State Bank	1	$1.2M	0.0%	0.00%
165	Merchants Bank of Indiana	2	$1.2M	0.0%	0.00%
166	First Port City Bank	1	$1.2M	0.0%	0.00%
167	Mortgage Capital Development Corporation	5	$1.1M	0.0%	0.00%
168	West Valley National Bank	2	$1.1M	0.0%	0.00%
169	MVB Bank, Inc.	1	$1.1M	0.0%	0.00%
170	Northwest FCU	1	$1.1M	0.0%	55.52%
171	Rize Federal Credit Union	2	$999K	0.0%	0.00%
172	Capital Bank, National Association	4	$995K	0.0%	0.00%
173	California Statewide Certified Development Corporation	6	$960K	0.0%	0.00%
174	First Bank	8	$934K	0.0%	34.76%
175	Wallis Bank	1	$931K	0.0%	0.00%
176	Lendstream Small Business Finance, LLC	1	$862K	0.0%	0.00%
177	North State Bank	1	$855K	0.0%	0.00%
178	Bank of San Francisco	1	$845K	0.0%	41.44%
179	FWBank	2	$727K	0.0%	0.00%
180	City National Bank of Florida	1	$725K	0.0%	0.00%
181	Busey Bank	2	$720K	0.0%	0.00%
182	SoFi Bank, National Association	7	$719K	0.0%	0.00%
183	Greenfield Banking Company	1	$650K	0.0%	0.00%
184	Community Commerce Bank	1	$650K	0.0%	0.00%
185	United Pacific Bank	1	$650K	0.0%	0.00%
186	CIBC Bank USA	2	$641K	0.0%	0.00%
187	Valley Economic Development Corp.	4	$622K	0.0%	0.00%
188	First Interstate Bank	1	$616K	0.0%	0.00%
189	Greater Bay Bank, National Association	1	$587K	0.0%	0.00%
190	Certified FCU	1	$575K	0.0%	0.00%
191	Metro City Bank	2	$567K	0.0%	0.00%
192	Vision One CU	3	$543K	0.0%	0.00%
193	Leader Bank, National Association	2	$542K	0.0%	0.00%
194	Outdoor Bank	1	$513K	0.0%	0.00%
195	The First National Bank of Tom Bean	1	$501K	0.0%	0.00%
196	Frontier Bank, FSB d/b/a El Paseo Bank	1	$500K	0.0%	0.00%
197	Navy FCU	3	$491K	0.0%	0.00%
198	Quaint Oak Bank	1	$474K	0.0%	0.00%
199	Florida Capital Bank, National Association	2	$460K	0.0%	0.00%
200	Georgia Banking Company	3	$450K	0.0%	0.00%
201	Beacon Business Bank National Association	1	$447K	0.0%	0.00%
202	Pinnacle Bank	1	$441K	0.0%	0.00%
203	United Western Bank	1	$425K	0.0%	0.00%
204	Milestone Bank	1	$425K	0.0%	0.00%
205	Valley National Bank	1	$412K	0.0%	0.00%
206	First Command Bank	1	$405K	0.0%	0.00%
207	Renasant Bank	1	$405K	0.0%	0.00%
208	FlatIrons Bank	1	$400K	0.0%	0.00%
209	ACC Capital	1	$394K	0.0%	0.00%
210	Fremont Bank	1	$383K	0.0%	0.00%
211	UniBank	1	$376K	0.0%	0.00%
212	Magnifi Financial CU	1	$350K	0.0%	0.00%
213	Eagle Rock Bank	1	$350K	0.0%	0.00%
214	HSBC Bank USA National Association	1	$350K	0.0%	0.00%
215	Small Business Bank	2	$348K	0.0%	0.00%
216	Port 51 Lending LLC	1	$326K	0.0%	0.00%
217	EagleBank	2	$300K	0.0%	0.00%
218	Atlantic Union Bank	1	$300K	0.0%	0.00%
219	American Riviera Bank	1	$270K	0.0%	0.00%
220	United Fidelity Bank, FSB	1	$270K	0.0%	0.00%
221	Midland States Bank	1	$266K	0.0%	0.00%
222	Technology Credit Union	1	$246K	0.0%	0.00%
223	UMB Bank, National Association	1	$227K	0.0%	0.00%
224	Triangle CU	1	$200K	0.0%	0.00%
225	Diversified Members Credit Union	1	$200K	0.0%	0.00%
226	First Federal Bank	1	$196K	0.0%	0.00%
227	First Western SBLC, LLC	1	$165K	0.0%	0.00%
228	California FarmLink	1	$165K	0.0%	0.00%
229	Community Development Transportation Lending Services, Inc.	2	$151K	0.0%	0.00%
230	Accion Opportunity Fund Community Development	1	$150K	0.0%	0.00%
231	Prestamos CDFI, LLC	1	$150K	0.0%	0.00%
232	FinWise Bank	1	$144K	0.0%	0.00%
233	Webster Bank National Association	1	$141K	0.0%	0.00%
234	First State Bank Nebraska	2	$101K	0.0%	0.00%
235	First Resource Bank	1	$100K	0.0%	0.00%
236	Business Loan Center, LLC	4	$95K	0.0%	22.30%
237	Mountain America FCU	1	$30K	0.0%	99.57%
238	Community Bank of Nevada	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.