SBA 7(a) lenders in Cook, IL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

282 institutions have SBA 7(a) loans on record in Cook, together $6.57B across 16,521 loans. Byline Bank is the largest, with 19% of approvals.

ShowingBanks 235Credit unions 17Non-depository lenders 30

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Byline Bank	1,346	$1.26B	19.1%	3.84%
2	The Huntington National Bank	2,404	$505.8M	7.7%	1.56%
3	JPMorgan Chase Bank, National Association	2,955	$375.5M	5.7%	4.27%
4	U.S. Bank, National Association	1,368	$323.2M	4.9%	2.42%
5	Village Bank and Trust, National Association	498	$234.6M	3.6%	2.05%
6	Live Oak Banking Company	180	$189.0M	2.9%	1.45%
7	Millennium Bank	100	$176.3M	2.7%	0.00%
8	Old National Bank	159	$128.2M	1.9%	1.92%
9	Fifth Third Bank	395	$124.3M	1.9%	4.84%
10	Newtek Small Business Finance, Inc.	157	$116.6M	1.8%	3.17%
11	CenTrust Bank, A Division of SmartBiz Bank National Association	118	$112.6M	1.7%	0.33%
12	Wells Fargo Bank National Association	249	$107.6M	1.6%	3.09%
13	First American Bank	253	$104.8M	1.6%	0.58%
14	Merchants Bank of Indiana	72	$103.0M	1.6%	1.93%
15	Happen Bank	46	$92.6M	1.4%	0.36%
16	First Internet Bank of Indiana	89	$86.2M	1.3%	0.99%
17	PNC Bank, National Association	356	$85.8M	1.3%	4.03%
18	Harvest Small Business Finance, LLC	91	$80.2M	1.2%	0.00%
19	Celtic Bank Corporation	228	$79.0M	1.2%	5.95%
20	The Bancorp Bank National Association	84	$76.9M	1.2%	6.50%
21	Newtek Bank, National Association	191	$74.7M	1.1%	0.00%
22	Busey Bank	65	$73.8M	1.1%	3.13%
23	GBank	21	$62.9M	1.0%	0.00%
24	Wintrust Bank National Association	98	$58.1M	0.9%	0.16%
25	Bank of America, National Association	175	$57.3M	0.9%	1.71%
26	Bank of Hope	563	$54.9M	0.8%	11.49%
27	Northeast Bank	295	$53.0M	0.8%	0.93%
28	CIBC Bank USA	86	$52.8M	0.8%	0.00%
29	Readycap Lending, LLC	182	$51.8M	0.8%	5.12%
30	OakStar Bank	58	$48.6M	0.7%	12.29%
31	Hinsdale Bank & Trust Company, National Association	76	$47.7M	0.7%	0.00%
32	FWBank	32	$47.2M	0.7%	0.00%
33	Associated Bank National Association	179	$47.2M	0.7%	1.73%
34	BMO Bank National Association	132	$46.9M	0.7%	1.54%
35	PCB Bank	110	$45.7M	0.7%	0.31%
36	BayFirst National Bank	257	$44.2M	0.7%	10.05%
37	First Merchants Bank	61	$42.4M	0.6%	0.00%
38	Midland States Bank	39	$38.1M	0.6%	0.00%
39	Signature Bank	78	$34.4M	0.5%	6.48%
40	CRF Small Business Loan Company, LLC	46	$32.6M	0.5%	2.68%
41	Citibank, N.A.	125	$32.0M	0.5%	2.29%
42	VelocitySBA, LLC	196	$29.8M	0.5%	3.00%
43	Enterprise Bank & Trust	26	$28.9M	0.4%	0.00%
44	Barrington Bank & Trust Company, National Association	55	$28.7M	0.4%	2.65%
45	Hanmi Bank	50	$28.4M	0.4%	10.63%
46	United Midwest Savings Bank National Association	65	$27.2M	0.4%	3.07%
47	Capital Bank, National Association	27	$26.6M	0.4%	15.86%
48	Stearns Bank National Association	64	$26.3M	0.4%	2.74%
49	First National Bank of Pennsylvania	29	$24.8M	0.4%	11.31%
50	Beverly Bank & Trust Company, National Association	54	$23.7M	0.4%	0.00%
51	Verve, a Credit Union	71	$21.9M	0.3%	1.99%
52	Pan American Bank & Trust	32	$21.1M	0.3%	0.00%
53	Citizens Bank	26	$21.0M	0.3%	0.00%
54	Citizens Bank, National Association	238	$18.8M	0.3%	6.54%
55	Northbrook Bank & Trust Company, National Association	41	$17.9M	0.3%	6.94%
56	Providence Bank and Trust	44	$17.9M	0.3%	3.78%
57	First Bank of the Lake	25	$17.9M	0.3%	0.00%
58	Bank Five Nine	21	$17.0M	0.3%	0.00%
59	TowneBank	16	$17.0M	0.3%	0.00%
60	Union National Bank	71	$16.7M	0.3%	5.72%
61	Time Bank	32	$15.9M	0.2%	0.00%
62	Lendistry SBLC, LLC	68	$15.5M	0.2%	0.56%
63	Beacon Bank and Trust	13	$15.5M	0.2%	0.00%
64	St. Charles Bank & Trust Company, National Association	23	$14.3M	0.2%	0.86%
65	SouthState Bank, National Association	13	$14.0M	0.2%	0.00%
66	Schaumburg Bank & Trust Company, National Association	25	$13.9M	0.2%	0.69%
67	Banc of California	13	$13.7M	0.2%	7.96%
68	FDIC - Community Bank & Trust-West Georgia	10	$13.5M	0.2%	4.72%
69	American Community Bank & Trust	20	$12.8M	0.2%	0.00%
70	Popular Bank	78	$12.7M	0.2%	27.57%
71	Heartland Bank and Trust Company	15	$12.6M	0.2%	26.76%
72	Devon Bank	13	$12.6M	0.2%	0.00%
73	Libertyville Bank & Trust Company, National Association	20	$12.6M	0.2%	0.00%
74	Columbia Bank	61	$12.6M	0.2%	7.72%
75	Grand Ridge National Bank	22	$12.5M	0.2%	2.15%
76	KeyBank National Association	17	$12.0M	0.2%	7.77%
77	Genesis Bank	13	$11.5M	0.2%	6.40%
78	Port 51 Lending LLC	8	$11.5M	0.2%	0.00%
79	Lake Forest Bank & Trust Company, National Association	19	$11.3M	0.2%	0.00%
80	Centerstone SBA Lending, Inc.	13	$11.2M	0.2%	0.00%
81	Colony Bank	16	$10.4M	0.2%	18.24%
82	International Bank of Chicago	6	$10.1M	0.2%	0.00%
83	Woori America Bank	20	$9.7M	0.1%	0.00%
84	Five Star Bank	38	$9.4M	0.1%	2.04%
85	Wilmington Savings Fund Society FSB	5	$9.1M	0.1%	0.00%
86	Capital One National Association	32	$8.8M	0.1%	5.52%
87	Cathay Bank	10	$8.7M	0.1%	1.35%
88	BankUnited, National Association	5	$8.7M	0.1%	0.00%
89	Shoreham Bank	7	$8.3M	0.1%	0.00%
90	First Bank	11	$8.3M	0.1%	4.22%
91	Hana Small Business Lending, Inc.	15	$8.1M	0.1%	10.03%
92	Pathward National Association	6	$8.0M	0.1%	0.00%
93	Old Plank Trail Community Bank National Association	15	$7.9M	0.1%	3.35%
94	Milestone Bank	3	$7.7M	0.1%	0.00%
95	Fountainhead SBF LLC	2	$7.6M	0.1%	0.00%
96	Customers Bank	9	$6.9M	0.1%	7.69%
97	Truliant FCU	5	$6.8M	0.1%	0.00%
98	State Bank of the Lakes, National Association	14	$6.8M	0.1%	1.51%
99	Everwise Credit Union	5	$6.5M	0.1%	0.00%
100	T Bank, National Association	3	$6.3M	0.1%	0.00%
101	Lincoln Savings Bank	3	$6.0M	0.1%	8.11%
102	SomerCor 504, Inc.	40	$5.4M	0.1%	1.78%
103	CIBM Bank	9	$5.4M	0.1%	0.00%
104	Simmons Bank	21	$5.3M	0.1%	4.35%
105	Quaint Oak Bank	2	$5.2M	0.1%	0.00%
106	Peoples Bank	13	$5.2M	0.1%	0.00%
107	Independence Bank	41	$5.1M	0.1%	31.64%
108	Highland Bank	1	$5.0M	0.1%	0.00%
109	Lakeside Bank	1	$5.0M	0.1%	0.00%
110	Bank First, N.A.	6	$4.9M	0.1%	0.00%
111	BizCapital BIDCO I, LLC	3	$4.9M	0.1%	27.84%
112	US Metro Bank	1	$4.8M	0.1%	0.00%
113	First Eagle Bank	23	$4.8M	0.1%	0.00%
114	First Financial Bank	7	$4.8M	0.1%	0.00%
115	Bankwell Bank	3	$4.7M	0.1%	0.00%
116	Crystal Lake Bank & Trust Company, National Association	11	$4.6M	0.1%	0.00%
117	America First Federal Credit Union	1	$4.5M	0.1%	0.00%
118	Gulf Coast Bank and Trust Company	8	$4.5M	0.1%	13.48%
119	First Secure Community Bank	5	$4.4M	0.1%	1.91%
120	Bravera Bank	1	$4.3M	0.1%	0.00%
121	Iowa State Savings Bank	1	$4.3M	0.1%	0.00%
122	Texas Capital Bank	1	$4.3M	0.1%	0.00%
123	The MINT National Bank	2	$4.3M	0.1%	0.00%
124	Legence Bank	1	$4.2M	0.1%	0.00%
125	United Community Bank	10	$4.0M	0.1%	0.00%
126	Alliant Credit Union	2	$4.0M	0.1%	0.00%
127	HomeTrust Bank	5	$3.9M	0.1%	0.00%
128	First Business Bank	4	$3.8M	0.1%	0.00%
129	PromiseOne Bank	6	$3.7M	0.1%	0.00%
130	BIZCapital BIDCO II, LLC	2	$3.7M	0.1%	53.15%
131	East West Bank	4	$3.3M	0.0%	0.00%
132	FinWise Bank	8	$3.2M	0.0%	0.00%
133	Hanover Community Bank	5	$3.1M	0.0%	0.00%
134	Mission Valley Bank	2	$3.0M	0.0%	0.00%
135	City National Bank	1	$3.0M	0.0%	0.00%
136	Business Lenders, LLC	6	$2.9M	0.0%	24.33%
137	Financial Resources Federal Credit Union	2	$2.8M	0.0%	0.00%
138	Belmont Bank & Trust Company	4	$2.8M	0.0%	0.00%
139	IncredibleBank	8	$2.8M	0.0%	0.00%
140	Ameris Bank	4	$2.8M	0.0%	0.00%
141	Bridgewater Bank	2	$2.7M	0.0%	0.00%
142	SNB Bank National Association	5	$2.7M	0.0%	0.00%
143	Monterey County Bank	1	$2.7M	0.0%	0.00%
144	MVB Bank, Inc.	5	$2.6M	0.0%	0.00%
145	Grasshopper Bank National Association	4	$2.5M	0.0%	0.00%
146	The Fidelity Bank	2	$2.5M	0.0%	0.00%
147	Ergo Bank	1	$2.5M	0.0%	0.00%
148	Georgia Banking Company	1	$2.5M	0.0%	0.00%
149	CDC Small Business Finance Corp.	16	$2.4M	0.0%	4.17%
150	Renasant Bank	2	$2.4M	0.0%	0.00%
151	Evolve Bank and Trust	3	$2.4M	0.0%	0.00%
152	Heritage Bank Inc	9	$2.4M	0.0%	0.00%
153	Paragon Bank	2	$2.3M	0.0%	0.00%
154	First Farmers Bank and Trust Co	2	$2.1M	0.0%	17.45%
155	First Chicago Bank & Trust	2	$2.1M	0.0%	0.00%
156	Horicon Bank	1	$2.1M	0.0%	0.00%
157	Old Second National Bank	5	$2.1M	0.0%	12.96%
158	Hiawatha National Bank	4	$2.1M	0.0%	0.00%
159	The Federal Savings Bank	2	$2.0M	0.0%	68.69%
160	Fidelity Bank, National Association	1	$2.0M	0.0%	0.00%
161	First National Bank & Trust Co	1	$2.0M	0.0%	0.00%
162	American Community Bank of Indiana	4	$2.0M	0.0%	0.00%
163	City National Bank of Florida	5	$1.9M	0.0%	0.00%
164	Seacoast National Bank	9	$1.9M	0.0%	10.55%
165	Firstrust Savings Bank	1	$1.9M	0.0%	0.00%
166	Waterman Bank	2	$1.9M	0.0%	0.00%
167	First Mid Bank & Trust, National Association	5	$1.9M	0.0%	0.00%
168	Mountain America FCU	1	$1.8M	0.0%	0.00%
169	Federal Deposit Insurance Corporation	7	$1.8M	0.0%	9.56%
170	State Bank of Texas	5	$1.8M	0.0%	73.35%
171	Valley Economic Development Corp.	13	$1.8M	0.0%	4.50%
172	Fulton Bank, National Association	1	$1.8M	0.0%	0.00%
173	22nd State Bank, A Division of 22nd State Banking Company	2	$1.8M	0.0%	0.00%
174	OceanFirst Bank, National Association	1	$1.6M	0.0%	0.00%
175	Hancock Whitney Bank	1	$1.6M	0.0%	0.00%
176	First State Bank of St Charles, Missouri	2	$1.5M	0.0%	0.00%
177	Bank of Ann Arbor	3	$1.5M	0.0%	0.00%
178	Banesco USA	4	$1.4M	0.0%	0.00%
179	First Community Bank of Joliet	2	$1.4M	0.0%	58.13%
180	TD Bank, National Association	3	$1.4M	0.0%	28.27%
181	TBK Bank, SSB	4	$1.4M	0.0%	8.74%
182	Liberty Bank and Trust Company	3	$1.4M	0.0%	18.95%
183	Bank of Springfield	5	$1.4M	0.0%	0.00%
184	Prestamos CDFI, LLC	9	$1.4M	0.0%	14.89%
185	Forest Park National Bank and Trust Company	9	$1.3M	0.0%	0.00%
186	First Financial Bank	3	$1.3M	0.0%	0.00%
187	Centier Bank	7	$1.3M	0.0%	0.00%
188	Meridian Bank	2	$1.2M	0.0%	0.00%
189	Atlantic Union Bank	1	$1.2M	0.0%	0.00%
190	The Bank of Houston	3	$1.2M	0.0%	0.00%
191	American Momentum Bank	2	$1.2M	0.0%	0.00%
192	Transact Bank, National Association	1	$1.1M	0.0%	0.00%
193	Banterra Bank	1	$1.1M	0.0%	0.00%
194	American Metro Bank	5	$1.1M	0.0%	9.73%
195	Horizon Bank	5	$1.1M	0.0%	0.00%
196	Blue Ridge Bank National Association	2	$1.1M	0.0%	0.00%
197	First Bank	4	$1.0M	0.0%	61.02%
198	Community National Bank	2	$1.0M	0.0%	0.00%
199	First Commonwealth Bank	5	$987K	0.0%	0.00%
200	UMB Bank, National Association	6	$981K	0.0%	0.00%
201	Cole Taylor Bank	1	$976K	0.0%	0.00%
202	First Western SBLC, LLC	1	$966K	0.0%	0.00%
203	Citizens Bank of Chatsworth	2	$958K	0.0%	0.00%
204	Northwest Bank	2	$944K	0.0%	0.00%
205	GreenState CU	3	$939K	0.0%	0.00%
206	Magnifi Financial CU	4	$900K	0.0%	0.00%
207	Capital Community Bank	1	$900K	0.0%	0.00%
208	Metro City Bank	2	$880K	0.0%	0.00%
209	Bank of Utah	1	$879K	0.0%	0.00%
210	Truist Bank	4	$877K	0.0%	9.46%
211	Parkway Bank and Trust Company	4	$850K	0.0%	0.00%
212	Open Bank	4	$848K	0.0%	0.00%
213	Stone Bank	5	$819K	0.0%	13.33%
214	The Bank of Missouri	4	$787K	0.0%	0.00%
215	Pinnacle Bank	1	$734K	0.0%	0.00%
216	Wheaton Bank & Trust Company, National Association	3	$728K	0.0%	0.00%
217	Self-Help FCU	2	$725K	0.0%	0.00%
218	Commonwealth Business Bank	1	$644K	0.0%	0.00%
219	Honda FCU	1	$608K	0.0%	0.00%
220	Cross River Bank	1	$600K	0.0%	0.00%
221	National Cooperative Bank, National Association	1	$600K	0.0%	0.00%
222	First Nations Bank	1	$597K	0.0%	0.00%
223	Platinum Bank	2	$541K	0.0%	0.00%
224	Alerus Financial, National Association	1	$525K	0.0%	0.00%
225	Old Glory Bank	1	$500K	0.0%	0.00%
226	Royal Banks of Missouri	1	$500K	0.0%	0.00%
227	Midwest BankCentre	1	$491K	0.0%	0.00%
228	Flagstar Bank National Association	1	$472K	0.0%	0.00%
229	Sunrise Banks National Association	1	$463K	0.0%	0.00%
230	First-Citizens Bank & Trust Company	2	$460K	0.0%	0.00%
231	Vision One CU	1	$450K	0.0%	0.00%
232	Freedom Small Business Lending BIDCO, Inc.	1	$435K	0.0%	0.00%
233	SoFi Bank, National Association	9	$434K	0.0%	0.00%
234	First Utah Bank	1	$417K	0.0%	0.00%
235	BBB Funding, LLC	1	$400K	0.0%	85.71%
236	Red River State Bank	3	$400K	0.0%	30.70%
237	Twin City Bank	1	$388K	0.0%	0.00%
238	Optus Bank	3	$375K	0.0%	0.00%
239	Servbank National Association	1	$370K	0.0%	0.00%
240	North Valley Bank	1	$364K	0.0%	0.00%
241	Luminate Bank	1	$360K	0.0%	0.00%
242	CapitalSpring SBLC, LLC	1	$350K	0.0%	0.00%
243	Wallis Bank	1	$350K	0.0%	0.00%
244	Community First Bank of Indiana	1	$350K	0.0%	0.00%
245	Western State Bank	1	$346K	0.0%	0.00%
246	Touchmark National Bank	1	$342K	0.0%	0.00%
247	Great Lakes Bank, National Association	1	$325K	0.0%	0.00%
248	Lake Michigan CU	1	$305K	0.0%	0.00%
249	Apex Bank	1	$300K	0.0%	0.00%
250	First Community Bank of Moultrie County	1	$300K	0.0%	0.00%
251	Mechanics and Farmers Bank	1	$296K	0.0%	0.00%
252	1st Source Bank	3	$283K	0.0%	20.15%
253	OptimumBank	1	$277K	0.0%	0.00%
254	Community State Bank	1	$270K	0.0%	0.00%
255	Local Initiatives Support Corporation	2	$265K	0.0%	0.00%
256	The Harvard State Bank	1	$250K	0.0%	0.00%
257	The Bank of Brodhead	1	$240K	0.0%	0.00%
258	Cache Valley Bank	1	$233K	0.0%	0.00%
259	Republic Bank & Trust Company	1	$209K	0.0%	0.00%
260	Peoples State Bank	1	$200K	0.0%	0.00%
261	Redwood CU	1	$180K	0.0%	0.00%
262	CoVantage CU	1	$175K	0.0%	0.00%
263	First Community Bank	1	$166K	0.0%	0.00%
264	Albank National Association	2	$160K	0.0%	0.00%
265	First Western Bank & Trust	1	$150K	0.0%	0.00%
266	Allies for Community Business	2	$150K	0.0%	0.00%
267	Colorado Enterprise Fund	1	$150K	0.0%	0.00%
268	Nicolet National Bank	1	$150K	0.0%	0.00%
269	Consumers Credit Union	2	$145K	0.0%	0.00%
270	Commerce Bank	2	$129K	0.0%	0.00%
271	The Bank of Kaukauna	1	$125K	0.0%	0.00%
272	Home State Bank, National Association	2	$123K	0.0%	0.00%
273	Carver State Bank	1	$111K	0.0%	0.00%
274	Community Development Transportation Lending Services, Inc.	1	$104K	0.0%	0.00%
275	Republic Bank of Chicago	1	$96K	0.0%	0.00%
276	Summit CU	1	$88K	0.0%	0.00%
277	First National Bank of Omaha	1	$66K	0.0%	0.00%
278	INB, National Association	1	$65K	0.0%	0.00%
279	First State Bank Nebraska	1	$61K	0.0%	0.00%
280	Zions Bank, A Division of	1	$50K	0.0%	0.00%
281	Highland Community Bank	1	$40K	0.0%	0.00%
282	FirstMerit Bank, N.A.	1	$33K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.