SBA 7(a) lenders in Orange, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

256 institutions have SBA 7(a) loans on record in Orange, together $7.35B across 13,824 loans. Wells Fargo Bank National Association is the largest, with 10% of approvals.

ShowingBanks 198Credit unions 24Non-depository lenders 34

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	1,721	$738.5M	10.0%	1.46%
2	U.S. Bank, National Association	1,657	$604.5M	8.2%	1.35%
3	Bank of Hope	799	$352.1M	4.8%	2.56%
4	Live Oak Banking Company	245	$290.9M	4.0%	0.44%
5	Enterprise Bank & Trust	283	$281.7M	3.8%	0.88%
6	Columbia Bank	400	$280.8M	3.8%	2.00%
7	JPMorgan Chase Bank, National Association	1,170	$236.9M	3.2%	1.87%
8	BMO Bank National Association	234	$205.8M	2.8%	0.58%
9	United Business Bank	264	$201.2M	2.7%	1.29%
10	Harvest Small Business Finance, LLC	118	$196.4M	2.7%	0.00%
11	Open Bank	136	$165.0M	2.2%	0.19%
12	PCB Bank	202	$147.3M	2.0%	0.82%
13	Banc of California	206	$131.1M	1.8%	3.18%
14	Commonwealth Business Bank	176	$130.8M	1.8%	0.84%
15	Readycap Lending, LLC	232	$125.9M	1.7%	3.93%
16	Hanmi Bank	174	$115.9M	1.6%	2.65%
17	US Metro Bank	101	$113.2M	1.5%	1.02%
18	City National Bank	128	$112.5M	1.5%	0.00%
19	Newtek Bank, National Association	235	$109.1M	1.5%	0.00%
20	Bank of America, National Association	295	$105.3M	1.4%	0.93%
21	East West Bank	131	$101.6M	1.4%	1.23%
22	Celtic Bank Corporation	240	$100.1M	1.4%	4.47%
23	Zions Bank, A Division of	233	$89.3M	1.2%	2.43%
24	Commercial Bank of California	70	$88.8M	1.2%	0.16%
25	Citizens Business Bank National Association	135	$83.2M	1.1%	5.55%
26	CalPrivate Bank	62	$83.0M	1.1%	1.73%
27	Byline Bank	68	$82.4M	1.1%	4.75%
28	Sunwest Bank	93	$75.6M	1.0%	7.94%
29	The Huntington National Bank	192	$75.0M	1.0%	1.32%
30	Hana Small Business Lending, Inc.	82	$64.7M	0.9%	2.45%
31	Newtek Small Business Finance, Inc.	102	$64.6M	0.9%	2.75%
32	Northeast Bank	249	$49.8M	0.7%	1.26%
33	Lendistry SBLC, LLC	199	$45.2M	0.6%	2.69%
34	CDC Small Business Finance Corp.	261	$44.3M	0.6%	8.83%
35	BayFirst National Bank	239	$43.9M	0.6%	12.23%
36	First Internet Bank of Indiana	27	$43.8M	0.6%	0.00%
37	American Continental Bank	54	$42.6M	0.6%	0.23%
38	California Bank of Commerce, NA	53	$42.3M	0.6%	2.03%
39	First-Citizens Bank & Trust Company	49	$41.1M	0.6%	3.90%
40	American Business Bank	73	$40.9M	0.6%	0.00%
41	Western Alliance Bank	36	$40.2M	0.5%	0.15%
42	GBC International Bank	63	$37.5M	0.5%	3.61%
43	PNC Bank, National Association	88	$36.6M	0.5%	2.32%
44	SMBC MANUBANK	47	$35.8M	0.5%	0.00%
45	Woori America Bank	31	$35.2M	0.5%	0.00%
46	Centerstone SBA Lending, Inc.	30	$34.3M	0.5%	0.00%
47	Citibank, N.A.	94	$32.6M	0.4%	1.73%
48	CommerceWest Bank	92	$31.0M	0.4%	2.90%
49	United Pacific Bank	19	$27.9M	0.4%	0.00%
50	VelocitySBA, LLC	136	$26.3M	0.4%	1.61%
51	EverTrust Bank	28	$26.2M	0.4%	0.00%
52	Genesis Bank	30	$26.1M	0.4%	10.96%
53	American Plus Bank National Association	24	$25.5M	0.3%	0.00%
54	Mechanics Bank	32	$24.7M	0.3%	1.42%
55	Kinecta FCU	58	$24.5M	0.3%	3.90%
56	Port 51 Lending LLC	18	$24.4M	0.3%	0.00%
57	Poppy Bank	15	$24.3M	0.3%	0.00%
58	Mission Valley Bank	26	$23.8M	0.3%	1.00%
59	Cathay Bank	41	$23.7M	0.3%	2.84%
60	Fifth Third Bank	111	$23.2M	0.3%	4.64%
61	First Bank	32	$22.6M	0.3%	0.00%
62	First General Bank	33	$22.0M	0.3%	0.00%
63	Royal Business Bank	21	$21.5M	0.3%	0.14%
64	Stearns Bank National Association	53	$21.3M	0.3%	4.27%
65	Pacific Alliance Bank	24	$21.3M	0.3%	1.53%
66	United Midwest Savings Bank National Association	56	$18.5M	0.3%	6.75%
67	First Bank of the Lake	32	$18.4M	0.3%	0.00%
68	Shinhan Bank America	26	$18.3M	0.2%	0.04%
69	New Omni Bank National Association	13	$18.1M	0.2%	0.00%
70	Five Star Bank	55	$15.9M	0.2%	8.77%
71	Summit State Bank	8	$15.5M	0.2%	0.00%
72	T Bank, National Association	7	$15.3M	0.2%	0.00%
73	The Bancorp Bank National Association	23	$15.0M	0.2%	5.31%
74	Golden Bank National Association	8	$13.7M	0.2%	0.00%
75	Banner Bank	29	$13.5M	0.2%	5.06%
76	Citizens Bank	23	$13.2M	0.2%	1.73%
77	Southwestern National Bank	16	$13.1M	0.2%	0.00%
78	Capital Bank, National Association	15	$13.1M	0.2%	1.22%
79	Popular Bank	78	$12.9M	0.2%	44.20%
80	America First Federal Credit Union	8	$12.5M	0.2%	0.00%
81	Pinnacle Bank	6	$12.4M	0.2%	0.00%
82	Metro City Bank	5	$12.0M	0.2%	2.56%
83	First Financial Bank	11	$11.5M	0.2%	7.73%
84	Sunflower Bank National Association	32	$11.5M	0.2%	0.00%
85	Pathward National Association	8	$11.3M	0.2%	1.12%
86	FFB Bank	19	$10.9M	0.1%	1.47%
87	First Merchants Bank	12	$10.0M	0.1%	20.01%
88	Partners Bank of California	14	$9.7M	0.1%	0.00%
89	Icon Business Bank	4	$9.1M	0.1%	0.00%
90	Simmons Bank	29	$9.0M	0.1%	10.26%
91	CRF Small Business Loan Company, LLC	16	$8.9M	0.1%	9.69%
92	Happen Bank	5	$8.7M	0.1%	0.00%
93	IncredibleBank	5	$8.7M	0.1%	0.00%
94	CTBC Bank Corp. (USA)	11	$8.5M	0.1%	0.00%
95	First Business Bank	8	$8.5M	0.1%	2.34%
96	Plumas Bank	12	$8.4M	0.1%	0.00%
97	FDIC - Community Bank & Trust-West Georgia	7	$7.6M	0.1%	0.00%
98	Mega Bank	7	$7.5M	0.1%	0.00%
99	Wallis Bank	16	$7.4M	0.1%	0.00%
100	Gulf Coast Bank and Trust Company	9	$7.4M	0.1%	5.10%
101	AMPAC Tri-State CDC, Inc.	38	$7.1M	0.1%	6.22%
102	United Community Bank	7	$6.8M	0.1%	12.85%
103	Integro Bank	3	$6.7M	0.1%	0.00%
104	Capital One National Association	50	$6.7M	0.1%	12.34%
105	Beach Cities Commercial Bank	8	$6.5M	0.1%	0.00%
106	FWBank	2	$6.3M	0.1%	0.00%
107	BankUnited, National Association	7	$6.1M	0.1%	0.00%
108	World Trade Finance, Inc.	7	$6.1M	0.1%	7.44%
109	Ameris Bank	6	$5.9M	0.1%	0.00%
110	Old National Bank	3	$5.8M	0.1%	0.00%
111	United Fidelity Bank, FSB	19	$5.8M	0.1%	13.23%
112	California Federal Credit Union	20	$5.5M	0.1%	6.52%
113	California Business Bank	5	$5.5M	0.1%	0.00%
114	California International Bank, A National Banking Association	7	$5.2M	0.1%	0.00%
115	Beal Bank USA	6	$5.2M	0.1%	21.55%
116	First Bank of Central Ohio	2	$5.1M	0.1%	0.00%
117	TowneBank	10	$5.0M	0.1%	0.00%
118	Colony Bank	21	$4.8M	0.1%	0.00%
119	InBank	1	$4.3M	0.1%	0.00%
120	State Bank of India (California)	2	$4.3M	0.1%	0.00%
121	Customers Bank	7	$4.3M	0.1%	0.00%
122	Evolve Bank and Trust	7	$4.3M	0.1%	0.00%
123	CIBC Bank USA	8	$4.2M	0.1%	0.00%
124	Independence Bank	32	$4.2M	0.1%	41.15%
125	Beacon Bank and Trust	6	$4.1M	0.1%	0.00%
126	Legacy Bank	5	$4.0M	0.1%	0.00%
127	CenTrust Bank, A Division of SmartBiz Bank National Association	22	$3.9M	0.1%	0.00%
128	Associated Bank National Association	2	$3.8M	0.1%	0.00%
129	Bankwell Bank	1	$3.6M	0.0%	0.00%
130	Arizona Financial Credit Union	1	$3.5M	0.0%	0.00%
131	Bank Five Nine	7	$3.4M	0.0%	0.00%
132	Preferred Bank	6	$3.4M	0.0%	0.00%
133	EverBank National Association	1	$3.2M	0.0%	0.00%
134	US Eagle FCU	2	$3.0M	0.0%	0.00%
135	First Resource Bank	1	$3.0M	0.0%	0.00%
136	Stone Bank	14	$3.0M	0.0%	21.76%
137	Blue Foundry Bank	1	$3.0M	0.0%	0.00%
138	West Valley National Bank	4	$2.9M	0.0%	0.00%
139	First National Bank of Pennsylvania	3	$2.8M	0.0%	0.00%
140	First Pacific Bank	2	$2.8M	0.0%	0.00%
141	Busey Bank	2	$2.8M	0.0%	0.00%
142	Beacon Business Bank National Association	2	$2.8M	0.0%	0.00%
143	Main Street Launch	11	$2.7M	0.0%	4.52%
144	Merchants Bank of Indiana	5	$2.6M	0.0%	0.00%
145	Genisys CU	1	$2.6M	0.0%	0.00%
146	FinWise Bank	5	$2.6M	0.0%	0.00%
147	American Riviera Bank	2	$2.5M	0.0%	0.00%
148	First National Bank Ames, Iowa	1	$2.5M	0.0%	0.00%
149	Seacoast National Bank	8	$2.5M	0.0%	7.81%
150	Grasshopper Bank National Association	4	$2.5M	0.0%	0.00%
151	Truliant FCU	3	$2.5M	0.0%	0.00%
152	Vision One CU	9	$2.4M	0.0%	0.00%
153	Heritage Bank Inc	8	$2.3M	0.0%	6.06%
154	Wilmington Savings Fund Society FSB	2	$2.3M	0.0%	0.00%
155	Meridian Bank	1	$2.3M	0.0%	0.00%
156	Wachovia SBA Lending, Inc.	2	$2.3M	0.0%	0.00%
157	Home Bank of California	3	$2.3M	0.0%	0.00%
158	Bell Bank	2	$2.3M	0.0%	0.00%
159	Federal Deposit Insurance Corporation	8	$2.0M	0.0%	13.98%
160	Dayspring Bank	1	$2.0M	0.0%	0.00%
161	Time Bank	3	$2.0M	0.0%	0.00%
162	MidFirst Bank	2	$1.9M	0.0%	0.00%
163	Milestone Bank	1	$1.9M	0.0%	0.00%
164	UNION BANK OF CALIFORNIA, N.A.	1	$1.8M	0.0%	81.06%
165	Farmers & Merchants Bank of Long Beach	4	$1.8M	0.0%	0.00%
166	Mabrey Bank	1	$1.6M	0.0%	0.00%
167	CapitalSpring SBLC, LLC	1	$1.6M	0.0%	0.00%
168	Technology Credit Union	3	$1.6M	0.0%	0.00%
169	Mortgage Capital Development Corporation	7	$1.6M	0.0%	0.00%
170	Rize Federal Credit Union	7	$1.5M	0.0%	0.00%
171	Banesco USA	1	$1.5M	0.0%	0.00%
172	Credit Union of Southern California, a Federal Credit Union	6	$1.4M	0.0%	15.72%
173	First Bank	9	$1.4M	0.0%	6.86%
174	Merchants Bank of California, National Association	2	$1.3M	0.0%	0.00%
175	GBank	2	$1.3M	0.0%	0.00%
176	Tradition Capital Bank	1	$1.3M	0.0%	0.00%
177	City National Bank of Florida	4	$1.2M	0.0%	0.00%
178	Silvergate Bank	5	$1.2M	0.0%	22.62%
179	Orange County's Federal Credit Union	2	$1.2M	0.0%	26.57%
180	Climate First Bank	2	$1.2M	0.0%	0.00%
181	Citizens Bank, National Association	2	$1.2M	0.0%	0.00%
182	Valley Economic Development Corp.	9	$1.1M	0.0%	19.55%
183	North State Bank	2	$1.1M	0.0%	0.00%
184	Cache Valley Bank	3	$1.1M	0.0%	0.00%
185	Leader Bank, National Association	1	$1.0M	0.0%	0.00%
186	California Statewide Certified Development Corporation	5	$1.0M	0.0%	0.00%
187	Community West Bank	1	$1.0M	0.0%	0.00%
188	Hanover Community Bank	2	$995K	0.0%	34.24%
189	Glacier Bank	3	$990K	0.0%	0.00%
190	Bank of the Sierra	2	$903K	0.0%	0.00%
191	MVB Bank, Inc.	2	$860K	0.0%	0.00%
192	Firstrust Savings Bank	1	$832K	0.0%	0.00%
193	OneWest Bank, A Division of	1	$814K	0.0%	0.00%
194	KeyPoint CU	1	$752K	0.0%	0.00%
195	Pinnacle Bank	1	$750K	0.0%	0.00%
196	Meriwest Credit Union	1	$700K	0.0%	0.00%
197	Lincoln Savings Bank	1	$700K	0.0%	0.00%
198	First Federal Bank	1	$685K	0.0%	0.00%
199	SoFi Bank, National Association	6	$595K	0.0%	5.73%
200	Ventura County CU	2	$570K	0.0%	0.00%
201	Grow America Fund, Incorporated	4	$568K	0.0%	0.00%
202	22nd State Bank, A Division of 22nd State Banking Company	2	$550K	0.0%	0.00%
203	Cedar Rapids Bank and Trust Company	2	$540K	0.0%	0.00%
204	KeyBank National Association	1	$534K	0.0%	0.00%
205	Bank of Clarke	1	$500K	0.0%	0.00%
206	Business Finance Capital	2	$500K	0.0%	0.00%
207	Neighborhood National Bank	1	$479K	0.0%	0.00%
208	Inland Community Bank, National Association	1	$479K	0.0%	0.00%
209	Village Bank and Trust, National Association	1	$457K	0.0%	0.00%
210	Frontwave Credit Union	2	$450K	0.0%	0.00%
211	HomeTrust Bank	1	$450K	0.0%	0.00%
212	Shoreham Bank	1	$450K	0.0%	0.00%
213	Western Commerce Bank	1	$441K	0.0%	0.00%
214	First Financial Bank	2	$425K	0.0%	0.00%
215	PCR Small Business Development	3	$425K	0.0%	0.00%
216	Accion Opportunity Fund Community Development	2	$365K	0.0%	0.00%
217	Magnifi Financial CU	2	$363K	0.0%	0.00%
218	United Western Bank	1	$360K	0.0%	96.03%
219	Golden State Bank	2	$346K	0.0%	0.00%
220	Midwest Regional Bank	1	$345K	0.0%	0.00%
221	LCNB National Bank	1	$340K	0.0%	0.00%
222	Tustin Community Bank	1	$320K	0.0%	0.00%
223	BOKF, National Association	1	$302K	0.0%	0.00%
224	Florida Capital Bank, National Association	1	$300K	0.0%	82.31%
225	Avana Bank	1	$300K	0.0%	0.00%
226	Navy FCU	2	$295K	0.0%	0.00%
227	First Western SBLC, LLC	1	$291K	0.0%	0.00%
228	Patriot Bank, National Association	1	$285K	0.0%	0.00%
229	The Yellowstone Bank	1	$253K	0.0%	0.00%
230	Certified FCU	1	$250K	0.0%	90.52%
231	Prestamos CDFI, LLC	2	$250K	0.0%	57.43%
232	Bank of Hawaii	2	$250K	0.0%	0.00%
233	Luminate Bank	1	$247K	0.0%	0.00%
234	SouthState Bank, National Association	1	$225K	0.0%	0.00%
235	UniBank	1	$215K	0.0%	0.00%
236	Paragon Bank	1	$201K	0.0%	0.00%
237	Twin City Bank	1	$200K	0.0%	0.00%
238	First Commercial Bank (USA)	1	$200K	0.0%	0.00%
239	Safe-Bidco	1	$190K	0.0%	0.00%
240	Arrowhead Federal Credit Union	1	$180K	0.0%	0.00%
241	Peoples Bank and Trust Company	1	$170K	0.0%	0.00%
242	USC CU	1	$165K	0.0%	0.00%
243	Georgia Banking Company	1	$150K	0.0%	0.00%
244	Mechanics and Farmers Bank	1	$149K	0.0%	0.00%
245	California FarmLink	1	$100K	0.0%	0.00%
246	Southland Credit Union	2	$100K	0.0%	49.08%
247	First Southwest Bank	1	$100K	0.0%	0.00%
248	National Credit Union Administration	1	$100K	0.0%	0.00%
249	HSBC Bank USA National Association	1	$100K	0.0%	0.00%
250	Utah Central CU	1	$50K	0.0%	0.00%
251	Community Bank of Nevada	1	$50K	0.0%	0.00%
252	Premier America CU	2	$50K	0.0%	17.50%
253	Mountain America FCU	1	$45K	0.0%	76.84%
254	Chartway FCU	1	$35K	0.0%	0.00%
255	Small Business Bank	1	$32K	0.0%	0.00%
256	Washington Trust Bank	1	$18K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.