Retail trade lenders in San Bernardino, CA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

95 institutions have SBA 7(a) loans on record to this industry in San Bernardino, CA, together $594.2M across 784 loans. Commonwealth Business Bank is the largest, with 14% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Commonwealth Business Bank	98	$82.4M	13.9%
2	Bank of Hope	120	$57.4M	9.7%
3	Open Bank	28	$37.1M	6.2%
4	PCB Bank	33	$31.6M	5.3%
5	Celtic Bank Corporation	23	$28.1M	4.7%
6	U.S. Bank, National Association	65	$27.6M	4.6%
7	Hanmi Bank	19	$22.3M	3.7%
8	Wells Fargo Bank National Association	51	$20.1M	3.4%
9	United Business Bank	16	$16.9M	2.8%
10	Enterprise Bank & Trust	19	$14.7M	2.5%
11	American Continental Bank	14	$14.7M	2.5%
12	Readycap Lending, LLC	9	$13.8M	2.3%
13	Live Oak Banking Company	9	$13.3M	2.2%
14	US Metro Bank	7	$11.5M	1.9%
15	East West Bank	16	$10.3M	1.7%
16	Harvest Small Business Finance, LLC	9	$9.3M	1.6%
17	Royal Business Bank	6	$9.2M	1.6%
18	Columbia Bank	13	$8.6M	1.4%
19	First Financial Bank	2	$8.2M	1.4%
20	BMO Bank National Association	10	$8.1M	1.4%
21	Golden Bank National Association	4	$7.6M	1.3%
22	Frontwave Credit Union	6	$7.4M	1.2%
23	Hana Small Business Lending, Inc.	3	$7.2M	1.2%
24	Banc of California	4	$7.0M	1.2%
25	JPMorgan Chase Bank, National Association	26	$6.0M	1.0%
26	Zions Bank, A Division of	6	$5.4M	0.9%
27	US Eagle FCU	1	$5.0M	0.8%
28	Mega Bank	1	$4.4M	0.7%
29	First General Bank	2	$4.3M	0.7%
30	Banner Bank	5	$4.3M	0.7%
31	American Business Bank	2	$4.2M	0.7%
32	American Plus Bank National Association	3	$4.2M	0.7%
33	Newtek Bank, National Association	4	$3.8M	0.6%
34	Western Alliance Bank	2	$3.6M	0.6%
35	First-Citizens Bank & Trust Company	3	$3.5M	0.6%
36	GBank	2	$3.3M	0.6%
37	Sunwest Bank	3	$3.3M	0.6%
38	Mission Valley Bank	1	$3.2M	0.5%
39	Cathay Bank	5	$3.1M	0.5%
40	Centerstone SBA Lending, Inc.	3	$3.1M	0.5%
41	Grow America Fund, Incorporated	4	$3.1M	0.5%
42	Southwestern National Bank	4	$3.0M	0.5%
43	Newtek Small Business Finance, Inc.	4	$2.8M	0.5%
44	Genesis Bank	4	$2.7M	0.4%
45	America First Federal Credit Union	1	$2.6M	0.4%
46	Commercial Bank of California	6	$2.5M	0.4%
47	Citizens Business Bank National Association	5	$2.4M	0.4%
48	Poppy Bank	2	$2.3M	0.4%
49	CDC Small Business Finance Corp.	10	$1.9M	0.3%
50	Sunflower Bank National Association	3	$1.7M	0.3%
51	United Pacific Bank	2	$1.7M	0.3%
52	Lendistry SBLC, LLC	4	$1.6M	0.3%
53	Popular Bank	3	$1.5M	0.3%
54	GBC International Bank	2	$1.5M	0.3%
55	Byline Bank	2	$1.5M	0.2%
56	BayFirst National Bank	8	$1.4M	0.2%
57	California Bank of Commerce, NA	3	$1.4M	0.2%
58	First Internet Bank of Indiana	1	$1.3M	0.2%
59	Bank of America, National Association	6	$1.2M	0.2%
60	Northeast Bank	8	$1.2M	0.2%
61	Beacon Bank and Trust	1	$1.1M	0.2%
62	SMBC MANUBANK	1	$1.0M	0.2%
63	Beacon Business Bank National Association	1	$933K	0.2%
64	MidFirst Bank	1	$874K	0.1%
65	Pacific Alliance Bank	1	$850K	0.1%
66	California Business Bank	1	$796K	0.1%
67	Bank of the Sierra	1	$757K	0.1%
68	CalPrivate Bank	1	$754K	0.1%
69	Gulf Coast Bank and Trust Company	1	$715K	0.1%
70	City National Bank	1	$705K	0.1%
71	VelocitySBA, LLC	7	$526K	0.1%
72	Stearns Bank National Association	3	$510K	0.1%
73	PNC Bank, National Association	2	$508K	0.1%
74	Truist Bank	1	$500K	0.1%
75	United Community Bank	2	$495K	0.1%
76	Citizens Bank	1	$493K	0.1%
77	The Huntington National Bank	3	$485K	0.1%
78	California Federal Credit Union	1	$465K	0.1%
79	State Bank of India (California)	1	$390K	0.1%
80	FDIC - Community Bank & Trust-West Georgia	1	$364K	0.1%
81	Wallis Bank	1	$350K	0.1%
82	New Omni Bank National Association	1	$350K	0.1%
83	AMPAC Tri-State CDC, Inc.	1	$335K	0.1%
84	Grasshopper Bank National Association	1	$275K	0.0%
85	Five Star Bank	1	$250K	0.0%
86	Rize Federal Credit Union	1	$190K	0.0%
87	Fifth Third Bank	2	$180K	0.0%
88	SoFi Bank, National Association	1	$150K	0.0%
89	Independence Bank	1	$150K	0.0%
90	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%
91	United Midwest Savings Bank National Association	1	$135K	0.0%
92	Capital One National Association	2	$85K	0.0%
93	Business Finance Capital	1	$81K	0.0%
94	United Fidelity Bank, FSB	1	$75K	0.0%
95	Citibank, N.A.	1	$10K	0.0%

See retail trade lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.