SBA 7(a) lenders for Retail trade

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

2,351 institutions have SBA 7(a) loans on record in this sector, together $44.93B across 94,141 loans. Live Oak Banking Company is the largest, with 5% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Live Oak Banking Company	1,551	$2.08B	4.6%
2	Wells Fargo Bank National Association	5,200	$1.61B	3.6%
3	The Huntington National Bank	5,580	$1.47B	3.3%
4	Metro City Bank	1,051	$1.46B	3.3%
5	Bank of Hope	3,386	$1.45B	3.2%
6	Hanmi Bank	1,415	$1.09B	2.4%
7	Celtic Bank Corporation	1,338	$1.07B	2.4%
8	U.S. Bank, National Association	3,294	$1.05B	2.3%
9	Commonwealth Business Bank	1,113	$939.9M	2.1%
10	Byline Bank	861	$900.8M	2.0%
11	Columbia Bank	1,559	$801.0M	1.8%
12	PCB Bank	863	$713.1M	1.6%
13	Open Bank	662	$701.1M	1.6%
14	Enterprise Bank & Trust	580	$622.3M	1.4%
15	Readycap Lending, LLC	753	$606.8M	1.4%
16	JPMorgan Chase Bank, National Association	3,329	$572.1M	1.3%
17	Newtek Small Business Finance, Inc.	756	$553.3M	1.2%
18	NewBank	512	$520.5M	1.2%
19	Wallis Bank	400	$478.1M	1.1%
20	TD Bank, National Association	2,282	$456.3M	1.0%
21	Ameris Bank	417	$373.4M	0.8%
22	Manufacturers and Traders Trust Company	2,542	$350.2M	0.8%
23	Truist Bank	976	$347.2M	0.8%
24	First Financial Bank	371	$333.3M	0.7%
25	KeyBank National Association	1,124	$328.1M	0.7%
26	United Business Bank	337	$319.8M	0.7%
27	PNC Bank, National Association	1,657	$315.4M	0.7%
28	Pinnacle Bank	312	$296.4M	0.7%
29	Harvest Small Business Finance, LLC	249	$281.9M	0.6%
30	BMO Bank National Association	444	$281.2M	0.6%
31	Fifth Third Bank	660	$265.0M	0.6%
32	Fulton Bank, National Association	284	$264.9M	0.6%
33	First Internet Bank of Indiana	210	$261.8M	0.6%
34	PromiseOne Bank	281	$247.8M	0.6%
35	Citizens Bank	260	$245.6M	0.5%
36	Northeast Bank	1,060	$240.7M	0.5%
37	SouthState Bank, National Association	355	$236.0M	0.5%
38	BankUnited, National Association	229	$230.8M	0.5%
39	Newtek Bank, National Association	569	$226.3M	0.5%
40	The Bank of Princeton	327	$225.2M	0.5%
41	Beacon Bank and Trust	511	$207.5M	0.5%
42	Zions Bank, A Division of	829	$206.6M	0.5%
43	BayFirst National Bank	872	$196.1M	0.4%
44	UniBank	196	$194.2M	0.4%
45	Provident Bank	288	$193.4M	0.4%
46	Bank of America, National Association	697	$192.1M	0.4%
47	US Metro Bank	170	$188.8M	0.4%
48	Plumas Bank	240	$180.6M	0.4%
49	Banc of California	181	$177.5M	0.4%
50	Regions Bank	243	$175.3M	0.4%
51	HomeTrust Bank	198	$171.6M	0.4%
52	East West Bank	296	$171.0M	0.4%
53	Glacier Bank	409	$170.8M	0.4%
54	Hana Small Business Lending, Inc.	220	$166.8M	0.4%
55	Old National Bank	294	$165.4M	0.4%
56	American Continental Bank	192	$163.3M	0.4%
57	Simmons Bank	338	$159.2M	0.4%
58	First Merchants Bank	235	$157.8M	0.4%
59	Wilmington Savings Fund Society FSB	222	$155.6M	0.3%
60	First-Citizens Bank & Trust Company	225	$152.1M	0.3%
61	VelocitySBA, LLC	1,007	$148.1M	0.3%
62	Genesis Bank	158	$144.3M	0.3%
63	Bank Five Nine	235	$143.5M	0.3%
64	T Bank, National Association	80	$142.4M	0.3%
65	First Interstate Bank	279	$136.9M	0.3%
66	United Community Bank	211	$133.6M	0.3%
67	OakStar Bank	168	$130.8M	0.3%
68	UMB Bank, National Association	286	$129.0M	0.3%
69	Citizens Bank, National Association	736	$128.7M	0.3%
70	Home Bank, National Association	87	$128.5M	0.3%
71	First Bank	161	$128.3M	0.3%
72	Royal Business Bank	112	$125.8M	0.3%
73	First National Bank of Pennsylvania	259	$122.4M	0.3%
74	Woori America Bank	170	$120.0M	0.3%
75	Renasant Bank	165	$119.9M	0.3%
76	Gulf Coast Bank and Trust Company	256	$117.3M	0.3%
77	FinWise Bank	99	$117.3M	0.3%
78	New Millennium Bank	127	$107.5M	0.2%
79	Centerstone SBA Lending, Inc.	104	$106.6M	0.2%
80	Embassy National Bank	104	$106.5M	0.2%
81	Hana Bank USA National Association	218	$106.5M	0.2%
82	First Bank of the Lake	127	$104.7M	0.2%
83	West Coast Community Bank	135	$104.6M	0.2%
84	The MINT National Bank	73	$103.2M	0.2%
85	United Midwest Savings Bank National Association	553	$101.8M	0.2%
86	Southwestern National Bank	75	$100.6M	0.2%
87	The Bancorp Bank National Association	102	$100.5M	0.2%
88	Rockland Trust Company	319	$95.7M	0.2%
89	Nicolet National Bank	175	$94.0M	0.2%
90	Midwest Regional Bank	123	$93.2M	0.2%
91	Stearns Bank National Association	247	$93.2M	0.2%
92	IncredibleBank	103	$91.6M	0.2%
93	America First Federal Credit Union	144	$89.4M	0.2%
94	Webster Bank National Association	291	$88.2M	0.2%
95	Unity Bank	123	$87.5M	0.2%
96	Citizens Business Bank National Association	142	$85.3M	0.2%
97	Customers Bank	113	$83.5M	0.2%
98	Poppy Bank	62	$82.2M	0.2%
99	Peapack Private Bank and Trust	78	$80.6M	0.2%
100	Banner Bank	259	$79.6M	0.2%

Top 100 of 2,351 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Los Angeles, CA	4,581	$2.48B
2	Harris, TX	1,238	$801.5M
3	Dallas, TX	1,045	$709.3M
4	Orange, CA	1,130	$648.3M
5	Cook, IL	1,209	$633.3M
6	San Bernardino, CA	784	$594.2M
7	San Diego, CA	944	$523.5M
8	Fulton, GA	584	$507.0M
9	Maricopa, AZ	909	$504.4M
10	King, WA	780	$496.1M
11	Riverside, CA	679	$463.9M
12	Kings, NY	1,060	$452.9M
13	Tarrant, TX	650	$433.1M
14	Sacramento, CA	557	$380.3M
15	Wayne, MI	862	$377.8M
16	Gwinnett, GA	404	$362.2M
17	Dekalb, GA	404	$362.0M
18	New York, NY	810	$352.1M
19	Queens, NY	738	$319.4M
20	Pierce, WA	343	$296.6M
21	Snohomish, WA	320	$272.6M
22	Alameda, CA	522	$266.1M
23	Santa Clara, CA	378	$259.7M
24	Cobb, GA	282	$256.2M
25	Broward, FL	428	$253.1M
26	Fresno, CA	335	$238.1M
27	Denver, CO	466	$233.3M
28	Clark, NV	422	$231.3M
29	Nassau, NY	474	$226.0M
30	Oakland, MI	482	$221.9M
31	Bronx, NY	355	$215.0M
32	Travis, TX	344	$213.7M
33	Miami-Dade, FL	655	$212.9M
34	Contra Costa, CA	288	$206.7M
35	Salt Lake, UT	549	$203.1M
36	Bergen, NJ	465	$195.2M
37	Middlesex, NJ	257	$187.7M
38	Arapahoe, CO	351	$184.6M
39	Palm Beach, FL	320	$180.2M
40	San Joaquin, CA	205	$179.0M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.