SBA 7(a) lenders for Retail trade

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

2,348 institutions have SBA 7(a) loans on record in this sector, together $45.58B across 95,002 loans. Live Oak Banking Company is the largest, with 5% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Live Oak Banking Company	1,566	$2.10B	4.6%
2	Wells Fargo Bank National Association	5,205	$1.62B	3.6%
3	Bank of Hope	3,432	$1.50B	3.3%
4	Metro City Bank	1,060	$1.49B	3.3%
5	The Huntington National Bank	5,600	$1.48B	3.3%
6	Hanmi Bank	1,453	$1.13B	2.5%
7	Celtic Bank Corporation	1,342	$1.07B	2.4%
8	U.S. Bank, National Association	3,333	$1.07B	2.3%
9	Commonwealth Business Bank	1,121	$956.1M	2.1%
10	Byline Bank	864	$908.3M	2.0%
11	Columbia Bank	1,564	$801.3M	1.8%
12	PCB Bank	874	$725.7M	1.6%
13	Open Bank	678	$720.7M	1.6%
14	Enterprise Bank & Trust	583	$625.1M	1.4%
15	Readycap Lending, LLC	759	$611.3M	1.3%
16	JPMorgan Chase Bank, National Association	3,335	$572.5M	1.3%
17	FDIC cert 2057189	756	$553.3M	1.2%
18	NewBank	512	$520.5M	1.1%
19	Wallis Bank	400	$478.1M	1.0%
20	TD Bank, National Association	2,297	$457.5M	1.0%
21	Ameris Bank	418	$377.7M	0.8%
22	Manufacturers and Traders Trust Company	2,591	$356.3M	0.8%
23	Truist Bank	978	$354.7M	0.8%
24	First Financial Bank	371	$333.3M	0.7%
25	KeyBank National Association	1,130	$330.6M	0.7%
26	PNC Bank, National Association	1,668	$324.1M	0.7%
27	United Business Bank	339	$320.9M	0.7%
28	Pinnacle Bank	314	$297.4M	0.7%
29	Harvest Small Business Finance, LLC	263	$294.3M	0.6%
30	BMO Bank National Association	436	$274.6M	0.6%
31	Fulton Bank, National Association	290	$268.8M	0.6%
32	Fifth Third Bank	662	$265.9M	0.6%
33	First Internet Bank of Indiana	212	$264.3M	0.6%
34	PromiseOne Bank	286	$259.7M	0.6%
35	Northeast Bank	1,120	$252.2M	0.6%
36	Citizens Bank	262	$250.9M	0.6%
37	Newtek Bank, National Association	637	$242.9M	0.5%
38	SouthState Bank, National Association	355	$236.0M	0.5%
39	BankUnited, National Association	229	$230.8M	0.5%
40	The Bank of Princeton	327	$225.2M	0.5%
41	Beacon Bank and Trust	520	$217.3M	0.5%
42	Zions Bank, A Division of	839	$211.1M	0.5%
43	US Metro Bank	188	$209.2M	0.5%
44	Bank of America, National Association	701	$196.1M	0.4%
45	BayFirst National Bank	870	$195.8M	0.4%
46	Provident Bank	289	$195.5M	0.4%
47	UniBank	196	$194.2M	0.4%
48	Regions Bank	247	$182.5M	0.4%
49	Plumas Bank	240	$180.6M	0.4%
50	Banc of California	181	$177.5M	0.4%
51	HomeTrust Bank	202	$175.3M	0.4%
52	East West Bank	298	$172.9M	0.4%
53	Glacier Bank	409	$170.8M	0.4%
54	American Continental Bank	202	$170.3M	0.4%
55	Hana Small Business Lending, Inc.	220	$166.8M	0.4%
56	Old National Bank	294	$165.4M	0.4%
57	First-Citizens Bank & Trust Company	238	$163.8M	0.4%
58	Simmons Bank	338	$159.2M	0.3%
59	First Merchants Bank	236	$157.9M	0.3%
60	Wilmington Savings Fund Society FSB	224	$156.8M	0.3%
61	Santander Bank, National Association	727	$152.7M	0.3%
62	VelocitySBA, LLC	1,010	$149.8M	0.3%
63	T Bank, National Association	82	$148.0M	0.3%
64	Genesis Bank	158	$144.3M	0.3%
65	Bank Five Nine	235	$143.5M	0.3%
66	First Interstate Bank	279	$136.9M	0.3%
67	United Community Bank	212	$135.0M	0.3%
68	OakStar Bank	169	$131.1M	0.3%
69	Citizens Bank, National Association	739	$130.7M	0.3%
70	First Bank	163	$129.7M	0.3%
71	UMB Bank, National Association	286	$129.0M	0.3%
72	Home Bank, National Association	87	$128.5M	0.3%
73	Woori America Bank	175	$126.2M	0.3%
74	Royal Business Bank	113	$126.0M	0.3%
75	First National Bank of Pennsylvania	259	$122.4M	0.3%
76	Renasant Bank	165	$119.9M	0.3%
77	Gulf Coast Bank and Trust Company	257	$119.1M	0.3%
78	FinWise Bank	100	$119.1M	0.3%
79	First Bank of the Lake	131	$111.5M	0.2%
80	New Millennium Bank	127	$107.5M	0.2%
81	Centerstone SBA Lending, Inc.	105	$107.4M	0.2%
82	United Midwest Savings Bank National Association	588	$107.2M	0.2%
83	Embassy National Bank	104	$106.5M	0.2%
84	Hana Bank USA National Association	218	$106.5M	0.2%
85	West Coast Community Bank	136	$104.8M	0.2%
86	Southwestern National Bank	77	$104.0M	0.2%
87	The MINT National Bank	73	$103.2M	0.2%
88	The Bancorp Bank National Association	102	$100.5M	0.2%
89	Rockland Trust Company	321	$96.8M	0.2%
90	Midwest Regional Bank	125	$94.1M	0.2%
91	Stearns Bank National Association	249	$93.7M	0.2%
92	IncredibleBank	103	$91.6M	0.2%
93	America First Federal Credit Union	145	$90.7M	0.2%
94	Unity Bank	124	$89.6M	0.2%
95	Nicolet National Bank	169	$86.6M	0.2%
96	Banner Bank	277	$85.8M	0.2%
97	Citizens Business Bank National Association	142	$85.3M	0.2%
98	Customers Bank	113	$83.5M	0.2%
99	Poppy Bank	62	$82.2M	0.2%
100	First Commonwealth Bank	154	$80.7M	0.2%

Top 100 of 2,348 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Los Angeles, CA	4,631	$2.52B
2	Harris, TX	1,252	$809.5M
3	Dallas, TX	1,052	$718.4M
4	Orange, CA	1,136	$656.3M
5	Cook, IL	1,220	$648.6M
6	San Bernardino, CA	792	$598.3M
7	San Diego, CA	950	$528.3M
8	Fulton, GA	589	$510.2M
9	Maricopa, AZ	917	$508.8M
10	King, WA	785	$502.9M
11	Riverside, CA	684	$465.2M
12	Kings, NY	1,072	$461.6M
13	Tarrant, TX	658	$442.4M
14	Sacramento, CA	566	$388.3M
15	Wayne, MI	871	$386.3M
16	Dekalb, GA	408	$365.4M
17	Gwinnett, GA	407	$364.8M
18	New York, NY	817	$359.6M
19	Queens, NY	739	$319.5M
20	Pierce, WA	348	$301.6M
21	Snohomish, WA	327	$279.0M
22	Alameda, CA	527	$269.9M
23	Cobb, GA	285	$264.3M
24	Santa Clara, CA	382	$260.5M
25	Broward, FL	432	$259.2M
26	Fresno, CA	337	$240.3M
27	Denver, CO	469	$236.7M
28	Clark, NV	428	$232.7M
29	Nassau, NY	480	$232.0M
30	Oakland, MI	484	$223.3M
31	Miami-Dade, FL	662	$216.4M
32	Bronx, NY	358	$215.4M
33	Travis, TX	346	$214.9M
34	Contra Costa, CA	292	$209.7M
35	Salt Lake, UT	561	$209.6M
36	Bergen, NJ	470	$199.3M
37	Middlesex, NJ	259	$190.1M
38	Arapahoe, CO	355	$188.0M
39	Palm Beach, FL	320	$180.2M
40	San Joaquin, CA	206	$179.7M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.