SBA 7(a) lenders in Gwinnett, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

169 institutions have SBA 7(a) loans on record in Gwinnett, together $2.33B across 3,853 loans. Metro City Bank is the largest, with 15% of approvals.

ShowingBanks 139Credit unions 8Non-depository lenders 22

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	331	$339.7M	14.6%	1.09%
2	PromiseOne Bank	134	$87.0M	3.7%	0.07%
3	Ameris Bank	92	$78.1M	3.3%	6.01%
4	The Huntington National Bank	149	$77.3M	3.3%	0.87%
5	Truist Bank	207	$74.0M	3.2%	1.67%
6	Renasant Bank	94	$73.3M	3.1%	4.13%
7	Live Oak Banking Company	68	$72.1M	3.1%	0.00%
8	Wells Fargo Bank National Association	352	$68.1M	2.9%	2.36%
9	HomeTrust Bank	71	$67.6M	2.9%	0.31%
10	Regions Bank	42	$57.8M	2.5%	0.38%
11	SouthState Bank, National Association	74	$53.8M	2.3%	1.50%
12	United Community Bank	67	$53.1M	2.3%	0.39%
13	Pinnacle Bank	57	$52.1M	2.2%	0.32%
14	Bank of Hope	154	$49.6M	2.1%	4.73%
15	Hanmi Bank	63	$48.3M	2.1%	4.74%
16	First Community Bank	29	$42.5M	1.8%	0.19%
17	Embassy National Bank	36	$41.0M	1.8%	1.30%
18	Citizens Bank	40	$34.0M	1.5%	0.84%
19	Loyal Trust Bank	40	$32.7M	1.4%	0.00%
20	Georgia's Own Credit Union	28	$31.7M	1.4%	0.00%
21	Newtek Small Business Finance, Inc.	41	$31.1M	1.3%	1.08%
22	Community Bank of Pickens County	19	$30.9M	1.3%	0.00%
23	Newtek Bank, National Association	82	$30.8M	1.3%	0.00%
24	Readycap Lending, LLC	76	$28.4M	1.2%	2.01%
25	Commonwealth Business Bank	25	$27.4M	1.2%	0.00%
26	Celtic Bank Corporation	101	$26.5M	1.1%	8.11%
27	Georgia Banking Company	32	$26.1M	1.1%	1.92%
28	Touchmark National Bank	20	$26.0M	1.1%	9.17%
29	Bank of America, National Association	69	$25.5M	1.1%	1.05%
30	United Bank	28	$24.4M	1.0%	0.00%
31	Byline Bank	19	$24.4M	1.0%	0.75%
32	First Horizon Bank	25	$23.9M	1.0%	0.35%
33	PCB Bank	34	$23.7M	1.0%	0.00%
34	JPMorgan Chase Bank, National Association	127	$19.1M	0.8%	5.64%
35	Coastal States Bank	25	$17.6M	0.8%	1.41%
36	PNC Bank, National Association	39	$16.4M	0.7%	5.45%
37	Northeast Bank	88	$16.0M	0.7%	0.00%
38	Bank OZK	25	$16.0M	0.7%	0.60%
39	East West Bank	22	$15.3M	0.7%	0.00%
40	Colony Bank	19	$15.0M	0.6%	0.65%
41	Open Bank	17	$14.4M	0.6%	1.91%
42	Fifth Third Bank	20	$13.6M	0.6%	1.01%
43	BayFirst National Bank	69	$12.3M	0.5%	11.20%
44	Harvest Small Business Finance, LLC	13	$11.9M	0.5%	0.00%
45	Oconee State Bank	7	$10.8M	0.5%	0.00%
46	Beacon Bank and Trust	9	$10.6M	0.5%	0.00%
47	United Midwest Savings Bank National Association	51	$10.6M	0.5%	4.80%
48	FDIC - Community Bank & Trust-West Georgia	5	$10.3M	0.4%	0.00%
49	The Bancorp Bank National Association	8	$9.7M	0.4%	1.00%
50	Shinhan Bank America	25	$9.7M	0.4%	4.38%
51	CRF Small Business Loan Company, LLC	4	$9.6M	0.4%	0.00%
52	Affinity Bank, National Association	9	$9.5M	0.4%	4.18%
53	Banc of California	9	$9.0M	0.4%	16.51%
54	Pathward National Association	6	$8.9M	0.4%	0.00%
55	Hanover Community Bank	3	$8.9M	0.4%	0.00%
56	T Bank, National Association	4	$8.8M	0.4%	0.00%
57	Old National Bank	4	$7.8M	0.3%	0.00%
58	American Commerce Bank, National Association	4	$7.8M	0.3%	0.00%
59	Beal Bank USA	12	$7.5M	0.3%	55.22%
60	Vallant Bank	10	$7.2M	0.3%	0.00%
61	First Bank	7	$7.1M	0.3%	0.00%
62	America First Federal Credit Union	4	$7.0M	0.3%	0.00%
63	Enterprise Bank & Trust	5	$6.6M	0.3%	0.00%
64	First-Citizens Bank & Trust Company	12	$6.4M	0.3%	0.47%
65	FirstBank	11	$6.3M	0.3%	0.00%
66	Community West Bank	10	$6.3M	0.3%	15.30%
67	Craft Bank	5	$6.3M	0.3%	0.00%
68	Lendistry SBLC, LLC	29	$6.0M	0.3%	0.00%
69	First Federal Bank	3	$5.9M	0.3%	0.00%
70	First Merchants Bank	8	$5.6M	0.2%	0.00%
71	New Millennium Bank	8	$5.5M	0.2%	0.00%
72	TowneBank	7	$5.2M	0.2%	0.00%
73	Wallis Bank	5	$5.2M	0.2%	0.00%
74	VelocitySBA, LLC	43	$5.0M	0.2%	2.07%
75	CIBC Bank USA	9	$4.7M	0.2%	8.23%
76	Shoreham Bank	3	$4.7M	0.2%	0.00%
77	Federal Deposit Insurance Corporation	13	$4.5M	0.2%	19.17%
78	North State Bank	3	$4.4M	0.2%	0.00%
79	UniBank	5	$4.3M	0.2%	0.00%
80	Stearns Bank National Association	23	$4.2M	0.2%	8.13%
81	First National Bank of Pennsylvania	3	$4.1M	0.2%	0.00%
82	Paragon Bank	10	$4.1M	0.2%	0.00%
83	Gulf Coast Bank and Trust Company	3	$4.1M	0.2%	0.00%
84	Cogent Bank	2	$3.8M	0.2%	0.00%
85	Bank Five Nine	4	$3.4M	0.1%	0.00%
86	TD Bank, National Association	3	$3.1M	0.1%	0.00%
87	Hana Small Business Lending, Inc.	5	$3.0M	0.1%	4.52%
88	Customers Bank	3	$3.0M	0.1%	0.00%
89	First Bank of the Lake	9	$3.0M	0.1%	0.00%
90	BankUnited, National Association	3	$3.0M	0.1%	0.00%
91	First Financial Bank	4	$3.0M	0.1%	0.00%
92	ServisFirst Bank	1	$2.9M	0.1%	0.00%
93	Simmons Bank	10	$2.9M	0.1%	12.37%
94	American Pride Bank	1	$2.6M	0.1%	0.00%
95	Quaint Oak Bank	3	$2.6M	0.1%	0.00%
96	Popular Bank	15	$2.5M	0.1%	73.29%
97	Peoples Bank & Trust	4	$2.5M	0.1%	0.00%
98	Everwise Credit Union	1	$2.5M	0.1%	0.00%
99	Truliant FCU	2	$2.4M	0.1%	0.00%
100	Legacy State Bank	3	$2.4M	0.1%	0.00%
101	Columbia Bank	34	$2.4M	0.1%	11.50%
102	Independence Bank	17	$2.3M	0.1%	4.14%
103	Central Bank	3	$2.2M	0.1%	0.00%
104	22nd State Bank, A Division of 22nd State Banking Company	2	$2.1M	0.1%	0.00%
105	Port 51 Lending LLC	3	$2.0M	0.1%	0.00%
106	Capital Bank, National Association	4	$1.9M	0.1%	0.00%
107	Capital One National Association	18	$1.9M	0.1%	26.75%
108	Fund-Ex Solutions Group, LLC	2	$1.8M	0.1%	0.00%
109	CDC Small Business Finance Corp.	13	$1.7M	0.1%	7.18%
110	Climate First Bank	3	$1.7M	0.1%	0.00%
111	Merchants Bank of Indiana	2	$1.6M	0.1%	0.00%
112	Centerstone SBA Lending, Inc.	2	$1.6M	0.1%	0.00%
113	First Western SBLC, LLC	2	$1.6M	0.1%	0.00%
114	CenTrust Bank, A Division of SmartBiz Bank National Association	9	$1.5M	0.1%	0.00%
115	CalPrivate Bank	1	$1.5M	0.1%	0.00%
116	Heritage Bank Inc	4	$1.5M	0.1%	0.00%
117	Mechanics and Farmers Bank	1	$1.5M	0.1%	0.00%
118	Five Star Bank	9	$1.5M	0.1%	0.00%
119	Meridian Bank	1	$1.4M	0.1%	0.00%
120	LGE Community CU	1	$1.4M	0.1%	0.00%
121	SouthCrest Bank, National Association	1	$1.4M	0.1%	0.00%
122	Platinum Federal Credit Union	2	$1.3M	0.1%	0.00%
123	Seacoast National Bank	4	$1.3M	0.1%	22.87%
124	CertusBank, National Association	2	$1.3M	0.1%	0.00%
125	First Internet Bank of Indiana	3	$1.3M	0.1%	0.00%
126	Academy Bank National Association	1	$1.3M	0.1%	0.00%
127	Patriot Bank, National Association	1	$1.2M	0.1%	0.00%
128	Connecticut Community Bank, National Association	1	$1.2M	0.1%	0.00%
129	Happen Bank	2	$1.2M	0.1%	0.00%
130	Peach State Federal Credit Union	3	$1.2M	0.0%	0.00%
131	Industrial Bank	1	$1.1M	0.0%	0.00%
132	The Freedom Bank of Virginia	1	$990K	0.0%	0.00%
133	Today's Bank	1	$986K	0.0%	0.00%
134	FinWise Bank	3	$954K	0.0%	0.00%
135	The Bank of Houston	3	$870K	0.0%	0.00%
136	Wilmington Savings Fund Society FSB	1	$840K	0.0%	0.00%
137	U.S. Bank, National Association	7	$823K	0.0%	1.14%
138	FWBank	1	$770K	0.0%	0.00%
139	Stellar Bank	3	$767K	0.0%	0.00%
140	Merchants & Marine Bank	4	$745K	0.0%	0.00%
141	ConnectOne Bank	1	$720K	0.0%	0.00%
142	Stone Bank	4	$700K	0.0%	0.00%
143	Access to Capital for Entrepreneurs	5	$638K	0.0%	8.86%
144	Woori America Bank	2	$612K	0.0%	0.00%
145	Banesco USA	1	$550K	0.0%	0.00%
146	US Metro Bank	1	$510K	0.0%	0.00%
147	MidFirst Bank	1	$477K	0.0%	0.00%
148	Northeast Georgia Bank	1	$470K	0.0%	0.00%
149	Carver State Bank	2	$440K	0.0%	33.28%
150	The Citizens Bank of Georgia	2	$373K	0.0%	0.00%
151	Wachovia SBA Lending, Inc.	1	$351K	0.0%	0.00%
152	Robins Financial CU	1	$350K	0.0%	0.00%
153	United Bank	1	$325K	0.0%	0.00%
154	First Bank	1	$298K	0.0%	0.00%
155	SNB Bank National Association	1	$261K	0.0%	0.00%
156	Peach State Bank and Trust	1	$250K	0.0%	0.00%
157	Stride Bank, National Association	1	$250K	0.0%	0.00%
158	Brightbridge, Inc.	1	$219K	0.0%	0.00%
159	First Century Bank National Association	1	$215K	0.0%	0.00%
160	Hyperion Bank	1	$181K	0.0%	0.00%
161	City National Bank of Florida	1	$170K	0.0%	0.00%
162	UMB Bank, National Association	1	$167K	0.0%	0.00%
163	Northern Bank and Trust Company	1	$147K	0.0%	0.00%
164	LiftFund, Inc.	2	$135K	0.0%	0.00%
165	Ascendus, Inc.	1	$99K	0.0%	0.00%
166	SoFi Bank, National Association	3	$75K	0.0%	75.57%
167	Small Business Access Partners, Inc.	1	$60K	0.0%	0.00%
168	Business Loan Center, LLC	1	$25K	0.0%	98.69%
169	State Bank and Trust Company	1	$25K	0.0%	99.92%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.