SBA 7(a) lenders in Gwinnett, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

169 institutions have SBA 7(a) loans on record in Gwinnett, together $2.37B across 3,897 loans. Metro City Bank is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	334	$343.0M	14.5%	1.08%
2	PromiseOne Bank	136	$89.6M	3.8%	0.07%
3	Ameris Bank	93	$79.9M	3.4%	5.87%
4	The Huntington National Bank	149	$77.3M	3.3%	0.87%
5	Truist Bank	207	$74.0M	3.1%	1.67%
6	Live Oak Banking Company	70	$74.0M	3.1%	0.00%
7	Renasant Bank	94	$73.3M	3.1%	4.13%
8	Wells Fargo Bank National Association	352	$68.1M	2.9%	2.43%
9	HomeTrust Bank	71	$67.6M	2.9%	0.31%
10	Regions Bank	42	$57.8M	2.4%	0.38%
11	SouthState Bank, National Association	75	$54.1M	2.3%	1.66%
12	United Community Bank	68	$53.3M	2.3%	0.39%
13	Pinnacle Bank	57	$52.1M	2.2%	0.32%
14	Bank of Hope	156	$50.8M	2.1%	4.61%
15	Hanmi Bank	64	$48.6M	2.0%	4.71%
16	First Community Bank	29	$42.5M	1.8%	0.19%
17	Embassy National Bank	36	$41.0M	1.7%	1.30%
18	Citizens Bank	40	$34.0M	1.4%	0.84%
19	Loyal Trust Bank	41	$33.0M	1.4%	0.00%
20	Georgia's Own Credit Union	28	$31.7M	1.3%	0.00%
21	Lender 2057189	41	$31.1M	1.3%	1.08%
22	Newtek Bank, National Association	84	$31.1M	1.3%	0.00%
23	Community Bank of Pickens County	19	$30.9M	1.3%	0.00%
24	PCB Bank	35	$28.7M	1.2%	0.00%
25	Commonwealth Business Bank	27	$28.7M	1.2%	0.00%
26	Readycap Lending, LLC	77	$28.7M	1.2%	1.99%
27	Bank of America, National Association	70	$27.3M	1.2%	0.98%
28	Celtic Bank Corporation	102	$26.5M	1.1%	9.62%
29	Georgia Banking Company	32	$26.1M	1.1%	1.92%
30	Touchmark National Bank	20	$26.0M	1.1%	9.17%
31	Byline Bank	20	$24.9M	1.0%	0.73%
32	United Bank	28	$24.4M	1.0%	0.00%
33	First Horizon Bank	25	$23.9M	1.0%	0.35%
34	JPMorgan Chase Bank, National Association	127	$19.1M	0.8%	5.67%
35	Coastal States Bank	25	$17.6M	0.7%	1.41%
36	Northeast Bank	99	$17.5M	0.7%	0.00%
37	PNC Bank, National Association	39	$16.4M	0.7%	6.88%
38	Bank OZK	25	$16.0M	0.7%	0.60%
39	East West Bank	22	$15.3M	0.6%	0.00%
40	Colony Bank	19	$15.0M	0.6%	0.65%
41	Open Bank	17	$14.4M	0.6%	1.91%
42	Fifth Third Bank	20	$13.6M	0.6%	1.01%
43	BayFirst National Bank	69	$12.3M	0.5%	11.20%
44	Harvest Small Business Finance, LLC	13	$11.9M	0.5%	0.00%
45	Oconee State Bank	7	$10.8M	0.5%	0.00%
46	Beacon Bank and Trust	9	$10.6M	0.4%	0.00%
47	United Midwest Savings Bank National Association	51	$10.6M	0.4%	4.80%
48	FDIC - Community Bank & Trust-West Georgia	5	$10.3M	0.4%	0.00%
49	The Bancorp Bank National Association	8	$9.7M	0.4%	1.00%
50	Shinhan Bank America	25	$9.7M	0.4%	4.38%
51	CRF Small Business Loan Company, LLC	4	$9.6M	0.4%	0.00%
52	The Fidelity Bank	9	$9.5M	0.4%	4.18%
53	Banc of California	9	$9.0M	0.4%	16.51%
54	Pathward National Association	6	$8.9M	0.4%	0.00%
55	Hanover Community Bank	3	$8.9M	0.4%	0.00%
56	T Bank, National Association	4	$8.8M	0.4%	0.00%
57	Vallant Bank	11	$7.9M	0.3%	0.00%
58	Old National Bank	4	$7.8M	0.3%	0.00%
59	American Commerce Bank, National Association	4	$7.8M	0.3%	0.00%
60	Beal Bank USA	12	$7.5M	0.3%	55.22%
61	First Bank	7	$7.1M	0.3%	0.00%
62	America First Federal Credit Union	4	$7.0M	0.3%	0.00%
63	Enterprise Bank & Trust	5	$6.6M	0.3%	0.00%
64	First-Citizens Bank & Trust Company	12	$6.4M	0.3%	0.47%
65	FirstBank	11	$6.3M	0.3%	0.00%
66	Community West Bank	10	$6.3M	0.3%	15.30%
67	Craft Bank	5	$6.3M	0.3%	0.00%
68	Lendistry SBLC, LLC	29	$6.0M	0.3%	0.00%
69	First Federal Bank	3	$5.9M	0.3%	0.00%
70	First Merchants Bank	8	$5.6M	0.2%	0.00%
71	New Millennium Bank	8	$5.5M	0.2%	0.00%
72	TowneBank	7	$5.2M	0.2%	0.00%
73	Wallis Bank	5	$5.2M	0.2%	0.00%
74	GBank	1	$5.0M	0.2%	0.00%
75	VelocitySBA, LLC	43	$5.0M	0.2%	2.07%
76	CIBC Bank USA	9	$4.7M	0.2%	8.23%
77	Shoreham Bank	3	$4.7M	0.2%	0.00%
78	Port 51 Lending LLC	4	$4.5M	0.2%	0.00%
79	Federal Deposit Insurance Corporation	13	$4.5M	0.2%	19.17%
80	North State Bank	3	$4.4M	0.2%	0.00%
81	UniBank	5	$4.3M	0.2%	0.00%
82	Stearns Bank National Association	23	$4.2M	0.2%	8.13%
83	First National Bank of Pennsylvania	3	$4.1M	0.2%	0.00%
84	Paragon Bank	10	$4.1M	0.2%	0.00%
85	Gulf Coast Bank and Trust Company	3	$4.1M	0.2%	0.00%
86	Cogent Bank	2	$3.8M	0.2%	0.00%
87	Bank Five Nine	5	$3.7M	0.2%	0.00%
88	TD Bank, National Association	3	$3.1M	0.1%	0.00%
89	Hana Small Business Lending, Inc.	5	$3.0M	0.1%	4.52%
90	Customers Bank	3	$3.0M	0.1%	0.00%
91	First Bank of the Lake	9	$3.0M	0.1%	0.00%
92	BankUnited, National Association	3	$3.0M	0.1%	0.00%
93	First Financial Bank	4	$3.0M	0.1%	0.00%
94	ServisFirst Bank	1	$2.9M	0.1%	0.00%
95	Simmons Bank	10	$2.9M	0.1%	12.37%
96	American Pride Bank	1	$2.6M	0.1%	0.00%
97	Quaint Oak Bank	3	$2.6M	0.1%	0.00%
98	Popular Bank	15	$2.5M	0.1%	73.29%
99	Peoples Bank & Trust	4	$2.5M	0.1%	0.00%
100	Everwise Credit Union	1	$2.5M	0.1%	0.00%
101	Climate First Bank	4	$2.5M	0.1%	0.00%
102	Truliant FCU	2	$2.4M	0.1%	0.00%
103	Legacy State Bank	3	$2.4M	0.1%	0.00%
104	Columbia Bank	34	$2.4M	0.1%	11.50%
105	Independence Bank	17	$2.3M	0.1%	4.14%
106	CenTrust Bank, A Division of SmartBiz Bank National Association	12	$2.3M	0.1%	0.00%
107	Central Bank	3	$2.2M	0.1%	0.00%
108	22nd State Bank, A Division of 22nd State Banking Company	2	$2.1M	0.1%	0.00%
109	Capital Bank, National Association	4	$1.9M	0.1%	0.00%
110	Capital One National Association	18	$1.9M	0.1%	26.75%
111	Fund-Ex Solutions Group, LLC	2	$1.8M	0.1%	0.00%
112	US Metro Bank	2	$1.7M	0.1%	0.00%
113	CDC Small Business Finance Corp.	13	$1.7M	0.1%	7.18%
114	Merchants Bank of Indiana	2	$1.6M	0.1%	0.00%
115	Centerstone SBA Lending, Inc.	2	$1.6M	0.1%	0.00%
116	Lender 2582371	2	$1.6M	0.1%	0.00%
117	CalPrivate Bank	1	$1.5M	0.1%	0.00%
118	Heritage Bank Inc	4	$1.5M	0.1%	0.00%
119	Mechanics and Farmers Bank	1	$1.5M	0.1%	0.00%
120	Five Star Bank	9	$1.5M	0.1%	0.00%
121	ConnectOne Bank	2	$1.5M	0.1%	0.00%
122	Meridian Bank	1	$1.4M	0.1%	0.00%
123	Peach State Federal Credit Union	4	$1.4M	0.1%	0.00%
124	LGE Community CU	1	$1.4M	0.1%	0.00%
125	SouthCrest Bank, National Association	1	$1.4M	0.1%	0.00%
126	Platinum Federal Credit Union	2	$1.3M	0.1%	0.00%
127	Seacoast National Bank	4	$1.3M	0.1%	22.87%
128	CertusBank, National Association	2	$1.3M	0.1%	0.00%
129	First Internet Bank of Indiana	3	$1.3M	0.1%	0.00%
130	Academy Bank National Association	1	$1.3M	0.1%	0.00%
131	Patriot Bank, National Association	1	$1.2M	0.1%	0.00%
132	Connecticut Community Bank, National Association	1	$1.2M	0.1%	0.00%
133	Happen Bank	2	$1.2M	0.0%	0.00%
134	Industrial Bank	1	$1.1M	0.0%	0.00%
135	The Freedom Bank of Virginia	1	$990K	0.0%	0.00%
136	Today's Bank	1	$986K	0.0%	0.00%
137	FinWise Bank	3	$954K	0.0%	0.00%
138	The Bank of Houston	3	$870K	0.0%	0.00%
139	Wilmington Savings Fund Society FSB	1	$840K	0.0%	0.00%
140	U.S. Bank, National Association	7	$823K	0.0%	1.14%
141	FWBank	1	$770K	0.0%	0.00%
142	Prosperity Bank	3	$767K	0.0%	0.00%
143	Merchants & Marine Bank	4	$745K	0.0%	0.00%
144	Stone Bank	4	$700K	0.0%	0.00%
145	Access to Capital for Entrepreneurs	5	$638K	0.0%	8.86%
146	Woori America Bank	2	$612K	0.0%	0.00%
147	Banesco USA	1	$550K	0.0%	0.00%
148	MidFirst Bank	1	$477K	0.0%	0.00%
149	Northeast Georgia Bank	1	$470K	0.0%	0.00%
150	Carver State Bank	2	$440K	0.0%	33.28%
151	The Citizens Bank of Georgia	2	$373K	0.0%	0.00%
152	Wachovia SBA Lending, Inc.	1	$351K	0.0%	0.00%
153	Robins Financial CU	1	$350K	0.0%	0.00%
154	United Bank	1	$325K	0.0%	0.00%
155	First Bank	1	$298K	0.0%	0.00%
156	SNB Bank National Association	1	$261K	0.0%	0.00%
157	Stride Bank, National Association	1	$250K	0.0%	0.00%
158	Brightbridge, Inc.	1	$219K	0.0%	0.00%
159	First Century Bank National Association	1	$215K	0.0%	0.00%
160	Hyperion Bank	1	$181K	0.0%	0.00%
161	City National Bank of Florida	1	$170K	0.0%	0.00%
162	UMB Bank, National Association	1	$167K	0.0%	0.00%
163	Northern Bank and Trust Company	1	$147K	0.0%	0.00%
164	LiftFund, Inc.	2	$135K	0.0%	0.00%
165	Ascendus, Inc.	1	$99K	0.0%	0.00%
166	SoFi Bank, National Association	3	$75K	0.0%	75.57%
167	Small Business Access Partners, Inc.	1	$60K	0.0%	0.00%
168	State Bank and Trust Company	1	$25K	0.0%	99.92%
169	Business Loan Center, LLC	1	$25K	0.0%	98.69%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	585	$389.5M	16.7%
2	Retail trade	404	$362.2M	15.5%
3	Health care & social assistance	392	$299.6M	12.8%
4	Wholesale trade	270	$232.5M	10.0%
5	Other services	370	$211.9M	9.1%
6	Professional & technical services	423	$162.3M	7.0%
7	Construction	281	$122.6M	5.3%
8	Retail trade	168	$92.8M	4.0%
9	Real estate & leasing	86	$60.9M	2.6%
10	Manufacturing	83	$60.0M	2.6%
11	Administrative & waste services	209	$59.9M	2.6%
12	Arts, entertainment & recreation	90	$54.1M	2.3%
13	Transportation & warehousing	142	$41.2M	1.8%
14	Manufacturing	53	$39.6M	1.7%
15	Educational services	85	$38.6M	1.7%
16	Finance & insurance	63	$31.5M	1.4%
17	Manufacturing	57	$30.4M	1.3%
18	Information	54	$24.3M	1.0%
19	Utilities	10	$9.3M	0.4%
20	Transportation & warehousing	18	$4.5M	0.2%
21	Agriculture, forestry & fishing	5	$4.2M	0.2%
22	Mining & extraction	3	$1.8M	0.1%
23	Management of companies	2	$1.3M	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.