SBA 7(a) lenders in Cobb, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

184 institutions have SBA 7(a) loans on record in Cobb, together $1.74B across 2,930 loans. Metro City Bank is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	91	$124.8M	7.2%	0.00%
2	The Huntington National Bank	178	$90.9M	5.2%	2.66%
3	Live Oak Banking Company	62	$79.7M	4.6%	0.57%
4	SouthState Bank, National Association	108	$74.2M	4.3%	1.37%
5	Ameris Bank	103	$68.7M	3.9%	1.73%
6	Truist Bank	175	$68.5M	3.9%	3.02%
7	Pinnacle Bank	48	$50.0M	2.9%	4.22%
8	Georgia's Own Credit Union	50	$47.9M	2.7%	0.00%
9	HomeTrust Bank	36	$46.8M	2.7%	0.00%
10	Wells Fargo Bank National Association	270	$41.7M	2.4%	7.75%
11	Community Bank of Pickens County	21	$36.2M	2.1%	0.00%
12	Embassy National Bank	27	$35.1M	2.0%	0.00%
13	Renasant Bank	57	$35.1M	2.0%	6.41%
14	United Community Bank	46	$33.1M	1.9%	1.87%
15	Readycap Lending, LLC	69	$32.4M	1.9%	5.66%
16	Coastal States Bank	42	$30.7M	1.8%	3.44%
17	PromiseOne Bank	33	$28.5M	1.6%	0.00%
18	Celtic Bank Corporation	102	$26.4M	1.5%	7.36%
19	Georgia Banking Company	37	$25.5M	1.5%	3.26%
20	Citizens Bank	30	$24.9M	1.4%	0.00%
21	Newtek Bank, National Association	75	$23.9M	1.4%	0.00%
22	Stearns Bank National Association	53	$23.0M	1.3%	3.33%
23	First National Community Bank	22	$22.5M	1.3%	0.00%
24	Craft Bank	15	$19.9M	1.1%	0.00%
25	Touchmark National Bank	20	$19.1M	1.1%	3.43%
26	First Community Bank	22	$18.6M	1.1%	0.00%
27	Byline Bank	13	$18.6M	1.1%	0.00%
28	First-Citizens Bank & Trust Company	15	$16.5M	0.9%	0.00%
29	JPMorgan Chase Bank, National Association	90	$15.9M	0.9%	0.89%
30	First Horizon Bank	23	$15.6M	0.9%	4.73%
31	First Bank of the Lake	17	$15.5M	0.9%	0.91%
32	Lender 2057189	29	$15.3M	0.9%	0.46%
33	Commonwealth Business Bank	9	$14.3M	0.8%	0.00%
34	Fifth Third Bank	21	$14.1M	0.8%	1.95%
35	PNC Bank, National Association	39	$13.9M	0.8%	4.08%
36	Northeast Bank	82	$13.1M	0.7%	0.13%
37	Regions Bank	20	$13.0M	0.7%	4.78%
38	Paragon Bank	11	$12.7M	0.7%	0.00%
39	United Midwest Savings Bank National Association	64	$12.6M	0.7%	5.61%
40	Open Bank	7	$12.5M	0.7%	0.00%
41	Harvest Small Business Finance, LLC	13	$12.4M	0.7%	0.00%
42	America First Federal Credit Union	5	$11.9M	0.7%	0.00%
43	North State Bank	7	$10.7M	0.6%	0.31%
44	Loyal Trust Bank	9	$10.4M	0.6%	0.00%
45	United Bank	13	$10.1M	0.6%	0.00%
46	Customers Bank	3	$9.9M	0.6%	0.00%
47	Hanmi Bank	15	$9.7M	0.6%	2.22%
48	LGE Community CU	17	$9.3M	0.5%	0.76%
49	First Merchants Bank	8	$9.2M	0.5%	7.17%
50	Vallant Bank	5	$9.1M	0.5%	0.00%
51	First Internet Bank of Indiana	6	$8.8M	0.5%	0.00%
52	Old National Bank	8	$8.8M	0.5%	0.00%
53	BankUnited, National Association	4	$8.6M	0.5%	0.00%
54	BayFirst National Bank	47	$8.6M	0.5%	0.00%
55	East West Bank	24	$8.0M	0.5%	1.77%
56	Simmons Bank	10	$7.7M	0.4%	0.00%
57	Bank of America, National Association	47	$7.7M	0.4%	1.72%
58	FirstBank	14	$7.1M	0.4%	1.60%
59	Bank of Hope	49	$6.8M	0.4%	18.73%
60	The Bancorp Bank National Association	8	$6.7M	0.4%	1.90%
61	New Millennium Bank	3	$6.5M	0.4%	0.00%
62	TowneBank	2	$6.1M	0.4%	0.00%
63	T Bank, National Association	3	$6.0M	0.3%	0.00%
64	FDIC - Community Bank & Trust-West Georgia	4	$5.9M	0.3%	0.00%
65	Pathward National Association	2	$5.7M	0.3%	0.00%
66	American Pride Bank	2	$5.6M	0.3%	0.00%
67	CRF Small Business Loan Company, LLC	6	$5.5M	0.3%	0.00%
68	First National Bank of Pennsylvania	7	$5.3M	0.3%	0.00%
69	Oconee State Bank	8	$5.2M	0.3%	0.00%
70	Heritage Bank Inc	2	$5.2M	0.3%	0.00%
71	First Federal Bank	7	$5.1M	0.3%	1.55%
72	Federal Deposit Insurance Corporation	7	$5.0M	0.3%	0.14%
73	TD Bank, National Association	4	$5.0M	0.3%	0.00%
74	Millennium Bank	1	$5.0M	0.3%	0.00%
75	Evolve Bank and Trust	2	$4.9M	0.3%	0.00%
76	Wallis Bank	2	$4.9M	0.3%	0.00%
77	Gulf Coast Bank and Trust Company	4	$4.8M	0.3%	0.00%
78	Bank Five Nine	6	$4.5M	0.3%	0.00%
79	Shinhan Bank America	4	$4.4M	0.3%	0.00%
80	Associated Bank National Association	2	$4.3M	0.2%	0.00%
81	Beacon Bank and Trust	5	$4.3M	0.2%	0.00%
82	CIBC Bank USA	9	$4.1M	0.2%	8.64%
83	Robins Financial CU	2	$3.8M	0.2%	55.63%
84	Stock Yards Bank & Trust Company	2	$3.7M	0.2%	0.00%
85	Bank OZK	12	$3.6M	0.2%	0.00%
86	Primis Bank	1	$3.6M	0.2%	0.00%
87	InBank	1	$3.5M	0.2%	0.00%
88	Port 51 Lending LLC	3	$3.5M	0.2%	0.00%
89	American Commerce Bank, National Association	2	$3.4M	0.2%	0.00%
90	The Fidelity Bank	4	$3.3M	0.2%	0.00%
91	First Bank	5	$3.3M	0.2%	0.00%
92	Stone Bank	3	$3.2M	0.2%	0.00%
93	Lendistry SBLC, LLC	17	$2.8M	0.2%	0.00%
94	U.S. Bank, National Association	5	$2.5M	0.1%	0.00%
95	Centerstone SBA Lending, Inc.	2	$2.4M	0.1%	0.00%
96	First Bank of Central Ohio	1	$2.2M	0.1%	0.00%
97	Columbia Bank	24	$2.1M	0.1%	5.15%
98	FinWise Bank	5	$2.1M	0.1%	0.00%
99	US Metro Bank	1	$2.0M	0.1%	0.00%
100	PCB Bank	6	$2.0M	0.1%	0.00%
101	22nd State Bank, A Division of 22nd State Banking Company	1	$1.9M	0.1%	0.00%
102	Countybank	3	$1.8M	0.1%	0.00%
103	Cogent Bank	2	$1.8M	0.1%	0.00%
104	IncredibleBank	3	$1.8M	0.1%	14.97%
105	Five Star Bank	7	$1.8M	0.1%	0.00%
106	The Bank of Edison	1	$1.8M	0.1%	0.00%
107	ConnectOne Bank	3	$1.7M	0.1%	0.00%
108	MainStreet Lender 7(a), LLC	1	$1.6M	0.1%	0.00%
109	First Financial Bank	1	$1.4M	0.1%	0.00%
110	VelocitySBA, LLC	39	$1.4M	0.1%	8.06%
111	First Business Bank	1	$1.4M	0.1%	0.00%
112	FWBank	1	$1.4M	0.1%	0.00%
113	Firstrust Savings Bank	2	$1.4M	0.1%	0.00%
114	Wilmington Savings Fund Society FSB	3	$1.3M	0.1%	0.00%
115	Peach State Federal Credit Union	1	$1.2M	0.1%	0.00%
116	Hancock Whitney Bank	1	$1.2M	0.1%	0.00%
117	Millennium Bank	1	$1.2M	0.1%	0.00%
118	Titan Bank, National Association	2	$1.2M	0.1%	0.00%
119	Grasshopper Bank National Association	4	$1.2M	0.1%	0.00%
120	Busey Bank	2	$1.2M	0.1%	0.00%
121	Builtwell Bank	2	$1.2M	0.1%	0.00%
122	ServisFirst Bank	1	$1.1M	0.1%	85.05%
123	iTHINK Financial Credit Union	4	$1.1M	0.1%	0.00%
124	Capital Bank, National Association	4	$1.1M	0.1%	0.00%
125	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$1.0M	0.1%	0.00%
126	Beal Bank USA	2	$1.0M	0.1%	22.07%
127	First Commonwealth Bank	2	$986K	0.1%	0.00%
128	Florida Capital Bank, National Association	2	$979K	0.1%	11.34%
129	Access to Capital for Entrepreneurs	7	$976K	0.1%	0.00%
130	Thread Bank	1	$975K	0.1%	0.00%
131	Merchants Bank of Indiana	2	$920K	0.1%	0.00%
132	River City Bank	2	$914K	0.1%	0.00%
133	Leader Bank, National Association	1	$907K	0.1%	0.00%
134	American Momentum Bank	2	$882K	0.1%	0.00%
135	Popular Bank	5	$860K	0.0%	61.00%
136	Independence Bank	9	$825K	0.0%	30.18%
137	KeyBank National Association	2	$820K	0.0%	0.00%
138	Magnifi Financial CU	3	$794K	0.0%	0.00%
139	City National Bank	1	$750K	0.0%	0.00%
140	First Port City Bank	1	$730K	0.0%	0.00%
141	1st State Bank	1	$711K	0.0%	0.00%
142	Fund-Ex Solutions Group, LLC	1	$689K	0.0%	0.00%
143	Lincoln Savings Bank	1	$655K	0.0%	0.00%
144	Grand Ridge National Bank	1	$635K	0.0%	0.00%
145	Climate First Bank	1	$600K	0.0%	0.00%
146	Community West Bank	2	$585K	0.0%	35.56%
147	The Bank of Houston	1	$504K	0.0%	0.00%
148	Truliant FCU	1	$500K	0.0%	0.00%
149	Capitol National Bank	1	$500K	0.0%	0.00%
150	Seacoast National Bank	3	$490K	0.0%	0.00%
151	Colony Bank	1	$487K	0.0%	0.00%
152	MidFirst Bank	1	$485K	0.0%	0.00%
153	CDC Small Business Finance Corp.	5	$475K	0.0%	0.00%
154	First Bank	1	$456K	0.0%	31.63%
155	UniBank	1	$400K	0.0%	0.00%
156	Citizens Trust Bank	1	$395K	0.0%	0.00%
157	Shoreham Bank	1	$385K	0.0%	0.00%
158	Zions Bank, A Division of	1	$381K	0.0%	0.00%
159	Meridian Bank	1	$355K	0.0%	0.00%
160	Bank of Oak Ridge	1	$350K	0.0%	0.00%
161	GBC International Bank	1	$350K	0.0%	0.00%
162	Platinum Federal Credit Union	1	$350K	0.0%	0.00%
163	CapitalSpring SBLC, LLC	1	$340K	0.0%	0.00%
164	Prosperity Bank	1	$340K	0.0%	0.00%
165	Banc of California	1	$320K	0.0%	0.00%
166	Capital One National Association	7	$290K	0.0%	46.53%
167	SouthCrest Bank, National Association	1	$276K	0.0%	0.00%
168	Capital Community Bank	1	$273K	0.0%	0.00%
169	Buckeye State Bank	1	$250K	0.0%	0.00%
170	Greenfield Co-Operative Bank	1	$250K	0.0%	0.00%
171	GBank	1	$230K	0.0%	0.00%
172	Peoples Bank of Alabama	1	$226K	0.0%	0.00%
173	First Command Bank	2	$207K	0.0%	0.00%
174	Optus Bank	2	$200K	0.0%	0.00%
175	Community First Bank of Indiana	1	$200K	0.0%	0.00%
176	Happen Bank	1	$198K	0.0%	0.00%
177	LiftFund, Inc.	2	$172K	0.0%	0.00%
178	Bankwell Bank	1	$150K	0.0%	0.00%
179	Hana Small Business Lending, Inc.	1	$139K	0.0%	0.00%
180	Small Business Bank	1	$102K	0.0%	0.00%
181	First State Bank	1	$80K	0.0%	0.00%
182	Altra Federal Credit Union	1	$51K	0.0%	0.00%
183	SoFi Bank, National Association	1	$25K	0.0%	0.00%
184	Business Loan Center, LLC	1	$25K	0.0%	98.25%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	420	$326.7M	18.7%
2	Health care & social assistance	369	$287.2M	16.5%
3	Retail trade	285	$264.3M	15.2%
4	Other services	351	$185.4M	10.6%
5	Professional & technical services	352	$116.5M	6.7%
6	Construction	202	$91.5M	5.2%
7	Administrative & waste services	160	$67.7M	3.9%
8	Wholesale trade	135	$64.2M	3.7%
9	Retail trade	110	$60.9M	3.5%
10	Arts, entertainment & recreation	98	$57.1M	3.3%
11	Manufacturing	55	$35.8M	2.1%
12	Real estate & leasing	45	$31.6M	1.8%
13	Manufacturing	41	$29.2M	1.7%
14	Educational services	69	$28.4M	1.6%
15	Information	40	$21.0M	1.2%
16	Finance & insurance	59	$20.0M	1.1%
17	Transportation & warehousing	79	$17.0M	1.0%
18	Manufacturing	33	$16.0M	0.9%
19	Transportation & warehousing	18	$11.6M	0.7%
20	Utilities	3	$6.0M	0.3%
21	Agriculture, forestry & fishing	6	$4.9M	0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.