SBA 7(a) lenders in Cobb, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

182 institutions have SBA 7(a) loans on record in Cobb, together $1.71B across 2,888 loans. Metro City Bank is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	90	$119.9M	7.0%	0.00%
2	The Huntington National Bank	174	$88.9M	5.2%	2.62%
3	Live Oak Banking Company	58	$74.8M	4.4%	0.00%
4	SouthState Bank, National Association	106	$73.5M	4.3%	1.39%
5	Ameris Bank	103	$68.7M	4.0%	1.73%
6	Truist Bank	175	$68.5M	4.0%	2.79%
7	Pinnacle Bank	47	$48.2M	2.8%	4.38%
8	Georgia's Own Credit Union	50	$47.9M	2.8%	0.00%
9	HomeTrust Bank	35	$46.3M	2.7%	0.00%
10	Wells Fargo Bank National Association	269	$40.8M	2.4%	7.89%
11	Community Bank of Pickens County	21	$36.2M	2.1%	0.00%
12	Embassy National Bank	27	$35.1M	2.1%	0.00%
13	Renasant Bank	57	$35.1M	2.1%	6.41%
14	United Community Bank	46	$33.1M	1.9%	1.87%
15	Readycap Lending, LLC	68	$32.3M	1.9%	5.69%
16	Coastal States Bank	42	$30.7M	1.8%	3.44%
17	PromiseOne Bank	33	$28.5M	1.7%	0.00%
18	Georgia Banking Company	37	$25.5M	1.5%	3.26%
19	Citizens Bank	30	$24.9M	1.5%	0.00%
20	Celtic Bank Corporation	100	$24.0M	1.4%	7.93%
21	Newtek Bank, National Association	69	$23.1M	1.4%	0.00%
22	Stearns Bank National Association	53	$23.0M	1.3%	3.33%
23	First National Community Bank	22	$22.5M	1.3%	0.00%
24	Craft Bank	15	$19.9M	1.2%	0.00%
25	Touchmark National Bank	20	$19.1M	1.1%	3.43%
26	Byline Bank	13	$18.6M	1.1%	0.00%
27	First Community Bank	20	$16.7M	1.0%	0.00%
28	JPMorgan Chase Bank, National Association	90	$15.9M	0.9%	0.89%
29	First Horizon Bank	23	$15.6M	0.9%	4.73%
30	First Bank of the Lake	17	$15.5M	0.9%	0.91%
31	Newtek Small Business Finance, Inc.	29	$15.3M	0.9%	0.46%
32	First-Citizens Bank & Trust Company	14	$15.1M	0.9%	0.00%
33	Commonwealth Business Bank	9	$14.3M	0.8%	0.00%
34	PNC Bank, National Association	39	$13.9M	0.8%	4.08%
35	Fifth Third Bank	19	$13.3M	0.8%	2.07%
36	Regions Bank	20	$13.0M	0.8%	4.78%
37	Northeast Bank	80	$12.9M	0.8%	0.13%
38	Paragon Bank	11	$12.7M	0.7%	0.00%
39	Open Bank	7	$12.5M	0.7%	0.00%
40	Harvest Small Business Finance, LLC	13	$12.4M	0.7%	0.00%
41	United Midwest Savings Bank National Association	63	$12.3M	0.7%	5.74%
42	America First Federal Credit Union	5	$11.9M	0.7%	0.00%
43	North State Bank	7	$10.7M	0.6%	0.31%
44	United Bank	13	$10.1M	0.6%	0.00%
45	Customers Bank	3	$9.9M	0.6%	0.00%
46	Hanmi Bank	15	$9.7M	0.6%	2.22%
47	Vallant Bank	5	$9.1M	0.5%	0.00%
48	First Internet Bank of Indiana	6	$8.8M	0.5%	0.00%
49	Old National Bank	8	$8.8M	0.5%	0.00%
50	LGE Community CU	16	$8.7M	0.5%	0.81%
51	BankUnited, National Association	4	$8.6M	0.5%	0.00%
52	BayFirst National Bank	47	$8.6M	0.5%	0.00%
53	East West Bank	24	$8.0M	0.5%	1.77%
54	Simmons Bank	10	$7.7M	0.5%	0.00%
55	Bank of America, National Association	47	$7.7M	0.5%	1.72%
56	Loyal Trust Bank	8	$7.4M	0.4%	0.00%
57	FirstBank	14	$7.1M	0.4%	1.60%
58	Bank of Hope	49	$6.8M	0.4%	18.73%
59	The Bancorp Bank National Association	8	$6.7M	0.4%	1.90%
60	New Millennium Bank	3	$6.5M	0.4%	0.00%
61	First Merchants Bank	6	$6.5M	0.4%	10.22%
62	TowneBank	2	$6.1M	0.4%	0.00%
63	T Bank, National Association	3	$6.0M	0.4%	0.00%
64	FDIC - Community Bank & Trust-West Georgia	4	$5.9M	0.3%	0.00%
65	Pathward National Association	2	$5.7M	0.3%	0.00%
66	American Pride Bank	2	$5.6M	0.3%	0.00%
67	CRF Small Business Loan Company, LLC	6	$5.5M	0.3%	0.00%
68	First National Bank of Pennsylvania	7	$5.3M	0.3%	0.00%
69	Oconee State Bank	8	$5.2M	0.3%	0.00%
70	Heritage Bank Inc	2	$5.2M	0.3%	0.00%
71	First Federal Bank	7	$5.1M	0.3%	1.55%
72	Federal Deposit Insurance Corporation	7	$5.0M	0.3%	0.14%
73	TD Bank, National Association	4	$5.0M	0.3%	0.00%
74	Millennium Bank	1	$5.0M	0.3%	0.00%
75	Evolve Bank and Trust	2	$4.9M	0.3%	0.00%
76	Wallis Bank	2	$4.9M	0.3%	0.00%
77	Gulf Coast Bank and Trust Company	4	$4.8M	0.3%	0.00%
78	Bank Five Nine	6	$4.5M	0.3%	0.00%
79	Shinhan Bank America	4	$4.4M	0.3%	0.00%
80	CIBC Bank USA	9	$4.1M	0.2%	8.64%
81	Robins Financial CU	2	$3.8M	0.2%	55.63%
82	Stock Yards Bank & Trust Company	2	$3.7M	0.2%	0.00%
83	Bank OZK	12	$3.6M	0.2%	0.00%
84	Primis Bank	1	$3.6M	0.2%	0.00%
85	InBank	1	$3.5M	0.2%	0.00%
86	Port 51 Lending LLC	3	$3.5M	0.2%	0.00%
87	American Commerce Bank, National Association	2	$3.4M	0.2%	0.00%
88	Affinity Bank, National Association	4	$3.3M	0.2%	0.00%
89	First Bank	5	$3.3M	0.2%	0.00%
90	Stone Bank	3	$3.2M	0.2%	0.00%
91	Beacon Bank and Trust	3	$2.8M	0.2%	0.00%
92	Lendistry SBLC, LLC	17	$2.8M	0.2%	0.00%
93	U.S. Bank, National Association	5	$2.5M	0.1%	0.00%
94	Centerstone SBA Lending, Inc.	2	$2.4M	0.1%	0.00%
95	First Bank of Central Ohio	1	$2.2M	0.1%	0.00%
96	Columbia Bank	24	$2.1M	0.1%	5.15%
97	FinWise Bank	5	$2.1M	0.1%	0.00%
98	US Metro Bank	1	$2.0M	0.1%	0.00%
99	PCB Bank	6	$2.0M	0.1%	0.00%
100	22nd State Bank, A Division of 22nd State Banking Company	1	$1.9M	0.1%	0.00%
101	Countybank	3	$1.8M	0.1%	0.00%
102	Cogent Bank	2	$1.8M	0.1%	0.00%
103	IncredibleBank	3	$1.8M	0.1%	14.97%
104	Five Star Bank	7	$1.8M	0.1%	0.00%
105	The Bank of Edison	1	$1.8M	0.1%	0.00%
106	ConnectOne Bank	3	$1.7M	0.1%	0.00%
107	MainStreet Lender 7(a), LLC	1	$1.6M	0.1%	0.00%
108	First Financial Bank	1	$1.4M	0.1%	0.00%
109	First Business Bank	1	$1.4M	0.1%	0.00%
110	FWBank	1	$1.4M	0.1%	0.00%
111	Firstrust Savings Bank	2	$1.4M	0.1%	0.00%
112	Wilmington Savings Fund Society FSB	3	$1.3M	0.1%	0.00%
113	Peach State Federal Credit Union	1	$1.2M	0.1%	0.00%
114	Hancock Whitney Bank	1	$1.2M	0.1%	0.00%
115	Millennium Bank	1	$1.2M	0.1%	0.00%
116	Titan Bank, National Association	2	$1.2M	0.1%	0.00%
117	Grasshopper Bank National Association	4	$1.2M	0.1%	0.00%
118	Busey Bank	2	$1.2M	0.1%	0.00%
119	Builtwell Bank	2	$1.2M	0.1%	0.00%
120	ServisFirst Bank	1	$1.1M	0.1%	85.05%
121	iTHINK Financial Credit Union	4	$1.1M	0.1%	0.00%
122	Capital Bank, National Association	4	$1.1M	0.1%	0.00%
123	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$1.0M	0.1%	0.00%
124	Beal Bank USA	2	$1.0M	0.1%	22.07%
125	First Commonwealth Bank	2	$986K	0.1%	0.00%
126	Florida Capital Bank, National Association	2	$979K	0.1%	11.34%
127	Access to Capital for Entrepreneurs	7	$976K	0.1%	0.00%
128	Thread Bank	1	$975K	0.1%	0.00%
129	Merchants Bank of Indiana	2	$920K	0.1%	0.00%
130	River City Bank	2	$914K	0.1%	0.00%
131	Leader Bank, National Association	1	$907K	0.1%	0.00%
132	American Momentum Bank	2	$882K	0.1%	0.00%
133	Popular Bank	5	$860K	0.1%	61.00%
134	Independence Bank	9	$825K	0.0%	30.18%
135	KeyBank National Association	2	$820K	0.0%	0.00%
136	City National Bank	1	$750K	0.0%	0.00%
137	1st State Bank	1	$711K	0.0%	0.00%
138	Fund-Ex Solutions Group, LLC	1	$689K	0.0%	0.00%
139	VelocitySBA, LLC	38	$683K	0.0%	17.09%
140	Lincoln Savings Bank	1	$655K	0.0%	0.00%
141	Grand Ridge National Bank	1	$635K	0.0%	0.00%
142	Climate First Bank	1	$600K	0.0%	0.00%
143	Community West Bank	2	$585K	0.0%	35.56%
144	The Bank of Houston	1	$504K	0.0%	0.00%
145	Magnifi Financial CU	2	$502K	0.0%	0.00%
146	Capitol National Bank	1	$500K	0.0%	0.00%
147	Truliant FCU	1	$500K	0.0%	0.00%
148	Seacoast National Bank	3	$490K	0.0%	0.00%
149	Colony Bank	1	$487K	0.0%	0.00%
150	MidFirst Bank	1	$485K	0.0%	0.00%
151	CDC Small Business Finance Corp.	5	$475K	0.0%	0.00%
152	First Bank	1	$456K	0.0%	31.63%
153	UniBank	1	$400K	0.0%	0.00%
154	Citizens Trust Bank	1	$395K	0.0%	0.00%
155	Shoreham Bank	1	$385K	0.0%	0.00%
156	Zions Bank, A Division of	1	$381K	0.0%	0.00%
157	Meridian Bank	1	$355K	0.0%	0.00%
158	Platinum Federal Credit Union	1	$350K	0.0%	0.00%
159	Bank of Oak Ridge	1	$350K	0.0%	0.00%
160	GBC International Bank	1	$350K	0.0%	0.00%
161	Stellar Bank	1	$340K	0.0%	0.00%
162	CapitalSpring SBLC, LLC	1	$340K	0.0%	0.00%
163	Banc of California	1	$320K	0.0%	0.00%
164	Capital One National Association	7	$290K	0.0%	46.53%
165	SouthCrest Bank, National Association	1	$276K	0.0%	0.00%
166	Capital Community Bank	1	$273K	0.0%	0.00%
167	Buckeye State Bank	1	$250K	0.0%	0.00%
168	Greenfield Co-Operative Bank	1	$250K	0.0%	0.00%
169	GBank	1	$230K	0.0%	0.00%
170	Peoples Bank of Alabama	1	$226K	0.0%	0.00%
171	First Command Bank	2	$207K	0.0%	0.00%
172	Optus Bank	2	$200K	0.0%	0.00%
173	Community First Bank of Indiana	1	$200K	0.0%	0.00%
174	Happen Bank	1	$198K	0.0%	0.00%
175	LiftFund, Inc.	2	$172K	0.0%	0.00%
176	Bankwell Bank	1	$150K	0.0%	0.00%
177	Hana Small Business Lending, Inc.	1	$139K	0.0%	0.00%
178	Small Business Bank	1	$102K	0.0%	0.00%
179	First State Bank	1	$80K	0.0%	0.00%
180	Altra Federal Credit Union	1	$51K	0.0%	0.00%
181	Business Loan Center, LLC	1	$25K	0.0%	98.25%
182	SoFi Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	414	$321.1M	18.8%
2	Health care & social assistance	362	$277.5M	16.3%
3	Retail trade	282	$256.2M	15.0%
4	Other services	346	$180.5M	10.6%
5	Professional & technical services	348	$114.5M	6.7%
6	Construction	198	$90.4M	5.3%
7	Administrative & waste services	155	$65.3M	3.8%
8	Wholesale trade	134	$64.1M	3.8%
9	Retail trade	109	$60.1M	3.5%
10	Arts, entertainment & recreation	94	$54.5M	3.2%
11	Manufacturing	55	$35.8M	2.1%
12	Real estate & leasing	44	$31.5M	1.8%
13	Manufacturing	41	$29.2M	1.7%
14	Educational services	69	$28.4M	1.7%
15	Information	39	$20.9M	1.2%
16	Finance & insurance	59	$20.0M	1.2%
17	Transportation & warehousing	79	$17.0M	1.0%
18	Manufacturing	33	$16.0M	0.9%
19	Transportation & warehousing	18	$11.6M	0.7%
20	Utilities	3	$6.0M	0.4%
21	Agriculture, forestry & fishing	6	$4.9M	0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.