SBA 7(a) lenders in Contra Costa, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

154 institutions have SBA 7(a) loans on record in Contra Costa, together $1.36B across 2,946 loans. Live Oak Banking Company is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	80	$119.1M	8.8%	0.52%
2	Wells Fargo Bank National Association	450	$104.9M	7.7%	0.67%
3	U.S. Bank, National Association	360	$92.6M	6.8%	0.31%
4	Citizens Business Bank National Association	121	$67.3M	4.9%	0.75%
5	Columbia Bank	58	$40.7M	3.0%	3.69%
6	Pinnacle Bank	42	$39.3M	2.9%	0.00%
7	JPMorgan Chase Bank, National Association	209	$35.4M	2.6%	0.85%
8	Bank of Hope	75	$35.2M	2.6%	4.12%
9	BMO Bank National Association	53	$34.4M	2.5%	0.31%
10	Enterprise Bank & Trust	24	$33.2M	2.4%	0.00%
11	Celtic Bank Corporation	64	$28.3M	2.1%	2.11%
12	United Business Bank	24	$24.5M	1.8%	0.00%
13	Commercial Bank of California	27	$23.7M	1.7%	0.00%
14	Plumas Bank	40	$23.7M	1.7%	1.49%
15	Bank of America, National Association	55	$23.7M	1.7%	1.21%
16	East West Bank	20	$23.1M	1.7%	0.00%
17	Newtek Small Business Finance, Inc.	29	$22.5M	1.7%	0.00%
18	Newtek Bank, National Association	57	$22.0M	1.6%	0.00%
19	The Huntington National Bank	57	$18.5M	1.4%	1.07%
20	West Coast Community Bank	16	$17.8M	1.3%	0.00%
21	US Metro Bank	14	$17.5M	1.3%	0.00%
22	Exchange Bank	15	$17.2M	1.3%	3.54%
23	Fifth Third Bank	30	$16.9M	1.2%	0.28%
24	Fremont Bank	19	$16.7M	1.2%	0.00%
25	Open Bank	19	$16.5M	1.2%	0.00%
26	BayFirst National Bank	77	$15.6M	1.1%	8.09%
27	First-Citizens Bank & Trust Company	15	$14.5M	1.1%	9.03%
28	Mission Valley Bank	8	$14.2M	1.0%	0.00%
29	Northeast Bank	80	$14.0M	1.0%	1.19%
30	Harvest Small Business Finance, LLC	18	$13.7M	1.0%	0.00%
31	PCB Bank	22	$13.0M	1.0%	4.53%
32	Byline Bank	8	$11.7M	0.9%	0.00%
33	VelocitySBA, LLC	65	$11.6M	0.9%	0.59%
34	Western Alliance Bank	13	$11.5M	0.8%	0.00%
35	California Bank of Commerce, NA	12	$11.1M	0.8%	0.00%
36	KeyPoint CU	8	$10.7M	0.8%	0.00%
37	Zions Bank, A Division of	36	$10.6M	0.8%	1.77%
38	Readycap Lending, LLC	47	$9.6M	0.7%	5.61%
39	Banner Bank	10	$8.7M	0.6%	0.00%
40	CalPrivate Bank	9	$8.5M	0.6%	0.00%
41	Bank Five Nine	11	$8.2M	0.6%	0.00%
42	Genesis Bank	7	$7.5M	0.6%	13.32%
43	Summit State Bank	6	$6.9M	0.5%	0.00%
44	PNC Bank, National Association	15	$6.8M	0.5%	0.51%
45	T Bank, National Association	2	$6.4M	0.5%	0.00%
46	Mechanics Bank	30	$6.4M	0.5%	1.54%
47	Hanmi Bank	11	$6.2M	0.5%	7.92%
48	Beacon Business Bank National Association	6	$6.2M	0.5%	0.00%
49	FDIC - Community Bank & Trust-West Georgia	3	$6.1M	0.5%	0.00%
50	City National Bank	13	$6.0M	0.4%	0.00%
51	Citizens Bank	7	$6.0M	0.4%	0.00%
52	Southwestern National Bank	2	$5.9M	0.4%	0.00%
53	Hana Small Business Lending, Inc.	4	$5.9M	0.4%	0.00%
54	United Midwest Savings Bank National Association	18	$5.8M	0.4%	1.36%
55	Centerstone SBA Lending, Inc.	6	$5.7M	0.4%	0.00%
56	America First Federal Credit Union	10	$5.7M	0.4%	0.00%
57	First Financial Bank	3	$5.3M	0.4%	0.00%
58	First Bank of the Lake	11	$5.1M	0.4%	0.00%
59	Stearns Bank National Association	28	$5.0M	0.4%	0.00%
60	Pathward National Association	7	$5.0M	0.4%	0.00%
61	Metro City Bank	1	$5.0M	0.4%	0.00%
62	UniBank	3	$4.9M	0.4%	0.00%
63	Travis CU	17	$4.9M	0.4%	9.80%
64	Lendistry SBLC, LLC	27	$4.4M	0.3%	0.00%
65	First Bank	5	$4.2M	0.3%	6.47%
66	Community West Bank	11	$4.2M	0.3%	15.29%
67	SMBC MANUBANK	3	$3.8M	0.3%	0.00%
68	Northwest Bank	2	$3.8M	0.3%	0.00%
69	California International Bank, A National Banking Association	1	$3.8M	0.3%	0.00%
70	First Business Bank	4	$3.6M	0.3%	0.00%
71	Wilmington Savings Fund Society FSB	3	$3.5M	0.3%	0.00%
72	CDC Small Business Finance Corp.	20	$3.4M	0.3%	8.33%
73	Redwood CU	12	$3.4M	0.2%	0.00%
74	Citibank, N.A.	26	$3.2M	0.2%	13.68%
75	Simmons Bank	11	$3.0M	0.2%	0.00%
76	TowneBank	5	$3.0M	0.2%	0.00%
77	Poppy Bank	6	$2.9M	0.2%	0.00%
78	HomeTrust Bank	1	$2.9M	0.2%	0.00%
79	Main Street Launch	19	$2.8M	0.2%	1.61%
80	Bank of the Orient	3	$2.7M	0.2%	0.00%
81	Five Star Bank	11	$2.7M	0.2%	19.04%
82	Bank of San Francisco	5	$2.6M	0.2%	0.00%
83	Stone Bank	2	$2.5M	0.2%	0.00%
84	First Merchants Bank	5	$2.4M	0.2%	0.00%
85	Beneficial State Bank	8	$2.4M	0.2%	0.00%
86	Sunwest Bank	2	$2.4M	0.2%	0.00%
87	CIBC Bank USA	4	$2.4M	0.2%	0.00%
88	American Continental Bank	2	$2.3M	0.2%	0.00%
89	Ameris Bank	4	$2.3M	0.2%	0.00%
90	Banc of California	3	$2.1M	0.2%	0.00%
91	First Utah Bank	1	$2.0M	0.2%	0.00%
92	Mortgage Capital Development Corporation	10	$1.9M	0.1%	13.37%
93	First Internet Bank of Indiana	4	$1.9M	0.1%	0.00%
94	CRF Small Business Loan Company, LLC	5	$1.8M	0.1%	0.00%
95	First U.S. Community CU	2	$1.8M	0.1%	0.00%
96	Happen Bank	2	$1.8M	0.1%	20.91%
97	GBC International Bank	3	$1.8M	0.1%	0.00%
98	Mission Bank	2	$1.7M	0.1%	0.00%
99	Customers Bank	3	$1.7M	0.1%	0.00%
100	Wachovia SBA Lending, Inc.	1	$1.6M	0.1%	0.00%
101	MVB Bank, Inc.	1	$1.3M	0.1%	0.00%
102	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$1.2M	0.1%	0.00%
103	Sunflower Bank National Association	2	$1.2M	0.1%	0.00%
104	Evolve Bank and Trust	3	$1.0M	0.1%	0.00%
105	SouthState Bank, National Association	1	$1.0M	0.1%	0.00%
106	Southwest Heritage Bank	1	$950K	0.1%	0.00%
107	22nd State Bank, A Division of 22nd State Banking Company	1	$940K	0.1%	0.00%
108	OceanFirst Bank, National Association	2	$938K	0.1%	0.00%
109	ConnectOne Bank	1	$925K	0.1%	0.00%
110	The Bancorp Bank National Association	2	$878K	0.1%	0.00%
111	Royal Business Bank	3	$854K	0.1%	0.00%
112	Capital One National Association	14	$835K	0.1%	51.87%
113	BankUnited, National Association	1	$800K	0.1%	0.00%
114	CTBC Bank Corp. (USA)	1	$780K	0.1%	0.00%
115	Associated Bank National Association	1	$778K	0.1%	0.00%
116	SoFi Bank, National Association	6	$718K	0.1%	7.27%
117	UMB Bank, National Association	4	$714K	0.1%	29.70%
118	Safe-Bidco	3	$701K	0.1%	0.00%
119	Pinnacle Bank	2	$659K	0.0%	0.00%
120	Vision One CU	3	$654K	0.0%	0.00%
121	Capital Bank, National Association	2	$650K	0.0%	0.00%
122	Aurora Interim National Bank	1	$631K	0.0%	0.00%
123	North State Bank	1	$618K	0.0%	0.00%
124	AMPAC Tri-State CDC, Inc.	3	$550K	0.0%	0.00%
125	Business Lenders, LLC	1	$550K	0.0%	0.00%
126	Grasshopper Bank National Association	1	$500K	0.0%	0.00%
127	SAFE CU	1	$500K	0.0%	0.00%
128	Colony Bank	4	$481K	0.0%	0.00%
129	Gulf Coast Bank and Trust Company	1	$465K	0.0%	0.00%
130	Amalgamated Bank	1	$450K	0.0%	0.00%
131	First Bank	2	$438K	0.0%	0.00%
132	Monterey County Bank	1	$390K	0.0%	0.00%
133	Iowa State Bank and Trust Company of Fairfield, Iowa	1	$360K	0.0%	0.00%
134	First Federal Bank	1	$350K	0.0%	0.00%
135	Accion Opportunity Fund Community Development	1	$350K	0.0%	0.00%
136	Port 51 Lending LLC	1	$340K	0.0%	0.00%
137	Shinhan Bank America	1	$338K	0.0%	0.00%
138	First Western SBLC, LLC	1	$284K	0.0%	0.00%
139	Small Business Bank	1	$257K	0.0%	0.00%
140	California Coastal Certified Development Company	1	$250K	0.0%	0.00%
141	SBA CLSC Servicing	1	$250K	0.0%	0.00%
142	Platinum Bank	1	$249K	0.0%	0.00%
143	Florida Capital Bank, National Association	1	$244K	0.0%	73.68%
144	Prestamos CDFI, LLC	2	$235K	0.0%	0.00%
145	FinWise Bank	1	$200K	0.0%	0.00%
146	Shoreham Bank	2	$200K	0.0%	0.00%
147	Touchmark National Bank	2	$200K	0.0%	0.00%
148	Mission National Bank	2	$160K	0.0%	28.05%
149	Heritage Bank Inc	1	$150K	0.0%	0.00%
150	California Statewide Certified Development Corporation	1	$148K	0.0%	0.00%
151	Independence Bank	1	$125K	0.0%	0.00%
152	Beacon Bank and Trust	1	$113K	0.0%	0.00%
153	Valley Economic Development Corp.	1	$105K	0.0%	0.00%
154	Federal Deposit Insurance Corporation	1	$35K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	376	$239.7M	17.6%
2	Retail trade	288	$206.7M	15.2%
3	Accommodation & food services	368	$188.3M	13.8%
4	Other services	304	$141.2M	10.4%
5	Professional & technical services	379	$135.4M	10.0%
6	Construction	313	$73.6M	5.4%
7	Wholesale trade	115	$57.2M	4.2%
8	Retail trade	115	$54.8M	4.0%
9	Administrative & waste services	160	$50.6M	3.7%
10	Finance & insurance	77	$36.7M	2.7%
11	Arts, entertainment & recreation	91	$30.8M	2.3%
12	Real estate & leasing	66	$25.4M	1.9%
13	Educational services	60	$24.1M	1.8%
14	Manufacturing	55	$23.9M	1.8%
15	Manufacturing	28	$19.4M	1.4%
16	Transportation & warehousing	62	$19.0M	1.4%
17	Manufacturing	43	$16.6M	1.2%
18	Agriculture, forestry & fishing	6	$6.5M	0.5%
19	Information	25	$5.2M	0.4%
20	Utilities	5	$3.2M	0.2%
21	Transportation & warehousing	10	$2.1M	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.