SBA 7(a) lenders in Contra Costa, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

155 institutions have SBA 7(a) loans on record in Contra Costa, together $1.39B across 2,992 loans. Live Oak Banking Company is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	81	$119.3M	8.6%	0.52%
2	Wells Fargo Bank National Association	451	$106.3M	7.7%	0.67%
3	U.S. Bank, National Association	365	$94.8M	6.8%	0.30%
4	Citizens Business Bank National Association	122	$67.6M	4.9%	0.75%
5	Bank of Hope	80	$41.1M	3.0%	3.53%
6	Columbia Bank	62	$40.9M	3.0%	3.67%
7	Pinnacle Bank	42	$39.3M	2.8%	0.00%
8	JPMorgan Chase Bank, National Association	211	$36.1M	2.6%	0.83%
9	BMO Bank National Association	52	$34.3M	2.5%	0.31%
10	Enterprise Bank & Trust	24	$33.2M	2.4%	0.00%
11	Celtic Bank Corporation	64	$28.3M	2.0%	2.11%
12	United Business Bank	24	$24.5M	1.8%	0.00%
13	Commercial Bank of California	27	$23.7M	1.7%	0.00%
14	Plumas Bank	40	$23.7M	1.7%	1.49%
15	Bank of America, National Association	55	$23.7M	1.7%	1.21%
16	Newtek Bank, National Association	60	$23.1M	1.7%	0.00%
17	East West Bank	20	$23.1M	1.7%	0.36%
18	Lender 2057189	29	$22.5M	1.6%	0.00%
19	The Huntington National Bank	63	$19.8M	1.4%	1.00%
20	Fremont Bank	22	$18.8M	1.4%	0.00%
21	US Metro Bank	15	$18.3M	1.3%	0.00%
22	West Coast Community Bank	16	$17.8M	1.3%	0.00%
23	Exchange Bank	15	$17.2M	1.2%	3.54%
24	Fifth Third Bank	30	$16.9M	1.2%	0.28%
25	Open Bank	19	$16.5M	1.2%	0.00%
26	BayFirst National Bank	77	$15.6M	1.1%	8.09%
27	Northeast Bank	84	$15.0M	1.1%	1.11%
28	First-Citizens Bank & Trust Company	16	$14.6M	1.1%	8.94%
29	Harvest Small Business Finance, LLC	19	$14.3M	1.0%	0.00%
30	Mission Valley Bank	8	$14.2M	1.0%	0.00%
31	PCB Bank	22	$13.0M	0.9%	4.53%
32	VelocitySBA, LLC	66	$12.2M	0.9%	0.56%
33	CalPrivate Bank	10	$12.0M	0.9%	0.00%
34	Byline Bank	8	$11.7M	0.8%	0.00%
35	Western Alliance Bank	13	$11.5M	0.8%	0.00%
36	California Bank of Commerce, NA	12	$11.1M	0.8%	0.00%
37	KeyPoint CU	8	$10.7M	0.8%	0.00%
38	Zions Bank, A Division of	36	$10.6M	0.8%	1.77%
39	Readycap Lending, LLC	47	$9.6M	0.7%	5.61%
40	Banner Bank	10	$8.7M	0.6%	0.00%
41	Bank Five Nine	11	$8.2M	0.6%	0.00%
42	Genesis Bank	7	$7.5M	0.5%	13.32%
43	Summit State Bank	6	$6.9M	0.5%	0.00%
44	First Bank of the Lake	12	$6.9M	0.5%	0.00%
45	PNC Bank, National Association	15	$6.8M	0.5%	0.51%
46	T Bank, National Association	2	$6.4M	0.5%	0.00%
47	Mechanics Bank	30	$6.4M	0.5%	1.54%
48	Hanmi Bank	11	$6.2M	0.4%	7.92%
49	Beacon Business Bank National Association	6	$6.2M	0.4%	0.00%
50	FDIC - Community Bank & Trust-West Georgia	3	$6.1M	0.4%	0.00%
51	City National Bank	13	$6.0M	0.4%	0.00%
52	Citizens Bank	7	$6.0M	0.4%	0.00%
53	United Midwest Savings Bank National Association	19	$5.9M	0.4%	1.32%
54	Southwestern National Bank	2	$5.9M	0.4%	0.00%
55	Hana Small Business Lending, Inc.	4	$5.9M	0.4%	0.00%
56	Centerstone SBA Lending, Inc.	6	$5.7M	0.4%	0.00%
57	America First Federal Credit Union	10	$5.7M	0.4%	0.00%
58	First Financial Bank	3	$5.3M	0.4%	0.00%
59	Stearns Bank National Association	28	$5.0M	0.4%	0.95%
60	Pathward National Association	7	$5.0M	0.4%	0.00%
61	Metro City Bank	1	$5.0M	0.4%	0.00%
62	UniBank	3	$4.9M	0.4%	0.00%
63	Travis CU	17	$4.9M	0.4%	9.80%
64	Lendistry SBLC, LLC	29	$4.6M	0.3%	0.00%
65	First Bank	5	$4.2M	0.3%	6.47%
66	Community West Bank	11	$4.2M	0.3%	15.29%
67	EverBank National Association	1	$4.1M	0.3%	0.00%
68	California International Bank, A National Banking Association	1	$3.8M	0.3%	0.00%
69	Northwest Bank	2	$3.8M	0.3%	0.00%
70	First Business Bank	4	$3.6M	0.3%	0.00%
71	Wilmington Savings Fund Society FSB	3	$3.5M	0.3%	0.00%
72	CDC Small Business Finance Corp.	20	$3.4M	0.2%	8.33%
73	Redwood CU	12	$3.4M	0.2%	0.00%
74	Citibank, N.A.	26	$3.2M	0.2%	13.68%
75	Simmons Bank	11	$3.0M	0.2%	0.00%
76	TowneBank	5	$3.0M	0.2%	0.00%
77	Poppy Bank	6	$2.9M	0.2%	0.00%
78	HomeTrust Bank	1	$2.9M	0.2%	0.00%
79	Main Street Launch	19	$2.8M	0.2%	3.78%
80	Bank of the Orient	3	$2.7M	0.2%	0.00%
81	Five Star Bank	11	$2.7M	0.2%	19.04%
82	Bank of San Francisco	5	$2.6M	0.2%	0.00%
83	Stone Bank	2	$2.5M	0.2%	0.00%
84	First Merchants Bank	5	$2.4M	0.2%	0.00%
85	Beneficial State Bank	8	$2.4M	0.2%	0.00%
86	Sunwest Bank	2	$2.4M	0.2%	0.00%
87	CIBC Bank USA	4	$2.4M	0.2%	0.00%
88	American Continental Bank	2	$2.3M	0.2%	0.00%
89	Ameris Bank	4	$2.3M	0.2%	0.00%
90	Banc of California	3	$2.1M	0.1%	0.00%
91	First Utah Bank	1	$2.0M	0.1%	0.00%
92	Lender 2796041	10	$1.9M	0.1%	13.37%
93	First Internet Bank of Indiana	4	$1.9M	0.1%	0.00%
94	CRF Small Business Loan Company, LLC	5	$1.8M	0.1%	0.00%
95	First U.S. Community CU	2	$1.8M	0.1%	0.00%
96	Happen Bank	2	$1.8M	0.1%	20.91%
97	GBC International Bank	3	$1.8M	0.1%	0.00%
98	CenTrust Bank, A Division of SmartBiz Bank National Association	7	$1.8M	0.1%	0.00%
99	Mission Bank	2	$1.7M	0.1%	0.00%
100	Customers Bank	3	$1.7M	0.1%	0.00%
101	Wachovia SBA Lending, Inc.	1	$1.6M	0.1%	0.00%
102	MVB Bank, Inc.	1	$1.3M	0.1%	0.00%
103	Sunflower Bank National Association	2	$1.2M	0.1%	0.00%
104	Evolve Bank and Trust	3	$1.0M	0.1%	0.00%
105	SouthState Bank, National Association	1	$1.0M	0.1%	0.00%
106	Port 51 Lending LLC	2	$993K	0.1%	0.00%
107	Southwest Heritage Bank	1	$950K	0.1%	0.00%
108	22nd State Bank, A Division of 22nd State Banking Company	1	$940K	0.1%	0.00%
109	OceanFirst Bank, National Association	2	$938K	0.1%	0.00%
110	ConnectOne Bank	1	$925K	0.1%	0.00%
111	The Bancorp Bank National Association	2	$878K	0.1%	0.00%
112	Royal Business Bank	3	$854K	0.1%	0.00%
113	Capital One National Association	14	$835K	0.1%	51.87%
114	BankUnited, National Association	1	$800K	0.1%	0.00%
115	CTBC Bank Corp. (USA)	1	$780K	0.1%	0.00%
116	Associated Bank National Association	1	$778K	0.1%	0.00%
117	SoFi Bank, National Association	6	$718K	0.1%	7.27%
118	UMB Bank, National Association	4	$714K	0.1%	29.70%
119	Safe-Bidco	3	$701K	0.1%	0.00%
120	Pinnacle Bank	2	$659K	0.0%	0.00%
121	Vision One CU	3	$654K	0.0%	0.00%
122	Capital Bank, National Association	2	$650K	0.0%	0.00%
123	Aurora Interim National Bank	1	$631K	0.0%	0.00%
124	North State Bank	1	$618K	0.0%	0.00%
125	Business Lenders, LLC	1	$550K	0.0%	0.00%
126	AMPAC Tri-State CDC, Inc.	3	$550K	0.0%	0.00%
127	Grasshopper Bank National Association	1	$500K	0.0%	0.00%
128	SAFE CU	1	$500K	0.0%	0.00%
129	Colony Bank	4	$481K	0.0%	0.00%
130	Gulf Coast Bank and Trust Company	1	$465K	0.0%	0.00%
131	Servbank National Association	1	$463K	0.0%	0.00%
132	Amalgamated Bank	1	$450K	0.0%	0.00%
133	First Bank	2	$438K	0.0%	0.00%
134	Monterey County Bank	1	$390K	0.0%	0.00%
135	Iowa State Bank and Trust Company of Fairfield, Iowa	1	$360K	0.0%	0.00%
136	First Federal Bank	1	$350K	0.0%	0.00%
137	Accion Opportunity Fund Community Development	1	$350K	0.0%	0.00%
138	Shinhan Bank America	1	$338K	0.0%	0.00%
139	Lender 2582371	1	$284K	0.0%	0.00%
140	Small Business Bank	1	$257K	0.0%	0.00%
141	California Coastal Certified Development Company	1	$250K	0.0%	0.00%
142	SBA CLSC Servicing	1	$250K	0.0%	0.00%
143	Platinum Bank	1	$249K	0.0%	0.00%
144	Florida Capital Bank, National Association	1	$244K	0.0%	73.68%
145	Prestamos CDFI, LLC	2	$235K	0.0%	0.00%
146	Shoreham Bank	2	$200K	0.0%	0.00%
147	FinWise Bank	1	$200K	0.0%	0.00%
148	Touchmark National Bank	2	$200K	0.0%	0.00%
149	Mission National Bank	2	$160K	0.0%	28.05%
150	Heritage Bank Inc	1	$150K	0.0%	0.00%
151	California Statewide Certified Development Corporation	1	$148K	0.0%	0.00%
152	Independence Bank	1	$125K	0.0%	0.00%
153	Beacon Bank and Trust	1	$113K	0.0%	0.00%
154	Valley Economic Development Corp.	1	$105K	0.0%	0.00%
155	Federal Deposit Insurance Corporation	1	$35K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	383	$242.5M	17.5%
2	Retail trade	292	$209.7M	15.1%
3	Accommodation & food services	372	$194.3M	14.0%
4	Other services	311	$142.9M	10.3%
5	Professional & technical services	385	$141.4M	10.2%
6	Construction	319	$75.5M	5.4%
7	Wholesale trade	119	$58.0M	4.2%
8	Retail trade	115	$54.8M	3.9%
9	Administrative & waste services	161	$50.7M	3.7%
10	Finance & insurance	77	$36.7M	2.6%
11	Arts, entertainment & recreation	92	$32.7M	2.4%
12	Real estate & leasing	66	$25.4M	1.8%
13	Educational services	62	$25.2M	1.8%
14	Manufacturing	56	$23.9M	1.7%
15	Manufacturing	28	$19.4M	1.4%
16	Transportation & warehousing	63	$19.0M	1.4%
17	Manufacturing	43	$16.6M	1.2%
18	Agriculture, forestry & fishing	6	$6.5M	0.5%
19	Information	25	$5.2M	0.4%
20	Utilities	6	$3.9M	0.3%
21	Transportation & warehousing	11	$2.4M	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.