SBA 7(a) lenders in Fulton, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

211 institutions have SBA 7(a) loans on record in Fulton, together $3.18B across 5,208 loans. Metro City Bank is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	236	$256.9M	8.1%	0.32%
2	Ameris Bank	247	$192.7M	6.1%	2.11%
3	SouthState Bank, National Association	216	$181.8M	5.7%	1.26%
4	The Huntington National Bank	297	$155.5M	4.9%	0.79%
5	Truist Bank	325	$134.2M	4.2%	3.18%
6	Live Oak Banking Company	112	$126.8M	4.0%	0.75%
7	Renasant Bank	142	$104.8M	3.3%	2.11%
8	Wells Fargo Bank National Association	450	$102.3M	3.2%	3.61%
9	Newtek Bank, National Association	158	$72.0M	2.3%	0.00%
10	Coastal States Bank	82	$71.0M	2.2%	1.41%
11	Bank of Hope	169	$70.4M	2.2%	3.05%
12	First Horizon Bank	60	$68.9M	2.2%	2.12%
13	HomeTrust Bank	64	$67.8M	2.1%	0.10%
14	Regions Bank	46	$66.2M	2.1%	0.00%
15	Pinnacle Bank	73	$64.1M	2.0%	2.08%
16	Readycap Lending, LLC	115	$55.4M	1.7%	1.41%
17	First Community Bank	83	$53.3M	1.7%	0.00%
18	Newtek Small Business Finance, Inc.	59	$51.9M	1.6%	8.27%
19	PromiseOne Bank	60	$47.7M	1.5%	0.45%
20	Georgia Banking Company	68	$43.8M	1.4%	3.31%
21	United Community Bank	48	$42.5M	1.3%	0.00%
22	JPMorgan Chase Bank, National Association	192	$40.7M	1.3%	2.06%
23	Celtic Bank Corporation	112	$37.8M	1.2%	3.03%
24	Community Bank of Pickens County	25	$34.4M	1.1%	1.50%
25	Georgia's Own Credit Union	49	$33.7M	1.1%	2.65%
26	Bank of America, National Association	96	$32.6M	1.0%	1.24%
27	PNC Bank, National Association	75	$31.4M	1.0%	3.40%
28	Byline Bank	21	$28.4M	0.9%	9.86%
29	Touchmark National Bank	42	$27.8M	0.9%	0.00%
30	Embassy National Bank	25	$24.7M	0.8%	0.00%
31	First Internet Bank of Indiana	22	$24.7M	0.8%	0.00%
32	GBank	9	$24.5M	0.8%	0.00%
33	BayFirst National Bank	92	$24.1M	0.8%	6.61%
34	Paragon Bank	24	$23.3M	0.7%	0.00%
35	New Millennium Bank	11	$22.0M	0.7%	0.00%
36	Northeast Bank	114	$21.9M	0.7%	8.66%
37	United Bank	27	$21.6M	0.7%	0.00%
38	Fifth Third Bank	40	$21.1M	0.7%	3.59%
39	Commonwealth Business Bank	11	$19.8M	0.6%	0.00%
40	First National Community Bank	10	$19.7M	0.6%	3.34%
41	Bank OZK	25	$19.0M	0.6%	0.00%
42	Citizens Bank	28	$18.7M	0.6%	4.44%
43	First-Citizens Bank & Trust Company	20	$18.6M	0.6%	0.00%
44	Hanmi Bank	28	$17.9M	0.6%	3.80%
45	Open Bank	17	$17.2M	0.5%	1.06%
46	Loyal Trust Bank	19	$16.8M	0.5%	0.00%
47	Wallis Bank	11	$15.9M	0.5%	0.00%
48	Shinhan Bank America	19	$15.9M	0.5%	4.57%
49	Old National Bank	15	$15.9M	0.5%	1.44%
50	United Midwest Savings Bank National Association	71	$13.9M	0.4%	2.64%
51	Colony Bank	13	$13.7M	0.4%	0.00%
52	North State Bank	13	$13.1M	0.4%	0.00%
53	Stearns Bank National Association	51	$13.1M	0.4%	1.04%
54	Craft Bank	17	$13.1M	0.4%	0.00%
55	Affinity Bank, National Association	16	$12.8M	0.4%	1.04%
56	First Merchants Bank	10	$11.1M	0.3%	0.00%
57	Cogent Bank	11	$11.0M	0.3%	0.00%
58	First Bank	9	$10.4M	0.3%	0.00%
59	Port 51 Lending LLC	7	$10.4M	0.3%	0.00%
60	FirstBank	10	$10.2M	0.3%	0.00%
61	East West Bank	21	$9.0M	0.3%	0.22%
62	Banc of California	8	$8.9M	0.3%	0.00%
63	Enterprise Bank & Trust	7	$8.9M	0.3%	0.00%
64	First Bank of the Lake	18	$8.9M	0.3%	1.61%
65	FDIC - Community Bank & Trust-West Georgia	2	$8.6M	0.3%	34.10%
66	First Federal Bank	12	$8.5M	0.3%	4.21%
67	First Utah Bank	2	$8.4M	0.3%	0.00%
68	Columbia Bank	49	$8.3M	0.3%	3.61%
69	Harvest Small Business Finance, LLC	12	$8.1M	0.3%	0.00%
70	CIBC Bank USA	21	$7.9M	0.2%	10.65%
71	Vallant Bank	9	$7.8M	0.2%	0.00%
72	Capital One National Association	23	$6.9M	0.2%	7.75%
73	America First Federal Credit Union	3	$6.8M	0.2%	0.00%
74	BankUnited, National Association	6	$6.5M	0.2%	3.58%
75	PCB Bank	18	$6.2M	0.2%	2.34%
76	Capital Bank, National Association	14	$5.7M	0.2%	5.98%
77	Hana Small Business Lending, Inc.	7	$5.6M	0.2%	5.82%
78	Bank of Oak Ridge	2	$5.5M	0.2%	0.00%
79	UniBank	6	$5.4M	0.2%	0.00%
80	Evolve Bank and Trust	5	$5.3M	0.2%	0.00%
81	First Financial Bank	4	$5.2M	0.2%	0.00%
82	FinWise Bank	10	$5.2M	0.2%	0.00%
83	Fountainhead SBF LLC	1	$5.0M	0.2%	0.00%
84	Peoples Bank	2	$4.9M	0.2%	0.00%
85	Independence Bank	7	$4.8M	0.2%	5.16%
86	Grasshopper Bank National Association	4	$4.8M	0.1%	0.00%
87	TowneBank	5	$4.7M	0.1%	1.06%
88	LGE Community CU	9	$4.7M	0.1%	0.00%
89	Simmons Bank	19	$4.5M	0.1%	4.08%
90	American Pride Bank	2	$4.5M	0.1%	0.00%
91	Beacon Bank and Trust	4	$4.5M	0.1%	0.00%
92	Five Star Bank	13	$4.2M	0.1%	3.44%
93	Hyperion Bank	5	$4.1M	0.1%	0.00%
94	Patriot Bank, National Association	6	$4.0M	0.1%	20.01%
95	22nd State Bank, A Division of 22nd State Banking Company	3	$4.0M	0.1%	0.00%
96	Lendistry SBLC, LLC	21	$4.0M	0.1%	0.00%
97	Bank of Ann Arbor	3	$3.9M	0.1%	0.00%
98	Blue Ridge Bank National Association	6	$3.6M	0.1%	0.00%
99	Gulf Coast Bank and Trust Company	8	$3.6M	0.1%	0.00%
100	Federal Deposit Insurance Corporation	11	$3.3M	0.1%	13.13%
101	Thread Bank	3	$3.2M	0.1%	0.00%
102	Community West Bank	7	$3.1M	0.1%	47.20%
103	Fund-Ex Solutions Group, LLC	1	$3.0M	0.1%	0.00%
104	The Bancorp Bank National Association	8	$3.0M	0.1%	6.08%
105	First National Bank of Pennsylvania	5	$2.9M	0.1%	0.00%
106	CRF Small Business Loan Company, LLC	6	$2.9M	0.1%	14.15%
107	IncredibleBank	4	$2.8M	0.1%	0.00%
108	MVB Bank, Inc.	1	$2.8M	0.1%	0.00%
109	City National Bank	2	$2.7M	0.1%	0.00%
110	VelocitySBA, LLC	59	$2.5M	0.1%	9.98%
111	1st Financial Bank USA	2	$2.5M	0.1%	0.00%
112	Pathward National Association	4	$2.4M	0.1%	6.61%
113	U.S. Bank, National Association	5	$2.4M	0.1%	0.00%
114	Mission Valley Bank	2	$2.3M	0.1%	0.00%
115	CDC Small Business Finance Corp.	13	$2.2M	0.1%	11.22%
116	American Momentum Bank	4	$2.2M	0.1%	0.00%
117	Industrial Bank	1	$1.9M	0.1%	0.00%
118	United Business Bank	1	$1.9M	0.1%	0.00%
119	FWBank	3	$1.9M	0.1%	0.00%
120	Truliant FCU	2	$1.9M	0.1%	0.00%
121	Access to Capital for Entrepreneurs	12	$1.9M	0.1%	12.36%
122	Stone Bank	2	$1.8M	0.1%	12.66%
123	Pineland Bank	1	$1.8M	0.1%	0.00%
124	Banesco USA	2	$1.7M	0.1%	0.00%
125	Magnifi Financial CU	5	$1.6M	0.1%	0.00%
126	Bank Five Nine	3	$1.6M	0.1%	0.00%
127	Woori America Bank	2	$1.6M	0.0%	0.00%
128	First Federal Savings Bank	1	$1.6M	0.0%	0.00%
129	Oconee State Bank	3	$1.6M	0.0%	0.00%
130	T Bank, National Association	1	$1.5M	0.0%	0.00%
131	Atlantic Union Bank	3	$1.5M	0.0%	0.00%
132	American Commerce Bank, National Association	4	$1.4M	0.0%	0.00%
133	Beacon Community Bank	1	$1.4M	0.0%	0.00%
134	Climate First Bank	2	$1.4M	0.0%	0.00%
135	ACC Capital	4	$1.4M	0.0%	0.00%
136	Lake Michigan CU	1	$1.3M	0.0%	0.00%
137	Mechanics and Farmers Bank	2	$1.3M	0.0%	0.00%
138	iTHINK Financial Credit Union	3	$1.3M	0.0%	0.00%
139	Optus Bank	3	$1.3M	0.0%	0.00%
140	Texas Capital Bank	1	$1.2M	0.0%	0.00%
141	US Eagle FCU	1	$1.2M	0.0%	0.00%
142	Midwest BankCentre	1	$1.2M	0.0%	0.00%
143	LiftFund, Inc.	11	$1.2M	0.0%	0.00%
144	Heritage Bank Inc	4	$1.1M	0.0%	0.00%
145	Centerstone SBA Lending, Inc.	2	$1.1M	0.0%	0.00%
146	First Port City Bank	2	$1.1M	0.0%	0.00%
147	Business Lenders, LLC	1	$1.0M	0.0%	0.00%
148	Mid Penn Bank	2	$1.0M	0.0%	0.00%
149	Happen Bank	1	$983K	0.0%	0.00%
150	United Western Bank	1	$912K	0.0%	0.00%
151	River City Bank	2	$895K	0.0%	0.00%
152	Continental Bank	2	$860K	0.0%	0.00%
153	Milestone Bank	1	$818K	0.0%	0.00%
154	KeyBank National Association	1	$798K	0.0%	0.00%
155	The Citizens Bank of Georgia	1	$787K	0.0%	0.00%
156	The MINT National Bank	1	$750K	0.0%	0.00%
157	Peach State Federal Credit Union	2	$720K	0.0%	0.00%
158	TransPecos Banks, SSB.	1	$715K	0.0%	0.00%
159	First State Bank Nebraska	1	$703K	0.0%	0.00%
160	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$697K	0.0%	0.00%
161	Luminate Bank	1	$693K	0.0%	0.00%
162	National Consumer Cooperative Bank	1	$650K	0.0%	0.00%
163	Busey Bank	2	$630K	0.0%	0.00%
164	SNB Bank National Association	2	$625K	0.0%	0.00%
165	WesBanco Bank, Inc.	2	$615K	0.0%	0.00%
166	Customers Bank	4	$596K	0.0%	111.31%
167	ConnectOne Bank	1	$590K	0.0%	0.00%
168	Business Development Corporation of South Carolina	1	$560K	0.0%	0.00%
169	Platinum Bank	2	$559K	0.0%	0.00%
170	Popular Bank	4	$534K	0.0%	47.98%
171	SouthCrest Bank, National Association	3	$530K	0.0%	79.18%
172	Northwest Bank	1	$501K	0.0%	0.00%
173	Hiawatha National Bank	1	$500K	0.0%	0.00%
174	Zions Bank, A Division of	1	$470K	0.0%	0.00%
175	Quaint Oak Bank	1	$462K	0.0%	0.00%
176	21st Century Bank	1	$450K	0.0%	0.00%
177	Meridian Bank	1	$445K	0.0%	0.00%
178	Navy FCU	2	$411K	0.0%	0.00%
179	FFB Bank	1	$400K	0.0%	0.00%
180	First Financial Bank	1	$392K	0.0%	0.00%
181	Merchants & Marine Bank	2	$376K	0.0%	0.00%
182	Uwharrie Bank	1	$372K	0.0%	61.01%
183	Hanover Community Bank	2	$350K	0.0%	0.00%
184	First Bank	2	$350K	0.0%	0.00%
185	Farmers State Bank of Alto Pass, Illinois	1	$301K	0.0%	0.00%
186	Small Business Access Partners, Inc.	2	$300K	0.0%	0.00%
187	Citizens Trust Bank	1	$300K	0.0%	0.00%
188	Bankwell Bank	1	$300K	0.0%	0.00%
189	Peach State Bank and Trust	1	$275K	0.0%	0.00%
190	Seacoast National Bank	1	$260K	0.0%	0.00%
191	Accion Opportunity Fund Community Development	1	$250K	0.0%	0.00%
192	Stride Bank, National Association	1	$250K	0.0%	0.00%
193	MidCountry Bank	1	$250K	0.0%	69.33%
194	Beal Bank USA	2	$242K	0.0%	34.74%
195	Credit Union 1	1	$184K	0.0%	0.00%
196	Village Bank and Trust, National Association	1	$184K	0.0%	0.00%
197	Osgood Bank	1	$154K	0.0%	0.00%
198	Western State Bank	1	$150K	0.0%	0.00%
199	Associated Bank National Association	1	$150K	0.0%	0.00%
200	Manufacturers and Traders Trust Company	1	$150K	0.0%	0.00%
201	SoFi Bank, National Association	3	$150K	0.0%	0.00%
202	ServisFirst Bank	1	$145K	0.0%	0.00%
203	Community First Bank of the Heartland	1	$135K	0.0%	0.00%
204	TD Bank, National Association	1	$110K	0.0%	0.00%
205	BHM Bank	1	$100K	0.0%	0.00%
206	BMO Bank National Association	1	$75K	0.0%	0.00%
207	UT Federal Credit Union	2	$70K	0.0%	0.00%
208	SAFE CU	1	$65K	0.0%	0.00%
209	Business Loan Center, LLC	1	$50K	0.0%	97.61%
210	Peoples Bank	1	$50K	0.0%	0.00%
211	Rayne State Bank & Trust Company	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	976	$739.4M	23.2%
2	Retail trade	584	$507.0M	15.9%
3	Health care & social assistance	534	$370.7M	11.6%
4	Professional & technical services	747	$298.3M	9.4%
5	Other services	550	$277.2M	8.7%
6	Wholesale trade	219	$155.5M	4.9%
7	Construction	241	$125.9M	4.0%
8	Arts, entertainment & recreation	189	$102.5M	3.2%
9	Administrative & waste services	231	$92.1M	2.9%
10	Retail trade	191	$78.0M	2.5%
11	Finance & insurance	105	$75.4M	2.4%
12	Manufacturing	79	$75.3M	2.4%
13	Real estate & leasing	108	$60.3M	1.9%
14	Educational services	112	$49.2M	1.5%
15	Information	83	$40.9M	1.3%
16	Manufacturing	65	$39.4M	1.2%
17	Transportation & warehousing	98	$38.5M	1.2%
18	Manufacturing	53	$31.5M	1.0%
19	Transportation & warehousing	23	$12.8M	0.4%
20	Agriculture, forestry & fishing	10	$7.7M	0.2%
21	Management of companies	4	$3.3M	0.1%
22	Mining & extraction	4	$2.5M	0.1%
23	Public administration	2	$125K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.