SBA 7(a) lenders in Fulton, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

214 institutions have SBA 7(a) loans on record in Fulton, together $3.26B across 5,303 loans. Metro City Bank is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	240	$258.3M	7.9%	0.32%
2	Ameris Bank	247	$192.7M	5.9%	2.11%
3	SouthState Bank, National Association	216	$181.8M	5.6%	1.42%
4	The Huntington National Bank	301	$158.0M	4.8%	1.14%
5	Truist Bank	325	$134.2M	4.1%	3.18%
6	Live Oak Banking Company	116	$132.8M	4.1%	0.72%
7	Renasant Bank	143	$106.7M	3.3%	2.07%
8	Wells Fargo Bank National Association	450	$102.3M	3.1%	3.64%
9	Newtek Bank, National Association	175	$78.1M	2.4%	0.00%
10	Bank of Hope	171	$74.7M	2.3%	2.88%
11	Coastal States Bank	82	$71.0M	2.2%	1.41%
12	First Horizon Bank	60	$68.9M	2.1%	2.12%
13	Pinnacle Bank	80	$68.9M	2.1%	1.93%
14	HomeTrust Bank	64	$67.8M	2.1%	0.10%
15	Regions Bank	48	$66.6M	2.0%	0.00%
16	First Community Bank	84	$56.1M	1.7%	0.55%
17	Readycap Lending, LLC	115	$55.4M	1.7%	1.41%
18	Lender 2057189	59	$51.9M	1.6%	8.27%
19	PromiseOne Bank	61	$48.6M	1.5%	0.44%
20	United Community Bank	51	$44.1M	1.4%	0.00%
21	Georgia Banking Company	68	$43.8M	1.3%	5.20%
22	JPMorgan Chase Bank, National Association	193	$41.0M	1.3%	2.52%
23	Celtic Bank Corporation	112	$37.8M	1.2%	3.03%
24	Community Bank of Pickens County	25	$34.4M	1.1%	1.50%
25	Georgia's Own Credit Union	49	$33.7M	1.0%	2.65%
26	Bank of America, National Association	97	$33.4M	1.0%	1.21%
27	Byline Bank	23	$31.9M	1.0%	8.78%
28	PNC Bank, National Association	75	$31.4M	1.0%	3.40%
29	Paragon Bank	26	$29.1M	0.9%	0.00%
30	Touchmark National Bank	43	$27.9M	0.9%	0.00%
31	Embassy National Bank	25	$24.7M	0.8%	0.00%
32	First Internet Bank of Indiana	22	$24.7M	0.8%	0.00%
33	GBank	9	$24.5M	0.8%	0.00%
34	BayFirst National Bank	92	$24.1M	0.7%	7.71%
35	Northeast Bank	118	$22.7M	0.7%	8.34%
36	New Millennium Bank	11	$22.0M	0.7%	0.00%
37	Fifth Third Bank	42	$22.0M	0.7%	3.44%
38	United Bank	27	$21.6M	0.7%	0.00%
39	First-Citizens Bank & Trust Company	21	$20.8M	0.6%	0.00%
40	Commonwealth Business Bank	11	$19.8M	0.6%	0.00%
41	First National Community Bank	10	$19.7M	0.6%	3.34%
42	Bank OZK	25	$19.0M	0.6%	0.00%
43	Citizens Bank	28	$18.7M	0.6%	4.44%
44	Hanmi Bank	29	$18.2M	0.6%	3.73%
45	Loyal Trust Bank	20	$17.4M	0.5%	0.00%
46	Open Bank	17	$17.2M	0.5%	1.06%
47	Wallis Bank	11	$15.9M	0.5%	0.00%
48	Shinhan Bank America	19	$15.9M	0.5%	4.57%
49	Old National Bank	15	$15.9M	0.5%	1.44%
50	United Midwest Savings Bank National Association	71	$13.9M	0.4%	3.22%
51	Colony Bank	13	$13.7M	0.4%	0.00%
52	Stearns Bank National Association	52	$13.4M	0.4%	1.02%
53	North State Bank	13	$13.1M	0.4%	0.00%
54	Craft Bank	17	$13.1M	0.4%	0.00%
55	The Fidelity Bank	16	$12.8M	0.4%	1.04%
56	First Merchants Bank	10	$11.1M	0.3%	0.00%
57	Cogent Bank	11	$11.0M	0.3%	0.00%
58	First Bank	9	$10.4M	0.3%	0.00%
59	Port 51 Lending LLC	7	$10.4M	0.3%	0.00%
60	FirstBank	10	$10.2M	0.3%	0.00%
61	Pathward National Association	6	$9.9M	0.3%	1.62%
62	East West Bank	22	$9.7M	0.3%	0.21%
63	Banc of California	8	$8.9M	0.3%	0.00%
64	Enterprise Bank & Trust	7	$8.9M	0.3%	0.00%
65	First Bank of the Lake	18	$8.9M	0.3%	1.61%
66	FDIC - Community Bank & Trust-West Georgia	2	$8.6M	0.3%	34.10%
67	First Federal Bank	12	$8.5M	0.3%	4.21%
68	Vallant Bank	10	$8.4M	0.3%	0.00%
69	First Utah Bank	2	$8.4M	0.3%	0.00%
70	Columbia Bank	49	$8.3M	0.3%	3.61%
71	Harvest Small Business Finance, LLC	12	$8.1M	0.2%	0.00%
72	PCB Bank	21	$8.1M	0.2%	1.78%
73	CIBC Bank USA	21	$7.9M	0.2%	10.65%
74	BankUnited, National Association	8	$7.9M	0.2%	2.93%
75	Capital One National Association	23	$6.9M	0.2%	7.75%
76	America First Federal Credit Union	3	$6.8M	0.2%	0.00%
77	TowneBank	7	$6.3M	0.2%	0.80%
78	Capital Bank, National Association	14	$5.7M	0.2%	5.98%
79	Bank of Oak Ridge	3	$5.6M	0.2%	0.00%
80	Hana Small Business Lending, Inc.	7	$5.6M	0.2%	5.82%
81	UniBank	6	$5.4M	0.2%	0.00%
82	Evolve Bank and Trust	5	$5.3M	0.2%	0.00%
83	First Financial Bank	4	$5.2M	0.2%	0.00%
84	Grasshopper Bank National Association	6	$5.2M	0.2%	0.00%
85	FinWise Bank	10	$5.2M	0.2%	0.00%
86	Fountainhead SBF LLC	1	$5.0M	0.2%	0.00%
87	Peoples Bank	2	$4.9M	0.2%	0.00%
88	Beacon Bank and Trust	5	$4.8M	0.1%	0.00%
89	Independence Bank	7	$4.8M	0.1%	5.16%
90	VelocitySBA, LLC	63	$4.8M	0.1%	5.30%
91	LGE Community CU	9	$4.7M	0.1%	0.00%
92	Simmons Bank	19	$4.5M	0.1%	4.08%
93	American Pride Bank	2	$4.5M	0.1%	0.00%
94	Five Star Bank	13	$4.2M	0.1%	10.27%
95	Lendistry SBLC, LLC	23	$4.1M	0.1%	0.00%
96	Hyperion Bank	5	$4.1M	0.1%	0.00%
97	Patriot Bank, National Association	6	$4.0M	0.1%	20.01%
98	22nd State Bank, A Division of 22nd State Banking Company	3	$4.0M	0.1%	0.00%
99	Bank of Ann Arbor	3	$3.9M	0.1%	0.00%
100	Blue Ridge Bank National Association	6	$3.6M	0.1%	0.00%
101	Gulf Coast Bank and Trust Company	8	$3.6M	0.1%	0.00%
102	Federal Deposit Insurance Corporation	11	$3.3M	0.1%	13.13%
103	Thread Bank	3	$3.2M	0.1%	0.00%
104	Community West Bank	7	$3.1M	0.1%	47.20%
105	Fund-Ex Solutions Group, LLC	1	$3.0M	0.1%	0.00%
106	Oconee State Bank	4	$3.0M	0.1%	0.00%
107	Climate First Bank	5	$3.0M	0.1%	0.00%
108	The Bancorp Bank National Association	8	$3.0M	0.1%	6.08%
109	First National Bank of Pennsylvania	5	$2.9M	0.1%	15.37%
110	Servbank National Association	1	$2.9M	0.1%	0.00%
111	CRF Small Business Loan Company, LLC	6	$2.9M	0.1%	14.15%
112	IncredibleBank	4	$2.8M	0.1%	0.00%
113	MVB Bank, Inc.	1	$2.8M	0.1%	0.00%
114	Seacoast National Bank	2	$2.8M	0.1%	0.00%
115	City National Bank	2	$2.7M	0.1%	0.00%
116	1st Financial Bank USA	2	$2.5M	0.1%	0.00%
117	U.S. Bank, National Association	5	$2.4M	0.1%	0.00%
118	Mission Valley Bank	2	$2.3M	0.1%	0.00%
119	CDC Small Business Finance Corp.	13	$2.2M	0.1%	11.22%
120	American Momentum Bank	4	$2.2M	0.1%	0.00%
121	Access to Capital for Entrepreneurs	13	$2.1M	0.1%	10.91%
122	Industrial Bank	1	$1.9M	0.1%	0.00%
123	United Business Bank	1	$1.9M	0.1%	0.00%
124	FWBank	3	$1.9M	0.1%	0.00%
125	Truliant FCU	2	$1.9M	0.1%	0.00%
126	Stone Bank	2	$1.8M	0.1%	12.66%
127	Pineland Bank	1	$1.8M	0.1%	0.00%
128	Banesco USA	2	$1.7M	0.1%	0.00%
129	Magnifi Financial CU	5	$1.6M	0.0%	0.00%
130	Bank Five Nine	3	$1.6M	0.0%	0.00%
131	Woori America Bank	2	$1.6M	0.0%	0.00%
132	First Federal Savings Bank	1	$1.6M	0.0%	0.00%
133	T Bank, National Association	1	$1.5M	0.0%	0.00%
134	Atlantic Union Bank	3	$1.5M	0.0%	0.00%
135	American Commerce Bank, National Association	4	$1.4M	0.0%	0.00%
136	Beacon Community Bank	1	$1.4M	0.0%	0.00%
137	ACC Capital	4	$1.4M	0.0%	0.00%
138	Bankwell Bank	2	$1.4M	0.0%	0.00%
139	Lake Michigan CU	1	$1.3M	0.0%	0.00%
140	Mechanics and Farmers Bank	2	$1.3M	0.0%	0.00%
141	iTHINK Financial Credit Union	3	$1.3M	0.0%	0.00%
142	Optus Bank	3	$1.3M	0.0%	0.00%
143	Texas Capital Bank	1	$1.2M	0.0%	0.00%
144	US Eagle FCU	1	$1.2M	0.0%	0.00%
145	Midwest BankCentre	1	$1.2M	0.0%	0.00%
146	LiftFund, Inc.	11	$1.2M	0.0%	0.00%
147	Heritage Bank Inc	4	$1.1M	0.0%	0.00%
148	Centerstone SBA Lending, Inc.	2	$1.1M	0.0%	0.00%
149	First Port City Bank	2	$1.1M	0.0%	0.00%
150	Mid Penn Bank	2	$1.0M	0.0%	0.00%
151	Business Lenders, LLC	1	$1.0M	0.0%	0.00%
152	Happen Bank	1	$983K	0.0%	0.00%
153	United Western Bank	1	$912K	0.0%	0.00%
154	River City Bank	2	$895K	0.0%	0.00%
155	Continental Bank	2	$860K	0.0%	0.00%
156	CenTrust Bank, A Division of SmartBiz Bank National Association	5	$847K	0.0%	0.00%
157	Milestone Bank	1	$818K	0.0%	0.00%
158	KeyBank National Association	1	$798K	0.0%	0.00%
159	The Citizens Bank of Georgia	1	$787K	0.0%	0.00%
160	The MINT National Bank	1	$750K	0.0%	0.00%
161	Peach State Federal Credit Union	2	$720K	0.0%	0.00%
162	TransPecos Banks, SSB.	1	$715K	0.0%	0.00%
163	First State Bank Nebraska	1	$703K	0.0%	0.00%
164	Luminate Bank	1	$693K	0.0%	0.00%
165	National Consumer Cooperative Bank	1	$650K	0.0%	0.00%
166	Busey Bank	2	$630K	0.0%	0.00%
167	SNB Bank National Association	2	$625K	0.0%	0.00%
168	WesBanco Bank, Inc.	2	$615K	0.0%	0.00%
169	Customers Bank	4	$596K	0.0%	111.31%
170	ConnectOne Bank	1	$590K	0.0%	0.00%
171	Business Development Corporation of South Carolina	1	$560K	0.0%	0.00%
172	Platinum Bank	2	$559K	0.0%	0.00%
173	Popular Bank	4	$534K	0.0%	47.98%
174	SouthCrest Bank, National Association	3	$530K	0.0%	79.18%
175	Northwest Bank	1	$501K	0.0%	0.00%
176	Hiawatha National Bank	1	$500K	0.0%	0.00%
177	Zions Bank, A Division of	1	$470K	0.0%	0.00%
178	Quaint Oak Bank	1	$462K	0.0%	0.00%
179	21st Century Bank	1	$450K	0.0%	0.00%
180	Fulton Bank, National Association	1	$447K	0.0%	0.00%
181	Meridian Bank	1	$445K	0.0%	0.00%
182	Navy FCU	2	$411K	0.0%	0.00%
183	FFB Bank	1	$400K	0.0%	0.00%
184	First Financial Bank	1	$392K	0.0%	0.00%
185	Merchants & Marine Bank	2	$376K	0.0%	0.00%
186	Uwharrie Bank	1	$372K	0.0%	61.01%
187	First Bank	2	$350K	0.0%	0.00%
188	Hanover Community Bank	2	$350K	0.0%	0.00%
189	Farmers State Bank of Alto Pass, Illinois	1	$301K	0.0%	0.00%
190	DR Bank	1	$300K	0.0%	0.00%
191	Citizens Trust Bank	1	$300K	0.0%	0.00%
192	Small Business Access Partners, Inc.	2	$300K	0.0%	0.00%
193	MidCountry Bank	1	$250K	0.0%	69.33%
194	Stride Bank, National Association	1	$250K	0.0%	0.00%
195	Accion Opportunity Fund Community Development	1	$250K	0.0%	0.00%
196	Beal Bank USA	2	$242K	0.0%	34.74%
197	Credit Union 1	1	$184K	0.0%	0.00%
198	Village Bank and Trust, National Association	1	$184K	0.0%	0.00%
199	Osgood Bank	1	$154K	0.0%	0.00%
200	SoFi Bank, National Association	3	$150K	0.0%	0.00%
201	Manufacturers and Traders Trust Company	1	$150K	0.0%	0.00%
202	Associated Bank National Association	1	$150K	0.0%	0.00%
203	Western State Bank	1	$150K	0.0%	0.00%
204	ServisFirst Bank	1	$145K	0.0%	0.00%
205	Community First Bank of the Heartland	1	$135K	0.0%	0.00%
206	Hancock Whitney Bank	1	$117K	0.0%	0.00%
207	TD Bank, National Association	1	$110K	0.0%	0.00%
208	BHM Bank	1	$100K	0.0%	0.00%
209	BMO Bank National Association	1	$75K	0.0%	0.00%
210	UT Federal Credit Union	2	$70K	0.0%	0.00%
211	SAFE CU	1	$65K	0.0%	0.00%
212	Business Loan Center, LLC	1	$50K	0.0%	97.61%
213	Peoples Bank	1	$50K	0.0%	0.00%
214	Rayne State Bank & Trust Company	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	991	$755.5M	23.2%
2	Retail trade	589	$510.2M	15.7%
3	Health care & social assistance	543	$378.7M	11.6%
4	Professional & technical services	766	$309.5M	9.5%
5	Other services	554	$278.1M	8.5%
6	Wholesale trade	223	$156.6M	4.8%
7	Construction	251	$136.5M	4.2%
8	Arts, entertainment & recreation	198	$108.9M	3.3%
9	Administrative & waste services	236	$95.8M	2.9%
10	Retail trade	196	$81.3M	2.5%
11	Manufacturing	80	$77.2M	2.4%
12	Finance & insurance	106	$75.5M	2.3%
13	Real estate & leasing	109	$60.6M	1.9%
14	Educational services	115	$49.7M	1.5%
15	Information	85	$46.1M	1.4%
16	Transportation & warehousing	99	$41.0M	1.3%
17	Manufacturing	66	$40.1M	1.2%
18	Manufacturing	53	$31.5M	1.0%
19	Transportation & warehousing	23	$12.8M	0.4%
20	Agriculture, forestry & fishing	10	$7.7M	0.2%
21	Management of companies	4	$3.3M	0.1%
22	Mining & extraction	4	$2.5M	0.1%
23	Public administration	2	$125K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.