SBA 7(a) lenders in Fresno, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

138 institutions have SBA 7(a) loans on record in Fresno, together $1.18B across 2,169 loans. FFB Bank is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	FFB Bank	304	$167.8M	14.2%	0.63%
2	Celtic Bank Corporation	95	$93.8M	7.9%	0.32%
3	Columbia Bank	85	$66.2M	5.6%	0.98%
4	Wells Fargo Bank National Association	209	$59.5M	5.0%	5.39%
5	UMB Bank, National Association	93	$55.3M	4.7%	2.79%
6	Live Oak Banking Company	40	$54.6M	4.6%	1.45%
7	Newtek Small Business Finance, Inc.	23	$39.3M	3.3%	0.23%
8	West Coast Community Bank	28	$33.5M	2.8%	0.00%
9	Community West Bank	128	$32.2M	2.7%	1.02%
10	U.S. Bank, National Association	73	$28.8M	2.4%	1.38%
11	Commonwealth Business Bank	30	$24.1M	2.0%	0.00%
12	Harvest Small Business Finance, LLC	19	$24.0M	2.0%	0.00%
13	United Business Bank	33	$23.9M	2.0%	1.11%
14	Citizens Business Bank National Association	56	$22.6M	1.9%	1.26%
15	Zions Bank, A Division of	56	$21.1M	1.8%	0.71%
16	Enterprise Bank & Trust	27	$20.2M	1.7%	1.27%
17	Readycap Lending, LLC	35	$20.2M	1.7%	1.78%
18	Genesis Bank	27	$17.6M	1.5%	2.50%
19	Open Bank	9	$15.5M	1.3%	0.00%
20	Plumas Bank	16	$14.7M	1.2%	0.00%
21	BMO Bank National Association	28	$13.5M	1.1%	0.00%
22	US Metro Bank	7	$13.5M	1.1%	0.00%
23	Poppy Bank	8	$12.6M	1.1%	0.00%
24	The Huntington National Bank	35	$12.0M	1.0%	0.00%
25	East West Bank	12	$11.8M	1.0%	0.00%
26	Commercial Bank of California	3	$11.8M	1.0%	0.00%
27	JPMorgan Chase Bank, National Association	103	$11.3M	1.0%	2.56%
28	Newtek Bank, National Association	22	$10.9M	0.9%	0.00%
29	Northeast Bank	39	$10.9M	0.9%	1.47%
30	PNC Bank, National Association	43	$10.6M	0.9%	0.25%
31	Byline Bank	7	$9.8M	0.8%	0.00%
32	Pinnacle Bank	2	$9.3M	0.8%	0.00%
33	VelocitySBA, LLC	24	$9.0M	0.8%	0.39%
34	Port 51 Lending LLC	9	$8.6M	0.7%	0.00%
35	Mission Valley Bank	5	$7.9M	0.7%	0.00%
36	State Bank of India (California)	3	$7.8M	0.7%	0.00%
37	First Bank of the Lake	6	$7.2M	0.6%	0.00%
38	Bank of America, National Association	39	$6.7M	0.6%	2.39%
39	PCB Bank	3	$6.3M	0.5%	0.00%
40	Bank of the Sierra	33	$5.6M	0.5%	6.57%
41	BayFirst National Bank	23	$5.3M	0.5%	10.65%
42	The Bancorp Bank National Association	9	$5.0M	0.4%	0.00%
43	American Continental Bank	3	$5.0M	0.4%	0.00%
44	Lendistry SBLC, LLC	23	$5.0M	0.4%	0.00%
45	Bank of Hope	12	$4.9M	0.4%	0.49%
46	CalPrivate Bank	4	$4.8M	0.4%	0.00%
47	Hana Small Business Lending, Inc.	4	$4.8M	0.4%	0.00%
48	City National Bank	5	$4.7M	0.4%	0.00%
49	Hanmi Bank	3	$4.6M	0.4%	1.16%
50	Icon Business Bank	1	$4.6M	0.4%	0.00%
51	Citizens Bank	7	$4.4M	0.4%	0.00%
52	TowneBank	4	$3.9M	0.3%	0.00%
53	United Midwest Savings Bank National Association	11	$3.7M	0.3%	0.00%
54	Banc of California	5	$3.6M	0.3%	0.00%
55	Summit State Bank	2	$3.6M	0.3%	0.00%
56	Westamerica Bank	18	$3.4M	0.3%	15.24%
57	Beacon Business Bank National Association	1	$3.3M	0.3%	0.00%
58	CDC Small Business Finance Corp.	18	$3.2M	0.3%	1.54%
59	First-Citizens Bank & Trust Company	4	$3.1M	0.3%	0.00%
60	Northwest FCU	1	$3.0M	0.3%	0.00%
61	Citibank, N.A.	27	$2.8M	0.2%	0.81%
62	Coasthills Federal Credit Union	2	$2.7M	0.2%	0.00%
63	Mega Bank	1	$2.3M	0.2%	0.00%
64	Five Star Bank	8	$2.3M	0.2%	0.00%
65	GBank	2	$2.1M	0.2%	0.00%
66	Fresno Community Development Financial Institution dba Access Plus Capital	28	$2.1M	0.2%	1.19%
67	America First Federal Credit Union	2	$2.0M	0.2%	0.00%
68	Bank Five Nine	2	$2.0M	0.2%	0.00%
69	First Merchants Bank	2	$1.9M	0.2%	0.00%
70	Shinhan Bank America	3	$1.9M	0.2%	0.00%
71	Truliant FCU	1	$1.8M	0.2%	0.00%
72	Mission Bank	3	$1.7M	0.1%	0.00%
73	Meridian Bank	1	$1.7M	0.1%	0.00%
74	Atlantic Union Bank	1	$1.7M	0.1%	0.00%
75	Stearns Bank National Association	10	$1.6M	0.1%	0.00%
76	Popular Bank	4	$1.6M	0.1%	96.76%
77	Federal Deposit Insurance Corporation	1	$1.6M	0.1%	0.00%
78	Heritage Bank Inc	2	$1.5M	0.1%	0.00%
79	Pathward National Association	1	$1.5M	0.1%	0.00%
80	First State Bank Nebraska	2	$1.3M	0.1%	0.00%
81	Business Lenders, LLC	1	$1.3M	0.1%	0.00%
82	Grasshopper Bank National Association	2	$1.3M	0.1%	0.00%
83	Technology Credit Union	3	$1.2M	0.1%	0.00%
84	Mechanics Bank	7	$1.1M	0.1%	0.00%
85	Murphy Bank	3	$1.1M	0.1%	0.00%
86	The Bank of Houston	1	$1.0M	0.1%	0.00%
87	California Business Bank	1	$980K	0.1%	0.00%
88	T Bank, National Association	1	$954K	0.1%	0.00%
89	Capital Bank, National Association	2	$937K	0.1%	0.00%
90	Fifth Third Bank	2	$923K	0.1%	13.59%
91	Colony Bank	2	$850K	0.1%	0.00%
92	22nd State Bank, A Division of 22nd State Banking Company	1	$775K	0.1%	0.00%
93	First American Bank	1	$750K	0.1%	0.00%
94	Hanover Community Bank	1	$700K	0.1%	0.00%
95	Climate First Bank	1	$688K	0.1%	0.00%
96	Tri Counties Bank	6	$627K	0.1%	0.00%
97	Cathay Bank	1	$600K	0.1%	0.00%
98	Mission National Bank	1	$600K	0.1%	0.00%
99	New Omni Bank National Association	1	$596K	0.1%	0.00%
100	Preferred Bank	1	$587K	0.0%	0.00%
101	Exchange Bank	2	$565K	0.0%	0.00%
102	Leader Bank, National Association	2	$564K	0.0%	0.00%
103	Valley First Federal Credit Union	2	$551K	0.0%	0.00%
104	First Financial Bank	1	$525K	0.0%	0.00%
105	MidFirst Bank	1	$510K	0.0%	0.00%
106	Happen Bank	1	$449K	0.0%	0.00%
107	Simmons Bank	2	$434K	0.0%	0.00%
108	Seacoast National Bank	2	$425K	0.0%	19.05%
109	AMPAC Tri-State CDC, Inc.	3	$412K	0.0%	0.00%
110	ConnectOne Bank	1	$404K	0.0%	0.00%
111	Sunwest Bank	1	$398K	0.0%	97.02%
112	County Bank	4	$390K	0.0%	0.00%
113	Community Banks of Colorado, A Division of NBH Bank	1	$381K	0.0%	0.00%
114	KeyBank National Association	1	$350K	0.0%	0.00%
115	Banner Bank	1	$350K	0.0%	0.00%
116	CRF Small Business Loan Company, LLC	1	$329K	0.0%	0.00%
117	Vision One CU	1	$324K	0.0%	0.00%
118	Paragon Bank	1	$315K	0.0%	0.00%
119	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$300K	0.0%	0.00%
120	United Fidelity Bank, FSB	1	$291K	0.0%	0.00%
121	SNB Bank National Association	1	$289K	0.0%	0.00%
122	Beneficial State Bank	1	$252K	0.0%	0.00%
123	First Internet Bank of Indiana	1	$250K	0.0%	0.00%
124	Mortgage Capital Development Corporation	1	$250K	0.0%	0.00%
125	WaFd Bank	1	$250K	0.0%	0.00%
126	First Bank	1	$218K	0.0%	69.28%
127	Wilmington Savings Fund Society FSB	1	$215K	0.0%	0.00%
128	BankUnited, National Association	2	$210K	0.0%	0.00%
129	Farmers and Merchants Bank of Central California	1	$188K	0.0%	0.00%
130	Independence Bank	1	$150K	0.0%	0.00%
131	Capital One National Association	3	$150K	0.0%	32.27%
132	Stone Bank	1	$150K	0.0%	0.00%
133	GBC International Bank	1	$150K	0.0%	0.00%
134	Cache Valley Bank	1	$150K	0.0%	0.00%
135	California Coastal Certified Development Company	1	$100K	0.0%	0.00%
136	Valley Economic Development Corp.	1	$80K	0.0%	0.00%
137	Prestamos CDFI, LLC	1	$75K	0.0%	0.00%
138	Hanscom FCU	1	$75K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	335	$238.1M	20.1%
2	Accommodation & food services	280	$182.3M	15.4%
3	Health care & social assistance	251	$147.4M	12.5%
4	Transportation & warehousing	172	$79.9M	6.8%
5	Retail trade	88	$73.7M	6.2%
6	Construction	187	$67.3M	5.7%
7	Wholesale trade	96	$66.5M	5.6%
8	Other services	150	$64.9M	5.5%
9	Professional & technical services	162	$51.8M	4.4%
10	Manufacturing	49	$29.3M	2.5%
11	Finance & insurance	59	$25.6M	2.2%
12	Manufacturing	61	$24.1M	2.0%
13	Real estate & leasing	50	$23.5M	2.0%
14	Arts, entertainment & recreation	47	$23.4M	2.0%
15	Administrative & waste services	74	$21.0M	1.8%
16	Agriculture, forestry & fishing	28	$17.1M	1.4%
17	Information	20	$14.6M	1.2%
18	Manufacturing	22	$13.3M	1.1%
19	Utilities	4	$10.9M	0.9%
20	Educational services	24	$5.6M	0.5%
21	Transportation & warehousing	10	$2.9M	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.