SBA 7(a) lenders in Bergen, NJ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

160 institutions have SBA 7(a) loans on record in Bergen, together $1.83B across 4,893 loans. NewBank is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	NewBank	231	$126.0M	6.9%	3.46%
2	TD Bank, National Association	939	$125.7M	6.9%	4.53%
3	Bank of Hope	326	$110.4M	6.0%	4.24%
4	The Bank of Princeton	139	$98.1M	5.4%	1.79%
5	New Millennium Bank	144	$84.8M	4.6%	0.28%
6	JPMorgan Chase Bank, National Association	479	$72.0M	3.9%	5.25%
7	Provident Bank	133	$61.1M	3.3%	3.64%
8	Fulton Bank, National Association	37	$58.1M	3.2%	0.00%
9	Wells Fargo Bank National Association	134	$51.6M	2.8%	1.78%
10	Manufacturers and Traders Trust Company	349	$49.0M	2.7%	2.88%
11	Newtek Small Business Finance, LLC	46	$44.1M	2.4%	0.30%
12	Live Oak Banking Company	42	$42.1M	2.3%	0.00%
13	Newtek Bank, National Association	74	$35.9M	2.0%	0.00%
14	Woori America Bank	59	$33.0M	1.8%	3.97%
15	Hana Bank USA National Association	60	$31.9M	1.7%	3.04%
16	FinWise Bank	19	$29.6M	1.6%	0.00%
17	Metro City Bank	17	$28.9M	1.6%	0.00%
18	Columbia Bank	66	$27.7M	1.5%	3.02%
19	Readycap Lending, LLC	56	$25.6M	1.4%	2.70%
20	BCB Community Bank	31	$23.6M	1.3%	0.00%
21	The Huntington National Bank	74	$22.2M	1.2%	7.65%
22	Bank of America, National Association	65	$20.5M	1.1%	3.79%
23	Firstrust Savings Bank	15	$19.6M	1.1%	0.00%
24	PNC Bank, National Association	123	$18.7M	1.0%	4.40%
25	Santander Bank, National Association	112	$18.4M	1.0%	9.69%
26	PCB Bank	20	$18.1M	1.0%	0.00%
27	Peapack Private Bank and Trust	21	$17.6M	1.0%	0.00%
28	Northeast Bank	110	$17.4M	1.0%	0.51%
29	Hanover Community Bank	13	$17.2M	0.9%	0.00%
30	Unity Bank	26	$14.3M	0.8%	6.44%
31	Banc of California	14	$14.1M	0.8%	0.00%
32	OceanFirst Bank, National Association	19	$14.0M	0.8%	0.00%
33	ConnectOne Bank	13	$13.6M	0.7%	0.00%
34	KeyBank National Association	23	$13.5M	0.7%	0.00%
35	Beacon Bank and Trust	14	$12.8M	0.7%	0.00%
36	BayFirst National Bank	76	$12.7M	0.7%	7.95%
37	Byline Bank	11	$12.6M	0.7%	0.00%
38	Capital One National Association	35	$12.2M	0.7%	1.84%
39	First National Bank of Pennsylvania	15	$12.2M	0.7%	0.00%
40	Financial Resources Federal Credit Union	8	$12.0M	0.7%	0.00%
41	Celtic Bank Corporation	50	$12.0M	0.7%	1.28%
42	Meridian Bank	15	$10.7M	0.6%	0.00%
43	Cross River Bank	9	$9.9M	0.5%	0.00%
44	Port 51 Lending LLC	6	$9.8M	0.5%	0.00%
45	Hanmi Bank	13	$9.6M	0.5%	0.00%
46	Shinhan Bank America	19	$9.3M	0.5%	3.60%
47	Harvest Small Business Finance, LLC	8	$9.2M	0.5%	0.00%
48	Spring Bank	2	$9.1M	0.5%	0.00%
49	First Bank	15	$9.1M	0.5%	0.00%
50	Magyar Bank	16	$8.9M	0.5%	0.00%
51	East West Bank	7	$8.0M	0.4%	28.13%
52	First Commerce Bank	18	$7.9M	0.4%	0.55%
53	United Midwest Savings Bank National Association	17	$7.8M	0.4%	3.49%
54	Truliant FCU	2	$7.7M	0.4%	0.00%
55	Pathward National Association	6	$7.4M	0.4%	0.00%
56	Valley National Bank	18	$7.0M	0.4%	1.24%
57	Northwest Bank	4	$6.8M	0.4%	0.00%
58	First Bank of the Lake	16	$6.5M	0.4%	0.00%
59	First Merchants Bank	7	$6.2M	0.3%	0.00%
60	Kearny Bank	17	$5.9M	0.3%	1.40%
61	PromiseOne Bank	7	$5.8M	0.3%	0.00%
62	Trenton Business Assistance Corporation	40	$5.4M	0.3%	3.41%
63	US Metro Bank	2	$5.3M	0.3%	0.00%
64	Empire State Bank	4	$5.2M	0.3%	0.00%
65	American Continental Bank	1	$5.0M	0.3%	0.00%
66	Wilmington Savings Fund Society FSB	10	$4.9M	0.3%	0.00%
67	Citizens Bank, National Association	9	$4.7M	0.3%	0.00%
68	Patriot Bank, National Association	5	$4.7M	0.3%	0.00%
69	Dime Commercial Bank	5	$4.5M	0.2%	0.00%
70	Lafayette Square SBLC, LLC	5	$4.5M	0.2%	0.00%
71	The Bancorp Bank National Association	5	$4.3M	0.2%	0.00%
72	World Trade Finance, Inc.	5	$4.3M	0.2%	0.00%
73	GBank	1	$4.2M	0.2%	0.00%
74	Somerset Regal Bank	6	$4.2M	0.2%	0.00%
75	Citibank, N.A.	20	$4.1M	0.2%	2.36%
76	Stearns Bank National Association	17	$4.1M	0.2%	5.16%
77	Hyperion Bank	2	$3.8M	0.2%	0.00%
78	Poppy Bank	2	$3.5M	0.2%	0.00%
79	First Business Bank	5	$3.5M	0.2%	0.00%
80	HSBC Bank USA National Association	17	$3.1M	0.2%	2.24%
81	Hana Small Business Lending, Inc.	5	$3.1M	0.2%	0.00%
82	Bankwell Bank	2	$3.1M	0.2%	0.00%
83	Lendistry SBLC, LLC	14	$3.0M	0.2%	0.00%
84	Quaint Oak Bank	1	$3.0M	0.2%	0.00%
85	The MINT National Bank	2	$2.9M	0.2%	0.00%
86	Fifth Third Bank	3	$2.8M	0.2%	0.00%
87	Bank Five Nine	5	$2.8M	0.2%	0.00%
88	Coastal States Bank	2	$2.6M	0.1%	0.00%
89	Genesis Bank	5	$2.5M	0.1%	0.00%
90	Mission Valley Bank	1	$2.5M	0.1%	0.00%
91	Customers Bank	8	$2.5M	0.1%	0.78%
92	Mid Penn Bank	4	$2.4M	0.1%	14.71%
93	First Internet Bank of Indiana	2	$2.3M	0.1%	0.00%
94	Heritage Bank Inc	5	$2.3M	0.1%	0.00%
95	22nd State Bank, A Division of 22nd State Banking Company	2	$2.3M	0.1%	0.00%
96	Gulf Coast Bank and Trust Company	2	$2.2M	0.1%	0.00%
97	Popular Bank	35	$2.2M	0.1%	20.43%
98	The Fidelity Bank	2	$2.2M	0.1%	0.00%
99	Commercial Bank of California	2	$2.0M	0.1%	0.00%
100	Crown Bank	2	$1.9M	0.1%	0.00%
101	Federal Deposit Insurance Corporation	4	$1.9M	0.1%	0.00%
102	Commonwealth Business Bank	6	$1.8M	0.1%	0.00%
103	Five Star Bank	7	$1.8M	0.1%	18.40%
104	Parke Bank	2	$1.7M	0.1%	29.59%
105	Capital Bank, National Association	2	$1.7M	0.1%	0.00%
106	City National Bank	1	$1.7M	0.1%	0.00%
107	Simmons Bank	4	$1.7M	0.1%	0.00%
108	Millennium bcpbank, N.A.	19	$1.6M	0.1%	44.58%
109	Univest Bank and Trust Co	1	$1.6M	0.1%	0.00%
110	Independence Bank	11	$1.6M	0.1%	25.15%
111	Evolve Bank and Trust	1	$1.6M	0.1%	0.00%
112	Grasshopper Bank National Association	4	$1.5M	0.1%	0.00%
113	Truist Bank	1	$1.5M	0.1%	0.00%
114	Manasquan Bank	3	$1.5M	0.1%	0.00%
115	Northbrook Bank & Trust Company, National Association	1	$1.4M	0.1%	0.00%
116	SouthState Bank, National Association	3	$1.4M	0.1%	0.00%
117	Colony Bank	9	$1.3M	0.1%	0.00%
118	First Guaranty Bank	1	$1.2M	0.1%	0.00%
119	TowneBank	1	$1.2M	0.1%	0.00%
120	Centerstone SBA Lending, Inc.	1	$1.2M	0.1%	0.00%
121	Merchants Bank of Indiana	2	$1.2M	0.1%	0.00%
122	Alma Bank	3	$1.1M	0.1%	0.00%
123	Oconee State Bank	2	$1.0M	0.1%	0.00%
124	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$976K	0.1%	0.00%
125	Happen Bank	3	$954K	0.1%	0.00%
126	Empire State Certified Development Corporation	6	$875K	0.0%	0.00%
127	Citizens Bank	2	$806K	0.0%	0.00%
128	Climate First Bank	1	$757K	0.0%	0.00%
129	Seacoast National Bank	3	$750K	0.0%	24.79%
130	Open Bank	1	$750K	0.0%	0.00%
131	Ponce Bank National Association	1	$734K	0.0%	0.00%
132	Sunnyside Federal Savings and Loan Association of Irvington	1	$730K	0.0%	0.00%
133	Jovia Financial FCU	1	$666K	0.0%	0.00%
134	City National Bank of Florida	2	$665K	0.0%	0.00%
135	Columbia Bank	1	$615K	0.0%	0.00%
136	Ameris Bank	1	$613K	0.0%	0.00%
137	Stone Bank	2	$610K	0.0%	0.00%
138	BankUnited, National Association	1	$587K	0.0%	0.00%
139	Enterprise Bank & Trust	1	$562K	0.0%	0.00%
140	United Community Bank	2	$550K	0.0%	0.00%
141	First Bank	1	$540K	0.0%	68.23%
142	FWBank	1	$511K	0.0%	0.00%
143	Bank of Clarke	1	$500K	0.0%	0.00%
144	Union County Economic Development Corporation	2	$465K	0.0%	0.00%
145	Old National Bank	1	$384K	0.0%	0.00%
146	First Financial Bank	1	$380K	0.0%	0.00%
147	SoFi Bank, National Association	4	$350K	0.0%	6.26%
148	First Federal Bank	1	$316K	0.0%	0.00%
149	First-Citizens Bank & Trust Company	1	$309K	0.0%	0.00%
150	USAlliance FCU	3	$275K	0.0%	0.00%
151	North State Bank	1	$259K	0.0%	0.00%
152	VelocitySBA, LLC	19	$255K	0.0%	9.16%
153	Fairfield County Bank	1	$215K	0.0%	0.00%
154	Citizens & Northern Bank	1	$200K	0.0%	0.00%
155	CDC Small Business Finance Corp.	2	$165K	0.0%	0.00%
156	Neighborhood Trust Federal Credit Union	2	$143K	0.0%	0.00%
157	Ascendus, Inc.	1	$90K	0.0%	0.00%
158	Prestamos CDFI, LLC	1	$65K	0.0%	0.00%
159	Abacus Federal Savings Bank	1	$50K	0.0%	0.00%
160	U.S. Bank, National Association	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	705	$358.4M	19.6%
2	Wholesale trade	582	$239.2M	13.0%
3	Retail trade	470	$199.3M	10.9%
4	Other services	596	$180.0M	9.8%
5	Health care & social assistance	369	$167.8M	9.2%
6	Professional & technical services	421	$124.9M	6.8%
7	Construction	442	$89.3M	4.9%
8	Arts, entertainment & recreation	152	$79.6M	4.3%
9	Retail trade	197	$75.5M	4.1%
10	Administrative & waste services	199	$55.5M	3.0%
11	Real estate & leasing	82	$54.6M	3.0%
12	Manufacturing	62	$39.8M	2.2%
13	Educational services	119	$37.5M	2.0%
14	Manufacturing	87	$37.1M	2.0%
15	Transportation & warehousing	196	$27.8M	1.5%
16	Manufacturing	73	$23.3M	1.3%
17	Finance & insurance	49	$19.9M	1.1%
18	Transportation & warehousing	30	$10.3M	0.6%
19	Information	52	$8.9M	0.5%
20	Management of companies	2	$2.0M	0.1%
21	Utilities	5	$1.8M	0.1%
22	Agriculture, forestry & fishing	2	$785K	0.0%
23	Mining & extraction	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.