SBA 7(a) lenders in Bergen, NJ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

161 institutions have SBA 7(a) loans on record in Bergen, together $1.79B across 4,797 loans. NewBank is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	NewBank	231	$126.0M	7.0%	3.46%
2	TD Bank, National Association	925	$120.5M	6.7%	4.26%
3	Bank of Hope	325	$109.4M	6.1%	4.28%
4	The Bank of Princeton	139	$98.1M	5.5%	1.79%
5	New Millennium Bank	141	$83.7M	4.7%	0.28%
6	JPMorgan Chase Bank, National Association	474	$70.9M	4.0%	5.33%
7	Provident Bank	133	$61.1M	3.4%	3.64%
8	Fulton Bank, National Association	33	$52.8M	3.0%	0.00%
9	Wells Fargo Bank National Association	134	$51.6M	2.9%	1.78%
10	Manufacturers and Traders Trust Company	324	$47.2M	2.6%	2.63%
11	Newtek Small Business Finance, Inc.	46	$44.1M	2.5%	0.30%
12	Live Oak Banking Company	36	$36.0M	2.0%	0.00%
13	Newtek Bank, National Association	68	$33.3M	1.9%	0.00%
14	Hana Bank USA National Association	59	$31.5M	1.8%	3.08%
15	Woori America Bank	58	$30.4M	1.7%	4.30%
16	FinWise Bank	19	$29.6M	1.7%	0.00%
17	Metro City Bank	17	$28.9M	1.6%	0.00%
18	Columbia Bank	65	$26.4M	1.5%	3.18%
19	Readycap Lending, LLC	56	$25.6M	1.4%	2.70%
20	BCB Community Bank	31	$23.6M	1.3%	0.00%
21	The Huntington National Bank	74	$22.2M	1.2%	5.48%
22	Bank of America, National Association	64	$20.4M	1.1%	3.81%
23	Firstrust Savings Bank	15	$19.6M	1.1%	0.00%
24	PNC Bank, National Association	123	$18.7M	1.0%	4.40%
25	PCB Bank	20	$18.1M	1.0%	0.00%
26	Peapack Private Bank and Trust	21	$17.6M	1.0%	0.00%
27	Hanover Community Bank	12	$16.2M	0.9%	0.00%
28	Northeast Bank	102	$15.4M	0.9%	0.58%
29	Unity Bank	26	$14.3M	0.8%	6.44%
30	Banc of California	14	$14.1M	0.8%	0.00%
31	OceanFirst Bank, National Association	19	$14.0M	0.8%	0.00%
32	ConnectOne Bank	13	$13.6M	0.8%	0.00%
33	KeyBank National Association	23	$13.5M	0.8%	0.00%
34	Beacon Bank and Trust	14	$12.8M	0.7%	0.00%
35	BayFirst National Bank	76	$12.7M	0.7%	6.03%
36	Santander Bank, National Association	101	$12.6M	0.7%	14.19%
37	Byline Bank	11	$12.6M	0.7%	0.00%
38	First National Bank of Pennsylvania	15	$12.2M	0.7%	0.00%
39	Financial Resources Federal Credit Union	8	$12.0M	0.7%	0.00%
40	Celtic Bank Corporation	50	$12.0M	0.7%	1.28%
41	Capital One National Association	33	$11.3M	0.6%	1.99%
42	Meridian Bank	15	$10.7M	0.6%	0.00%
43	Cross River Bank	9	$9.9M	0.6%	0.00%
44	Port 51 Lending LLC	6	$9.8M	0.5%	0.00%
45	Hanmi Bank	13	$9.6M	0.5%	0.00%
46	Shinhan Bank America	19	$9.3M	0.5%	3.60%
47	Harvest Small Business Finance, LLC	8	$9.2M	0.5%	0.00%
48	Spring Bank	2	$9.1M	0.5%	0.00%
49	First Bank	15	$9.1M	0.5%	0.00%
50	Magyar Bank	15	$8.3M	0.5%	0.00%
51	East West Bank	7	$8.0M	0.4%	28.13%
52	First Commerce Bank	18	$7.9M	0.4%	0.55%
53	United Midwest Savings Bank National Association	17	$7.8M	0.4%	3.49%
54	Truliant FCU	2	$7.7M	0.4%	0.00%
55	Pathward National Association	6	$7.4M	0.4%	0.00%
56	First Bank of the Lake	16	$6.5M	0.4%	0.00%
57	First Merchants Bank	7	$6.2M	0.3%	0.00%
58	Kearny Bank	17	$5.9M	0.3%	1.40%
59	PromiseOne Bank	7	$5.8M	0.3%	0.00%
60	Webster Bank National Association	11	$5.8M	0.3%	0.00%
61	Valley National Bank	16	$5.8M	0.3%	1.49%
62	Trenton Business Assistance Corporation	40	$5.4M	0.3%	3.41%
63	Blue Foundry Bank	4	$5.3M	0.3%	0.00%
64	Empire State Bank	4	$5.2M	0.3%	0.00%
65	American Continental Bank	1	$5.0M	0.3%	0.00%
66	Citizens Bank, National Association	9	$4.7M	0.3%	0.00%
67	Patriot Bank, National Association	5	$4.7M	0.3%	0.00%
68	Dime Commercial Bank	5	$4.5M	0.3%	0.00%
69	Wilmington Savings Fund Society FSB	9	$4.5M	0.2%	0.00%
70	The Bancorp Bank National Association	5	$4.3M	0.2%	0.00%
71	World Trade Finance, Inc.	5	$4.3M	0.2%	0.00%
72	GBank	1	$4.2M	0.2%	0.00%
73	Somerset Regal Bank	6	$4.2M	0.2%	0.00%
74	Citibank, N.A.	20	$4.1M	0.2%	2.36%
75	Lafayette Square SBLC, LLC	4	$4.1M	0.2%	0.00%
76	Stearns Bank National Association	17	$4.1M	0.2%	5.16%
77	Hyperion Bank	2	$3.8M	0.2%	0.00%
78	Poppy Bank	2	$3.5M	0.2%	0.00%
79	First Business Bank	5	$3.5M	0.2%	0.00%
80	HSBC Bank USA National Association	17	$3.1M	0.2%	2.24%
81	Hana Small Business Lending, Inc.	5	$3.1M	0.2%	0.00%
82	Bankwell Bank	2	$3.1M	0.2%	0.00%
83	Quaint Oak Bank	1	$3.0M	0.2%	0.00%
84	The MINT National Bank	2	$2.9M	0.2%	0.00%
85	Lendistry SBLC, LLC	13	$2.7M	0.1%	0.00%
86	Coastal States Bank	2	$2.6M	0.1%	0.00%
87	Genesis Bank	5	$2.5M	0.1%	0.00%
88	Mission Valley Bank	1	$2.5M	0.1%	0.00%
89	Customers Bank	8	$2.5M	0.1%	0.78%
90	Bank Five Nine	4	$2.5M	0.1%	0.00%
91	Mid Penn Bank	4	$2.4M	0.1%	14.71%
92	First Internet Bank of Indiana	2	$2.3M	0.1%	0.00%
93	22nd State Bank, A Division of 22nd State Banking Company	2	$2.3M	0.1%	0.00%
94	Gulf Coast Bank and Trust Company	2	$2.2M	0.1%	0.00%
95	The Fidelity Bank	2	$2.2M	0.1%	0.00%
96	Popular Bank	34	$2.1M	0.1%	20.91%
97	Commercial Bank of California	2	$2.0M	0.1%	0.00%
98	Crown Bank	2	$1.9M	0.1%	0.00%
99	Federal Deposit Insurance Corporation	4	$1.9M	0.1%	0.00%
100	Five Star Bank	7	$1.8M	0.1%	0.00%
101	Parke Bank	2	$1.7M	0.1%	29.59%
102	Capital Bank, National Association	2	$1.7M	0.1%	0.00%
103	City National Bank	1	$1.7M	0.1%	0.00%
104	Simmons Bank	4	$1.7M	0.1%	0.00%
105	Millennium bcpbank, N.A.	19	$1.6M	0.1%	44.58%
106	Northwest Bank	1	$1.6M	0.1%	0.00%
107	Univest Bank and Trust Co	1	$1.6M	0.1%	0.00%
108	Commonwealth Business Bank	5	$1.6M	0.1%	0.00%
109	Independence Bank	11	$1.6M	0.1%	25.15%
110	Evolve Bank and Trust	1	$1.6M	0.1%	0.00%
111	US Metro Bank	1	$1.5M	0.1%	0.00%
112	Manasquan Bank	3	$1.5M	0.1%	0.00%
113	Truist Bank	1	$1.5M	0.1%	0.00%
114	Northbrook Bank & Trust Company, National Association	1	$1.4M	0.1%	0.00%
115	Colony Bank	9	$1.3M	0.1%	0.00%
116	First Guaranty Bank	1	$1.2M	0.1%	0.00%
117	TowneBank	1	$1.2M	0.1%	0.00%
118	Centerstone SBA Lending, Inc.	1	$1.2M	0.1%	0.00%
119	Merchants Bank of Indiana	2	$1.2M	0.1%	0.00%
120	Alma Bank	3	$1.1M	0.1%	0.00%
121	Fifth Third Bank	1	$1.0M	0.1%	0.00%
122	Oconee State Bank	2	$1.0M	0.1%	0.00%
123	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$976K	0.1%	0.00%
124	Happen Bank	3	$954K	0.1%	0.00%
125	SouthState Bank, National Association	2	$950K	0.1%	0.00%
126	Empire State Certified Development Corporation	6	$875K	0.0%	0.00%
127	Citizens Bank	2	$806K	0.0%	0.00%
128	Climate First Bank	1	$757K	0.0%	0.00%
129	Open Bank	1	$750K	0.0%	0.00%
130	Seacoast National Bank	3	$750K	0.0%	24.79%
131	Ponce Bank National Association	1	$734K	0.0%	0.00%
132	Sunnyside Federal Savings and Loan Association of Irvington	1	$730K	0.0%	0.00%
133	Jovia Financial FCU	1	$666K	0.0%	0.00%
134	City National Bank of Florida	2	$665K	0.0%	0.00%
135	Columbia Bank	1	$615K	0.0%	0.00%
136	Ameris Bank	1	$613K	0.0%	0.00%
137	Stone Bank	2	$610K	0.0%	0.00%
138	Grasshopper Bank National Association	2	$600K	0.0%	0.00%
139	BankUnited, National Association	1	$587K	0.0%	0.00%
140	Enterprise Bank & Trust	1	$562K	0.0%	0.00%
141	United Community Bank	2	$550K	0.0%	0.00%
142	First Bank	1	$540K	0.0%	68.23%
143	Bank of Clarke	1	$500K	0.0%	0.00%
144	Union County Economic Development Corporation	2	$465K	0.0%	0.00%
145	Heritage Bank Inc	3	$450K	0.0%	0.00%
146	Old National Bank	1	$384K	0.0%	0.00%
147	First Financial Bank	1	$380K	0.0%	0.00%
148	SoFi Bank, National Association	4	$350K	0.0%	6.26%
149	First Federal Bank	1	$316K	0.0%	0.00%
150	First-Citizens Bank & Trust Company	1	$309K	0.0%	0.00%
151	USAlliance FCU	3	$275K	0.0%	0.00%
152	North State Bank	1	$259K	0.0%	0.00%
153	VelocitySBA, LLC	19	$255K	0.0%	9.16%
154	Fairfield County Bank	1	$215K	0.0%	0.00%
155	Citizens & Northern Bank	1	$200K	0.0%	0.00%
156	CDC Small Business Finance Corp.	2	$165K	0.0%	0.00%
157	Neighborhood Trust Federal Credit Union	2	$143K	0.0%	0.00%
158	Ascendus, Inc.	1	$90K	0.0%	0.00%
159	Prestamos CDFI, LLC	1	$65K	0.0%	0.00%
160	Abacus Federal Savings Bank	1	$50K	0.0%	0.00%
161	U.S. Bank, National Association	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	683	$348.5M	19.5%
2	Wholesale trade	576	$238.5M	13.3%
3	Retail trade	465	$195.2M	10.9%
4	Other services	583	$176.9M	9.9%
5	Health care & social assistance	362	$164.1M	9.2%
6	Professional & technical services	419	$124.6M	7.0%
7	Construction	432	$79.2M	4.4%
8	Arts, entertainment & recreation	144	$77.2M	4.3%
9	Retail trade	195	$74.9M	4.2%
10	Real estate & leasing	80	$54.5M	3.1%
11	Administrative & waste services	192	$51.4M	2.9%
12	Educational services	116	$37.1M	2.1%
13	Manufacturing	86	$36.5M	2.0%
14	Manufacturing	58	$35.8M	2.0%
15	Transportation & warehousing	194	$27.0M	1.5%
16	Manufacturing	73	$23.3M	1.3%
17	Finance & insurance	47	$19.0M	1.1%
18	Transportation & warehousing	30	$10.3M	0.6%
19	Information	52	$8.9M	0.5%
20	Management of companies	2	$2.0M	0.1%
21	Utilities	5	$1.8M	0.1%
22	Agriculture, forestry & fishing	2	$785K	0.0%
23	Mining & extraction	1	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.