SBA 7(a) lenders in NJ

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

308 institutions have SBA 7(a) loans on record in NJ, together $13.24B across 31,583 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	TD Bank, National Association	7,092	$1.08B	8.2%	3.48%
2	Fulton Bank, National Association	1,041	$893.2M	6.7%	1.23%
3	Live Oak Banking Company	466	$575.7M	4.3%	1.34%
4	Provident Bank	827	$569.8M	4.3%	1.49%
5	Wells Fargo Bank National Association	1,445	$364.5M	2.8%	2.56%
6	Unity Bank	413	$322.1M	2.4%	1.24%
7	NewBank	490	$297.2M	2.2%	3.30%
8	Wilmington Savings Fund Society FSB	379	$296.2M	2.2%	1.01%
9	The Bank of Princeton	411	$295.7M	2.2%	2.54%
10	JPMorgan Chase Bank, National Association	1,832	$287.7M	2.2%	3.66%
11	Newtek Small Business Finance, Inc.	398	$279.5M	2.1%	1.07%
12	Beacon Bank and Trust	276	$274.8M	2.1%	2.86%
13	Peapack Private Bank and Trust	251	$227.5M	1.7%	0.15%
14	Manufacturers and Traders Trust Company	1,706	$220.9M	1.7%	4.25%
15	Hanover Community Bank	163	$219.5M	1.7%	0.00%
16	FinWise Bank	162	$219.5M	1.7%	0.50%
17	PNC Bank, National Association	996	$213.9M	1.6%	4.51%
18	Bank of Hope	630	$208.0M	1.6%	3.97%
19	BCB Community Bank	260	$205.9M	1.6%	1.42%
20	Newtek Bank, National Association	480	$198.2M	1.5%	0.00%
21	New Millennium Bank	346	$195.5M	1.5%	1.32%
22	Meridian Bank	201	$189.1M	1.4%	0.09%
23	Hana Bank USA National Association	380	$184.0M	1.4%	4.23%
24	Readycap Lending, LLC	413	$182.4M	1.4%	2.84%
25	The Huntington National Bank	492	$178.5M	1.3%	2.93%
26	Financial Resources Federal Credit Union	182	$157.8M	1.2%	1.80%
27	Northeast Bank	756	$145.1M	1.1%	3.36%
28	Celtic Bank Corporation	341	$144.5M	1.1%	2.42%
29	Magyar Bank	237	$143.3M	1.1%	0.24%
30	OceanFirst Bank, National Association	222	$139.8M	1.1%	2.79%
31	Firstrust Savings Bank	130	$138.7M	1.0%	0.13%
32	Columbia Bank	271	$132.6M	1.0%	1.11%
33	First Bank	200	$131.8M	1.0%	1.14%
34	Santander Bank, National Association	924	$130.6M	1.0%	5.86%
35	First National Bank of Pennsylvania	110	$116.8M	0.9%	2.14%
36	Bank of America, National Association	408	$110.2M	0.8%	2.05%
37	Mid Penn Bank	192	$107.7M	0.8%	3.50%
38	Kearny Bank	209	$96.7M	0.7%	3.26%
39	Cross River Bank	61	$95.0M	0.7%	0.00%
40	BayFirst National Bank	465	$89.4M	0.7%	7.73%
41	Truist Bank	112	$81.8M	0.6%	6.97%
42	Banc of California	73	$79.8M	0.6%	2.33%
43	Customers Bank	116	$78.0M	0.6%	1.01%
44	Sturdy Savings Bank	166	$77.4M	0.6%	0.00%
45	Byline Bank	66	$75.7M	0.6%	0.23%
46	The Bancorp Bank National Association	72	$72.9M	0.6%	0.81%
47	KeyBank National Association	112	$71.2M	0.5%	3.21%
48	Metro City Bank	46	$68.8M	0.5%	0.00%
49	First Commerce Bank	148	$66.2M	0.5%	0.34%
50	Citizens Bank, National Association	229	$65.8M	0.5%	2.41%
51	First Bank	60	$64.3M	0.5%	0.46%
52	Woori America Bank	109	$62.4M	0.5%	3.08%
53	Capital One National Association	131	$61.8M	0.5%	1.46%
54	Dime Commercial Bank	43	$59.7M	0.5%	0.00%
55	First Bank of the Lake	83	$58.5M	0.4%	0.24%
56	Happen Bank	65	$56.9M	0.4%	2.66%
57	Harvest Small Business Finance, LLC	50	$53.4M	0.4%	0.00%
58	HSBC Bank USA National Association	56	$52.1M	0.4%	0.13%
59	ConnectOne Bank	50	$51.2M	0.4%	0.00%
60	Somerset Regal Bank	90	$47.1M	0.4%	1.01%
61	United Midwest Savings Bank National Association	156	$45.8M	0.3%	2.83%
62	Valley National Bank	127	$45.2M	0.3%	4.45%
63	Trenton Business Assistance Corporation	315	$43.1M	0.3%	1.38%
64	Parke Bank	44	$42.1M	0.3%	1.22%
65	Citibank, N.A.	71	$40.3M	0.3%	0.75%
66	The MINT National Bank	31	$39.5M	0.3%	0.00%
67	Northfield Bank	90	$39.5M	0.3%	0.57%
68	Pathward National Association	21	$38.6M	0.3%	0.00%
69	Haddon Savings Bank	19	$38.4M	0.3%	2.98%
70	Stearns Bank National Association	127	$35.6M	0.3%	2.55%
71	TowneBank	45	$35.1M	0.3%	0.00%
72	BankUnited, National Association	21	$34.3M	0.3%	6.93%
73	Port 51 Lending LLC	19	$32.6M	0.2%	0.00%
74	GBank	9	$32.1M	0.2%	0.00%
75	Univest Bank and Trust Co	43	$32.0M	0.2%	0.89%
76	Crown Bank	34	$31.7M	0.2%	0.00%
77	Webster Bank National Association	52	$31.2M	0.2%	0.00%
78	Spring Bank	11	$30.3M	0.2%	12.02%
79	First Commonwealth Bank	50	$29.6M	0.2%	4.01%
80	First Merchants Bank	30	$29.3M	0.2%	6.07%
81	Truliant FCU	19	$28.8M	0.2%	0.00%
82	First Internet Bank of Indiana	23	$26.6M	0.2%	0.00%
83	Bankwell Bank	17	$26.5M	0.2%	0.00%
84	Citizens & Northern Bank	31	$24.1M	0.2%	16.72%
85	PCB Bank	30	$24.0M	0.2%	0.00%
86	Fifth Third Bank	15	$22.2M	0.2%	0.00%
87	Hyperion Bank	20	$21.3M	0.2%	4.51%
88	Hanmi Bank	27	$20.6M	0.2%	0.00%
89	Quaint Oak Bank	27	$20.4M	0.2%	0.00%
90	Five Star Bank	58	$20.0M	0.2%	0.32%
91	East West Bank	33	$19.6M	0.1%	11.74%
92	Tioga-Franklin Savings Bank	39	$19.3M	0.1%	0.00%
93	Simmons Bank	52	$18.4M	0.1%	4.28%
94	The First National Bank of Elmer	21	$17.4M	0.1%	0.00%
95	Columbia Bank	21	$17.3M	0.1%	0.11%
96	PromiseOne Bank	25	$17.1M	0.1%	0.00%
97	Shinhan Bank America	39	$17.1M	0.1%	4.08%
98	Popular Bank	130	$17.1M	0.1%	30.26%
99	Gulf Coast Bank and Trust Company	21	$17.1M	0.1%	0.00%
100	Manasquan Bank	68	$17.1M	0.1%	2.85%
101	FDIC - Community Bank & Trust-West Georgia	12	$17.0M	0.1%	0.00%
102	Citizens Bank	26	$16.6M	0.1%	0.00%
103	Bank Five Nine	22	$15.8M	0.1%	0.00%
104	Climate First Bank	7	$15.6M	0.1%	0.00%
105	T Bank, National Association	6	$15.5M	0.1%	0.00%
106	Grasshopper Bank National Association	24	$15.0M	0.1%	0.00%
107	Centerstone SBA Lending, Inc.	11	$14.9M	0.1%	0.00%
108	United Community Bank	23	$14.9M	0.1%	0.00%
109	22nd State Bank, A Division of 22nd State Banking Company	15	$14.5M	0.1%	0.00%
110	Blue Foundry Bank	12	$13.6M	0.1%	0.00%
111	HomeTrust Bank	6	$13.5M	0.1%	0.00%
112	First Financial Bank	15	$12.9M	0.1%	0.00%
113	Ponce Bank National Association	11	$12.4M	0.1%	0.00%
114	Seacoast National Bank	17	$11.9M	0.1%	7.47%
115	CTBC Bank Corp. (USA)	8	$11.2M	0.1%	0.00%
116	Lendistry SBLC, LLC	68	$11.1M	0.1%	0.00%
117	Capital Bank, National Association	19	$10.8M	0.1%	6.55%
118	Heritage Bank Inc	21	$10.5M	0.1%	0.00%
119	Pinnacle Bank	6	$10.0M	0.1%	20.69%
120	Ameris Bank	9	$9.8M	0.1%	0.00%
121	Evolve Bank and Trust	10	$9.2M	0.1%	0.00%
122	Poppy Bank	6	$9.0M	0.1%	0.00%
123	American Heritage FCU	10	$8.8M	0.1%	19.40%
124	Mission Valley Bank	5	$8.8M	0.1%	0.00%
125	World Trade Finance, Inc.	6	$8.8M	0.1%	0.00%
126	CRF Small Business Loan Company, LLC	16	$8.4M	0.1%	10.38%
127	Stone Bank	16	$8.2M	0.1%	0.00%
128	Northwest FCU	5	$8.1M	0.1%	0.00%
129	Genesis Bank	9	$8.1M	0.1%	13.42%
130	Empire State Bank	9	$7.7M	0.1%	0.00%
131	Atlantic Union Bank	6	$7.5M	0.1%	0.00%
132	Commonwealth Business Bank	10	$7.4M	0.1%	0.00%
133	Patriot Bank, National Association	7	$7.3M	0.1%	0.00%
134	IncredibleBank	6	$7.3M	0.1%	0.00%
135	Independence Bank	59	$7.3M	0.1%	23.11%
136	Union County Economic Development Corporation	52	$7.1M	0.1%	5.63%
137	First Federal Bank	7	$7.1M	0.1%	3.33%
138	Hometown Bank	2	$7.0M	0.1%	0.00%
139	Shoreham Bank	17	$6.8M	0.1%	0.00%
140	Grow America Fund, Incorporated	9	$6.8M	0.1%	9.95%
141	Northwest Bank	2	$6.6M	0.0%	0.00%
142	Colony Bank	42	$6.5M	0.0%	1.51%
143	Lafayette Square SBLC, LLC	9	$6.4M	0.0%	0.00%
144	City National Bank	9	$6.4M	0.0%	0.00%
145	Federal Deposit Insurance Corporation	16	$6.4M	0.0%	14.44%
146	First Resource Bank	4	$6.4M	0.0%	0.00%
147	Open Bank	3	$6.3M	0.0%	0.00%
148	MVB Bank, Inc.	5	$6.3M	0.0%	0.00%
149	Hana Small Business Lending, Inc.	11	$6.3M	0.0%	2.81%
150	Millennium bcpbank, N.A.	68	$6.2M	0.0%	21.03%
151	Coastal States Bank	7	$6.0M	0.0%	0.00%
152	U.S. Bank, National Association	23	$5.9M	0.0%	0.00%
153	Old National Bank	4	$5.9M	0.0%	0.00%
154	Banesco USA	10	$5.6M	0.0%	0.00%
155	Commercial Bank of California	8	$5.5M	0.0%	0.00%
156	Fund-Ex Solutions Group, LLC	4	$5.5M	0.0%	0.00%
157	Milestone Bank	9	$5.5M	0.0%	14.83%
158	Royal Business Bank	6	$5.4M	0.0%	0.00%
159	CenTrust Bank, A Division of SmartBiz Bank National Association	27	$5.3M	0.0%	0.00%
160	SouthState Bank, National Association	5	$5.3M	0.0%	0.00%
161	Industrial Bank	16	$5.2M	0.0%	5.07%
162	American Continental Bank	1	$5.0M	0.0%	0.00%
163	Centennial Bank	1	$5.0M	0.0%	0.00%
164	The Fidelity Bank	5	$4.7M	0.0%	0.00%
165	The First National Bank of Absecon	6	$4.6M	0.0%	0.00%
166	Business Lenders, LLC	7	$4.5M	0.0%	13.58%
167	Associated Bank National Association	6	$4.4M	0.0%	0.00%
168	Alma Bank	6	$4.4M	0.0%	0.00%
169	First Business Bank	7	$4.3M	0.0%	0.00%
170	Habib American Bank	13	$4.3M	0.0%	6.88%
171	United Bank of Philadelphia	9	$4.1M	0.0%	0.00%
172	Fountainhead SBF LLC	2	$4.0M	0.0%	0.00%
173	North Valley Bank	1	$3.9M	0.0%	0.00%
174	FWBank	3	$3.9M	0.0%	0.00%
175	OneWest Bank, A Division of	1	$3.8M	0.0%	0.00%
176	SandT Bank	6	$3.5M	0.0%	0.00%
177	VelocitySBA, LLC	139	$3.5M	0.0%	8.23%
178	Empire State Certified Development Corporation	23	$3.5M	0.0%	0.00%
179	Wachovia SBA Lending, Inc.	4	$3.4M	0.0%	0.00%
180	Enterprise Bank & Trust	4	$3.2M	0.0%	0.00%
181	First-Citizens Bank & Trust Company	6	$2.7M	0.0%	2.84%
182	NYBDC Local Development Corporation dba Pursuit Community Finance	13	$2.7M	0.0%	0.00%
183	CNB Bank	5	$2.6M	0.0%	10.40%
184	Continental Bank	10	$2.5M	0.0%	2.34%
185	Leader Bank, National Association	4	$2.5M	0.0%	0.00%
186	Magnifi Financial CU	8	$2.3M	0.0%	0.00%
187	Cathay Bank	6	$2.3M	0.0%	1.80%
188	First Bank of Central Ohio	3	$2.3M	0.0%	0.00%
189	Sunnyside Federal Savings and Loan Association of Irvington	3	$2.2M	0.0%	0.00%
190	MI Bank	1	$2.2M	0.0%	0.00%
191	Midwest BankCentre	2	$2.2M	0.0%	0.00%
192	Millennium Bank	1	$2.1M	0.0%	0.00%
193	The Ephrata National Bank	1	$2.1M	0.0%	0.00%
194	Lendstream Small Business Finance, LLC	2	$2.1M	0.0%	0.00%
195	United FCU	2	$2.0M	0.0%	0.00%
196	Luminate Bank	2	$2.0M	0.0%	0.00%
197	Bank of Clarke	2	$2.0M	0.0%	0.00%
198	InBank	2	$2.0M	0.0%	0.00%
199	Cogent Bank	1	$2.0M	0.0%	0.00%
200	North State Bank	6	$1.8M	0.0%	0.00%

The 200 largest shown, of 308 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Bergen	161	4,797	$1.79B
2	Middlesex	150	2,752	$1.26B
3	Monmouth	160	2,612	$1.08B
4	Essex	138	2,364	$907.5M
5	Morris	126	1,954	$868.2M
6	Union	140	1,927	$861.1M
7	Camden	126	1,767	$846.8M
8	Ocean	119	2,211	$830.1M
9	Burlington	126	1,552	$734.7M
10	Hudson	123	1,869	$619.6M
11	Passaic	111	1,585	$565.6M
12	Somerset	117	1,163	$551.9M
13	Mercer	119	1,223	$547.3M
14	Gloucester	99	899	$374.8M
15	Atlantic	86	758	$329.8M
16	Cape May	67	530	$320.3M
17	Hunterdon	80	567	$261.2M
18	Sussex	65	355	$166.1M
19	Cumberland	54	261	$149.4M
20	Warren	68	311	$123.5M
21	Salem	37	126	$61.9M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.