SBA 7(a) lenders in Atlantic, NJ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

88 institutions have SBA 7(a) loans on record in Atlantic, together $335.9M across 782 loans. Fulton Bank, National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Fulton Bank, National Association	51	$33.9M	10.1%	2.23%
2	TD Bank, National Association	241	$33.5M	10.0%	7.13%
3	Wilmington Savings Fund Society FSB	25	$16.6M	5.0%	1.03%
4	Beacon Bank and Trust	15	$16.4M	4.9%	10.25%
5	Meridian Bank	10	$14.3M	4.2%	0.00%
6	Live Oak Banking Company	9	$13.0M	3.9%	0.00%
7	Wells Fargo Bank National Association	41	$12.2M	3.6%	0.25%
8	Sturdy Savings Bank	21	$10.0M	3.0%	0.00%
9	Northeast Bank	25	$9.8M	2.9%	0.54%
10	The MINT National Bank	6	$9.8M	2.9%	0.00%
11	Readycap Lending, LLC	14	$7.9M	2.3%	0.00%
12	Truist Bank	12	$7.6M	2.3%	25.19%
13	Truliant FCU	7	$6.9M	2.0%	0.00%
14	Hana Bank USA National Association	11	$6.7M	2.0%	0.00%
15	Provident Bank	6	$6.6M	2.0%	0.00%
16	Hanover Community Bank	5	$6.6M	2.0%	0.00%
17	Peapack Private Bank and Trust	5	$6.4M	1.9%	0.00%
18	Citizens & Northern Bank	7	$5.3M	1.6%	0.00%
19	First National Bank of Pennsylvania	6	$5.2M	1.5%	10.90%
20	Magyar Bank	1	$4.7M	1.4%	0.00%
21	Mid Penn Bank	7	$4.6M	1.4%	0.00%
22	Unity Bank	3	$4.6M	1.4%	0.00%
23	The Bancorp Bank National Association	4	$4.3M	1.3%	13.89%
24	Newtek Small Business Finance, LLC	13	$4.2M	1.2%	0.00%
25	Citizens Bank, National Association	10	$4.1M	1.2%	3.51%
26	Parke Bank	7	$4.0M	1.2%	0.00%
27	Celtic Bank Corporation	8	$3.5M	1.0%	5.66%
28	IncredibleBank	1	$3.3M	1.0%	0.00%
29	The Bank of Princeton	2	$3.1M	0.9%	0.00%
30	Firstrust Savings Bank	3	$3.1M	0.9%	0.00%
31	TowneBank	4	$3.0M	0.9%	0.00%
32	Pathward National Association	1	$3.0M	0.9%	0.00%
33	BCB Community Bank	4	$2.7M	0.8%	25.28%
34	BayFirst National Bank	10	$2.7M	0.8%	0.00%
35	BankUnited, National Association	1	$2.6M	0.8%	0.00%
36	Newtek Bank, National Association	16	$2.6M	0.8%	0.00%
37	Fund-Ex Solutions Group, LLC	1	$2.5M	0.7%	0.00%
38	OceanFirst Bank, National Association	17	$2.4M	0.7%	4.58%
39	PNC Bank, National Association	16	$2.3M	0.7%	0.35%
40	Trenton Business Assistance Corporation	13	$2.3M	0.7%	1.01%
41	Manufacturers and Traders Trust Company	22	$2.3M	0.7%	1.55%
42	The Huntington National Bank	7	$2.2M	0.7%	0.00%
43	Bank of America, National Association	11	$2.1M	0.6%	2.14%
44	Byline Bank	1	$2.1M	0.6%	0.00%
45	United Bank of Philadelphia	3	$1.8M	0.5%	0.00%
46	Kearny Bank	5	$1.7M	0.5%	0.00%
47	Columbia Bank	1	$1.7M	0.5%	0.00%
48	The First National Bank of Absecon	3	$1.7M	0.5%	0.00%
49	Bank Five Nine	1	$1.5M	0.4%	0.00%
50	Happen Bank	1	$1.4M	0.4%	0.00%
51	Bank of Hope	1	$1.3M	0.4%	0.00%
52	Columbia Bank	3	$1.3M	0.4%	0.00%
53	First Bank	3	$1.2M	0.4%	0.00%
54	First Merchants Bank	2	$1.1M	0.3%	0.00%
55	Santander Bank, National Association	4	$1.1M	0.3%	0.00%
56	Seacoast National Bank	1	$1.1M	0.3%	0.00%
57	FinWise Bank	1	$1.0M	0.3%	0.00%
58	Financial Resources Federal Credit Union	3	$1.0M	0.3%	0.00%
59	United Midwest Savings Bank National Association	2	$990K	0.3%	0.00%
60	Banc of California	1	$800K	0.2%	28.41%
61	Grasshopper Bank National Association	2	$773K	0.2%	0.00%
62	Embassy National Bank	1	$660K	0.2%	0.00%
63	Wachovia SBA Lending, Inc.	1	$541K	0.2%	0.00%
64	Poppy Bank	1	$512K	0.2%	0.00%
65	Hancock Whitney Bank	1	$500K	0.1%	0.00%
66	Customers Bank	2	$500K	0.1%	0.00%
67	Five Star Bank	2	$458K	0.1%	0.00%
68	Harvest Small Business Finance, LLC	1	$440K	0.1%	0.00%
69	Stearns Bank National Association	2	$420K	0.1%	0.00%
70	First Bank	1	$407K	0.1%	0.00%
71	NewBank	3	$400K	0.1%	0.00%
72	Shinhan Bank America	1	$400K	0.1%	0.00%
73	Popular Bank	4	$360K	0.1%	82.74%
74	Independence Bank	4	$343K	0.1%	40.83%
75	JPMorgan Chase Bank, National Association	2	$298K	0.1%	0.00%
76	Empire State Certified Development Corporation	2	$275K	0.1%	0.00%
77	Vision One CU	1	$250K	0.1%	0.00%
78	The First National Bank of Elmer	1	$190K	0.1%	0.00%
79	Univest Bank and Trust Co	1	$175K	0.1%	0.00%
80	Public Savings Bank	1	$154K	0.0%	0.00%
81	Union County Economic Development Corporation	1	$150K	0.0%	0.00%
82	Woori America Bank	2	$145K	0.0%	62.12%
83	American Heritage FCU	1	$135K	0.0%	0.00%
84	Stone Bank	1	$75K	0.0%	0.00%
85	Ascendus, Inc.	1	$53K	0.0%	84.88%
86	VelocitySBA, LLC	5	$40K	0.0%	18.53%
87	U.S. Bank, National Association	1	$40K	0.0%	0.00%
88	SoFi Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	169	$132.5M	39.4%
2	Retail trade	88	$51.2M	15.2%
3	Construction	103	$24.5M	7.3%
4	Health care & social assistance	59	$19.0M	5.7%
5	Professional & technical services	72	$18.6M	5.5%
6	Other services	64	$18.3M	5.5%
7	Arts, entertainment & recreation	27	$16.8M	5.0%
8	Retail trade	42	$15.0M	4.5%
9	Administrative & waste services	47	$10.0M	3.0%
10	Wholesale trade	22	$8.8M	2.6%
11	Real estate & leasing	19	$5.9M	1.8%
12	Manufacturing	9	$4.3M	1.3%
13	Educational services	7	$3.4M	1.0%
14	Finance & insurance	7	$2.6M	0.8%
15	Transportation & warehousing	21	$1.8M	0.5%
16	Manufacturing	11	$1.4M	0.4%
17	Information	5	$780K	0.2%
18	Manufacturing	5	$484K	0.1%
19	Transportation & warehousing	2	$380K	0.1%
20	Agriculture, forestry & fishing	3	$116K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.