SBA 7(a) lenders in Middlesex, NJ

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

150 institutions have SBA 7(a) loans on record in Middlesex, together $1.26B across 2,752 loans. TD Bank, National Association is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	TD Bank, National Association	504	$84.6M	6.7%	3.91%
2	Fulton Bank, National Association	65	$74.3M	5.9%	0.20%
3	Live Oak Banking Company	39	$51.8M	4.1%	7.05%
4	Unity Bank	74	$48.8M	3.9%	0.10%
5	Provident Bank	68	$47.0M	3.7%	1.05%
6	JPMorgan Chase Bank, National Association	193	$32.8M	2.6%	1.00%
7	Hanover Community Bank	17	$31.9M	2.5%	0.00%
8	Peapack Private Bank and Trust	32	$31.6M	2.5%	0.00%
9	Wells Fargo Bank National Association	169	$30.8M	2.4%	1.63%
10	BCB Community Bank	44	$29.1M	2.3%	5.17%
11	Financial Resources Federal Credit Union	29	$29.1M	2.3%	2.11%
12	Newtek Bank, National Association	42	$28.4M	2.3%	0.00%
13	First Bank	33	$27.5M	2.2%	1.17%
14	Newtek Small Business Finance, Inc.	31	$25.6M	2.0%	0.72%
15	The Huntington National Bank	54	$24.4M	1.9%	2.83%
16	OceanFirst Bank, National Association	22	$23.9M	1.9%	4.35%
17	Celtic Bank Corporation	40	$21.9M	1.7%	0.97%
18	NewBank	23	$21.5M	1.7%	2.82%
19	Magyar Bank	39	$21.1M	1.7%	0.00%
20	The Bank of Princeton	39	$20.7M	1.6%	0.00%
21	Manufacturers and Traders Trust Company	125	$20.6M	1.6%	3.47%
22	PNC Bank, National Association	96	$20.5M	1.6%	3.23%
23	Meridian Bank	16	$19.5M	1.5%	0.00%
24	Hana Bank USA National Association	39	$19.2M	1.5%	8.41%
25	Wilmington Savings Fund Society FSB	26	$17.0M	1.4%	0.59%
26	Santander Bank, National Association	121	$15.8M	1.3%	6.29%
27	Firstrust Savings Bank	10	$15.0M	1.2%	0.00%
28	FinWise Bank	10	$14.7M	1.2%	0.00%
29	Northeast Bank	89	$14.4M	1.1%	1.83%
30	Columbia Bank	30	$14.3M	1.1%	0.00%
31	Byline Bank	8	$14.3M	1.1%	0.00%
32	Readycap Lending, LLC	27	$13.8M	1.1%	0.00%
33	Metro City Bank	8	$13.6M	1.1%	0.00%
34	Bank of America, National Association	55	$12.8M	1.0%	2.04%
35	Beacon Bank and Trust	15	$12.8M	1.0%	0.73%
36	Kearny Bank	16	$12.2M	1.0%	7.87%
37	Customers Bank	14	$11.7M	0.9%	0.00%
38	Dime Commercial Bank	12	$11.6M	0.9%	0.00%
39	Mid Penn Bank	10	$11.1M	0.9%	0.00%
40	The Bancorp Bank National Association	6	$10.7M	0.9%	0.00%
41	CTBC Bank Corp. (USA)	5	$10.4M	0.8%	0.00%
42	Happen Bank	11	$10.3M	0.8%	0.00%
43	Cross River Bank	8	$9.5M	0.8%	0.00%
44	Bank of Hope	28	$9.2M	0.7%	4.70%
45	Bankwell Bank	6	$8.2M	0.6%	0.00%
46	Northfield Bank	10	$7.9M	0.6%	0.00%
47	Banc of California	10	$7.9M	0.6%	0.00%
48	Citibank, N.A.	9	$7.6M	0.6%	1.32%
49	Univest Bank and Trust Co	3	$7.5M	0.6%	0.00%
50	Stearns Bank National Association	18	$7.0M	0.6%	1.56%
51	First Merchants Bank	3	$6.7M	0.5%	0.00%
52	ConnectOne Bank	7	$6.7M	0.5%	0.00%
53	The MINT National Bank	7	$6.3M	0.5%	0.00%
54	Webster Bank National Association	7	$5.6M	0.4%	0.00%
55	BayFirst National Bank	32	$5.4M	0.4%	2.58%
56	First Commerce Bank	7	$5.4M	0.4%	0.00%
57	First National Bank of Pennsylvania	5	$5.1M	0.4%	0.00%
58	Northwest Bank	1	$5.0M	0.4%	0.00%
59	First Commonwealth Bank	9	$4.7M	0.4%	0.00%
60	New Millennium Bank	16	$4.4M	0.4%	0.79%
61	Somerset Regal Bank	11	$4.1M	0.3%	0.00%
62	Parke Bank	6	$4.0M	0.3%	0.00%
63	Valley National Bank	8	$3.8M	0.3%	0.00%
64	OneWest Bank, A Division of	1	$3.8M	0.3%	0.00%
65	HomeTrust Bank	1	$3.7M	0.3%	0.00%
66	BankUnited, National Association	2	$3.4M	0.3%	69.78%
67	GBank	2	$3.4M	0.3%	0.00%
68	Stone Bank	1	$3.2M	0.3%	0.00%
69	Citizens Bank, National Association	16	$3.2M	0.3%	3.91%
70	Blue Foundry Bank	2	$3.2M	0.3%	0.00%
71	Ponce Bank National Association	1	$3.0M	0.2%	0.00%
72	SouthState Bank, National Association	1	$2.9M	0.2%	0.00%
73	Trenton Business Assistance Corporation	19	$2.9M	0.2%	0.00%
74	U.S. Bank, National Association	6	$2.8M	0.2%	0.00%
75	Spring Bank	2	$2.8M	0.2%	0.00%
76	East West Bank	2	$2.6M	0.2%	0.00%
77	Grasshopper Bank National Association	4	$2.4M	0.2%	0.00%
78	Hyperion Bank	1	$2.2M	0.2%	0.00%
79	United Community Bank	5	$2.0M	0.2%	0.00%
80	Capital One National Association	8	$2.0M	0.2%	4.91%
81	Habib American Bank	8	$2.0M	0.2%	4.32%
82	Columbia Bank	3	$2.0M	0.2%	0.00%
83	First Bank	4	$1.8M	0.1%	0.00%
84	Five Star Bank	7	$1.8M	0.1%	3.53%
85	Simmons Bank	5	$1.8M	0.1%	0.00%
86	Hanmi Bank	4	$1.7M	0.1%	0.00%
87	Centerstone SBA Lending, Inc.	2	$1.7M	0.1%	0.00%
88	Genesis Bank	1	$1.7M	0.1%	0.00%
89	Security National Bank of Omaha	1	$1.6M	0.1%	0.00%
90	Citizens Bank	5	$1.6M	0.1%	0.00%
91	Pinnacle Bank	1	$1.6M	0.1%	0.00%
92	Popular Bank	5	$1.5M	0.1%	37.43%
93	Shoreham Bank	5	$1.5M	0.1%	0.00%
94	Gulf Coast Bank and Trust Company	2	$1.5M	0.1%	0.00%
95	Tioga-Franklin Savings Bank	2	$1.4M	0.1%	0.00%
96	PromiseOne Bank	3	$1.3M	0.1%	0.00%
97	Bank Five Nine	4	$1.3M	0.1%	0.00%
98	United Midwest Savings Bank National Association	7	$1.3M	0.1%	0.00%
99	Pathward National Association	1	$1.2M	0.1%	0.00%
100	Lendistry SBLC, LLC	8	$1.2M	0.1%	0.00%
101	IncredibleBank	1	$1.2M	0.1%	0.00%
102	First Financial Bank	1	$1.2M	0.1%	0.00%
103	Commercial Bank of California	2	$1.1M	0.1%	0.00%
104	Business Lenders, LLC	1	$1.1M	0.1%	0.00%
105	Harvest Small Business Finance, LLC	2	$1.0M	0.1%	0.00%
106	Woori America Bank	2	$1.0M	0.1%	45.21%
107	Independence Bank	8	$1.0M	0.1%	26.63%
108	Port 51 Lending LLC	1	$980K	0.1%	0.00%
109	Crown Bank	2	$960K	0.1%	0.00%
110	Atlantic Union Bank	2	$906K	0.1%	0.00%
111	Coastal States Bank	1	$893K	0.1%	0.00%
112	First Bank of the Lake	4	$890K	0.1%	0.00%
113	Plains State Bank	1	$744K	0.1%	0.00%
114	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$650K	0.1%	0.00%
115	KeyBank National Association	3	$615K	0.0%	7.81%
116	First Bank of Central Ohio	1	$608K	0.0%	0.00%
117	Climate First Bank	1	$588K	0.0%	0.00%
118	Paragon Bank	1	$580K	0.0%	0.00%
119	TowneBank	1	$550K	0.0%	0.00%
120	FDIC - Community Bank & Trust-West Georgia	1	$537K	0.0%	0.00%
121	Federal Deposit Insurance Corporation	1	$527K	0.0%	0.00%
122	Union County Economic Development Corporation	5	$523K	0.0%	0.00%
123	Evolve Bank and Trust	1	$500K	0.0%	0.00%
124	Royal Business Bank	1	$450K	0.0%	0.00%
125	Banesco USA	1	$400K	0.0%	0.00%
126	Amboy Bank	4	$375K	0.0%	0.00%
127	Community First Capital Corp	1	$350K	0.0%	0.00%
128	First Bank	1	$308K	0.0%	0.00%
129	Cache Valley Bank	1	$300K	0.0%	0.00%
130	Village Bank and Trust, National Association	1	$300K	0.0%	0.00%
131	Arbor Bank	1	$293K	0.0%	0.00%
132	Truist Bank	1	$275K	0.0%	10.80%
133	First Central Savings Bank	1	$270K	0.0%	0.00%
134	United FCU	1	$269K	0.0%	0.00%
135	Commonwealth Business Bank	1	$260K	0.0%	0.00%
136	Empire State Certified Development Corporation	1	$250K	0.0%	0.00%
137	First Western SBLC, LLC	1	$222K	0.0%	0.00%
138	HSBC Bank USA National Association	2	$220K	0.0%	0.00%
139	Millennium bcpbank, N.A.	2	$205K	0.0%	0.00%
140	CDC Small Business Finance Corp.	1	$150K	0.0%	0.00%
141	SoFi Bank, National Association	1	$150K	0.0%	0.00%
142	NYBDC Local Development Corporation dba Pursuit Community Finance	1	$119K	0.0%	0.00%
143	Empire State Bank	1	$105K	0.0%	0.00%
144	Affinity FCU	1	$90K	0.0%	0.00%
145	Manasquan Bank	1	$75K	0.0%	0.00%
146	VelocitySBA, LLC	6	$50K	0.0%	17.17%
147	Brooklyn Cooperative Federal Credit Union	1	$35K	0.0%	0.00%
148	Randolph-Brooks FCU	1	$35K	0.0%	0.00%
149	Digital Federal Credit Union, A Division of First Technology Federal Credit Union	1	$30K	0.0%	0.00%
150	Jovia Financial FCU	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	374	$219.5M	17.4%
2	Retail trade	257	$187.7M	14.9%
3	Health care & social assistance	261	$157.0M	12.5%
4	Professional & technical services	394	$133.3M	10.6%
5	Wholesale trade	223	$90.7M	7.2%
6	Other services	223	$86.0M	6.8%
7	Arts, entertainment & recreation	95	$53.2M	4.2%
8	Construction	189	$47.6M	3.8%
9	Manufacturing	44	$39.8M	3.2%
10	Administrative & waste services	133	$33.8M	2.7%
11	Transportation & warehousing	217	$32.7M	2.6%
12	Real estate & leasing	42	$31.2M	2.5%
13	Manufacturing	41	$30.6M	2.4%
14	Manufacturing	32	$30.2M	2.4%
15	Retail trade	92	$27.8M	2.2%
16	Transportation & warehousing	28	$20.5M	1.6%
17	Finance & insurance	27	$16.4M	1.3%
18	Information	27	$11.5M	0.9%
19	Educational services	46	$8.1M	0.6%
20	Agriculture, forestry & fishing	2	$1.3M	0.1%
21	Utilities	3	$808K	0.1%
22	Public administration	1	$225K	0.0%
23	Management of companies	1	$85K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.