SBA 7(a) lenders in Dekalb, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

151 institutions have SBA 7(a) loans on record in Dekalb, together $1.58B across 2,668 loans. Metro City Bank is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	244	$239.6M	15.2%	1.05%
2	The Huntington National Bank	106	$69.2M	4.4%	1.91%
3	Ameris Bank	103	$68.8M	4.4%	1.62%
4	SouthState Bank, National Association	96	$66.3M	4.2%	1.52%
5	Truist Bank	131	$60.2M	3.8%	3.58%
6	PromiseOne Bank	61	$57.9M	3.7%	0.25%
7	Wells Fargo Bank National Association	295	$55.9M	3.5%	2.33%
8	HomeTrust Bank	47	$44.7M	2.8%	0.00%
9	Renasant Bank	57	$37.1M	2.3%	1.18%
10	Live Oak Banking Company	37	$34.4M	2.2%	0.00%
11	Coastal States Bank	30	$32.6M	2.1%	0.12%
12	Readycap Lending, LLC	54	$32.2M	2.0%	1.77%
13	Touchmark National Bank	25	$28.8M	1.8%	0.00%
14	Embassy National Bank	22	$27.3M	1.7%	0.00%
15	Georgia's Own Credit Union	19	$26.8M	1.7%	0.00%
16	Pinnacle Bank	32	$24.9M	1.6%	8.18%
17	Georgia Banking Company	24	$23.6M	1.5%	0.00%
18	Bank of Hope	116	$21.6M	1.4%	16.62%
19	First Community Bank	20	$19.7M	1.2%	0.00%
20	Commonwealth Business Bank	16	$19.4M	1.2%	0.00%
21	United Midwest Savings Bank National Association	58	$19.3M	1.2%	3.93%
22	United Community Bank	18	$18.6M	1.2%	0.00%
23	Regions Bank	19	$18.6M	1.2%	0.00%
24	Newtek Bank, National Association	51	$16.9M	1.1%	0.00%
25	First Horizon Bank	17	$15.8M	1.0%	0.00%
26	United Bank	14	$15.1M	1.0%	0.00%
27	JPMorgan Chase Bank, National Association	90	$14.7M	0.9%	7.36%
28	First Internet Bank of Indiana	9	$14.1M	0.9%	0.00%
29	Open Bank	10	$13.8M	0.9%	0.00%
30	Citizens Bank	17	$13.4M	0.8%	1.45%
31	Hanmi Bank	22	$13.1M	0.8%	4.18%
32	Fifth Third Bank	27	$13.0M	0.8%	0.41%
33	PCB Bank	17	$12.9M	0.8%	0.00%
34	Cogent Bank	5	$12.9M	0.8%	0.00%
35	Newtek Small Business Finance, Inc.	28	$12.5M	0.8%	1.75%
36	First-Citizens Bank & Trust Company	10	$12.4M	0.8%	0.00%
37	Harvest Small Business Finance, LLC	15	$12.3M	0.8%	0.00%
38	East West Bank	24	$12.1M	0.8%	0.00%
39	Loyal Trust Bank	18	$11.9M	0.8%	0.00%
40	Celtic Bank Corporation	80	$11.8M	0.7%	5.17%
41	Stearns Bank National Association	29	$10.4M	0.7%	1.25%
42	Bank of America, National Association	46	$9.9M	0.6%	1.67%
43	First National Bank of Pennsylvania	7	$9.3M	0.6%	6.49%
44	Craft Bank	5	$9.3M	0.6%	0.00%
45	Shinhan Bank America	14	$8.4M	0.5%	6.81%
46	Oconee State Bank	6	$8.0M	0.5%	0.00%
47	Wallis Bank	7	$7.9M	0.5%	0.00%
48	Beacon Bank and Trust	4	$7.8M	0.5%	0.00%
49	Northeast Bank	50	$7.7M	0.5%	6.57%
50	Community Bank of Pickens County	6	$7.6M	0.5%	0.00%
51	American Pride Bank	5	$7.3M	0.5%	0.00%
52	Old National Bank	5	$7.0M	0.4%	0.00%
53	Customers Bank	5	$6.9M	0.4%	0.00%
54	Banc of California	7	$6.8M	0.4%	0.00%
55	Bank Five Nine	2	$6.7M	0.4%	0.00%
56	Capital Bank, National Association	7	$6.6M	0.4%	1.48%
57	New Millennium Bank	4	$6.6M	0.4%	0.00%
58	Bank OZK	8	$6.2M	0.4%	0.00%
59	Paragon Bank	12	$6.0M	0.4%	1.41%
60	PNC Bank, National Association	19	$5.8M	0.4%	9.95%
61	Byline Bank	10	$5.6M	0.4%	1.12%
62	Colony Bank	6	$5.3M	0.3%	3.46%
63	Thread Bank	7	$5.2M	0.3%	0.00%
64	Simmons Bank	12	$5.1M	0.3%	2.59%
65	Legacy State Bank	1	$5.0M	0.3%	0.00%
66	BayFirst National Bank	31	$5.0M	0.3%	9.41%
67	FWBank	2	$4.7M	0.3%	0.00%
68	First Federal Bank	5	$4.5M	0.3%	0.00%
69	US Metro Bank	3	$4.4M	0.3%	0.00%
70	T Bank, National Association	1	$4.4M	0.3%	0.00%
71	North State Bank	10	$4.3M	0.3%	0.00%
72	Southwest Capital Bank	1	$4.2M	0.3%	0.00%
73	Truliant FCU	2	$3.8M	0.2%	0.00%
74	Gulf Coast Bank and Trust Company	3	$3.7M	0.2%	0.00%
75	Federal Deposit Insurance Corporation	7	$3.7M	0.2%	8.62%
76	22nd State Bank, A Division of 22nd State Banking Company	2	$3.2M	0.2%	0.00%
77	Centerstone SBA Lending, Inc.	4	$3.2M	0.2%	0.00%
78	First National Community Bank	3	$3.0M	0.2%	12.34%
79	UniBank	2	$2.9M	0.2%	0.00%
80	TowneBank	5	$2.8M	0.2%	0.00%
81	FirstBank	3	$2.8M	0.2%	0.00%
82	Peach State Bank and Trust	1	$2.8M	0.2%	0.00%
83	First Bank of the Lake	7	$2.7M	0.2%	5.09%
84	Vallant Bank	4	$2.6M	0.2%	0.00%
85	Citizens Trust Bank	4	$2.2M	0.1%	0.00%
86	Affinity Bank, National Association	2	$2.2M	0.1%	0.00%
87	The Bancorp Bank National Association	5	$2.2M	0.1%	19.89%
88	Merchants Bank of Indiana	2	$2.2M	0.1%	0.00%
89	Happen Bank	2	$2.1M	0.1%	0.00%
90	GBank	1	$1.9M	0.1%	0.00%
91	FDIC - Community Bank & Trust-West Georgia	1	$1.9M	0.1%	0.00%
92	Seacoast National Bank	4	$1.9M	0.1%	0.00%
93	BankUnited, National Association	1	$1.7M	0.1%	0.00%
94	Columbia Bank	24	$1.6M	0.1%	7.60%
95	Hana Small Business Lending, Inc.	1	$1.6M	0.1%	0.00%
96	First Financial Bank	1	$1.6M	0.1%	0.00%
97	LGE Community CU	2	$1.5M	0.1%	0.00%
98	CIBC Bank USA	4	$1.5M	0.1%	0.00%
99	Lendistry SBLC, LLC	9	$1.4M	0.1%	0.00%
100	Five Star Bank	6	$1.4M	0.1%	0.00%
101	Evolve Bank and Trust	2	$1.3M	0.1%	0.00%
102	Beal Bank USA	5	$1.2M	0.1%	18.22%
103	Genesis Bank	1	$1.1M	0.1%	0.00%
104	Enterprise Bank & Trust	3	$1.1M	0.1%	0.00%
105	Falcon National Bank	1	$1.0M	0.1%	0.00%
106	TD Bank, National Association	1	$1.0M	0.1%	0.00%
107	Independence Bank	9	$925K	0.1%	39.96%
108	Capital One National Association	12	$869K	0.1%	20.36%
109	Port 51 Lending LLC	1	$840K	0.1%	0.00%
110	Access to Capital for Entrepreneurs	7	$825K	0.1%	12.69%
111	American Momentum Bank	2	$800K	0.1%	0.00%
112	Wachovia SBA Lending, Inc.	1	$780K	0.0%	0.00%
113	BHM Bank	1	$773K	0.0%	0.00%
114	CDC Small Business Finance Corp.	7	$743K	0.0%	38.52%
115	Heritage Bank Inc	3	$716K	0.0%	0.00%
116	ServisFirst Bank	1	$699K	0.0%	0.00%
117	Popular Bank	4	$683K	0.0%	74.20%
118	Platinum Federal Credit Union	1	$668K	0.0%	0.00%
119	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$650K	0.0%	0.00%
120	America First Federal Credit Union	2	$641K	0.0%	0.00%
121	IncredibleBank	1	$535K	0.0%	0.00%
122	Carver State Bank	2	$531K	0.0%	71.82%
123	Peoples Bank	1	$506K	0.0%	0.00%
124	Granite Bank	1	$500K	0.0%	0.00%
125	Platinum Bank	1	$500K	0.0%	0.00%
126	National Cooperative Bank, National Association	1	$500K	0.0%	0.00%
127	Meridian Bank	1	$480K	0.0%	0.00%
128	SoFi Bank, National Association	5	$480K	0.0%	18.52%
129	BMO Bank National Association	2	$479K	0.0%	0.00%
130	Woori America Bank	1	$450K	0.0%	0.00%
131	GBC International Bank	1	$415K	0.0%	0.00%
132	Cache Valley Bank	2	$400K	0.0%	0.00%
133	U.S. Bank, National Association	4	$396K	0.0%	0.00%
134	Southern Bank	1	$380K	0.0%	0.00%
135	LiftFund, Inc.	3	$369K	0.0%	0.00%
136	First Bank	1	$356K	0.0%	0.00%
137	Navy FCU	1	$350K	0.0%	0.00%
138	Vision One CU	1	$350K	0.0%	0.00%
139	Queensborough National Bank and Trust Company	2	$330K	0.0%	0.00%
140	Stone Bank	2	$300K	0.0%	0.00%
141	American Commerce Bank, National Association	1	$291K	0.0%	0.00%
142	VelocitySBA, LLC	24	$280K	0.0%	23.97%
143	Commerce Bank	1	$150K	0.0%	0.00%
144	Fidelity Bank	1	$150K	0.0%	0.00%
145	Optus Bank	1	$125K	0.0%	0.00%
146	Dayspring Bank	1	$120K	0.0%	0.00%
147	FinWise Bank	1	$100K	0.0%	0.00%
148	First Merchants Bank	1	$100K	0.0%	0.00%
149	Magnifi Financial CU	1	$88K	0.0%	0.00%
150	Sound Credit Union	1	$45K	0.0%	88.75%
151	Wasatch Peaks FCU	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	404	$362.0M	22.9%
2	Accommodation & food services	399	$285.3M	18.1%
3	Health care & social assistance	301	$194.0M	12.3%
4	Other services	286	$173.8M	11.0%
5	Wholesale trade	169	$111.5M	7.1%
6	Professional & technical services	266	$80.2M	5.1%
7	Construction	126	$58.5M	3.7%
8	Arts, entertainment & recreation	87	$36.3M	2.3%
9	Retail trade	93	$36.3M	2.3%
10	Administrative & waste services	131	$36.0M	2.3%
11	Educational services	56	$36.0M	2.3%
12	Manufacturing	44	$34.7M	2.2%
13	Manufacturing	37	$29.9M	1.9%
14	Transportation & warehousing	93	$29.5M	1.9%
15	Real estate & leasing	34	$26.5M	1.7%
16	Finance & insurance	49	$19.8M	1.3%
17	Manufacturing	49	$18.5M	1.2%
18	Transportation & warehousing	13	$6.1M	0.4%
19	Information	30	$4.1M	0.3%
20	Mining & extraction	1	$438K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.