SBA 7(a) lenders in Ventura, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

162 institutions have SBA 7(a) loans on record in Ventura, together $1.29B across 2,672 loans. U.S. Bank, National Association is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	323	$113.6M	8.8%	2.60%
2	Wells Fargo Bank National Association	338	$106.3M	8.3%	1.42%
3	Live Oak Banking Company	70	$91.8M	7.1%	0.72%
4	Enterprise Bank & Trust	46	$50.0M	3.9%	0.35%
5	JPMorgan Chase Bank, National Association	234	$50.0M	3.9%	5.41%
6	Harvest Small Business Finance, LLC	31	$39.7M	3.1%	0.00%
7	Columbia Bank	51	$39.7M	3.1%	0.12%
8	Citizens Business Bank National Association	69	$37.2M	2.9%	3.48%
9	Banc of California	54	$34.6M	2.7%	5.13%
10	Newtek Bank, National Association	80	$32.6M	2.5%	0.00%
11	Open Bank	30	$29.7M	2.3%	0.00%
12	City National Bank	44	$29.6M	2.3%	0.00%
13	Celtic Bank Corporation	60	$28.6M	2.2%	0.79%
14	Readycap Lending, LLC	65	$24.1M	1.9%	1.36%
15	Mission Bank	47	$22.7M	1.8%	0.00%
16	Bank of Hope	71	$21.8M	1.7%	3.06%
17	Commonwealth Business Bank	38	$21.1M	1.6%	0.00%
18	Byline Bank	15	$19.1M	1.5%	2.68%
19	Royal Business Bank	26	$14.3M	1.1%	0.00%
20	BayFirst National Bank	63	$14.1M	1.1%	13.62%
21	Pathward National Association	6	$13.3M	1.0%	0.00%
22	Commercial Bank of California	9	$13.3M	1.0%	0.00%
23	United Business Bank	11	$13.0M	1.0%	0.00%
24	Northeast Bank	72	$12.8M	1.0%	0.73%
25	Bank of America, National Association	44	$12.4M	1.0%	2.30%
26	First Bank	13	$12.1M	0.9%	0.00%
27	United Midwest Savings Bank National Association	14	$12.0M	0.9%	1.04%
28	Port 51 Lending LLC	7	$11.8M	0.9%	0.00%
29	The Huntington National Bank	43	$11.3M	0.9%	1.99%
30	First-Citizens Bank & Trust Company	13	$11.1M	0.9%	0.00%
31	PCB Bank	15	$10.7M	0.8%	0.00%
32	Hanmi Bank	13	$10.1M	0.8%	2.49%
33	BMO Bank National Association	14	$9.8M	0.8%	0.00%
34	American Business Bank	5	$9.8M	0.8%	0.00%
35	Lender 2057189	15	$9.0M	0.7%	2.89%
36	First Internet Bank of Indiana	8	$8.8M	0.7%	0.00%
37	Hana Small Business Lending, Inc.	13	$8.8M	0.7%	0.12%
38	Zions Bank, A Division of	19	$8.6M	0.7%	3.79%
39	Ventura County CU	33	$7.5M	0.6%	1.73%
40	First Bank of the Lake	12	$7.3M	0.6%	0.00%
41	Montecito Bank and Trust	31	$6.9M	0.5%	0.00%
42	World Trade Finance, Inc.	9	$6.7M	0.5%	0.00%
43	Citibank, N.A.	25	$6.6M	0.5%	0.73%
44	Plumas Bank	6	$6.4M	0.5%	0.00%
45	East West Bank	12	$6.1M	0.5%	17.53%
46	United Pacific Bank	2	$6.0M	0.5%	0.00%
47	Lendistry SBLC, LLC	28	$5.8M	0.4%	1.68%
48	CalPrivate Bank	3	$5.6M	0.4%	0.00%
49	Capital Bank, National Association	7	$5.6M	0.4%	0.00%
50	VelocitySBA, LLC	31	$5.5M	0.4%	1.60%
51	Bank of the Sierra	12	$5.3M	0.4%	2.24%
52	US Metro Bank	11	$5.2M	0.4%	10.93%
53	Golden Bank National Association	3	$5.2M	0.4%	0.00%
54	American Continental Bank	2	$5.2M	0.4%	2.41%
55	Genesis Bank	7	$5.1M	0.4%	0.00%
56	Stearns Bank National Association	15	$5.0M	0.4%	15.18%
57	Pinnacle Bank	1	$4.7M	0.4%	0.00%
58	Shinhan Bank America	2	$4.6M	0.4%	0.00%
59	Summit State Bank	2	$4.5M	0.3%	0.00%
60	PNC Bank, National Association	8	$4.4M	0.3%	0.00%
61	TowneBank	5	$4.2M	0.3%	0.00%
62	The Bancorp Bank National Association	10	$4.1M	0.3%	0.00%
63	Community West Bank	9	$3.9M	0.3%	18.33%
64	Citizens Bank	6	$3.9M	0.3%	0.00%
65	Sunwest Bank	6	$3.8M	0.3%	0.00%
66	BankUnited, National Association	4	$3.8M	0.3%	0.00%
67	Technology Credit Union	2	$3.8M	0.3%	0.00%
68	First General Bank	1	$3.8M	0.3%	0.00%
69	West Coast Community Bank	2	$3.7M	0.3%	0.00%
70	Pacific Alliance Bank	1	$3.6M	0.3%	0.00%
71	CDC Small Business Finance Corp.	23	$3.5M	0.3%	16.80%
72	Royal Banks of Missouri	1	$3.5M	0.3%	0.00%
73	Cathay Bank	3	$3.5M	0.3%	0.00%
74	American Riviera Bank	7	$3.4M	0.3%	0.21%
75	KeyBank National Association	3	$3.3M	0.3%	0.00%
76	Endeavor Bank	1	$3.2M	0.2%	0.00%
77	Mechanics Bank	29	$3.0M	0.2%	10.15%
78	First Bank of Central Ohio	3	$3.0M	0.2%	0.00%
79	Fifth Third Bank	18	$2.9M	0.2%	0.00%
80	America First Federal Credit Union	4	$2.8M	0.2%	0.00%
81	California Bank of Commerce, NA	5	$2.7M	0.2%	6.51%
82	First Bank	6	$2.6M	0.2%	9.61%
83	GBC International Bank	1	$2.6M	0.2%	0.00%
84	Poppy Bank	3	$2.4M	0.2%	0.00%
85	California Bank of Commerce	2	$2.4M	0.2%	0.00%
86	HomeTrust Bank	2	$2.3M	0.2%	0.00%
87	Pinnacle Bank	1	$2.3M	0.2%	0.00%
88	United Fidelity Bank, FSB	1	$2.3M	0.2%	0.00%
89	Woori America Bank	2	$2.1M	0.2%	0.00%
90	North State Bank	2	$2.0M	0.2%	0.00%
91	Banner Bank	1	$1.9M	0.2%	0.00%
92	Beacon Bank and Trust	4	$1.9M	0.1%	0.00%
93	Five Star Bank	6	$1.9M	0.1%	0.00%
94	Beacon Business Bank National Association	2	$1.8M	0.1%	0.00%
95	Western Alliance Bank	1	$1.7M	0.1%	0.00%
96	Sunflower Bank National Association	3	$1.7M	0.1%	0.00%
97	Certified FCU	3	$1.6M	0.1%	10.82%
98	Simmons Bank	4	$1.6M	0.1%	0.00%
99	CRF Small Business Loan Company, LLC	4	$1.5M	0.1%	0.00%
100	CenTrust Bank, A Division of SmartBiz Bank National Association	9	$1.4M	0.1%	0.00%
101	United Community Bank	3	$1.4M	0.1%	0.00%
102	First Financial Bank	1	$1.3M	0.1%	0.00%
103	Kinecta FCU	4	$1.3M	0.1%	0.00%
104	EverTrust Bank	1	$1.2M	0.1%	0.00%
105	Popular Bank	5	$1.1M	0.1%	39.69%
106	AMPAC Tri-State CDC, Inc.	6	$1.1M	0.1%	0.00%
107	Valley Economic Development Corp.	9	$1.1M	0.1%	0.00%
108	First Merchants Bank	1	$1.0M	0.1%	98.46%
109	Platinum Bank	1	$1.0M	0.1%	0.00%
110	Customers Bank	3	$995K	0.1%	0.00%
111	Golden State Bank	1	$968K	0.1%	0.00%
112	Frontwave Credit Union	1	$954K	0.1%	0.00%
113	Climate First Bank	1	$905K	0.1%	0.00%
114	Farmers & Merchants Bank of Long Beach	1	$850K	0.1%	0.00%
115	First Business Bank	2	$801K	0.1%	0.00%
116	Independence Bank	7	$800K	0.1%	31.24%
117	California Federal Credit Union	4	$633K	0.0%	0.00%
118	CommerceWest Bank	1	$622K	0.0%	0.00%
119	Fund-Ex Solutions Group, LLC	1	$618K	0.0%	0.00%
120	Gulf Coast Bank and Trust Company	1	$576K	0.0%	0.00%
121	Ameris Bank	1	$564K	0.0%	0.00%
122	Mission Valley Bank	2	$559K	0.0%	0.00%
123	Icon Business Bank	1	$553K	0.0%	0.00%
124	Lender 2796041	3	$525K	0.0%	0.00%
125	MVB Bank, Inc.	1	$503K	0.0%	0.00%
126	Vision One CU	1	$500K	0.0%	0.00%
127	Coastal States Bank	1	$500K	0.0%	0.00%
128	First Commonwealth Bank	1	$459K	0.0%	0.00%
129	UniBank	3	$438K	0.0%	0.00%
130	IncredibleBank	2	$414K	0.0%	0.00%
131	American Momentum Bank	1	$397K	0.0%	0.00%
132	Capital One National Association	9	$380K	0.0%	17.16%
133	City National Bank of Florida	1	$375K	0.0%	0.00%
134	USC CU	2	$369K	0.0%	0.00%
135	First National Bank of Omaha	1	$350K	0.0%	0.00%
136	Business Finance Capital	1	$350K	0.0%	0.00%
137	KeyPoint CU	1	$350K	0.0%	0.00%
138	Wilshire State Bank	1	$330K	0.0%	0.00%
139	Financial Partners CU	1	$309K	0.0%	0.00%
140	Partners Bank of California	1	$300K	0.0%	0.00%
141	Happen Bank	1	$298K	0.0%	0.00%
142	Colony Bank	2	$250K	0.0%	0.00%
143	California Statewide Certified Development Corporation	1	$250K	0.0%	0.00%
144	Texas First Bank	1	$228K	0.0%	0.00%
145	Truliant FCU	1	$225K	0.0%	0.00%
146	National Credit Union Administration	1	$200K	0.0%	0.00%
147	Premier America CU	8	$200K	0.0%	0.00%
148	Banesco USA	1	$200K	0.0%	0.00%
149	Federal Deposit Insurance Corporation	1	$183K	0.0%	0.00%
150	California Coastal Certified Development Company	1	$180K	0.0%	0.00%
151	SoFi Bank, National Association	2	$168K	0.0%	0.00%
152	PCR Small Business Development	1	$150K	0.0%	0.00%
153	New Omni Bank National Association	1	$150K	0.0%	0.00%
154	Seacoast National Bank	1	$150K	0.0%	68.10%
155	Bank Five Nine	1	$143K	0.0%	0.00%
156	Prestamos CDFI, LLC	2	$140K	0.0%	0.00%
157	Wallis Bank	1	$125K	0.0%	0.00%
158	Bankwell Bank	1	$115K	0.0%	0.00%
159	Georgia Banking Company	1	$106K	0.0%	0.00%
160	Associated Bank National Association	1	$100K	0.0%	0.00%
161	Accion Opportunity Fund Community Development	1	$100K	0.0%	0.00%
162	CoBiz Bank	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	275	$164.6M	13.1%
2	Accommodation & food services	296	$156.5M	12.4%
3	Retail trade	235	$133.9M	10.6%
4	Professional & technical services	299	$108.1M	8.6%
5	Manufacturing	149	$108.0M	8.6%
6	Other services	212	$98.7M	7.8%
7	Wholesale trade	158	$97.1M	7.7%
8	Construction	316	$90.0M	7.2%
9	Retail trade	122	$50.7M	4.0%
10	Real estate & leasing	82	$48.1M	3.8%
11	Arts, entertainment & recreation	89	$38.7M	3.1%
12	Manufacturing	36	$35.3M	2.8%
13	Administrative & waste services	111	$31.2M	2.5%
14	Transportation & warehousing	44	$22.4M	1.8%
15	Manufacturing	46	$19.9M	1.6%
16	Finance & insurance	51	$18.6M	1.5%
17	Information	38	$15.3M	1.2%
18	Agriculture, forestry & fishing	18	$9.3M	0.7%
19	Educational services	35	$7.3M	0.6%
20	Transportation & warehousing	7	$2.3M	0.2%
21	Mining & extraction	3	$1.8M	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.