SBA 7(a) lenders in Ventura, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

159 institutions have SBA 7(a) loans on record in Ventura, together $1.26B across 2,622 loans. U.S. Bank, National Association is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	315	$113.2M	9.0%	2.31%
2	Wells Fargo Bank National Association	337	$106.1M	8.4%	1.42%
3	Live Oak Banking Company	69	$91.4M	7.3%	0.72%
4	Enterprise Bank & Trust	46	$50.0M	4.0%	0.35%
5	JPMorgan Chase Bank, National Association	233	$49.9M	4.0%	5.42%
6	Harvest Small Business Finance, LLC	31	$39.7M	3.2%	0.00%
7	Columbia Bank	51	$39.7M	3.2%	0.12%
8	Citizens Business Bank National Association	69	$37.2M	3.0%	3.48%
9	Banc of California	54	$34.6M	2.7%	5.13%
10	Newtek Bank, National Association	71	$31.5M	2.5%	0.00%
11	Celtic Bank Corporation	60	$28.6M	2.3%	0.79%
12	City National Bank	43	$27.3M	2.2%	0.00%
13	Open Bank	29	$25.7M	2.0%	0.00%
14	Readycap Lending, LLC	63	$23.9M	1.9%	1.37%
15	Mission Bank	44	$21.8M	1.7%	0.00%
16	Commonwealth Business Bank	38	$21.1M	1.7%	0.00%
17	Bank of Hope	69	$20.9M	1.7%	3.20%
18	Byline Bank	14	$16.8M	1.3%	3.04%
19	Royal Business Bank	26	$14.3M	1.1%	0.00%
20	BayFirst National Bank	63	$14.1M	1.1%	13.62%
21	Commercial Bank of California	9	$13.3M	1.1%	0.00%
22	United Business Bank	11	$13.0M	1.0%	0.00%
23	Bank of America, National Association	44	$12.4M	1.0%	2.30%
24	Northeast Bank	67	$12.1M	1.0%	0.77%
25	First Bank	13	$12.1M	1.0%	0.00%
26	Port 51 Lending LLC	7	$11.8M	0.9%	0.00%
27	The Huntington National Bank	43	$11.3M	0.9%	1.99%
28	First-Citizens Bank & Trust Company	13	$11.1M	0.9%	0.00%
29	United Midwest Savings Bank National Association	13	$11.0M	0.9%	1.13%
30	PCB Bank	15	$10.7M	0.9%	0.00%
31	Hanmi Bank	13	$10.1M	0.8%	2.49%
32	BMO Bank National Association	14	$9.8M	0.8%	0.00%
33	Newtek Small Business Finance, Inc.	15	$9.0M	0.7%	2.89%
34	Hana Small Business Lending, Inc.	13	$8.8M	0.7%	0.12%
35	Pathward National Association	4	$8.6M	0.7%	0.00%
36	Zions Bank, A Division of	17	$7.8M	0.6%	4.18%
37	Ventura County CU	33	$7.5M	0.6%	1.73%
38	First Bank of the Lake	12	$7.3M	0.6%	0.00%
39	Montecito Bank and Trust	31	$6.9M	0.5%	0.00%
40	World Trade Finance, Inc.	9	$6.7M	0.5%	0.00%
41	Citibank, N.A.	25	$6.6M	0.5%	0.73%
42	Plumas Bank	6	$6.4M	0.5%	0.00%
43	East West Bank	12	$6.1M	0.5%	1.51%
44	United Pacific Bank	2	$6.0M	0.5%	0.00%
45	First Internet Bank of Indiana	6	$5.7M	0.5%	0.00%
46	CalPrivate Bank	3	$5.6M	0.4%	0.00%
47	VelocitySBA, LLC	31	$5.5M	0.4%	1.60%
48	Bank of the Sierra	12	$5.3M	0.4%	2.24%
49	Capital Bank, National Association	6	$5.3M	0.4%	0.00%
50	Lendistry SBLC, LLC	26	$5.2M	0.4%	1.86%
51	US Metro Bank	11	$5.2M	0.4%	10.93%
52	Golden Bank National Association	3	$5.2M	0.4%	0.00%
53	American Continental Bank	2	$5.2M	0.4%	2.41%
54	Genesis Bank	7	$5.1M	0.4%	0.00%
55	Stearns Bank National Association	15	$5.0M	0.4%	15.18%
56	Pinnacle Bank	1	$4.7M	0.4%	0.00%
57	Shinhan Bank America	2	$4.6M	0.4%	0.00%
58	Summit State Bank	2	$4.5M	0.4%	0.00%
59	American Business Bank	3	$4.4M	0.4%	0.00%
60	PNC Bank, National Association	8	$4.4M	0.4%	0.00%
61	TowneBank	5	$4.2M	0.3%	0.00%
62	The Bancorp Bank National Association	10	$4.1M	0.3%	0.00%
63	Community West Bank	9	$3.9M	0.3%	18.33%
64	Citizens Bank	6	$3.9M	0.3%	0.00%
65	Sunwest Bank	6	$3.8M	0.3%	0.00%
66	BankUnited, National Association	4	$3.8M	0.3%	0.00%
67	Technology Credit Union	2	$3.8M	0.3%	0.00%
68	First General Bank	1	$3.8M	0.3%	0.00%
69	West Coast Community Bank	2	$3.7M	0.3%	0.00%
70	Pacific Alliance Bank	1	$3.6M	0.3%	0.00%
71	CDC Small Business Finance Corp.	23	$3.5M	0.3%	16.80%
72	Royal Banks of Missouri	1	$3.5M	0.3%	0.00%
73	Cathay Bank	3	$3.5M	0.3%	0.00%
74	American Riviera Bank	7	$3.4M	0.3%	0.21%
75	KeyBank National Association	3	$3.3M	0.3%	0.00%
76	Endeavor Bank	1	$3.2M	0.3%	0.00%
77	Mechanics Bank	29	$3.0M	0.2%	10.15%
78	First Bank of Central Ohio	3	$3.0M	0.2%	0.00%
79	Fifth Third Bank	18	$2.9M	0.2%	0.00%
80	America First Federal Credit Union	4	$2.8M	0.2%	0.00%
81	California Bank of Commerce, NA	5	$2.7M	0.2%	6.51%
82	First Bank	6	$2.6M	0.2%	9.61%
83	GBC International Bank	1	$2.6M	0.2%	0.00%
84	Poppy Bank	3	$2.4M	0.2%	0.00%
85	California Bank of Commerce	2	$2.4M	0.2%	0.00%
86	HomeTrust Bank	2	$2.3M	0.2%	0.00%
87	Pinnacle Bank	1	$2.3M	0.2%	0.00%
88	United Fidelity Bank, FSB	1	$2.3M	0.2%	0.00%
89	Woori America Bank	2	$2.1M	0.2%	0.00%
90	North State Bank	2	$2.0M	0.2%	0.00%
91	Banner Bank	1	$1.9M	0.2%	0.00%
92	Beacon Bank and Trust	4	$1.9M	0.1%	0.00%
93	Five Star Bank	6	$1.9M	0.1%	0.00%
94	Beacon Business Bank National Association	2	$1.8M	0.1%	0.00%
95	Western Alliance Bank	1	$1.7M	0.1%	0.00%
96	Sunflower Bank National Association	3	$1.7M	0.1%	0.00%
97	Certified FCU	3	$1.6M	0.1%	10.82%
98	Simmons Bank	4	$1.6M	0.1%	0.00%
99	CRF Small Business Loan Company, LLC	4	$1.5M	0.1%	0.00%
100	United Community Bank	3	$1.4M	0.1%	0.00%
101	First Financial Bank	1	$1.3M	0.1%	0.00%
102	Kinecta FCU	4	$1.3M	0.1%	0.00%
103	CenTrust Bank, A Division of SmartBiz Bank National Association	8	$1.3M	0.1%	0.00%
104	EverTrust Bank	1	$1.2M	0.1%	0.00%
105	Popular Bank	5	$1.1M	0.1%	39.69%
106	AMPAC Tri-State CDC, Inc.	6	$1.1M	0.1%	0.00%
107	Valley Economic Development Corp.	9	$1.1M	0.1%	0.00%
108	First Merchants Bank	1	$1.0M	0.1%	98.46%
109	Platinum Bank	1	$1.0M	0.1%	0.00%
110	Customers Bank	3	$995K	0.1%	0.00%
111	Golden State Bank	1	$968K	0.1%	0.00%
112	Frontwave Credit Union	1	$954K	0.1%	0.00%
113	SMBC MANUBANK	2	$950K	0.1%	0.00%
114	Climate First Bank	1	$905K	0.1%	0.00%
115	Farmers & Merchants Bank of Long Beach	1	$850K	0.1%	0.00%
116	First Business Bank	2	$801K	0.1%	0.00%
117	Independence Bank	7	$800K	0.1%	31.24%
118	California Federal Credit Union	4	$633K	0.1%	0.00%
119	CommerceWest Bank	1	$622K	0.0%	0.00%
120	Fund-Ex Solutions Group, LLC	1	$618K	0.0%	0.00%
121	Gulf Coast Bank and Trust Company	1	$576K	0.0%	0.00%
122	Ameris Bank	1	$564K	0.0%	0.00%
123	Mission Valley Bank	2	$559K	0.0%	0.00%
124	Icon Business Bank	1	$553K	0.0%	0.00%
125	Mortgage Capital Development Corporation	3	$525K	0.0%	0.00%
126	MVB Bank, Inc.	1	$503K	0.0%	0.00%
127	Coastal States Bank	1	$500K	0.0%	0.00%
128	Vision One CU	1	$500K	0.0%	0.00%
129	First Commonwealth Bank	1	$459K	0.0%	0.00%
130	UniBank	3	$438K	0.0%	0.00%
131	IncredibleBank	2	$414K	0.0%	0.00%
132	American Momentum Bank	1	$397K	0.0%	0.00%
133	Capital One National Association	9	$380K	0.0%	17.16%
134	City National Bank of Florida	1	$375K	0.0%	0.00%
135	USC CU	2	$369K	0.0%	0.00%
136	First National Bank of Omaha	1	$350K	0.0%	0.00%
137	Wilshire State Bank	1	$330K	0.0%	0.00%
138	Financial Partners CU	1	$309K	0.0%	0.00%
139	Partners Bank of California	1	$300K	0.0%	0.00%
140	Happen Bank	1	$298K	0.0%	0.00%
141	Colony Bank	2	$250K	0.0%	0.00%
142	California Statewide Certified Development Corporation	1	$250K	0.0%	0.00%
143	Texas First Bank	1	$228K	0.0%	0.00%
144	National Credit Union Administration	1	$200K	0.0%	0.00%
145	Premier America CU	8	$200K	0.0%	0.00%
146	Banesco USA	1	$200K	0.0%	0.00%
147	Federal Deposit Insurance Corporation	1	$183K	0.0%	0.00%
148	California Coastal Certified Development Company	1	$180K	0.0%	0.00%
149	SoFi Bank, National Association	2	$168K	0.0%	0.00%
150	New Omni Bank National Association	1	$150K	0.0%	0.00%
151	Seacoast National Bank	1	$150K	0.0%	68.10%
152	PCR Small Business Development	1	$150K	0.0%	0.00%
153	Bank Five Nine	1	$143K	0.0%	0.00%
154	Prestamos CDFI, LLC	2	$140K	0.0%	0.00%
155	Wallis Bank	1	$125K	0.0%	0.00%
156	Bankwell Bank	1	$115K	0.0%	0.00%
157	Georgia Banking Company	1	$106K	0.0%	0.00%
158	Associated Bank National Association	1	$100K	0.0%	0.00%
159	CoBiz Bank	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	275	$164.6M	13.1%
2	Accommodation & food services	296	$156.5M	12.4%
3	Retail trade	235	$133.9M	10.6%
4	Professional & technical services	299	$108.1M	8.6%
5	Manufacturing	149	$108.0M	8.6%
6	Other services	212	$98.7M	7.8%
7	Wholesale trade	158	$97.1M	7.7%
8	Construction	316	$90.0M	7.2%
9	Retail trade	122	$50.7M	4.0%
10	Real estate & leasing	82	$48.1M	3.8%
11	Arts, entertainment & recreation	89	$38.7M	3.1%
12	Manufacturing	36	$35.3M	2.8%
13	Administrative & waste services	111	$31.2M	2.5%
14	Transportation & warehousing	44	$22.4M	1.8%
15	Manufacturing	46	$19.9M	1.6%
16	Finance & insurance	51	$18.6M	1.5%
17	Information	38	$15.3M	1.2%
18	Agriculture, forestry & fishing	18	$9.3M	0.7%
19	Educational services	35	$7.3M	0.6%
20	Transportation & warehousing	7	$2.3M	0.2%
21	Mining & extraction	3	$1.8M	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.