SBA 7(a) lenders in Sonoma, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

112 institutions have SBA 7(a) loans on record in Sonoma, together $896.2M across 1,643 loans. Live Oak Banking Company is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	95	$111.3M	12.4%	0.37%
2	Exchange Bank	196	$104.7M	11.7%	0.19%
3	Redwood CU	231	$86.7M	9.7%	2.05%
4	Wells Fargo Bank National Association	180	$73.8M	8.2%	1.10%
5	Poppy Bank	67	$63.2M	7.0%	6.19%
6	Columbia Bank	95	$56.5M	6.3%	2.36%
7	Summit State Bank	35	$50.2M	5.6%	0.00%
8	U.S. Bank, National Association	139	$38.9M	4.3%	0.77%
9	Pinnacle Bank	13	$18.6M	2.1%	0.00%
10	BMO Bank National Association	24	$17.5M	2.0%	0.67%
11	Citizens Business Bank National Association	21	$15.5M	1.7%	6.93%
12	Enterprise Bank & Trust	18	$13.0M	1.5%	0.00%
13	Celtic Bank Corporation	24	$11.8M	1.3%	1.13%
14	Readycap Lending, LLC	25	$11.5M	1.3%	2.97%
15	Harvest Small Business Finance, LLC	9	$11.4M	1.3%	0.00%
16	Bank of Hope	10	$11.3M	1.3%	2.58%
17	Newtek Bank, National Association	32	$10.6M	1.2%	0.00%
18	Open Bank	11	$9.8M	1.1%	0.00%
19	Plumas Bank	12	$9.2M	1.0%	0.00%
20	Tri Counties Bank	9	$9.1M	1.0%	0.00%
21	First Internet Bank of Indiana	7	$9.1M	1.0%	0.00%
22	Bank of America, National Association	14	$8.2M	0.9%	0.64%
23	InBank	3	$8.1M	0.9%	0.00%
24	PCB Bank	5	$6.6M	0.7%	0.00%
25	JPMorgan Chase Bank, National Association	45	$6.5M	0.7%	1.38%
26	Northeast Bank	26	$5.1M	0.6%	0.00%
27	Golden Bank National Association	1	$5.0M	0.6%	0.00%
28	First Financial Bank	2	$4.5M	0.5%	0.00%
29	Banc of California	4	$4.5M	0.5%	0.00%
30	Pathward National Association	2	$4.5M	0.5%	0.00%
31	The Bancorp Bank National Association	3	$4.4M	0.5%	3.71%
32	HomeTrust Bank	2	$4.4M	0.5%	0.00%
33	Newtek Small Business Finance, Inc.	8	$4.3M	0.5%	0.00%
34	First-Citizens Bank & Trust Company	6	$4.2M	0.5%	0.00%
35	BayFirst National Bank	27	$4.2M	0.5%	7.34%
36	Safe-Bidco	26	$3.4M	0.4%	3.45%
37	VelocitySBA, LLC	21	$3.2M	0.4%	1.86%
38	The Huntington National Bank	12	$3.1M	0.3%	0.00%
39	Mechanics Bank	6	$3.1M	0.3%	0.00%
40	KeyPoint CU	4	$2.8M	0.3%	0.00%
41	Heritage Bank Inc	3	$2.7M	0.3%	0.00%
42	East West Bank	3	$2.7M	0.3%	0.00%
43	Fremont Bank	2	$2.7M	0.3%	0.00%
44	Lendistry SBLC, LLC	16	$2.3M	0.3%	0.00%
45	West Coast Community Bank	3	$2.3M	0.3%	0.00%
46	PNC Bank, National Association	1	$2.1M	0.2%	0.00%
47	First Bank	3	$2.1M	0.2%	0.00%
48	US Metro Bank	2	$2.0M	0.2%	0.00%
49	City National Bank	6	$2.0M	0.2%	0.00%
50	Hanmi Bank	5	$1.9M	0.2%	0.00%
51	First Merchants Bank	1	$1.9M	0.2%	0.00%
52	Genesis Bank	2	$1.8M	0.2%	0.00%
53	Bank of San Francisco	4	$1.8M	0.2%	0.00%
54	America First Federal Credit Union	3	$1.6M	0.2%	0.00%
55	Citizens Bank	4	$1.5M	0.2%	0.00%
56	Main Street Launch	7	$1.3M	0.2%	0.00%
57	CDC Small Business Finance Corp.	10	$1.3M	0.1%	19.83%
58	Beacon Bank and Trust	1	$1.3M	0.1%	63.87%
59	Commercial Bank of California	2	$1.2M	0.1%	0.00%
60	Stearns Bank National Association	5	$1.2M	0.1%	0.00%
61	Community West Bank	3	$1.1M	0.1%	4.01%
62	SouthState Bank, National Association	2	$1.1M	0.1%	0.00%
63	Popular Bank	2	$1.0M	0.1%	0.00%
64	CalPrivate Bank	1	$1.0M	0.1%	0.00%
65	California Bank of Commerce	2	$1.0M	0.1%	0.00%
66	United Midwest Savings Bank National Association	3	$980K	0.1%	0.00%
67	Five Star Bank	4	$878K	0.1%	20.82%
68	GBC International Bank	4	$861K	0.1%	0.00%
69	Beneficial State Bank	3	$855K	0.1%	0.00%
70	Mortgage Capital Development Corporation	3	$800K	0.1%	0.00%
71	Farmers & Merchants Bank & Trust	1	$750K	0.1%	63.84%
72	CRF Small Business Loan Company, LLC	5	$725K	0.1%	0.00%
73	MidFirst Bank	2	$705K	0.1%	0.00%
74	Vision One CU	2	$700K	0.1%	0.00%
75	Simmons Bank	5	$695K	0.1%	0.00%
76	American Business Bank	1	$650K	0.1%	0.00%
77	Byline Bank	1	$649K	0.1%	0.00%
78	ConnectOne Bank	1	$570K	0.1%	0.00%
79	Ameris Bank	1	$561K	0.1%	0.00%
80	FWBank	1	$561K	0.1%	0.00%
81	Gulf Coast Bank and Trust Company	1	$540K	0.1%	0.00%
82	Meridian Bank	1	$536K	0.1%	0.00%
83	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$500K	0.1%	0.00%
84	Zions Bank, A Division of	3	$463K	0.1%	0.00%
85	Western Alliance Bank	1	$451K	0.1%	0.00%
86	Centerstone SBA Lending, Inc.	1	$400K	0.0%	0.00%
87	City National Bank of Florida	1	$400K	0.0%	0.00%
88	Mission Valley Bank	1	$391K	0.0%	0.00%
89	Bank of the Orient	1	$385K	0.0%	0.00%
90	Village Bank and Trust, National Association	1	$350K	0.0%	0.00%
91	Unity Bank	2	$350K	0.0%	0.00%
92	22nd State Bank, A Division of 22nd State Banking Company	1	$343K	0.0%	0.00%
93	California Statewide Certified Development Corporation	1	$315K	0.0%	0.00%
94	Independence Bank	2	$300K	0.0%	0.00%
95	Mission National Bank	1	$300K	0.0%	0.00%
96	Federal Deposit Insurance Corporation	2	$287K	0.0%	0.00%
97	FFB Bank	1	$285K	0.0%	0.00%
98	Westamerica Bank	1	$250K	0.0%	0.00%
99	Mission Bank	1	$249K	0.0%	0.00%
100	United Business Bank	1	$245K	0.0%	0.00%
101	UniBank	1	$212K	0.0%	0.00%
102	Kinecta FCU	1	$200K	0.0%	0.00%
103	Fifth Third Bank	2	$194K	0.0%	0.00%
104	California FarmLink	3	$184K	0.0%	0.00%
105	Bank of Marin	1	$164K	0.0%	0.00%
106	Capital One National Association	3	$150K	0.0%	23.52%
107	SoFi Bank, National Association	1	$145K	0.0%	0.00%
108	UMB Bank, National Association	1	$123K	0.0%	0.00%
109	Beacon Business Bank National Association	1	$80K	0.0%	0.00%
110	AMPAC Tri-State CDC, Inc.	1	$50K	0.0%	0.00%
111	Citibank, N.A.	1	$35K	0.0%	0.00%
112	WaFd Bank	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	248	$139.7M	15.6%
2	Health care & social assistance	165	$120.2M	13.4%
3	Manufacturing	126	$114.7M	12.8%
4	Retail trade	172	$100.6M	11.2%
5	Other services	135	$68.4M	7.6%
6	Professional & technical services	158	$62.6M	7.0%
7	Manufacturing	70	$62.3M	7.0%
8	Construction	146	$51.0M	5.7%
9	Wholesale trade	78	$35.4M	3.9%
10	Real estate & leasing	33	$22.3M	2.5%
11	Administrative & waste services	68	$18.7M	2.1%
12	Manufacturing	25	$18.3M	2.0%
13	Arts, entertainment & recreation	45	$17.5M	2.0%
14	Retail trade	64	$16.7M	1.9%
15	Agriculture, forestry & fishing	28	$13.5M	1.5%
16	Transportation & warehousing	28	$13.3M	1.5%
17	Finance & insurance	17	$9.6M	1.1%
18	Educational services	16	$7.9M	0.9%
19	Information	17	$3.1M	0.3%
20	Transportation & warehousing	3	$674K	0.1%
21	Utilities	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.