SBA 7(a) lenders in Sonoma, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

113 institutions have SBA 7(a) loans on record in Sonoma, together $911.7M across 1,664 loans. Live Oak Banking Company is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	96	$116.3M	12.8%	0.36%
2	Exchange Bank	197	$105.1M	11.5%	0.20%
3	Redwood CU	231	$86.7M	9.5%	2.13%
4	Wells Fargo Bank National Association	180	$73.8M	8.1%	1.10%
5	Poppy Bank	67	$63.2M	6.9%	6.19%
6	Columbia Bank	98	$56.6M	6.2%	2.36%
7	Summit State Bank	37	$51.6M	5.7%	0.00%
8	U.S. Bank, National Association	140	$39.2M	4.3%	0.77%
9	Pinnacle Bank	13	$18.6M	2.0%	0.00%
10	BMO Bank National Association	24	$17.5M	1.9%	0.67%
11	Citizens Business Bank National Association	21	$15.5M	1.7%	6.93%
12	Enterprise Bank & Trust	18	$13.0M	1.4%	0.00%
13	Harvest Small Business Finance, LLC	10	$13.0M	1.4%	0.00%
14	Celtic Bank Corporation	24	$11.8M	1.3%	1.13%
15	Readycap Lending, LLC	25	$11.5M	1.3%	2.97%
16	Bank of Hope	10	$11.3M	1.2%	2.58%
17	Newtek Bank, National Association	32	$10.6M	1.2%	0.00%
18	Open Bank	11	$9.8M	1.1%	0.00%
19	Plumas Bank	12	$9.2M	1.0%	0.00%
20	Tri Counties Bank	9	$9.1M	1.0%	0.00%
21	First Internet Bank of Indiana	7	$9.1M	1.0%	0.00%
22	Bank of America, National Association	14	$8.2M	0.9%	0.64%
23	InBank	3	$8.1M	0.9%	0.00%
24	PCB Bank	5	$6.6M	0.7%	0.00%
25	JPMorgan Chase Bank, National Association	45	$6.5M	0.7%	1.38%
26	Northeast Bank	26	$5.1M	0.6%	0.00%
27	Golden Bank National Association	1	$5.0M	0.5%	0.00%
28	First Financial Bank	2	$4.5M	0.5%	0.00%
29	Banc of California	4	$4.5M	0.5%	0.00%
30	Pathward National Association	2	$4.5M	0.5%	0.00%
31	The Bancorp Bank National Association	3	$4.4M	0.5%	3.71%
32	HomeTrust Bank	2	$4.4M	0.5%	0.00%
33	US Metro Bank	3	$4.4M	0.5%	0.00%
34	Lender 2057189	8	$4.3M	0.5%	0.00%
35	First-Citizens Bank & Trust Company	6	$4.2M	0.5%	0.00%
36	BayFirst National Bank	27	$4.2M	0.5%	7.34%
37	VelocitySBA, LLC	22	$3.6M	0.4%	1.66%
38	Safe-Bidco	26	$3.4M	0.4%	3.45%
39	The Huntington National Bank	12	$3.1M	0.3%	0.00%
40	Lendistry SBLC, LLC	20	$3.1M	0.3%	0.00%
41	Mechanics Bank	6	$3.1M	0.3%	0.00%
42	West Coast Community Bank	4	$3.0M	0.3%	0.00%
43	KeyPoint CU	4	$2.8M	0.3%	0.00%
44	Heritage Bank Inc	3	$2.7M	0.3%	0.00%
45	East West Bank	3	$2.7M	0.3%	0.00%
46	Fremont Bank	2	$2.7M	0.3%	0.00%
47	PNC Bank, National Association	1	$2.1M	0.2%	0.00%
48	First Bank	3	$2.1M	0.2%	0.00%
49	City National Bank	6	$2.0M	0.2%	0.00%
50	Climate First Bank	2	$1.9M	0.2%	0.00%
51	Hanmi Bank	5	$1.9M	0.2%	0.00%
52	First Merchants Bank	1	$1.9M	0.2%	0.00%
53	Genesis Bank	2	$1.8M	0.2%	0.00%
54	Bank of San Francisco	4	$1.8M	0.2%	0.00%
55	America First Federal Credit Union	3	$1.6M	0.2%	0.00%
56	Citizens Bank	4	$1.5M	0.2%	0.00%
57	Main Street Launch	7	$1.3M	0.1%	0.00%
58	CDC Small Business Finance Corp.	10	$1.3M	0.1%	19.83%
59	Beacon Bank and Trust	1	$1.3M	0.1%	63.87%
60	Commercial Bank of California	2	$1.2M	0.1%	0.00%
61	Stearns Bank National Association	5	$1.2M	0.1%	0.00%
62	GBC International Bank	5	$1.1M	0.1%	0.00%
63	Community West Bank	3	$1.1M	0.1%	4.01%
64	SouthState Bank, National Association	2	$1.1M	0.1%	0.00%
65	Popular Bank	2	$1.0M	0.1%	0.00%
66	CalPrivate Bank	1	$1.0M	0.1%	0.00%
67	California Bank of Commerce	2	$1.0M	0.1%	0.00%
68	United Midwest Savings Bank National Association	3	$980K	0.1%	0.00%
69	Five Star Bank	4	$878K	0.1%	20.82%
70	Beneficial State Bank	3	$855K	0.1%	0.00%
71	Lender 2796041	3	$800K	0.1%	0.00%
72	Farmers & Merchants Bank & Trust	1	$750K	0.1%	63.84%
73	CRF Small Business Loan Company, LLC	5	$725K	0.1%	0.00%
74	MidFirst Bank	2	$705K	0.1%	0.00%
75	Vision One CU	2	$700K	0.1%	0.00%
76	Simmons Bank	5	$695K	0.1%	0.00%
77	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$650K	0.1%	0.00%
78	American Business Bank	1	$650K	0.1%	0.00%
79	Byline Bank	1	$649K	0.1%	0.00%
80	ConnectOne Bank	1	$570K	0.1%	0.00%
81	Zions Bank, A Division of	4	$563K	0.1%	0.00%
82	FWBank	1	$561K	0.1%	0.00%
83	Ameris Bank	1	$561K	0.1%	0.00%
84	Gulf Coast Bank and Trust Company	1	$540K	0.1%	0.00%
85	Meridian Bank	1	$536K	0.1%	0.00%
86	Western Alliance Bank	1	$451K	0.0%	0.00%
87	City National Bank of Florida	1	$400K	0.0%	0.00%
88	Centerstone SBA Lending, Inc.	1	$400K	0.0%	0.00%
89	Mission Valley Bank	1	$391K	0.0%	0.00%
90	Bank of the Orient	1	$385K	0.0%	0.00%
91	Village Bank and Trust, National Association	1	$350K	0.0%	0.00%
92	Unity Bank	2	$350K	0.0%	0.00%
93	22nd State Bank, A Division of 22nd State Banking Company	1	$343K	0.0%	0.00%
94	California Statewide Certified Development Corporation	1	$315K	0.0%	0.00%
95	Mission National Bank	1	$300K	0.0%	0.00%
96	Independence Bank	2	$300K	0.0%	0.00%
97	Federal Deposit Insurance Corporation	2	$287K	0.0%	0.00%
98	FFB Bank	1	$285K	0.0%	0.00%
99	Westamerica Bank	1	$250K	0.0%	0.00%
100	Mission Bank	1	$249K	0.0%	0.00%
101	United Business Bank	1	$245K	0.0%	0.00%
102	UniBank	1	$212K	0.0%	0.00%
103	Kinecta FCU	1	$200K	0.0%	0.00%
104	Fifth Third Bank	2	$194K	0.0%	0.00%
105	California FarmLink	3	$184K	0.0%	0.00%
106	Bank of Marin	1	$164K	0.0%	0.00%
107	Capital One National Association	3	$150K	0.0%	23.52%
108	SoFi Bank, National Association	1	$145K	0.0%	0.00%
109	UMB Bank, National Association	1	$123K	0.0%	0.00%
110	Beacon Business Bank National Association	1	$80K	0.0%	0.00%
111	AMPAC Tri-State CDC, Inc.	1	$50K	0.0%	0.00%
112	Citibank, N.A.	1	$35K	0.0%	0.00%
113	WaFd Bank	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	250	$142.5M	15.6%
2	Manufacturing	129	$121.1M	13.3%
3	Health care & social assistance	166	$120.3M	13.2%
4	Retail trade	172	$100.6M	11.0%
5	Other services	137	$70.4M	7.7%
6	Professional & technical services	159	$62.8M	6.9%
7	Manufacturing	70	$62.3M	6.8%
8	Construction	151	$53.5M	5.9%
9	Wholesale trade	78	$35.4M	3.9%
10	Real estate & leasing	33	$22.3M	2.4%
11	Administrative & waste services	69	$18.8M	2.1%
12	Manufacturing	26	$18.5M	2.0%
13	Arts, entertainment & recreation	47	$18.3M	2.0%
14	Retail trade	64	$16.7M	1.8%
15	Agriculture, forestry & fishing	28	$13.5M	1.5%
16	Transportation & warehousing	28	$13.3M	1.5%
17	Finance & insurance	17	$9.6M	1.0%
18	Educational services	16	$7.9M	0.9%
19	Information	20	$3.6M	0.4%
20	Transportation & warehousing	3	$674K	0.1%
21	Utilities	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.