SBA 7(a) lenders in San Francisco, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

142 institutions have SBA 7(a) loans on record in San Francisco, together $1.47B across 3,035 loans. Wells Fargo Bank National Association is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	549	$207.1M	14.1%	0.94%
2	U.S. Bank, National Association	280	$186.3M	12.7%	0.16%
3	Live Oak Banking Company	78	$111.5M	7.6%	1.05%
4	JPMorgan Chase Bank, National Association	297	$57.2M	3.9%	2.47%
5	Citizens Business Bank National Association	74	$54.3M	3.7%	0.38%
6	East West Bank	88	$42.3M	2.9%	0.55%
7	Harvest Small Business Finance, LLC	27	$39.7M	2.7%	0.00%
8	Columbia Bank	53	$39.3M	2.7%	3.37%
9	Bank of San Francisco	59	$32.4M	2.2%	0.10%
10	Main Street Launch	183	$32.2M	2.2%	15.83%
11	Fremont Bank	12	$28.8M	2.0%	0.00%
12	BMO Bank National Association	39	$24.2M	1.6%	1.04%
13	Newtek Bank, National Association	50	$23.6M	1.6%	0.00%
14	Enterprise Bank & Trust	16	$20.3M	1.4%	0.00%
15	Bank of Hope	83	$19.9M	1.4%	2.72%
16	Readycap Lending, LLC	40	$19.1M	1.3%	0.34%
17	United Business Bank	21	$18.5M	1.3%	0.14%
18	Banc of California	8	$17.6M	1.2%	0.00%
19	Zions Bank, A Division of	39	$16.2M	1.1%	0.57%
20	Poppy Bank	12	$15.8M	1.1%	0.00%
21	Redwood CU	36	$15.4M	1.0%	2.33%
22	America First Federal Credit Union	10	$14.9M	1.0%	0.00%
23	Pinnacle Bank	5	$14.6M	1.0%	0.00%
24	Plumas Bank	28	$14.4M	1.0%	3.33%
25	Exchange Bank	12	$13.6M	0.9%	0.00%
26	Bank of America, National Association	57	$13.4M	0.9%	2.58%
27	CalPrivate Bank	9	$13.1M	0.9%	0.00%
28	Lender 2057189	15	$13.1M	0.9%	0.00%
29	City National Bank	43	$12.9M	0.9%	1.19%
30	BayFirst National Bank	69	$12.7M	0.9%	8.53%
31	Celtic Bank Corporation	55	$12.0M	0.8%	3.68%
32	PCB Bank	10	$11.7M	0.8%	0.00%
33	Western Alliance Bank	19	$11.6M	0.8%	0.00%
34	Commercial Bank of California	9	$11.2M	0.8%	14.77%
35	Byline Bank	6	$11.0M	0.7%	0.00%
36	The Huntington National Bank	37	$10.9M	0.7%	6.03%
37	Pathward National Association	4	$10.5M	0.7%	0.00%
38	GBC International Bank	7	$10.4M	0.7%	0.00%
39	Northeast Bank	54	$9.8M	0.7%	9.45%
40	Open Bank	9	$9.5M	0.6%	0.00%
41	West Coast Community Bank	5	$8.5M	0.6%	0.00%
42	KeyPoint CU	9	$8.2M	0.6%	0.00%
43	Centerstone SBA Lending, Inc.	9	$7.4M	0.5%	0.00%
44	First Bank of the Lake	7	$7.2M	0.5%	1.89%
45	Bank of the Orient	9	$7.0M	0.5%	0.00%
46	VelocitySBA, LLC	47	$6.8M	0.5%	3.52%
47	Hana Small Business Lending, Inc.	5	$6.6M	0.4%	0.00%
48	CTBC Bank Corp. (USA)	5	$6.6M	0.4%	0.00%
49	Citibank, N.A.	46	$6.5M	0.4%	11.47%
50	GBank	2	$6.4M	0.4%	0.00%
51	First Internet Bank of Indiana	3	$6.0M	0.4%	0.00%
52	Beacon Business Bank National Association	7	$5.3M	0.4%	0.00%
53	California Bank of Commerce, NA	7	$4.9M	0.3%	7.14%
54	Technology Credit Union	9	$4.7M	0.3%	0.00%
55	First-Citizens Bank & Trust Company	11	$4.6M	0.3%	8.44%
56	Lendistry SBLC, LLC	25	$4.6M	0.3%	5.16%
57	Beneficial State Bank	11	$4.1M	0.3%	1.22%
58	CRF Small Business Loan Company, LLC	8	$4.0M	0.3%	2.52%
59	US Metro Bank	2	$3.8M	0.3%	0.00%
60	Timberline Bank	1	$3.8M	0.3%	0.00%
61	Fifth Third Bank	20	$3.7M	0.3%	4.10%
62	CDC Small Business Finance Corp.	24	$3.7M	0.2%	8.54%
63	Mission National Bank	21	$3.6M	0.2%	11.19%
64	Five Star Bank	16	$3.5M	0.2%	3.62%
65	Associated Bank National Association	3	$3.5M	0.2%	0.00%
66	InBank	2	$3.4M	0.2%	0.00%
67	Truliant FCU	2	$3.3M	0.2%	0.00%
68	Lender 2796041	16	$3.2M	0.2%	0.00%
69	Stearns Bank National Association	5	$3.0M	0.2%	5.47%
70	Mechanics Bank	13	$2.9M	0.2%	1.12%
71	First Bank	3	$2.9M	0.2%	0.00%
72	FDIC - Community Bank & Trust-West Georgia	1	$2.8M	0.2%	0.00%
73	First Business Bank	1	$2.8M	0.2%	0.00%
74	Tri Counties Bank	8	$2.8M	0.2%	0.00%
75	Gulf Coast Bank and Trust Company	1	$2.4M	0.2%	0.00%
76	SoFi Bank, National Association	5	$2.3M	0.2%	20.26%
77	Capital Bank, National Association	4	$2.2M	0.2%	4.98%
78	First Merchants Bank	6	$2.1M	0.1%	0.00%
79	San Francisco Fire Credit Union	24	$1.9M	0.1%	0.00%
80	Summit State Bank	2	$1.7M	0.1%	0.00%
81	Port 51 Lending LLC	1	$1.6M	0.1%	0.00%
82	Genesis Bank	2	$1.5M	0.1%	0.00%
83	United Midwest Savings Bank National Association	8	$1.5M	0.1%	0.00%
84	The Bancorp Bank National Association	2	$1.4M	0.1%	0.00%
85	First Bank	5	$1.4M	0.1%	0.00%
86	Cross River Bank	2	$1.4M	0.1%	0.00%
87	First Financial Bank	2	$1.4M	0.1%	59.43%
88	Amalgamated Bank	1	$1.4M	0.1%	0.00%
89	Royal Business Bank	1	$1.2M	0.1%	0.00%
90	Fortis Bank	1	$1.2M	0.1%	0.00%
91	Evolve Bank and Trust	2	$1.1M	0.1%	54.98%
92	Grasshopper Bank National Association	3	$1.1M	0.1%	0.00%
93	Colony Bank	4	$1.0M	0.1%	0.00%
94	Monterra Credit Union	1	$1.0M	0.1%	0.00%
95	Cathay Bank	1	$983K	0.1%	0.00%
96	Bank of Guam	4	$917K	0.1%	0.00%
97	Wachovia SBA Lending, Inc.	1	$895K	0.1%	0.00%
98	Heritage Bank Inc	1	$870K	0.1%	0.00%
99	Seacoast National Bank	3	$850K	0.1%	24.86%
100	California Statewide Certified Development Corporation	3	$848K	0.1%	0.00%
101	First National Bank of Pennsylvania	2	$846K	0.1%	0.00%
102	United Community Bank	1	$814K	0.1%	0.00%
103	Citizens Bank	2	$811K	0.1%	0.00%
104	IncredibleBank	1	$800K	0.1%	0.00%
105	AMPAC Tri-State CDC, Inc.	6	$765K	0.1%	0.00%
106	Summit Bank	3	$736K	0.1%	0.00%
107	Hanmi Bank	7	$720K	0.0%	0.00%
108	Monterey County Bank	2	$700K	0.0%	0.00%
109	Happen Bank	1	$646K	0.0%	0.00%
110	Truist Bank	2	$620K	0.0%	0.00%
111	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$575K	0.0%	0.00%
112	UniBank	1	$574K	0.0%	0.00%
113	Customers Bank	2	$565K	0.0%	0.00%
114	Vision One CU	3	$535K	0.0%	0.00%
115	Valley Economic Development Corp.	4	$520K	0.0%	14.45%
116	Prestamos CDFI, LLC	3	$500K	0.0%	0.00%
117	Commonwealth Business Bank	2	$497K	0.0%	0.00%
118	Western State Bank	1	$495K	0.0%	0.00%
119	Mission Valley Bank	1	$491K	0.0%	0.00%
120	Popular Bank	2	$439K	0.0%	82.87%
121	Kinecta FCU	1	$400K	0.0%	0.00%
122	FFB Bank	1	$375K	0.0%	0.00%
123	MVB Bank, Inc.	1	$321K	0.0%	0.00%
124	Bank of Marin	1	$300K	0.0%	0.00%
125	Platinum Bank	1	$294K	0.0%	0.00%
126	Simmons Bank	1	$291K	0.0%	0.00%
127	Federal Deposit Insurance Corporation	2	$280K	0.0%	0.00%
128	FinWise Bank	2	$255K	0.0%	0.00%
129	Independence Bank	2	$250K	0.0%	0.00%
130	Safe-Bidco	1	$250K	0.0%	0.00%
131	Capital One National Association	4	$215K	0.0%	55.16%
132	Hiawatha National Bank	2	$201K	0.0%	0.00%
133	Travis CU	1	$190K	0.0%	0.00%
134	Small Business Bank	1	$185K	0.0%	0.00%
135	CIBC Bank USA	1	$163K	0.0%	0.00%
136	Shinhan Bank America	1	$150K	0.0%	0.00%
137	Grow America Fund, Incorporated	1	$150K	0.0%	0.00%
138	Shoreham Bank	1	$100K	0.0%	0.00%
139	PNC Bank, National Association	3	$85K	0.0%	0.00%
140	First Commercial Bank (USA)	1	$60K	0.0%	0.00%
141	Business Loan Center, LLC	1	$50K	0.0%	98.47%
142	Westamerica Bank	1	$50K	0.0%	79.93%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	594	$293.5M	20.4%
2	Professional & technical services	574	$230.6M	16.0%
3	Health care & social assistance	278	$186.2M	12.9%
4	Retail trade	281	$159.2M	11.1%
5	Other services	235	$113.7M	7.9%
6	Construction	193	$82.3M	5.7%
7	Wholesale trade	133	$65.7M	4.6%
8	Finance & insurance	49	$48.0M	3.3%
9	Retail trade	125	$44.9M	3.1%
10	Manufacturing	82	$40.3M	2.8%
11	Real estate & leasing	52	$35.5M	2.5%
12	Administrative & waste services	96	$29.9M	2.1%
13	Arts, entertainment & recreation	93	$27.9M	1.9%
14	Manufacturing	44	$22.9M	1.6%
15	Educational services	56	$18.3M	1.3%
16	Transportation & warehousing	23	$16.7M	1.2%
17	Information	56	$12.5M	0.9%
18	Manufacturing	23	$5.7M	0.4%
19	Transportation & warehousing	14	$5.2M	0.4%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.