SBA 7(a) lenders in San Francisco, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

140 institutions have SBA 7(a) loans on record in San Francisco, together $1.44B across 3,001 loans. Wells Fargo Bank National Association is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	547	$202.0M	14.0%	0.96%
2	U.S. Bank, National Association	278	$184.0M	12.8%	0.06%
3	Live Oak Banking Company	77	$111.3M	7.7%	0.71%
4	JPMorgan Chase Bank, National Association	295	$57.1M	4.0%	2.09%
5	Citizens Business Bank National Association	74	$54.3M	3.8%	0.38%
6	East West Bank	87	$40.9M	2.8%	0.57%
7	Harvest Small Business Finance, LLC	27	$39.7M	2.8%	0.00%
8	Columbia Bank	53	$39.3M	2.7%	3.37%
9	Bank of San Francisco	59	$32.4M	2.3%	0.10%
10	Main Street Launch	182	$32.1M	2.2%	15.62%
11	Fremont Bank	12	$28.8M	2.0%	0.00%
12	BMO Bank National Association	39	$24.2M	1.7%	1.04%
13	Newtek Bank, National Association	44	$22.5M	1.6%	0.00%
14	Enterprise Bank & Trust	16	$20.3M	1.4%	0.00%
15	Bank of Hope	80	$19.1M	1.3%	2.83%
16	Readycap Lending, LLC	40	$19.1M	1.3%	0.34%
17	United Business Bank	20	$18.2M	1.3%	0.14%
18	Banc of California	8	$17.6M	1.2%	0.00%
19	Poppy Bank	12	$15.8M	1.1%	0.00%
20	Redwood CU	36	$15.4M	1.1%	2.33%
21	Zions Bank, A Division of	38	$15.2M	1.1%	0.61%
22	America First Federal Credit Union	10	$14.9M	1.0%	0.00%
23	Pinnacle Bank	5	$14.6M	1.0%	0.00%
24	Plumas Bank	28	$14.4M	1.0%	3.33%
25	Exchange Bank	12	$13.6M	0.9%	0.00%
26	Bank of America, National Association	57	$13.4M	0.9%	2.58%
27	CalPrivate Bank	9	$13.1M	0.9%	0.00%
28	Newtek Small Business Finance, Inc.	15	$13.1M	0.9%	0.00%
29	City National Bank	43	$12.9M	0.9%	1.19%
30	BayFirst National Bank	69	$12.7M	0.9%	8.53%
31	PCB Bank	10	$11.7M	0.8%	0.00%
32	Western Alliance Bank	19	$11.6M	0.8%	0.00%
33	Commercial Bank of California	9	$11.2M	0.8%	14.77%
34	Byline Bank	6	$11.0M	0.8%	0.00%
35	The Huntington National Bank	37	$10.9M	0.8%	4.39%
36	GBC International Bank	7	$10.4M	0.7%	0.00%
37	Celtic Bank Corporation	53	$9.7M	0.7%	4.52%
38	Northeast Bank	52	$9.5M	0.7%	9.72%
39	Open Bank	9	$9.5M	0.7%	0.00%
40	West Coast Community Bank	5	$8.5M	0.6%	0.00%
41	KeyPoint CU	9	$8.2M	0.6%	0.00%
42	Centerstone SBA Lending, Inc.	9	$7.4M	0.5%	0.00%
43	Pathward National Association	2	$7.2M	0.5%	0.00%
44	First Bank of the Lake	7	$7.2M	0.5%	0.00%
45	Bank of the Orient	9	$7.0M	0.5%	0.00%
46	VelocitySBA, LLC	47	$6.8M	0.5%	3.52%
47	Hana Small Business Lending, Inc.	5	$6.6M	0.5%	0.00%
48	CTBC Bank Corp. (USA)	5	$6.6M	0.5%	0.00%
49	Citibank, N.A.	46	$6.5M	0.5%	11.47%
50	First Internet Bank of Indiana	3	$6.0M	0.4%	0.00%
51	Beacon Business Bank National Association	7	$5.3M	0.4%	0.00%
52	California Bank of Commerce, NA	7	$4.9M	0.3%	7.14%
53	Technology Credit Union	9	$4.7M	0.3%	0.00%
54	First-Citizens Bank & Trust Company	11	$4.6M	0.3%	8.44%
55	Lendistry SBLC, LLC	23	$4.2M	0.3%	5.68%
56	Beneficial State Bank	11	$4.1M	0.3%	1.22%
57	CRF Small Business Loan Company, LLC	8	$4.0M	0.3%	2.52%
58	US Metro Bank	2	$3.8M	0.3%	0.00%
59	GBank	1	$3.8M	0.3%	0.00%
60	Timberline Bank	1	$3.8M	0.3%	0.00%
61	Fifth Third Bank	20	$3.7M	0.3%	4.10%
62	CDC Small Business Finance Corp.	24	$3.7M	0.3%	5.20%
63	Mission National Bank	21	$3.6M	0.2%	11.19%
64	Five Star Bank	16	$3.5M	0.2%	3.62%
65	Associated Bank National Association	3	$3.5M	0.2%	0.00%
66	InBank	2	$3.4M	0.2%	0.00%
67	Stearns Bank National Association	5	$3.0M	0.2%	0.00%
68	Mechanics Bank	13	$2.9M	0.2%	1.12%
69	Mortgage Capital Development Corporation	15	$2.9M	0.2%	0.00%
70	First Bank	3	$2.9M	0.2%	0.00%
71	FDIC - Community Bank & Trust-West Georgia	1	$2.8M	0.2%	0.00%
72	Tri Counties Bank	8	$2.8M	0.2%	0.00%
73	Gulf Coast Bank and Trust Company	1	$2.4M	0.2%	0.00%
74	SoFi Bank, National Association	5	$2.3M	0.2%	20.26%
75	Capital Bank, National Association	4	$2.2M	0.2%	4.98%
76	First Merchants Bank	6	$2.1M	0.1%	0.00%
77	San Francisco Fire Credit Union	24	$1.9M	0.1%	0.00%
78	Summit State Bank	2	$1.7M	0.1%	0.00%
79	Port 51 Lending LLC	1	$1.6M	0.1%	0.00%
80	Genesis Bank	2	$1.5M	0.1%	0.00%
81	United Midwest Savings Bank National Association	8	$1.5M	0.1%	0.00%
82	First Bank	5	$1.4M	0.1%	0.00%
83	First Financial Bank	2	$1.4M	0.1%	59.43%
84	Amalgamated Bank	1	$1.4M	0.1%	0.00%
85	Cross River Bank	2	$1.4M	0.1%	0.00%
86	Royal Business Bank	1	$1.2M	0.1%	0.00%
87	Fortis Bank	1	$1.2M	0.1%	0.00%
88	Evolve Bank and Trust	2	$1.1M	0.1%	54.98%
89	Grasshopper Bank National Association	3	$1.1M	0.1%	0.00%
90	Colony Bank	4	$1.0M	0.1%	0.00%
91	Monterra Credit Union	1	$1.0M	0.1%	0.00%
92	Cathay Bank	1	$983K	0.1%	0.00%
93	Bank of Guam	4	$917K	0.1%	0.00%
94	Wachovia SBA Lending, Inc.	1	$895K	0.1%	0.00%
95	Seacoast National Bank	3	$850K	0.1%	24.86%
96	California Statewide Certified Development Corporation	3	$848K	0.1%	0.00%
97	First National Bank of Pennsylvania	2	$846K	0.1%	0.00%
98	United Community Bank	1	$814K	0.1%	0.00%
99	Citizens Bank	2	$811K	0.1%	0.00%
100	IncredibleBank	1	$800K	0.1%	0.00%
101	AMPAC Tri-State CDC, Inc.	6	$765K	0.1%	0.00%
102	Summit Bank	3	$736K	0.1%	0.00%
103	Hanmi Bank	7	$720K	0.1%	0.00%
104	Monterey County Bank	2	$700K	0.0%	0.00%
105	Happen Bank	1	$646K	0.0%	0.00%
106	Truist Bank	2	$620K	0.0%	0.00%
107	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$575K	0.0%	0.00%
108	UniBank	1	$574K	0.0%	0.00%
109	Customers Bank	2	$565K	0.0%	0.00%
110	Vision One CU	3	$535K	0.0%	0.00%
111	Valley Economic Development Corp.	4	$520K	0.0%	14.45%
112	Prestamos CDFI, LLC	3	$500K	0.0%	0.00%
113	Commonwealth Business Bank	2	$497K	0.0%	0.00%
114	Truliant FCU	1	$497K	0.0%	0.00%
115	Western State Bank	1	$495K	0.0%	0.00%
116	Mission Valley Bank	1	$491K	0.0%	0.00%
117	Popular Bank	2	$439K	0.0%	82.87%
118	Kinecta FCU	1	$400K	0.0%	0.00%
119	FFB Bank	1	$375K	0.0%	0.00%
120	MVB Bank, Inc.	1	$321K	0.0%	0.00%
121	Bank of Marin	1	$300K	0.0%	0.00%
122	Platinum Bank	1	$294K	0.0%	0.00%
123	Simmons Bank	1	$291K	0.0%	0.00%
124	Federal Deposit Insurance Corporation	2	$280K	0.0%	0.00%
125	FinWise Bank	2	$255K	0.0%	0.00%
126	Safe-Bidco	1	$250K	0.0%	0.00%
127	Independence Bank	2	$250K	0.0%	0.00%
128	Capital One National Association	4	$215K	0.0%	55.16%
129	Hiawatha National Bank	2	$201K	0.0%	0.00%
130	Travis CU	1	$190K	0.0%	0.00%
131	Small Business Bank	1	$185K	0.0%	0.00%
132	CIBC Bank USA	1	$163K	0.0%	0.00%
133	The Bancorp Bank National Association	1	$159K	0.0%	0.00%
134	Shinhan Bank America	1	$150K	0.0%	0.00%
135	Grow America Fund, Incorporated	1	$150K	0.0%	0.00%
136	Shoreham Bank	1	$100K	0.0%	0.00%
137	PNC Bank, National Association	3	$85K	0.0%	0.00%
138	First Commercial Bank (USA)	1	$60K	0.0%	0.00%
139	Business Loan Center, LLC	1	$50K	0.0%	98.47%
140	Westamerica Bank	1	$50K	0.0%	79.93%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	594	$293.5M	20.4%
2	Professional & technical services	574	$230.6M	16.0%
3	Health care & social assistance	278	$186.2M	12.9%
4	Retail trade	281	$159.2M	11.1%
5	Other services	235	$113.7M	7.9%
6	Construction	193	$82.3M	5.7%
7	Wholesale trade	133	$65.7M	4.6%
8	Finance & insurance	49	$48.0M	3.3%
9	Retail trade	125	$44.9M	3.1%
10	Manufacturing	82	$40.3M	2.8%
11	Real estate & leasing	52	$35.5M	2.5%
12	Administrative & waste services	96	$29.9M	2.1%
13	Arts, entertainment & recreation	93	$27.9M	1.9%
14	Manufacturing	44	$22.9M	1.6%
15	Educational services	56	$18.3M	1.3%
16	Transportation & warehousing	23	$16.7M	1.2%
17	Information	56	$12.5M	0.9%
18	Manufacturing	23	$5.7M	0.4%
19	Transportation & warehousing	14	$5.2M	0.4%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.