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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Humboldt, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

47 institutions have SBA 7(a) loans on record in Humboldt, together $135.9M across 337 loans. Redwood Capital Bank is the largest, with 25% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Redwood Capital Bank118$34.2M25.2%0.45%
2Live Oak Banking Company11$10.8M7.9%10.94%
3Columbia Bank42$8.3M6.1%0.35%
4Open Bank3$6.7M4.9%0.00%
5U.S. Bank, National Association54$5.9M4.4%1.47%
6Exchange Bank4$5.8M4.2%0.00%
7Commonwealth Business Bank2$5.6M4.1%0.00%
8VelocitySBA, LLC4$5.2M3.9%0.00%
9SouthState Bank, National Association2$5.1M3.8%0.00%
10Celtic Bank Corporation5$4.9M3.6%0.00%
11Wells Fargo Bank National Association31$4.2M3.1%3.35%
12Readycap Lending, LLC2$3.4M2.5%0.00%
13Citizens Bank1$3.1M2.3%0.00%
14West Coast Community Bank1$3.0M2.2%0.00%
15Pathward National Association2$3.0M2.2%0.00%
16United Business Bank3$2.7M2.0%0.00%
17City National Bank1$2.4M1.8%0.00%
18Fountainhead SBF LLC1$2.4M1.7%0.00%
19Centerstone SBA Lending, Inc.1$2.2M1.7%0.00%
20CalPrivate Bank1$2.2M1.6%0.00%
21Byline Bank1$1.9M1.4%0.00%
22Arcata Economic Development Corporation12$1.5M1.1%6.43%
23Hana Small Business Lending, Inc.1$1.4M1.1%0.00%
24Harvest Small Business Finance, LLC2$1.0M0.8%0.00%
25Plumas Bank1$935K0.7%0.00%
26Genesis Bank1$880K0.6%51.91%
27Tri Counties Bank1$863K0.6%0.00%
28Bank of Hope1$822K0.6%0.00%
29Vision One CU2$725K0.5%0.00%
30Ameris Bank1$670K0.5%0.00%
31Lincoln Savings Bank1$650K0.5%0.00%
32JPMorgan Chase Bank, National Association3$474K0.3%0.00%
33Newtek Small Business Finance, Inc.3$400K0.3%0.00%
34PNC Bank, National Association1$400K0.3%0.00%
35BayFirst National Bank3$400K0.3%16.72%
36Newtek Bank, National Association1$350K0.3%0.00%
37First Interstate Bank1$270K0.2%0.00%
38The Huntington National Bank2$230K0.2%32.35%
39Popular Bank2$219K0.2%0.00%
40First Bank of the Lake1$200K0.1%0.00%
41Heritage Bank Inc1$150K0.1%0.00%
42Main Street Launch1$100K0.1%0.00%
43Zions Bank, A Division of1$100K0.1%0.00%
44Lendistry SBLC, LLC1$67K0.0%0.00%
45Capital One National Association1$50K0.0%0.00%
46Mechanics Bank1$39K0.0%0.00%
47Bank of America, National Association1$35K0.0%90.38%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services61$48.0M35.4%
2Retail trade39$25.2M18.5%
3Retail trade27$13.7M10.1%
4Professional & technical services21$9.4M6.9%
5Construction51$7.5M5.5%
6Agriculture, forestry & fishing10$6.4M4.7%
7Administrative & waste services29$6.2M4.5%
8Other services30$4.6M3.3%
9Manufacturing9$4.1M3.0%
10Health care & social assistance15$3.4M2.5%
11Manufacturing4$2.4M1.7%
12Real estate & leasing9$1.5M1.1%
13Manufacturing6$1.1M0.8%
14Transportation & warehousing7$790K0.6%
15Arts, entertainment & recreation7$521K0.4%
16Wholesale trade5$515K0.4%
17Transportation & warehousing1$300K0.2%
18Finance & insurance2$294K0.2%
19Utilities1$100K0.1%
20Information1$39K0.0%
21Educational services2$30K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.