SBA 7(a) lenders in San Mateo, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

130 institutions have SBA 7(a) loans on record in San Mateo, together $1.10B across 2,007 loans. Wells Fargo Bank National Association is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	350	$162.3M	14.8%	0.21%
2	U.S. Bank, National Association	326	$149.2M	13.6%	0.38%
3	Live Oak Banking Company	50	$69.5M	6.3%	0.00%
4	JPMorgan Chase Bank, National Association	138	$43.3M	4.0%	0.47%
5	East West Bank	60	$40.6M	3.7%	0.10%
6	Citizens Business Bank National Association	49	$30.9M	2.8%	2.03%
7	BMO Bank National Association	44	$30.8M	2.8%	0.18%
8	Harvest Small Business Finance, LLC	19	$28.6M	2.6%	0.00%
9	KeyPoint CU	20	$23.9M	2.2%	0.00%
10	Bank of San Francisco	17	$23.6M	2.2%	0.00%
11	Celtic Bank Corporation	50	$21.9M	2.0%	3.35%
12	United Business Bank	20	$21.8M	2.0%	0.00%
13	Western Alliance Bank	19	$21.8M	2.0%	0.00%
14	Columbia Bank	18	$19.5M	1.8%	7.43%
15	Enterprise Bank & Trust	18	$16.9M	1.5%	0.00%
16	Bank of Hope	51	$16.7M	1.5%	5.92%
17	West Coast Community Bank	15	$15.0M	1.4%	0.00%
18	Readycap Lending, LLC	30	$14.1M	1.3%	1.47%
19	Pinnacle Bank	7	$13.7M	1.3%	0.00%
20	Newtek Bank, National Association	27	$13.3M	1.2%	0.00%
21	The Huntington National Bank	36	$12.7M	1.2%	4.29%
22	Bank of America, National Association	37	$12.0M	1.1%	1.66%
23	Beacon Bank and Trust	5	$11.4M	1.0%	0.00%
24	Fremont Bank	7	$10.6M	1.0%	0.00%
25	Plumas Bank	14	$10.1M	0.9%	0.00%
26	Fifth Third Bank	34	$10.1M	0.9%	0.00%
27	CalPrivate Bank	6	$10.0M	0.9%	0.00%
28	City National Bank	11	$9.8M	0.9%	0.00%
29	US Metro Bank	3	$9.7M	0.9%	0.00%
30	Hanmi Bank	6	$9.4M	0.9%	0.00%
31	Open Bank	15	$9.3M	0.9%	0.00%
32	Commercial Bank of California	11	$9.0M	0.8%	4.85%
33	Byline Bank	7	$8.7M	0.8%	0.00%
34	PCB Bank	15	$8.7M	0.8%	0.96%
35	BayFirst National Bank	48	$8.5M	0.8%	24.58%
36	PNC Bank, National Association	24	$8.4M	0.8%	1.46%
37	First National Bank of Pennsylvania	4	$7.6M	0.7%	0.00%
38	First Bank of the Lake	9	$7.2M	0.7%	0.69%
39	Northeast Bank	46	$6.5M	0.6%	1.47%
40	Commonwealth Business Bank	3	$5.6M	0.5%	0.00%
41	Banc of California	3	$5.2M	0.5%	0.00%
42	Bank Five Nine	2	$5.1M	0.5%	0.00%
43	CTBC Bank Corp. (USA)	3	$4.9M	0.4%	0.00%
44	Lendistry SBLC, LLC	26	$4.6M	0.4%	0.00%
45	Zions Bank, A Division of	22	$4.6M	0.4%	0.59%
46	Bank of the Orient	3	$4.2M	0.4%	0.00%
47	First Internet Bank of Indiana	3	$4.1M	0.4%	0.00%
48	Mission Valley Bank	1	$3.8M	0.3%	0.00%
49	OneWest Bank, A Division of	1	$3.7M	0.3%	0.00%
50	Port 51 Lending LLC	3	$3.6M	0.3%	0.00%
51	First-Citizens Bank & Trust Company	7	$3.6M	0.3%	0.00%
52	Tri Counties Bank	8	$3.2M	0.3%	10.49%
53	CRF Small Business Loan Company, LLC	6	$3.1M	0.3%	0.00%
54	Poppy Bank	3	$3.1M	0.3%	0.00%
55	Exchange Bank	8	$2.9M	0.3%	0.00%
56	Farmers State Bank of Alto Pass, Illinois	1	$2.9M	0.3%	0.00%
57	Lender 2057189	12	$2.8M	0.3%	1.31%
58	Banesco USA	2	$2.7M	0.2%	0.00%
59	Beacon Business Bank National Association	2	$2.6M	0.2%	0.00%
60	Mega Bank	3	$2.6M	0.2%	0.00%
61	Citibank, N.A.	32	$2.3M	0.2%	2.59%
62	GBC International Bank	4	$2.3M	0.2%	0.00%
63	First Business Bank	2	$2.3M	0.2%	0.00%
64	Genesis Bank	2	$2.2M	0.2%	9.89%
65	CDC Small Business Finance Corp.	14	$2.1M	0.2%	0.00%
66	Five Star Bank	7	$2.0M	0.2%	0.00%
67	FWBank	1	$2.0M	0.2%	0.00%
68	Sunrise Banks National Association	1	$1.9M	0.2%	0.00%
69	Popular Bank	8	$1.6M	0.1%	43.25%
70	Summit State Bank	1	$1.6M	0.1%	0.00%
71	Beach Cities Commercial Bank	1	$1.6M	0.1%	0.00%
72	Oak Valley Community Bank	1	$1.5M	0.1%	0.00%
73	TowneBank	2	$1.4M	0.1%	0.00%
74	Simmons Bank	7	$1.4M	0.1%	0.00%
75	EverTrust Bank	1	$1.3M	0.1%	0.00%
76	Beneficial State Bank	2	$1.3M	0.1%	0.00%
77	Mission National Bank	6	$1.3M	0.1%	10.05%
78	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$1.2M	0.1%	0.00%
79	Centerstone SBA Lending, Inc.	2	$1.2M	0.1%	0.00%
80	Monterey County Bank	1	$1.2M	0.1%	0.00%
81	Mechanics Bank	3	$1.2M	0.1%	0.00%
82	Stearns Bank National Association	6	$1.1M	0.1%	30.79%
83	The Bancorp Bank National Association	3	$1.0M	0.1%	0.00%
84	Cathay Bank	2	$1.0M	0.1%	0.00%
85	American Continental Bank	2	$992K	0.1%	0.00%
86	Customers Bank	1	$868K	0.1%	0.00%
87	Evolve Bank and Trust	2	$843K	0.1%	0.00%
88	AMPAC Tri-State CDC, Inc.	6	$842K	0.1%	0.00%
89	United Midwest Savings Bank National Association	6	$830K	0.1%	28.75%
90	Golden Bank National Association	1	$800K	0.1%	0.00%
91	Main Street Launch	5	$790K	0.1%	5.21%
92	Independence Bank	6	$775K	0.1%	17.42%
93	GBank	1	$726K	0.1%	0.00%
94	VelocitySBA, LLC	19	$713K	0.1%	4.82%
95	City National Bank of Florida	2	$700K	0.1%	0.00%
96	Hanover Community Bank	2	$700K	0.1%	0.00%
97	Lender 2796041	4	$685K	0.1%	0.00%
98	Pinnacle Bank	1	$639K	0.1%	0.00%
99	Ameris Bank	1	$629K	0.1%	0.00%
100	Citizens Bank	1	$625K	0.1%	0.00%
101	Hana Small Business Lending, Inc.	1	$565K	0.1%	0.00%
102	Valley Economic Development Corp.	3	$500K	0.0%	0.00%
103	Platinum Bank	1	$500K	0.0%	0.00%
104	Capital One National Association	8	$485K	0.0%	29.62%
105	California Bank of Commerce, NA	2	$450K	0.0%	0.00%
106	Monterra Credit Union	1	$450K	0.0%	0.00%
107	Community West Bank	2	$446K	0.0%	0.00%
108	America First Federal Credit Union	1	$445K	0.0%	0.00%
109	HSBC Bank USA National Association	1	$425K	0.0%	45.53%
110	Stone Bank	2	$400K	0.0%	0.00%
111	Gateway Bank FSB	1	$350K	0.0%	0.00%
112	Lender 58140	1	$350K	0.0%	0.00%
113	Firstrust Savings Bank	1	$338K	0.0%	0.00%
114	Altos Bank	1	$310K	0.0%	0.00%
115	Capital Bank, National Association	1	$310K	0.0%	0.00%
116	United Community Bank	1	$261K	0.0%	0.00%
117	BankVista	1	$250K	0.0%	0.00%
118	Truist Bank	1	$250K	0.0%	0.00%
119	Seacoast National Bank	1	$225K	0.0%	0.00%
120	California Bank of Commerce	1	$220K	0.0%	0.00%
121	First Bank	1	$202K	0.0%	0.00%
122	Safe-Bidco	1	$200K	0.0%	0.00%
123	SoFi Bank, National Association	2	$175K	0.0%	0.00%
124	Community Development Transportation Lending Services, Inc.	2	$169K	0.0%	0.00%
125	Bankwell Bank	1	$150K	0.0%	0.00%
126	Empire State Certified Development Corporation	1	$125K	0.0%	0.00%
127	First Bank	1	$100K	0.0%	0.00%
128	San Francisco Fire Credit Union	1	$45K	0.0%	0.00%
129	Central Pacific Bank	1	$25K	0.0%	0.00%
130	Technology Credit Union	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	275	$162.1M	15.0%
2	Health care & social assistance	199	$155.4M	14.4%
3	Construction	251	$113.8M	10.5%
4	Retail trade	164	$107.1M	9.9%
5	Other services	210	$106.4M	9.9%
6	Professional & technical services	213	$86.9M	8.0%
7	Wholesale trade	114	$84.8M	7.9%
8	Retail trade	88	$46.8M	4.3%
9	Manufacturing	47	$35.7M	3.3%
10	Administrative & waste services	70	$28.6M	2.6%
11	Manufacturing	42	$26.9M	2.5%
12	Manufacturing	26	$23.2M	2.2%
13	Real estate & leasing	34	$20.7M	1.9%
14	Transportation & warehousing	61	$20.5M	1.9%
15	Finance & insurance	26	$17.4M	1.6%
16	Arts, entertainment & recreation	53	$16.3M	1.5%
17	Educational services	47	$10.1M	0.9%
18	Information	35	$8.2M	0.8%
19	Agriculture, forestry & fishing	13	$7.4M	0.7%
20	Transportation & warehousing	6	$1.3M	0.1%
21	Mining & extraction	2	$477K	0.0%
22	Utilities	2	$175K	0.0%
23	Public administration	1	$5K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.