SBA 7(a) lenders in San Mateo, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

129 institutions have SBA 7(a) loans on record in San Mateo, together $1.08B across 1,979 loans. Wells Fargo Bank National Association is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	350	$162.3M	15.0%	0.21%
2	U.S. Bank, National Association	322	$148.1M	13.7%	0.40%
3	Live Oak Banking Company	49	$69.2M	6.4%	0.00%
4	JPMorgan Chase Bank, National Association	136	$42.7M	4.0%	0.47%
5	East West Bank	60	$40.6M	3.8%	0.10%
6	Citizens Business Bank National Association	49	$30.9M	2.9%	2.03%
7	BMO Bank National Association	44	$30.8M	2.9%	0.18%
8	Harvest Small Business Finance, LLC	19	$28.6M	2.7%	0.00%
9	KeyPoint CU	20	$23.9M	2.2%	0.00%
10	Bank of San Francisco	17	$23.6M	2.2%	0.00%
11	Celtic Bank Corporation	49	$21.8M	2.0%	3.38%
12	Western Alliance Bank	19	$21.8M	2.0%	0.00%
13	United Business Bank	19	$21.4M	2.0%	0.00%
14	Columbia Bank	18	$19.5M	1.8%	7.43%
15	Enterprise Bank & Trust	18	$16.9M	1.6%	0.00%
16	West Coast Community Bank	15	$15.0M	1.4%	0.00%
17	Pinnacle Bank	7	$13.7M	1.3%	0.00%
18	Bank of Hope	50	$13.6M	1.3%	7.25%
19	Newtek Bank, National Association	27	$13.3M	1.2%	0.00%
20	Readycap Lending, LLC	26	$13.0M	1.2%	1.59%
21	The Huntington National Bank	36	$12.7M	1.2%	4.29%
22	Bank of America, National Association	37	$12.0M	1.1%	1.66%
23	Beacon Bank and Trust	5	$11.4M	1.1%	0.00%
24	Fremont Bank	7	$10.6M	1.0%	0.00%
25	Plumas Bank	14	$10.1M	0.9%	0.00%
26	Fifth Third Bank	34	$10.1M	0.9%	0.00%
27	CalPrivate Bank	6	$10.0M	0.9%	0.00%
28	Hanmi Bank	6	$9.4M	0.9%	0.00%
29	Open Bank	15	$9.3M	0.9%	0.00%
30	City National Bank	10	$9.2M	0.8%	0.00%
31	PCB Bank	15	$8.7M	0.8%	0.96%
32	BayFirst National Bank	48	$8.5M	0.8%	24.58%
33	PNC Bank, National Association	24	$8.4M	0.8%	1.46%
34	Commercial Bank of California	9	$8.3M	0.8%	5.25%
35	Byline Bank	6	$8.2M	0.8%	0.00%
36	First National Bank of Pennsylvania	4	$7.6M	0.7%	0.00%
37	First Bank of the Lake	9	$7.2M	0.7%	0.69%
38	US Metro Bank	2	$6.4M	0.6%	0.00%
39	Northeast Bank	43	$6.3M	0.6%	1.52%
40	Commonwealth Business Bank	3	$5.6M	0.5%	0.00%
41	Bank Five Nine	2	$5.1M	0.5%	0.00%
42	CTBC Bank Corp. (USA)	3	$4.9M	0.5%	0.00%
43	Zions Bank, A Division of	21	$4.5M	0.4%	0.60%
44	Lendistry SBLC, LLC	25	$4.5M	0.4%	0.00%
45	Bank of the Orient	3	$4.2M	0.4%	0.00%
46	First Internet Bank of Indiana	3	$4.1M	0.4%	0.00%
47	Mission Valley Bank	1	$3.8M	0.3%	0.00%
48	OneWest Bank, A Division of	1	$3.7M	0.3%	0.00%
49	Port 51 Lending LLC	3	$3.6M	0.3%	0.00%
50	First-Citizens Bank & Trust Company	7	$3.6M	0.3%	0.00%
51	Tri Counties Bank	8	$3.2M	0.3%	10.49%
52	Banc of California	2	$3.2M	0.3%	0.00%
53	CRF Small Business Loan Company, LLC	6	$3.1M	0.3%	0.00%
54	Poppy Bank	3	$3.1M	0.3%	0.00%
55	Exchange Bank	8	$2.9M	0.3%	0.00%
56	Farmers State Bank of Alto Pass, Illinois	1	$2.9M	0.3%	0.00%
57	Newtek Small Business Finance, Inc.	12	$2.8M	0.3%	1.31%
58	Banesco USA	2	$2.7M	0.2%	0.00%
59	Beacon Business Bank National Association	2	$2.6M	0.2%	0.00%
60	Mega Bank	3	$2.6M	0.2%	0.00%
61	Citibank, N.A.	32	$2.3M	0.2%	2.59%
62	GBC International Bank	4	$2.3M	0.2%	0.00%
63	First Business Bank	2	$2.3M	0.2%	0.00%
64	Genesis Bank	2	$2.2M	0.2%	9.89%
65	CDC Small Business Finance Corp.	14	$2.1M	0.2%	0.00%
66	Five Star Bank	7	$2.0M	0.2%	0.00%
67	FWBank	1	$2.0M	0.2%	0.00%
68	Sunrise Banks National Association	1	$1.9M	0.2%	0.00%
69	Popular Bank	8	$1.6M	0.1%	43.25%
70	Summit State Bank	1	$1.6M	0.1%	0.00%
71	Beach Cities Commercial Bank	1	$1.6M	0.1%	0.00%
72	Oak Valley Community Bank	1	$1.5M	0.1%	0.00%
73	TowneBank	2	$1.4M	0.1%	0.00%
74	Simmons Bank	7	$1.4M	0.1%	0.00%
75	EverTrust Bank	1	$1.3M	0.1%	0.00%
76	Beneficial State Bank	2	$1.3M	0.1%	0.00%
77	Mission National Bank	6	$1.3M	0.1%	10.05%
78	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$1.2M	0.1%	0.00%
79	Centerstone SBA Lending, Inc.	2	$1.2M	0.1%	0.00%
80	Monterey County Bank	1	$1.2M	0.1%	0.00%
81	Mechanics Bank	3	$1.2M	0.1%	0.00%
82	Stearns Bank National Association	6	$1.1M	0.1%	30.79%
83	The Bancorp Bank National Association	3	$1.0M	0.1%	0.00%
84	American Continental Bank	2	$992K	0.1%	0.00%
85	Customers Bank	1	$868K	0.1%	0.00%
86	Evolve Bank and Trust	2	$843K	0.1%	0.00%
87	AMPAC Tri-State CDC, Inc.	6	$842K	0.1%	0.00%
88	United Midwest Savings Bank National Association	6	$830K	0.1%	28.75%
89	Golden Bank National Association	1	$800K	0.1%	0.00%
90	Main Street Launch	5	$790K	0.1%	5.21%
91	Independence Bank	6	$775K	0.1%	17.42%
92	GBank	1	$726K	0.1%	0.00%
93	VelocitySBA, LLC	19	$713K	0.1%	4.82%
94	Hanover Community Bank	2	$700K	0.1%	0.00%
95	City National Bank of Florida	2	$700K	0.1%	0.00%
96	Pinnacle Bank	1	$639K	0.1%	0.00%
97	Ameris Bank	1	$629K	0.1%	0.00%
98	Citizens Bank	1	$625K	0.1%	0.00%
99	Hana Small Business Lending, Inc.	1	$565K	0.1%	0.00%
100	Mortgage Capital Development Corporation	3	$550K	0.1%	0.00%
101	Valley Economic Development Corp.	3	$500K	0.0%	0.00%
102	Platinum Bank	1	$500K	0.0%	0.00%
103	Cathay Bank	1	$500K	0.0%	0.00%
104	Capital One National Association	8	$485K	0.0%	29.62%
105	California Bank of Commerce, NA	2	$450K	0.0%	0.00%
106	Monterra Credit Union	1	$450K	0.0%	0.00%
107	Community West Bank	2	$446K	0.0%	0.00%
108	America First Federal Credit Union	1	$445K	0.0%	0.00%
109	HSBC Bank USA National Association	1	$425K	0.0%	45.53%
110	Stone Bank	2	$400K	0.0%	0.00%
111	Signature Bank	1	$350K	0.0%	0.00%
112	Gateway Bank FSB	1	$350K	0.0%	0.00%
113	Firstrust Savings Bank	1	$338K	0.0%	0.00%
114	Capital Bank, National Association	1	$310K	0.0%	0.00%
115	United Community Bank	1	$261K	0.0%	0.00%
116	Truist Bank	1	$250K	0.0%	0.00%
117	BankVista	1	$250K	0.0%	0.00%
118	Seacoast National Bank	1	$225K	0.0%	0.00%
119	California Bank of Commerce	1	$220K	0.0%	0.00%
120	First Bank	1	$202K	0.0%	0.00%
121	Safe-Bidco	1	$200K	0.0%	0.00%
122	SoFi Bank, National Association	2	$175K	0.0%	0.00%
123	Community Development Transportation Lending Services, Inc.	2	$169K	0.0%	0.00%
124	Bankwell Bank	1	$150K	0.0%	0.00%
125	Empire State Certified Development Corporation	1	$125K	0.0%	0.00%
126	First Bank	1	$100K	0.0%	0.00%
127	San Francisco Fire Credit Union	1	$45K	0.0%	0.00%
128	Central Pacific Bank	1	$25K	0.0%	0.00%
129	Technology Credit Union	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	275	$162.1M	15.0%
2	Health care & social assistance	199	$155.4M	14.4%
3	Construction	251	$113.8M	10.5%
4	Retail trade	164	$107.1M	9.9%
5	Other services	210	$106.4M	9.9%
6	Professional & technical services	213	$86.9M	8.0%
7	Wholesale trade	114	$84.8M	7.9%
8	Retail trade	88	$46.8M	4.3%
9	Manufacturing	47	$35.7M	3.3%
10	Administrative & waste services	70	$28.6M	2.6%
11	Manufacturing	42	$26.9M	2.5%
12	Manufacturing	26	$23.2M	2.2%
13	Real estate & leasing	34	$20.7M	1.9%
14	Transportation & warehousing	61	$20.5M	1.9%
15	Finance & insurance	26	$17.4M	1.6%
16	Arts, entertainment & recreation	53	$16.3M	1.5%
17	Educational services	47	$10.1M	0.9%
18	Information	35	$8.2M	0.8%
19	Agriculture, forestry & fishing	13	$7.4M	0.7%
20	Transportation & warehousing	6	$1.3M	0.1%
21	Mining & extraction	2	$477K	0.0%
22	Utilities	2	$175K	0.0%
23	Public administration	1	$5K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.