SBA 7(a) lenders in Stanislaus, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

106 institutions have SBA 7(a) loans on record in Stanislaus, together $610.0M across 1,005 loans. Wells Fargo Bank National Association is the largest, with 10% of approvals.

ShowingBanks 82Credit unions 6Non-depository lenders 18

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	136	$63.2M	10.4%	0.67%
2	Celtic Bank Corporation	47	$62.3M	10.2%	0.66%
3	Live Oak Banking Company	26	$43.9M	7.2%	0.00%
4	U.S. Bank, National Association	117	$37.5M	6.2%	2.46%
5	BMO Bank National Association	33	$26.1M	4.3%	0.75%
6	Plumas Bank	19	$20.0M	3.3%	0.00%
7	United Business Bank	17	$18.1M	3.0%	1.63%
8	Columbia Bank	21	$17.9M	2.9%	0.39%
9	Enterprise Bank & Trust	16	$17.4M	2.9%	0.00%
10	Byline Bank	8	$13.4M	2.2%	0.00%
11	US Metro Bank	12	$12.3M	2.0%	0.00%
12	Newtek Small Business Finance, LLC	9	$11.0M	1.8%	0.00%
13	The Huntington National Bank	26	$10.9M	1.8%	0.00%
14	Open Bank	9	$9.5M	1.6%	0.46%
15	Readycap Lending, LLC	10	$9.4M	1.5%	0.00%
16	Summit State Bank	5	$9.1M	1.5%	0.00%
17	Banc of California	5	$9.1M	1.5%	0.00%
18	Banner Bank	3	$8.6M	1.4%	0.00%
19	West Coast Community Bank	6	$7.5M	1.2%	0.00%
20	Western Alliance Bank	5	$7.4M	1.2%	0.00%
21	Hana Small Business Lending, Inc.	2	$6.4M	1.0%	0.00%
22	Tri Counties Bank	12	$6.2M	1.0%	0.00%
23	Newtek Bank, National Association	18	$6.0M	1.0%	0.00%
24	Frontwave Credit Union	5	$5.9M	1.0%	0.00%
25	PNC Bank, National Association	59	$5.9M	1.0%	2.62%
26	JPMorgan Chase Bank, National Association	40	$5.8M	0.9%	2.51%
27	Exchange Bank	2	$5.6M	0.9%	0.00%
28	United Midwest Savings Bank National Association	9	$5.4M	0.9%	0.00%
29	Bank of America, National Association	24	$5.2M	0.9%	0.38%
30	UMB Bank, National Association	20	$5.2M	0.8%	0.00%
31	Citizens Business Bank National Association	11	$5.1M	0.8%	8.95%
32	Poppy Bank	3	$5.1M	0.8%	0.00%
33	Mission Bank	1	$5.0M	0.8%	0.00%
34	Wallis Bank	1	$5.0M	0.8%	0.00%
35	First-Citizens Bank & Trust Company	3	$4.9M	0.8%	14.36%
36	Harvest Small Business Finance, LLC	8	$4.7M	0.8%	0.00%
37	BayFirst National Bank	23	$4.7M	0.8%	6.33%
38	Pinnacle Bank	5	$4.6M	0.7%	0.00%
39	Commercial Bank of California	3	$4.5M	0.7%	0.00%
40	East West Bank	4	$4.4M	0.7%	0.00%
41	Northeast Bank	22	$4.3M	0.7%	0.00%
42	Beacon Business Bank National Association	2	$4.3M	0.7%	0.00%
43	Bank of Hope	5	$4.3M	0.7%	1.11%
44	FDIC - Community Bank & Trust-West Georgia	1	$4.1M	0.7%	0.00%
45	Valley First Federal Credit Union	12	$4.0M	0.7%	0.00%
46	America First Federal Credit Union	2	$3.6M	0.6%	0.00%
47	Farmers and Merchants Bank of Central California	8	$3.5M	0.6%	0.00%
48	First Internet Bank of Indiana	4	$3.5M	0.6%	0.00%
49	Centerstone SBA Lending, Inc.	5	$3.3M	0.5%	0.00%
50	Seacoast National Bank	1	$3.3M	0.5%	0.00%
51	Lendistry SBLC, LLC	16	$3.0M	0.5%	0.00%
52	GBC International Bank	3	$3.0M	0.5%	0.00%
53	Capital Bank, National Association	1	$2.1M	0.3%	0.00%
54	Bank Five Nine	1	$1.9M	0.3%	0.00%
55	American Continental Bank	1	$1.9M	0.3%	0.00%
56	Five Star Bank	6	$1.9M	0.3%	0.00%
57	Business Lenders, LLC	2	$1.7M	0.3%	0.00%
58	Stearns Bank National Association	6	$1.7M	0.3%	0.00%
59	Community West Bank	9	$1.7M	0.3%	0.00%
60	VelocitySBA, LLC	13	$1.7M	0.3%	1.44%
61	Commonwealth Business Bank	3	$1.7M	0.3%	0.00%
62	First Merchants Bank	3	$1.7M	0.3%	0.00%
63	Mission Valley Bank	2	$1.5M	0.2%	6.56%
64	FFB Bank	3	$1.3M	0.2%	0.00%
65	Westamerica Bank	8	$1.2M	0.2%	40.70%
66	American Riviera Bank	1	$1.2M	0.2%	0.00%
67	Fresno Community Development Financial Institution dba Access Plus Capital	9	$1.1M	0.2%	0.00%
68	Mechanics Bank	7	$1.1M	0.2%	0.00%
69	First Financial Bank	1	$1.1M	0.2%	0.00%
70	Travis CU	1	$1.1M	0.2%	0.00%
71	First Bank of the Lake	1	$1.0M	0.2%	0.00%
72	Popular Bank	5	$928K	0.2%	29.64%
73	PCB Bank	3	$920K	0.2%	0.00%
74	Independence Bank	6	$900K	0.1%	13.55%
75	The Bancorp Bank National Association	2	$883K	0.1%	0.00%
76	Texas Capital Bank	1	$826K	0.1%	0.00%
77	Genesis Bank	2	$769K	0.1%	41.02%
78	Old National Bank	1	$743K	0.1%	0.00%
79	GBank	1	$735K	0.1%	0.00%
80	CalPrivate Bank	2	$685K	0.1%	0.00%
81	CDC Small Business Finance Corp.	4	$599K	0.1%	0.00%
82	Main Street Launch	2	$596K	0.1%	48.52%
83	SoFi Bank, National Association	1	$580K	0.1%	26.33%
84	Happen Bank	1	$575K	0.1%	83.84%
85	AMPAC Tri-State CDC, Inc.	3	$575K	0.1%	0.00%
86	Royal Business Bank	1	$520K	0.1%	0.00%
87	Sunflower Bank National Association	1	$450K	0.1%	0.00%
88	Magnifi Financial CU	1	$441K	0.1%	0.00%
89	Paragon Bank	1	$429K	0.1%	0.00%
90	Pathward National Association	1	$420K	0.1%	115.69%
91	Port 51 Lending LLC	1	$410K	0.1%	0.00%
92	Lincoln Savings Bank	1	$380K	0.1%	0.00%
93	TowneBank	1	$375K	0.1%	0.00%
94	CRF Small Business Loan Company, LLC	1	$351K	0.1%	0.00%
95	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$350K	0.1%	0.00%
96	Citibank, N.A.	6	$345K	0.1%	0.00%
97	Citizens Bank	1	$336K	0.1%	0.00%
98	Zions Bancorporation, National Association	2	$320K	0.1%	59.14%
99	First National Bank of Coffee County	1	$225K	0.0%	0.00%
100	Federal Deposit Insurance Corporation	1	$206K	0.0%	0.00%
101	City National Bank of Florida	1	$200K	0.0%	0.00%
102	County Bank	2	$195K	0.0%	0.00%
103	Self-Help FCU	1	$195K	0.0%	0.00%
104	California Statewide Certified Development Corporation	1	$187K	0.0%	0.00%
105	Stone Bank	1	$150K	0.0%	0.00%
106	Capital One National Association	2	$100K	0.0%	44.40%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.