Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in El Dorado, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

101 institutions have SBA 7(a) loans on record in El Dorado, together $356.9M across 764 loans. Celtic Bank Corporation is the largest, with 7% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Celtic Bank Corporation21$24.3M6.8%0.31%
2Pinnacle Bank15$23.4M6.6%0.00%
3Wells Fargo Bank National Association106$23.3M6.5%0.91%
4U.S. Bank, National Association120$20.6M5.8%1.22%
5Live Oak Banking Company16$19.0M5.3%0.00%
6Plumas Bank26$16.3M4.6%0.00%
7West Coast Community Bank12$16.1M4.5%0.72%
8Columbia Bank34$13.7M3.8%0.24%
9Harvest Small Business Finance, LLC13$10.4M2.9%0.00%
10Readycap Lending, LLC21$9.4M2.6%1.47%
11United Business Bank9$7.5M2.1%0.00%
12Enterprise Bank & Trust8$7.3M2.1%0.00%
13Poppy Bank6$7.1M2.0%0.00%
14Bank of Hope6$7.1M2.0%0.24%
15Five Star Bank21$7.0M2.0%0.00%
16Stearns Bank National Association3$6.5M1.8%0.00%
17CalPrivate Bank4$5.9M1.7%0.00%
18First-Citizens Bank & Trust Company6$5.8M1.6%0.00%
19The Huntington National Bank16$5.6M1.6%1.52%
20FDIC - Community Bank & Trust-West Georgia2$5.5M1.5%12.85%
21Newtek Bank, National Association15$5.5M1.5%0.00%
22Tri Counties Bank6$5.1M1.4%13.96%
23Bank of America, National Association19$5.0M1.4%3.54%
24BMO Bank National Association7$4.8M1.3%0.00%
25SoFi Bank, National Association8$4.4M1.2%0.00%
26PCB Bank3$4.1M1.2%0.00%
27Banc of California5$4.1M1.1%0.00%
28Banner Bank20$3.7M1.1%1.14%
29Community West Bank8$3.7M1.0%3.84%
30East West Bank4$3.3M0.9%0.00%
31VelocitySBA, LLC10$3.0M0.8%0.00%
32Western Alliance Bank1$2.8M0.8%0.00%
33First Internet Bank of Indiana2$2.8M0.8%0.00%
34Exchange Bank7$2.8M0.8%0.00%
35Byline Bank5$2.7M0.8%0.00%
36SAFE CU18$2.6M0.7%4.61%
37JPMorgan Chase Bank, National Association23$2.5M0.7%1.20%
38First State Bank1$2.5M0.7%0.00%
39Customers Bank3$2.4M0.7%0.00%
40Zions Bank, A Division of5$2.4M0.7%0.00%
41BayFirst National Bank11$2.2M0.6%0.00%
42US Metro Bank2$2.1M0.6%0.00%
43Newtek Small Business Finance, Inc.4$2.1M0.6%0.00%
44Summit State Bank1$2.0M0.6%0.00%
45Pathward National Association1$1.7M0.5%0.00%
46First U.S. Community CU5$1.6M0.5%0.00%
47Genesis Bank4$1.5M0.4%0.00%
48Northeast Bank9$1.5M0.4%0.00%
49Southwestern National Bank1$1.4M0.4%0.00%
50CDC Small Business Finance Corp.10$1.4M0.4%45.14%
51Meridian Bank3$1.3M0.4%0.00%
52PNC Bank, National Association2$1.3M0.4%0.00%
53Open Bank2$1.1M0.3%0.00%
54First Mid Bank & Trust, National Association1$1.1M0.3%0.00%
55The Bancorp Bank National Association1$1.0M0.3%0.00%
56California Statewide Certified Development Corporation5$1.0M0.3%0.00%
57Mechanics and Farmers Bank1$978K0.3%0.00%
58United Midwest Savings Bank National Association5$921K0.3%0.00%
59Capital Bank, National Association1$900K0.3%0.00%
60Mechanics Bank2$870K0.2%0.00%
61Popular Bank2$854K0.2%71.54%
62First Merchants Bank1$830K0.2%0.00%
63Shoreham Bank1$829K0.2%0.00%
64California Bank of Commerce, NA2$777K0.2%0.00%
65Citizens Business Bank National Association2$722K0.2%0.00%
66Bank Five Nine2$695K0.2%0.00%
67First General Bank1$650K0.2%0.00%
68Evolve Bank and Trust1$618K0.2%0.00%
69Flagstar Bank National Association1$613K0.2%0.00%
70City National Bank3$605K0.2%0.00%
71Simmons Bank2$595K0.2%0.00%
72Fifth Third Bank3$563K0.2%40.65%
73Mission Valley Bank1$563K0.2%0.00%
74Banesco USA1$556K0.2%0.00%
75Gulf Coast Bank and Trust Company1$523K0.1%0.00%
76Woori America Bank1$500K0.1%0.00%
77Happen Bank1$494K0.1%0.00%
78First Bank1$457K0.1%0.00%
79First Bank of the Lake3$450K0.1%0.00%
80Sunflower Bank National Association2$400K0.1%0.00%
81First Northern Bank of Dixon1$381K0.1%0.00%
82Seacoast National Bank1$350K0.1%0.00%
8322nd State Bank, A Division of 22nd State Banking Company1$303K0.1%0.00%
84Lendistry SBLC, LLC2$303K0.1%0.00%
85UMB Bank, National Association1$261K0.1%0.00%
86AMPAC Tri-State CDC, Inc.2$250K0.1%0.00%
87Valley Economic Development Corp.1$250K0.1%0.00%
88Main Street Launch2$240K0.1%0.00%
89Midwest Regional Bank1$225K0.1%0.00%
90Murphy Bank1$200K0.1%0.00%
91Capital One National Association3$200K0.1%38.59%
92Fountainhead SBF LLC1$194K0.1%0.00%
93Hanmi Bank1$185K0.1%0.00%
94First Bank1$163K0.0%0.00%
95Mortgage Capital Development Corporation1$150K0.0%0.00%
96Independence Bank1$150K0.0%0.00%
97Colony Bank1$150K0.0%0.00%
98Stone Bank1$150K0.0%0.00%
99Bank OZK1$110K0.0%0.00%
100Greater Nevada CU1$81K0.0%0.00%
101United FCU1$25K0.0%114.41%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services145$115.8M32.5%
2Retail trade72$37.1M10.4%
3Health care & social assistance53$28.0M7.8%
4Other services60$23.0M6.4%
5Retail trade43$21.9M6.1%
6Professional & technical services73$21.6M6.1%
7Construction98$21.4M6.0%
8Manufacturing21$12.6M3.5%
9Real estate & leasing21$11.9M3.3%
10Manufacturing24$10.9M3.0%
11Information15$9.8M2.7%
12Arts, entertainment & recreation22$8.8M2.5%
13Administrative & waste services42$6.8M1.9%
14Transportation & warehousing15$6.3M1.8%
15Educational services15$6.0M1.7%
16Finance & insurance14$4.6M1.3%
17Wholesale trade15$4.1M1.1%
18Manufacturing4$3.3M0.9%
19Agriculture, forestry & fishing8$1.5M0.4%
20Transportation & warehousing3$1.1M0.3%
21Mining & extraction1$449K0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.