SBA 7(a) lenders in Tulare, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

84 institutions have SBA 7(a) loans on record in Tulare, together $427.5M across 757 loans. Celtic Bank Corporation is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Celtic Bank Corporation	30	$48.2M	11.3%	2.33%
2	Commonwealth Business Bank	36	$28.3M	6.6%	0.00%
3	Citizens Business Bank National Association	86	$25.9M	6.1%	0.33%
4	Bank of the Sierra	68	$23.5M	5.5%	0.38%
5	Bank of Hope	7	$22.5M	5.3%	0.11%
6	Columbia Bank	23	$22.3M	5.2%	0.55%
7	Live Oak Banking Company	20	$22.3M	5.2%	0.00%
8	Open Bank	8	$19.1M	4.5%	0.00%
9	Wells Fargo Bank National Association	71	$15.0M	3.5%	0.24%
10	FFB Bank	29	$13.3M	3.1%	0.51%
11	Community West Bank	63	$12.2M	2.9%	0.48%
12	Enterprise Bank & Trust	11	$10.4M	2.4%	0.00%
13	Plumas Bank	4	$9.2M	2.2%	0.00%
14	Readycap Lending, LLC	9	$8.7M	2.0%	0.00%
15	VelocitySBA, LLC	13	$7.8M	1.8%	0.06%
16	West Coast Community Bank	3	$7.3M	1.7%	0.00%
17	United Business Bank	7	$7.0M	1.6%	0.00%
18	Summit State Bank	2	$6.9M	1.6%	0.00%
19	Mission Bank	9	$6.1M	1.4%	0.00%
20	JPMorgan Chase Bank, National Association	28	$5.8M	1.4%	0.73%
21	Hanmi Bank	3	$5.4M	1.3%	0.00%
22	The Bancorp Bank National Association	3	$5.2M	1.2%	0.00%
23	Byline Bank	3	$4.9M	1.2%	0.00%
24	Customers Bank	4	$4.7M	1.1%	0.00%
25	Bank of America, National Association	23	$4.5M	1.1%	0.69%
26	U.S. Bank, National Association	20	$4.5M	1.0%	0.78%
27	US Metro Bank	3	$4.3M	1.0%	0.00%
28	BMO Bank National Association	5	$4.2M	1.0%	0.00%
29	Banc of California	4	$3.3M	0.8%	0.00%
30	Mission Valley Bank	2	$3.2M	0.8%	0.00%
31	Harvest Small Business Finance, LLC	4	$3.1M	0.7%	0.00%
32	Genesis Bank	3	$3.0M	0.7%	64.41%
33	United Midwest Savings Bank National Association	6	$2.9M	0.7%	0.00%
34	Southwestern National Bank	1	$2.8M	0.7%	0.00%
35	Newtek Bank, National Association	12	$2.5M	0.6%	0.00%
36	Port 51 Lending LLC	2	$2.5M	0.6%	0.00%
37	The Huntington National Bank	12	$2.4M	0.6%	0.00%
38	East West Bank	5	$2.4M	0.6%	0.00%
39	United Community Bank	1	$2.4M	0.6%	0.00%
40	UMB Bank, National Association	7	$2.3M	0.5%	0.00%
41	Newtek Small Business Finance, Inc.	3	$2.3M	0.5%	0.00%
42	Pinnacle Bank	2	$2.0M	0.5%	0.00%
43	World Trade Finance, Inc.	8	$2.0M	0.5%	0.00%
44	Five Star Bank	4	$2.0M	0.5%	0.00%
45	TD Bank, National Association	1	$1.8M	0.4%	0.00%
46	Hana Small Business Lending, Inc.	2	$1.8M	0.4%	0.00%
47	Northeast Bank	7	$1.8M	0.4%	0.00%
48	Mechanics Bank	12	$1.8M	0.4%	0.00%
49	California Bank of Commerce, NA	1	$1.8M	0.4%	0.00%
50	First Bank	2	$1.7M	0.4%	22.88%
51	PCB Bank	1	$1.6M	0.4%	0.00%
52	BayFirst National Bank	9	$1.2M	0.3%	0.00%
53	Shinhan Bank America	3	$950K	0.2%	0.00%
54	Southern Bank	1	$943K	0.2%	0.00%
55	Gulf Coast Bank and Trust Company	1	$835K	0.2%	0.00%
56	First Business Bank	2	$830K	0.2%	0.00%
57	First Bank of the Lake	3	$716K	0.2%	0.00%
58	Banesco USA	1	$711K	0.2%	0.00%
59	New Omni Bank National Association	1	$650K	0.2%	0.00%
60	Lendistry SBLC, LLC	3	$650K	0.2%	0.00%
61	Iowa State Bank and Trust Company of Fairfield, Iowa	1	$600K	0.1%	0.00%
62	Tri Counties Bank	4	$559K	0.1%	0.00%
63	Arizona Financial Credit Union	2	$524K	0.1%	0.00%
64	Fresno Community Development Financial Institution dba Access Plus Capital	3	$511K	0.1%	0.00%
65	Westamerica Bank	1	$450K	0.1%	0.00%
66	Citibank, N.A.	5	$421K	0.1%	0.00%
67	Grasshopper Bank National Association	1	$400K	0.1%	0.00%
68	AMPAC Tri-State CDC, Inc.	2	$400K	0.1%	0.00%
69	PNC Bank, National Association	3	$370K	0.1%	0.00%
70	Pathward National Association	1	$350K	0.1%	0.00%
71	Vision One CU	1	$325K	0.1%	55.23%
72	Independence Bank	2	$300K	0.1%	0.00%
73	California Statewide Certified Development Corporation	1	$272K	0.1%	0.00%
74	Poppy Bank	1	$260K	0.1%	0.00%
75	Federal Deposit Insurance Corporation	1	$231K	0.1%	89.38%
76	Citizens Bank	1	$214K	0.1%	0.00%
77	First Merchants Bank	1	$177K	0.0%	0.00%
78	CDC Small Business Finance Corp.	3	$151K	0.0%	0.00%
79	Royal Business Bank	1	$150K	0.0%	0.00%
80	Banner Bank	1	$150K	0.0%	0.00%
81	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
82	CalPrivate Bank	1	$150K	0.0%	0.00%
83	Capital One National Association	1	$50K	0.0%	88.67%
84	Stearns Bank National Association	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	117	$94.9M	22.2%
2	Accommodation & food services	94	$87.7M	20.5%
3	Retail trade	43	$50.8M	11.9%
4	Other services	72	$41.8M	9.8%
5	Health care & social assistance	76	$27.1M	6.3%
6	Construction	60	$16.3M	3.8%
7	Wholesale trade	41	$14.9M	3.5%
8	Manufacturing	14	$14.6M	3.4%
9	Arts, entertainment & recreation	16	$13.7M	3.2%
10	Transportation & warehousing	36	$13.1M	3.1%
11	Professional & technical services	44	$11.3M	2.7%
12	Agriculture, forestry & fishing	35	$8.2M	1.9%
13	Administrative & waste services	30	$7.7M	1.8%
14	Real estate & leasing	16	$7.3M	1.7%
15	Manufacturing	10	$6.7M	1.6%
16	Manufacturing	20	$6.7M	1.6%
17	Finance & insurance	17	$2.4M	0.6%
18	Educational services	7	$1.2M	0.3%
19	Information	5	$558K	0.1%
20	Management of companies	2	$460K	0.1%
21	Transportation & warehousing	1	$70K	0.0%
22	Utilities	1	$15K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.