Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Tulare, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

84 institutions have SBA 7(a) loans on record in Tulare, together $439.9M across 771 loans. Celtic Bank Corporation is the largest, with 11% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Celtic Bank Corporation30$48.2M11.0%2.33%
2Commonwealth Business Bank37$33.3M7.6%0.00%
3Citizens Business Bank National Association86$25.9M5.9%0.33%
4Bank of the Sierra68$23.5M5.3%0.38%
5Live Oak Banking Company21$22.5M5.1%0.00%
6Bank of Hope7$22.5M5.1%0.11%
7Columbia Bank23$22.3M5.1%0.55%
8Open Bank9$19.5M4.4%0.00%
9Wells Fargo Bank National Association71$15.0M3.4%0.24%
10FFB Bank29$13.3M3.0%0.51%
11Community West Bank63$12.2M2.8%0.48%
12Enterprise Bank & Trust12$11.4M2.6%0.00%
13Plumas Bank4$9.2M2.1%0.00%
14Readycap Lending, LLC9$8.7M2.0%0.00%
15VelocitySBA, LLC13$7.8M1.8%0.06%
16West Coast Community Bank3$7.3M1.7%0.00%
17Mission Bank10$7.0M1.6%0.00%
18United Business Bank7$7.0M1.6%0.00%
19Summit State Bank2$6.9M1.6%0.00%
20JPMorgan Chase Bank, National Association28$5.8M1.3%0.73%
21Bank of America, National Association25$5.6M1.3%0.56%
22Hanmi Bank3$5.4M1.2%0.00%
23The Bancorp Bank National Association3$5.2M1.2%0.00%
24U.S. Bank, National Association22$4.9M1.1%0.71%
25Byline Bank3$4.9M1.1%0.00%
26Customers Bank4$4.7M1.1%0.00%
27US Metro Bank3$4.3M1.0%0.00%
28Harvest Small Business Finance, LLC5$4.2M1.0%0.00%
29BMO Bank National Association5$4.2M0.9%0.00%
30Banc of California4$3.3M0.7%0.00%
31Mission Valley Bank2$3.2M0.7%0.00%
32Genesis Bank3$3.0M0.7%64.41%
33East West Bank6$3.0M0.7%0.00%
34United Midwest Savings Bank National Association6$2.9M0.7%0.00%
35Southwestern National Bank1$2.8M0.6%0.00%
36PCB Bank2$2.7M0.6%0.00%
37Newtek Bank, National Association12$2.5M0.6%0.00%
38Port 51 Lending LLC2$2.5M0.6%0.00%
39The Huntington National Bank12$2.4M0.6%0.00%
40United Community Bank1$2.4M0.6%0.00%
41UMB Bank, National Association7$2.3M0.5%0.00%
42Newtek Small Business Finance, LLC3$2.3M0.5%0.00%
43Pinnacle Bank2$2.0M0.5%0.00%
44Five Star Bank4$2.0M0.5%0.00%
45World Trade Finance, Inc.8$2.0M0.5%0.00%
46Northeast Bank8$1.9M0.4%0.00%
47TD Bank, National Association1$1.8M0.4%0.00%
48Hana Small Business Lending, Inc.2$1.8M0.4%0.00%
49Mechanics Bank12$1.8M0.4%0.00%
50California Bank of Commerce, NA1$1.8M0.4%0.00%
51First Bank2$1.7M0.4%22.88%
52BayFirst National Bank9$1.2M0.3%0.00%
53Shinhan Bank America3$950K0.2%0.00%
54Southern Bank1$943K0.2%0.00%
55Gulf Coast Bank and Trust Company1$835K0.2%0.00%
56First Business Bank2$830K0.2%0.00%
57First Bank of the Lake3$716K0.2%0.00%
58Banesco USA1$711K0.2%0.00%
59New Omni Bank National Association1$650K0.1%0.00%
60Lendistry SBLC, LLC3$650K0.1%0.00%
61Iowa State Bank and Trust Company of Fairfield, Iowa1$600K0.1%0.00%
62Tri Counties Bank4$559K0.1%0.00%
63Arizona Financial Credit Union2$524K0.1%0.00%
64Fresno Community Development Financial Institution dba Access Plus Capital3$511K0.1%0.00%
65Westamerica Bank1$450K0.1%0.00%
66Citibank, N.A.5$421K0.1%0.00%
67Grasshopper Bank National Association1$400K0.1%0.00%
68AMPAC Tri-State CDC, Inc.2$400K0.1%0.00%
69CenTrust Bank, A Division of SmartBiz Bank National Association2$380K0.1%0.00%
70PNC Bank, National Association3$370K0.1%0.00%
71Pathward National Association1$350K0.1%0.00%
72Vision One CU1$325K0.1%55.23%
73Independence Bank2$300K0.1%0.00%
74California Statewide Certified Development Corporation1$272K0.1%0.00%
75Poppy Bank1$260K0.1%0.00%
76Federal Deposit Insurance Corporation1$231K0.1%89.38%
77Citizens Bank1$214K0.0%0.00%
78First Merchants Bank1$177K0.0%0.00%
79CDC Small Business Finance Corp.3$151K0.0%0.00%
80Royal Business Bank1$150K0.0%0.00%
81Banner Bank1$150K0.0%0.00%
82CalPrivate Bank1$150K0.0%0.00%
83Stearns Bank National Association1$50K0.0%91.45%
84Capital One National Association1$50K0.0%88.67%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Retail trade117$94.9M21.6%
2Accommodation & food services95$92.7M21.1%
3Retail trade46$52.9M12.0%
4Other services73$42.0M9.5%
5Health care & social assistance76$27.1M6.2%
6Construction60$16.3M3.7%
7Wholesale trade43$15.3M3.5%
8Arts, entertainment & recreation17$14.6M3.3%
9Manufacturing14$14.6M3.3%
10Transportation & warehousing37$14.2M3.2%
11Professional & technical services46$11.8M2.7%
12Agriculture, forestry & fishing35$8.2M1.9%
13Administrative & waste services31$7.8M1.8%
14Manufacturing21$7.6M1.7%
15Real estate & leasing16$7.3M1.7%
16Manufacturing10$6.7M1.5%
17Finance & insurance17$2.4M0.6%
18Educational services8$2.4M0.5%
19Information5$558K0.1%
20Management of companies2$460K0.1%
21Transportation & warehousing1$70K0.0%
22Utilities1$15K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.