SBA 7(a) lenders in Placer, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

122 institutions have SBA 7(a) loans on record in Placer, together $817.0M across 1,901 loans. Wells Fargo Bank National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	200	$80.5M	9.9%	0.84%
2	U.S. Bank, National Association	303	$71.1M	8.7%	0.84%
3	Live Oak Banking Company	56	$66.6M	8.2%	0.76%
4	Plumas Bank	68	$45.3M	5.5%	0.00%
5	Celtic Bank Corporation	45	$38.2M	4.7%	0.54%
6	Enterprise Bank & Trust	35	$34.7M	4.3%	0.00%
7	Columbia Bank	77	$25.6M	3.1%	1.24%
8	United Business Bank	12	$21.1M	2.6%	0.00%
9	Pinnacle Bank	23	$21.0M	2.6%	0.00%
10	Exchange Bank	23	$20.3M	2.5%	0.00%
11	Five Star Bank	52	$17.0M	2.1%	3.96%
12	BMO Bank National Association	44	$16.8M	2.1%	0.00%
13	Harvest Small Business Finance, LLC	16	$15.9M	1.9%	0.00%
14	The Huntington National Bank	39	$15.2M	1.9%	0.00%
15	Bank of America, National Association	28	$15.0M	1.8%	0.03%
16	Newtek Bank, National Association	33	$14.9M	1.8%	0.00%
17	Summit State Bank	11	$14.1M	1.7%	0.00%
18	JPMorgan Chase Bank, National Association	72	$13.5M	1.7%	5.87%
19	Banner Bank	27	$10.8M	1.3%	0.00%
20	Sunflower Bank National Association	27	$10.3M	1.3%	1.28%
21	SAFE CU	150	$10.3M	1.3%	3.28%
22	Poppy Bank	6	$10.2M	1.2%	0.00%
23	Open Bank	5	$10.0M	1.2%	0.00%
24	SoFi Bank, National Association	9	$9.2M	1.1%	0.00%
25	Mission Valley Bank	6	$8.5M	1.0%	0.00%
26	Newtek Small Business Finance, Inc.	14	$8.1M	1.0%	0.00%
27	United Midwest Savings Bank National Association	19	$8.0M	1.0%	1.62%
28	PNC Bank, National Association	14	$7.4M	0.9%	0.85%
29	Mechanics Bank	18	$7.4M	0.9%	2.73%
30	Bank of Hope	18	$6.8M	0.8%	3.62%
31	BayFirst National Bank	35	$6.7M	0.8%	3.85%
32	First Bank of the Lake	5	$6.5M	0.8%	0.00%
33	City National Bank	7	$6.2M	0.8%	0.00%
34	Readycap Lending, LLC	18	$5.8M	0.7%	33.26%
35	West Coast Community Bank	6	$5.1M	0.6%	0.00%
36	Stone Bank	1	$5.0M	0.6%	0.00%
37	Northeast Bank	38	$4.9M	0.6%	1.29%
38	First-Citizens Bank & Trust Company	7	$4.9M	0.6%	0.00%
39	CIBC Bank USA	2	$4.8M	0.6%	68.84%
40	Citizens Business Bank National Association	12	$4.7M	0.6%	13.62%
41	Port 51 Lending LLC	3	$4.6M	0.6%	0.00%
42	First U.S. Community CU	24	$4.4M	0.5%	13.01%
43	Simmons Bank	15	$4.2M	0.5%	0.00%
44	Zions Bank, A Division of	18	$4.2M	0.5%	0.00%
45	Tri Counties Bank	23	$4.0M	0.5%	3.04%
46	Byline Bank	8	$4.0M	0.5%	2.76%
47	Community West Bank	11	$3.9M	0.5%	7.92%
48	CDC Small Business Finance Corp.	25	$3.9M	0.5%	6.09%
49	Banc of California	5	$3.8M	0.5%	5.36%
50	Lendistry SBLC, LLC	18	$3.7M	0.5%	9.43%
51	First Bank	3	$3.7M	0.4%	0.00%
52	Pathward National Association	3	$3.5M	0.4%	0.00%
53	Genesis Bank	5	$3.4M	0.4%	27.78%
54	First Northern Bank of Dixon	8	$3.3M	0.4%	0.00%
55	East West Bank	2	$3.2M	0.4%	0.00%
56	United Community Bank	2	$3.1M	0.4%	15.88%
57	Customers Bank	4	$2.9M	0.4%	0.00%
58	Ameris Bank	2	$2.5M	0.3%	0.00%
59	Happen Bank	4	$2.2M	0.3%	0.00%
60	Gulf Coast Bank and Trust Company	3	$2.2M	0.3%	0.00%
61	First Business Bank	3	$2.1M	0.3%	0.00%
62	Cross River Bank	1	$1.7M	0.2%	0.00%
63	Beacon Bank and Trust	2	$1.6M	0.2%	0.00%
64	Main Street Launch	11	$1.5M	0.2%	7.56%
65	Stearns Bank National Association	9	$1.4M	0.2%	0.00%
66	CenTrust Bank, A Division of SmartBiz Bank National Association	7	$1.4M	0.2%	0.00%
67	IncredibleBank	1	$1.2M	0.1%	0.00%
68	Northbrook Bank & Trust Company, National Association	2	$1.2M	0.1%	0.00%
69	Titan Bank, National Association	1	$1.0M	0.1%	0.00%
70	Heritage Bank Inc	2	$1.0M	0.1%	0.00%
71	Commercial Bank of California	3	$1.0M	0.1%	0.00%
72	Hometown Bank	1	$978K	0.1%	0.00%
73	KeyBank National Association	2	$966K	0.1%	0.00%
74	Fifth Third Bank	2	$935K	0.1%	0.00%
75	First Financial Bank	1	$870K	0.1%	0.00%
76	Firstrust Savings Bank	1	$864K	0.1%	0.00%
77	Business Lenders, LLC	1	$850K	0.1%	93.77%
78	Independence Bank	5	$725K	0.1%	47.71%
79	Old National Bank	1	$687K	0.1%	0.00%
80	Mortgage Capital Development Corporation	3	$650K	0.1%	0.00%
81	VelocitySBA, LLC	14	$648K	0.1%	3.02%
82	Bank Five Nine	3	$640K	0.1%	0.00%
83	GBank	1	$627K	0.1%	0.00%
84	First Bank	3	$590K	0.1%	0.00%
85	Home Bank of California	1	$587K	0.1%	0.00%
86	California Statewide Certified Development Corporation	5	$577K	0.1%	12.48%
87	Capital Bank, National Association	2	$550K	0.1%	0.00%
88	22nd State Bank, A Division of 22nd State Banking Company	1	$500K	0.1%	0.00%
89	First Financial Bank	1	$500K	0.1%	0.00%
90	CalPrivate Bank	2	$500K	0.1%	0.00%
91	The Bancorp Bank National Association	2	$493K	0.1%	0.00%
92	America First Federal Credit Union	1	$482K	0.1%	0.00%
93	Citizens Bank	1	$462K	0.1%	0.00%
94	Mechanics and Farmers Bank	1	$443K	0.1%	0.00%
95	Beneficial State Bank	1	$435K	0.1%	91.64%
96	Banesco USA	1	$425K	0.1%	0.00%
97	BankUnited, National Association	1	$421K	0.1%	0.00%
98	Commonwealth Business Bank	1	$420K	0.1%	0.00%
99	Vision One CU	2	$385K	0.0%	0.00%
100	All Capital Bank	1	$356K	0.0%	0.00%
101	FinWise Bank	1	$350K	0.0%	0.00%
102	Murphy Bank	1	$350K	0.0%	0.00%
103	Seacoast National Bank	1	$350K	0.0%	0.00%
104	Redwood CU	1	$350K	0.0%	0.00%
105	HomeTrust Bank	1	$330K	0.0%	0.00%
106	Magnifi Financial CU	1	$326K	0.0%	0.00%
107	The Bank of Houston	1	$310K	0.0%	0.00%
108	Capital Community Bank	1	$308K	0.0%	0.00%
109	AMPAC Tri-State CDC, Inc.	2	$308K	0.0%	0.00%
110	Citibank, N.A.	5	$295K	0.0%	33.90%
111	Cathay Bank	1	$250K	0.0%	0.00%
112	Greater Nevada CU	1	$234K	0.0%	0.00%
113	Partners Bank of California	1	$200K	0.0%	0.00%
114	Capital One National Association	4	$200K	0.0%	24.07%
115	Hanmi Bank	1	$198K	0.0%	0.00%
116	Bankwell Bank	1	$185K	0.0%	0.00%
117	Colony Bank	1	$150K	0.0%	0.00%
118	Cache Valley Bank	1	$150K	0.0%	0.00%
119	KeyPoint CU	1	$150K	0.0%	0.00%
120	California Coastal Certified Development Company	1	$125K	0.0%	0.00%
121	Travis CU	1	$100K	0.0%	0.00%
122	McCoy FCU	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	235	$164.9M	20.2%
2	Retail trade	128	$97.1M	11.9%
3	Accommodation & food services	182	$91.6M	11.2%
4	Professional & technical services	238	$85.2M	10.4%
5	Other services	181	$75.3M	9.2%
6	Construction	250	$54.9M	6.7%
7	Real estate & leasing	64	$31.7M	3.9%
8	Retail trade	81	$30.0M	3.7%
9	Manufacturing	64	$26.3M	3.2%
10	Arts, entertainment & recreation	74	$24.8M	3.0%
11	Educational services	41	$24.2M	3.0%
12	Transportation & warehousing	51	$23.6M	2.9%
13	Wholesale trade	63	$21.4M	2.6%
14	Finance & insurance	62	$20.9M	2.6%
15	Administrative & waste services	100	$17.6M	2.1%
16	Manufacturing	28	$9.4M	1.2%
17	Manufacturing	21	$8.1M	1.0%
18	Information	21	$6.7M	0.8%
19	Agriculture, forestry & fishing	7	$1.8M	0.2%
20	Transportation & warehousing	6	$990K	0.1%
21	Mining & extraction	1	$300K	0.0%
22	Utilities	2	$300K	0.0%
23	Public administration	1	$30K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.