SBA 7(a) lenders in Placer, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

124 institutions have SBA 7(a) loans on record in Placer, together $830.4M across 1,928 loans. Wells Fargo Bank National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	200	$80.5M	9.7%	0.84%
2	U.S. Bank, National Association	309	$71.5M	8.6%	0.84%
3	Live Oak Banking Company	57	$67.3M	8.1%	1.87%
4	Plumas Bank	68	$45.3M	5.5%	0.00%
5	Celtic Bank Corporation	45	$38.2M	4.6%	0.54%
6	Enterprise Bank & Trust	35	$34.7M	4.2%	0.00%
7	Columbia Bank	79	$27.3M	3.3%	1.16%
8	United Business Bank	12	$21.1M	2.5%	0.00%
9	Pinnacle Bank	23	$21.0M	2.5%	0.00%
10	Exchange Bank	23	$20.3M	2.4%	1.36%
11	Five Star Bank	52	$17.0M	2.0%	3.96%
12	BMO Bank National Association	44	$16.8M	2.0%	0.00%
13	Harvest Small Business Finance, LLC	16	$15.9M	1.9%	0.00%
14	The Huntington National Bank	41	$15.6M	1.9%	0.00%
15	Newtek Bank, National Association	35	$15.4M	1.9%	0.00%
16	Bank of America, National Association	28	$15.0M	1.8%	0.03%
17	Summit State Bank	11	$14.1M	1.7%	0.00%
18	JPMorgan Chase Bank, National Association	72	$13.5M	1.6%	5.87%
19	Banner Bank	28	$11.6M	1.4%	0.00%
20	Sunflower Bank National Association	27	$10.3M	1.2%	1.28%
21	SAFE CU	150	$10.3M	1.2%	3.28%
22	Poppy Bank	6	$10.2M	1.2%	0.00%
23	Open Bank	5	$10.0M	1.2%	0.00%
24	SoFi Bank, National Association	9	$9.2M	1.1%	0.00%
25	Mission Valley Bank	6	$8.5M	1.0%	0.00%
26	Newtek Small Business Finance, LLC	14	$8.1M	1.0%	0.00%
27	United Midwest Savings Bank National Association	19	$8.0M	1.0%	1.62%
28	PNC Bank, National Association	14	$7.4M	0.9%	0.85%
29	Mechanics Bank	18	$7.4M	0.9%	2.73%
30	Bank of Hope	18	$6.8M	0.8%	3.62%
31	BayFirst National Bank	35	$6.7M	0.8%	6.43%
32	First Bank of the Lake	5	$6.5M	0.8%	0.00%
33	City National Bank	7	$6.2M	0.7%	0.00%
34	Community West Bank	12	$5.9M	0.7%	5.25%
35	Readycap Lending, LLC	18	$5.8M	0.7%	33.26%
36	Northeast Bank	41	$5.5M	0.7%	1.17%
37	West Coast Community Bank	6	$5.1M	0.6%	0.00%
38	Stone Bank	1	$5.0M	0.6%	0.00%
39	Byline Bank	9	$5.0M	0.6%	2.23%
40	First-Citizens Bank & Trust Company	7	$4.9M	0.6%	0.00%
41	CIBC Bank USA	2	$4.8M	0.6%	68.84%
42	Citizens Business Bank National Association	12	$4.7M	0.6%	13.62%
43	Port 51 Lending LLC	3	$4.6M	0.6%	0.00%
44	First U.S. Community CU	24	$4.4M	0.5%	13.01%
45	Simmons Bank	15	$4.2M	0.5%	0.00%
46	Zions Bancorporation, National Association	18	$4.2M	0.5%	3.56%
47	Tri Counties Bank	23	$4.0M	0.5%	3.04%
48	Lendistry SBLC, LLC	19	$3.9M	0.5%	8.94%
49	CDC Small Business Finance Corp.	25	$3.9M	0.5%	6.09%
50	Banc of California	5	$3.8M	0.5%	5.36%
51	First Bank	3	$3.7M	0.4%	0.00%
52	Pathward National Association	3	$3.5M	0.4%	0.00%
53	Genesis Bank	5	$3.4M	0.4%	27.78%
54	First Northern Bank of Dixon	8	$3.3M	0.4%	0.00%
55	East West Bank	2	$3.2M	0.4%	0.00%
56	United Community Bank	2	$3.1M	0.4%	15.88%
57	Customers Bank	4	$2.9M	0.3%	0.00%
58	Ameris Bank	2	$2.5M	0.3%	0.00%
59	First Financial Bank	2	$2.4M	0.3%	0.00%
60	Happen Bank	4	$2.2M	0.3%	0.00%
61	Gulf Coast Bank and Trust Company	3	$2.2M	0.3%	0.00%
62	First Business Bank	3	$2.1M	0.3%	0.00%
63	Northwest Bank	2	$1.8M	0.2%	0.00%
64	Cross River Bank	1	$1.7M	0.2%	0.00%
65	Beacon Bank and Trust	2	$1.6M	0.2%	0.00%
66	Main Street Launch	11	$1.5M	0.2%	7.56%
67	Stearns Bank National Association	9	$1.4M	0.2%	0.00%
68	CenTrust Bank, A Division of SmartBiz Bank National Association	7	$1.4M	0.2%	0.00%
69	KeyBank National Association	3	$1.3M	0.2%	0.00%
70	IncredibleBank	1	$1.2M	0.1%	0.00%
71	Northbrook Bank & Trust Company, National Association	2	$1.2M	0.1%	0.00%
72	Fifth Third Bank	3	$1.2M	0.1%	0.00%
73	Titan Bank, National Association	1	$1.0M	0.1%	0.00%
74	Heritage Bank Inc	2	$1.0M	0.1%	0.00%
75	Commercial Bank of California	3	$1.0M	0.1%	0.00%
76	Hometown Bank	1	$978K	0.1%	0.00%
77	First Financial Bank	1	$870K	0.1%	0.00%
78	Firstrust Savings Bank	1	$864K	0.1%	0.00%
79	Business Lenders, LLC	1	$850K	0.1%	93.77%
80	CalPrivate Bank	3	$828K	0.1%	0.00%
81	Independence Bank	5	$725K	0.1%	47.71%
82	Old National Bank	1	$687K	0.1%	0.00%
83	The Mortgage Capital Development Corporation	3	$650K	0.1%	0.00%
84	VelocitySBA, LLC	14	$648K	0.1%	3.02%
85	Mission Bank	1	$640K	0.1%	0.00%
86	Bank Five Nine	3	$640K	0.1%	0.00%
87	GBank	1	$627K	0.1%	0.00%
88	First Bank	3	$590K	0.1%	0.00%
89	Home Bank of California	1	$587K	0.1%	0.00%
90	California Statewide Certified Development Corporation	5	$577K	0.1%	12.48%
91	Capital Bank, National Association	2	$550K	0.1%	0.00%
92	22nd State Bank, A Division of 22nd State Banking Company	1	$500K	0.1%	0.00%
93	The Bancorp Bank National Association	2	$493K	0.1%	0.00%
94	America First Federal Credit Union	1	$482K	0.1%	0.00%
95	Citizens Bank	1	$462K	0.1%	0.00%
96	Mechanics and Farmers Bank	1	$443K	0.1%	0.00%
97	Beneficial State Bank	1	$435K	0.1%	91.64%
98	Banesco USA	1	$425K	0.1%	0.00%
99	BankUnited, National Association	1	$421K	0.1%	0.00%
100	Commonwealth Business Bank	1	$420K	0.1%	0.00%
101	Vision One CU	2	$385K	0.0%	0.00%
102	All Capital Bank	1	$356K	0.0%	0.00%
103	Seacoast National Bank	1	$350K	0.0%	0.00%
104	FinWise Bank	1	$350K	0.0%	0.00%
105	Redwood CU	1	$350K	0.0%	0.00%
106	Murphy Bank	1	$350K	0.0%	0.00%
107	HomeTrust Bank	1	$330K	0.0%	0.00%
108	Magnifi Financial CU	1	$326K	0.0%	0.00%
109	The Bank of Houston	1	$310K	0.0%	0.00%
110	AMPAC Tri-State CDC, Inc.	2	$308K	0.0%	0.00%
111	Accordia Bank	1	$308K	0.0%	0.00%
112	Citibank, N.A.	5	$295K	0.0%	33.90%
113	Cathay Bank	1	$250K	0.0%	0.00%
114	Greater Nevada CU	1	$234K	0.0%	0.00%
115	Capital One National Association	4	$200K	0.0%	24.07%
116	Partners Bank of California	1	$200K	0.0%	0.00%
117	Hanmi Bank	1	$198K	0.0%	0.00%
118	Bankwell Bank	1	$185K	0.0%	0.00%
119	Cache Valley Bank	1	$150K	0.0%	0.00%
120	KeyPoint CU	1	$150K	0.0%	0.00%
121	Colony Bank	1	$150K	0.0%	0.00%
122	California Coastal Certified Development Company	1	$125K	0.0%	0.00%
123	Travis CU	1	$100K	0.0%	0.00%
124	McCoy FCU	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	236	$165.1M	19.9%
2	Retail trade	128	$97.1M	11.7%
3	Accommodation & food services	185	$92.3M	11.1%
4	Professional & technical services	239	$85.3M	10.3%
5	Other services	184	$76.4M	9.2%
6	Construction	259	$60.4M	7.3%
7	Real estate & leasing	66	$32.4M	3.9%
8	Retail trade	82	$31.9M	3.8%
9	Manufacturing	64	$26.3M	3.2%
10	Educational services	43	$26.0M	3.1%
11	Arts, entertainment & recreation	75	$24.8M	3.0%
12	Transportation & warehousing	51	$23.6M	2.8%
13	Wholesale trade	63	$21.4M	2.6%
14	Finance & insurance	62	$20.9M	2.5%
15	Administrative & waste services	103	$17.9M	2.2%
16	Manufacturing	28	$9.4M	1.1%
17	Manufacturing	21	$8.1M	1.0%
18	Information	21	$6.7M	0.8%
19	Transportation & warehousing	7	$1.9M	0.2%
20	Agriculture, forestry & fishing	7	$1.8M	0.2%
21	Mining & extraction	1	$300K	0.0%
22	Utilities	2	$300K	0.0%
23	Public administration	1	$30K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.