SBA 7(a) lenders in Lassen, CA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.
Lenders
20 institutions have SBA 7(a) loans on record in Lassen, together $24.8M across 55 loans. Plumas Bank is the largest, with 16% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Plumas Bank | 6 | $4.0M | 16.3% | 0.00% |
| 2 | Readycap Lending, LLC | 2 | $3.3M | 13.4% | 0.00% |
| 3 | Live Oak Banking Company | 2 | $3.3M | 13.2% | 0.00% |
| 4 | Harvest Small Business Finance, LLC | 2 | $2.5M | 10.2% | 0.00% |
| 5 | Celtic Bank Corporation | 3 | $2.5M | 10.1% | 3.86% |
| 6 | Genesis Bank | 2 | $2.2M | 8.8% | 32.27% |
| 7 | Columbia Bank | 3 | $1.9M | 7.8% | 11.52% |
| 8 | Enterprise Bank & Trust | 1 | $997K | 4.0% | 0.00% |
| 9 | Truliant FCU | 1 | $975K | 3.9% | 0.00% |
| 10 | GBank | 1 | $740K | 3.0% | 0.00% |
| 11 | U.S. Bank, National Association | 21 | $682K | 2.7% | 3.20% |
| 12 | PNC Bank, National Association | 1 | $324K | 1.3% | 0.00% |
| 13 | Tri Counties Bank | 2 | $285K | 1.1% | 0.00% |
| 14 | Northeast Bank | 1 | $250K | 1.0% | 0.00% |
| 15 | Valley Economic Development Corp. | 1 | $250K | 1.0% | 0.00% |
| 16 | Five Star Bank | 1 | $205K | 0.8% | 0.00% |
| 17 | Newtek Bank, National Association | 1 | $150K | 0.6% | 0.00% |
| 18 | California Statewide Certified Development Corporation | 1 | $100K | 0.4% | 0.00% |
| 19 | Bank of Hope | 2 | $50K | 0.2% | 81.22% |
| 20 | Wells Fargo Bank National Association | 1 | $15K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 10 | $9.9M | 40.1% |
| 2 | Accommodation & food services | 8 | $4.7M | 18.9% |
| 3 | Real estate & leasing | 2 | $2.5M | 10.2% |
| 4 | Other services | 8 | $2.4M | 9.7% |
| 5 | Agriculture, forestry & fishing | 4 | $1.8M | 7.4% |
| 6 | Construction | 8 | $870K | 3.5% |
| 7 | Information | 1 | $829K | 3.3% |
| 8 | Wholesale trade | 2 | $665K | 2.7% |
| 9 | Health care & social assistance | 3 | $555K | 2.2% |
| 10 | Management of companies | 1 | $250K | 1.0% |
| 11 | Educational services | 1 | $100K | 0.4% |
| 12 | Administrative & waste services | 3 | $60K | 0.2% |
| 13 | Manufacturing | 1 | $50K | 0.2% |
| 14 | Retail trade | 2 | $25K | 0.1% |
| 15 | Finance & insurance | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.