SBA 7(a) lenders in MD

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

268 institutions have SBA 7(a) loans on record in MD, together $5.52B across 16,065 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	6,207	$812.6M	14.7%	3.29%
2	Truist Bank	890	$392.7M	7.1%	3.83%
3	Live Oak Banking Company	273	$372.6M	6.8%	1.38%
4	Fulton Bank, National Association	266	$214.7M	3.9%	2.63%
5	Wells Fargo Bank National Association	719	$193.1M	3.5%	2.11%
6	Atlantic Union Bank	415	$176.9M	3.2%	4.22%
7	Hanmi Bank	166	$147.5M	2.7%	1.19%
8	First National Bank of Pennsylvania	301	$141.2M	2.6%	6.92%
9	Readycap Lending, LLC	267	$117.1M	2.1%	2.13%
10	Beacon Bank and Trust	96	$106.2M	1.9%	0.61%
11	The Huntington National Bank	201	$97.1M	1.8%	0.95%
12	PNC Bank, National Association	477	$93.3M	1.7%	2.50%
13	TD Bank, National Association	586	$91.6M	1.7%	3.98%
14	EagleBank	145	$91.3M	1.7%	5.20%
15	Celtic Bank Corporation	241	$91.0M	1.6%	1.89%
16	Newtek Bank, National Association	232	$90.3M	1.6%	0.00%
17	Capital Bank, National Association	175	$81.3M	1.5%	1.92%
18	Newtek Small Business Finance, Inc.	147	$76.8M	1.4%	1.67%
19	Harvest Small Business Finance, LLC	63	$65.8M	1.2%	0.00%
20	Wilmington Savings Fund Society FSB	85	$65.0M	1.2%	0.77%
21	BayFirst National Bank	263	$54.6M	1.0%	3.86%
22	ACNB Bank	55	$51.9M	0.9%	1.39%
23	Northeast Bank	318	$51.4M	0.9%	1.50%
24	First Internet Bank of Indiana	30	$50.5M	0.9%	0.00%
25	BankUnited, National Association	28	$50.1M	0.9%	11.70%
26	Bank Five Nine	35	$49.7M	0.9%	0.00%
27	Capital One National Association	124	$48.8M	0.9%	1.06%
28	Bank of Hope	289	$48.5M	0.9%	5.87%
29	Bank of America, National Association	228	$46.4M	0.8%	1.89%
30	GBank	16	$43.7M	0.8%	1.90%
31	PCB Bank	87	$42.6M	0.8%	3.81%
32	United Midwest Savings Bank National Association	141	$37.2M	0.7%	3.19%
33	Orrstown Bank	52	$37.1M	0.7%	3.94%
34	First Financial Bank	37	$36.1M	0.7%	0.00%
35	Firstrust Savings Bank	41	$35.4M	0.6%	1.20%
36	The Bancorp Bank National Association	39	$31.3M	0.6%	3.68%
37	Meridian Bank	28	$29.9M	0.5%	0.00%
38	PromiseOne Bank	25	$29.1M	0.5%	9.29%
39	Banc of California	20	$28.8M	0.5%	0.50%
40	Hanover Community Bank	12	$27.3M	0.5%	0.00%
41	WesBanco Bank, Inc.	41	$27.2M	0.5%	0.34%
42	Stearns Bank National Association	95	$26.5M	0.5%	2.07%
43	First Bank of the Lake	36	$25.9M	0.5%	0.00%
44	Byline Bank	18	$25.0M	0.5%	0.00%
45	Woori America Bank	27	$22.2M	0.4%	0.00%
46	United Community Bank	22	$21.3M	0.4%	0.00%
47	First-Citizens Bank & Trust Company	21	$21.0M	0.4%	0.00%
48	SouthState Bank, National Association	38	$20.7M	0.4%	6.78%
49	The Bank of Princeton	13	$20.7M	0.4%	0.00%
50	First Bank	21	$20.3M	0.4%	0.00%
51	Univest Bank and Trust Co	31	$20.3M	0.4%	0.00%
52	Shoreham Bank	13	$19.6M	0.4%	0.00%
53	Metro City Bank	18	$18.9M	0.3%	0.51%
54	CommerceFirst Bank	56	$18.4M	0.3%	1.07%
55	Open Bank	18	$17.2M	0.3%	0.00%
56	Gulf Coast Bank and Trust Company	19	$16.5M	0.3%	0.00%
57	Mid-Atlantic Federal Credit Union	32	$16.0M	0.3%	5.81%
58	Shore United Bank, National Association	39	$15.7M	0.3%	3.19%
59	Citizens Bank	33	$15.6M	0.3%	1.35%
60	Colony Bank	21	$15.6M	0.3%	0.00%
61	HomeTrust Bank	16	$15.3M	0.3%	0.00%
62	World Trade Finance, Inc.	3	$15.0M	0.3%	0.00%
63	Pathward National Association	8	$14.9M	0.3%	0.80%
64	Grasshopper Bank National Association	11	$14.2M	0.3%	0.00%
65	Primis Bank	23	$14.2M	0.3%	1.62%
66	TowneBank	16	$13.8M	0.3%	0.00%
67	Farmers & Merchants Bank	19	$13.4M	0.2%	0.00%
68	New Millennium Bank	7	$13.3M	0.2%	0.00%
69	First Business Bank	10	$13.2M	0.2%	0.00%
70	Commonwealth Business Bank	8	$13.0M	0.2%	0.00%
71	The MINT National Bank	3	$12.8M	0.2%	0.00%
72	Bank of Clarke	15	$12.5M	0.2%	0.00%
73	Industrial Bank	31	$12.5M	0.2%	4.37%
74	Port 51 Lending LLC	8	$12.5M	0.2%	0.00%
75	US Metro Bank	9	$12.4M	0.2%	0.00%
76	Ameris Bank	18	$12.4M	0.2%	2.52%
77	The Freedom Bank of Virginia	8	$12.2M	0.2%	0.00%
78	T Bank, National Association	6	$11.8M	0.2%	0.00%
79	IncredibleBank	12	$11.5M	0.2%	4.68%
80	Lendistry SBLC, LLC	50	$10.9M	0.2%	0.00%
81	VelocitySBA, LLC	221	$10.9M	0.2%	3.58%
82	First Merchants Bank	16	$10.8M	0.2%	0.00%
83	FDIC - Community Bank & Trust-West Georgia	6	$10.8M	0.2%	0.00%
84	The Bank of Glen Burnie	17	$10.3M	0.2%	0.68%
85	Citibank, N.A.	41	$9.7M	0.2%	0.36%
86	The Harbor Bank of Maryland	14	$9.7M	0.2%	10.31%
87	State Bank of India (California)	6	$9.0M	0.2%	46.04%
88	Columbia Bank	65	$8.8M	0.2%	4.69%
89	Pinnacle Bank	11	$8.7M	0.2%	0.00%
90	JPMorgan Chase Bank, National Association	48	$8.4M	0.2%	0.22%
91	Simmons Bank	37	$8.3M	0.2%	5.55%
92	Enterprise Bank & Trust	5	$8.1M	0.1%	0.00%
93	Hana Small Business Lending, Inc.	14	$7.8M	0.1%	1.34%
94	Centerstone SBA Lending, Inc.	8	$7.7M	0.1%	0.00%
95	Heritage Bank Inc	16	$7.7M	0.1%	0.00%
96	Potomac Bank	11	$7.2M	0.1%	0.00%
97	22nd State Bank, A Division of 22nd State Banking Company	6	$6.9M	0.1%	0.00%
98	Old National Bank	6	$6.8M	0.1%	0.00%
99	Stone Bank	10	$6.8M	0.1%	0.00%
100	The Ephrata National Bank	6	$6.7M	0.1%	0.00%
101	Money One FCU	7	$6.7M	0.1%	0.00%
102	Happen Bank	6	$6.6M	0.1%	7.71%
103	Independence Bank	50	$6.4M	0.1%	25.82%
104	CRF Small Business Loan Company, LLC	10	$6.3M	0.1%	0.00%
105	KeyBank National Association	7	$5.9M	0.1%	0.00%
106	MainStreet Bank	9	$5.9M	0.1%	0.00%
107	First United Bank & Trust	7	$5.8M	0.1%	0.00%
108	Parke Bank	4	$5.6M	0.1%	0.00%
109	Citizens Bank, National Association	11	$5.5M	0.1%	0.00%
110	City First Bank, National Association	8	$5.4M	0.1%	0.00%
111	Merchants Bank of Indiana	4	$5.2M	0.1%	0.00%
112	Prince George's Financial Services Corporation	36	$5.2M	0.1%	0.00%
113	Fifth Third Bank	10	$5.0M	0.1%	12.36%
114	Climate First Bank	1	$5.0M	0.1%	0.00%
115	Poppy Bank	1	$4.9M	0.1%	0.00%
116	Five Star Bank	20	$4.8M	0.1%	6.56%
117	East West Bank	6	$4.7M	0.1%	0.00%
118	U.S. Bank, National Association	17	$4.7M	0.1%	0.00%
119	National Cooperative Bank, National Association	7	$4.7M	0.1%	0.00%
120	UMB Bank, National Association	1	$4.7M	0.1%	0.00%
121	Legence Bank	2	$4.6M	0.1%	0.00%
122	City National Bank	6	$4.6M	0.1%	0.00%
123	First Western SBLC, LLC	2	$4.6M	0.1%	0.00%
124	Mission Valley Bank	2	$4.4M	0.1%	0.00%
125	CenTrust Bank, A Division of SmartBiz Bank National Association	22	$4.3M	0.1%	0.00%
126	Milestone Bank	2	$4.3M	0.1%	0.00%
127	Santander Bank, National Association	37	$4.2M	0.1%	9.12%
128	Somerset Trust Company	4	$4.2M	0.1%	0.00%
129	Quaint Oak Bank	3	$4.0M	0.1%	0.00%
130	Hana Bank USA National Association	3	$4.0M	0.1%	0.00%
131	Popular Bank	18	$3.9M	0.1%	3.01%
132	CDC Small Business Finance Corp.	32	$3.7M	0.1%	12.93%
133	Cache Valley Bank	6	$3.7M	0.1%	0.00%
134	BayVanguard Bank	13	$3.7M	0.1%	1.10%
135	Genisys CU	2	$3.6M	0.1%	0.00%
136	Hebron Savings Bank	23	$3.4M	0.1%	4.66%
137	Burke & Herbert Bank & Trust Company	14	$3.3M	0.1%	0.00%
138	Bankwell Bank	5	$3.2M	0.1%	0.00%
139	Penn Community Bank	1	$3.2M	0.1%	0.00%
140	Unity Bank	4	$3.1M	0.1%	37.99%
141	SNB Bank National Association	1	$3.1M	0.1%	0.00%
142	ConnectOne Bank	4	$3.0M	0.1%	0.00%
143	Genesis Bank	2	$2.9M	0.1%	0.00%
144	Thread Bank	1	$2.9M	0.1%	0.00%
145	Wachovia SBA Lending, Inc.	3	$2.9M	0.1%	0.00%
146	Clear Mountain Bank, Inc.	12	$2.8M	0.1%	0.00%
147	Applied Bank	1	$2.7M	0.0%	0.00%
148	United Bank	8	$2.6M	0.0%	0.00%
149	Truliant FCU	4	$2.5M	0.0%	0.00%
150	Regions Bank	2	$2.5M	0.0%	0.00%
151	National Institutes of Health Federal Credit Union	7	$2.5M	0.0%	12.14%
152	First Bank	5	$2.5M	0.0%	58.47%
153	Regent Bank	1	$2.5M	0.0%	0.00%
154	Banesco USA	5	$2.5M	0.0%	0.00%
155	Evolve Bank and Trust	6	$2.4M	0.0%	20.87%
156	Anne Arundel Economic Develop. Corporation	17	$2.4M	0.0%	9.73%
157	Bank of Ann Arbor	2	$2.4M	0.0%	0.00%
158	Signal Financial FCU	5	$2.3M	0.0%	65.16%
159	FWBank	3	$2.3M	0.0%	0.00%
160	OceanFirst Bank, National Association	2	$2.3M	0.0%	0.00%
161	FinWise Bank	8	$2.3M	0.0%	0.00%
162	Dollar Bank, A Federal Savings Bank	18	$2.3M	0.0%	2.55%
163	City National Bank of Florida	5	$2.2M	0.0%	0.00%
164	Patriot Bank, National Association	2	$2.2M	0.0%	0.00%
165	MVB Bank, Inc.	4	$2.1M	0.0%	0.00%
166	Securityplus Federal Credit Union	1	$2.1M	0.0%	0.00%
167	John Marshall Bank	5	$2.1M	0.0%	17.89%
168	American Momentum Bank	2	$2.0M	0.0%	0.00%
169	First Utah Bank	2	$1.9M	0.0%	0.00%
170	North State Bank	3	$1.8M	0.0%	0.00%
171	Seacoast National Bank	9	$1.7M	0.0%	22.09%
172	Coastal States Bank	2	$1.7M	0.0%	0.00%
173	Community West Bank	5	$1.7M	0.0%	58.52%
174	America First Federal Credit Union	4	$1.6M	0.0%	0.00%
175	Paragon Bank	3	$1.6M	0.0%	0.00%
176	Peoples Bank	6	$1.6M	0.0%	49.13%
177	Northwest Bank	5	$1.5M	0.0%	9.16%
178	Bank of Oak Ridge	2	$1.5M	0.0%	0.00%
179	HSBC Bank USA National Association	8	$1.5M	0.0%	2.24%
180	Farmers State Bank of Alto Pass, Illinois	2	$1.5M	0.0%	0.00%
181	Customers Bank	4	$1.3M	0.0%	0.00%
182	Midland States Bank	1	$1.3M	0.0%	0.00%
183	Carver State Bank	5	$1.3M	0.0%	0.00%
184	BBB Funding, LLC	1	$1.3M	0.0%	0.00%
185	Leader Bank, National Association	1	$1.2M	0.0%	0.00%
186	Forbright Bank	4	$1.2M	0.0%	6.37%
187	First Federal Savings and Loan Association of Lakewood	1	$1.2M	0.0%	0.00%
188	Point Breeze Credit Union	6	$1.2M	0.0%	0.00%
189	Millennium Bank	1	$1.2M	0.0%	0.00%
190	American Spirit FCU	3	$1.2M	0.0%	0.00%
191	Baltimore Community Lending, Inc.	4	$1.2M	0.0%	0.00%
192	Manasquan Bank	1	$1.2M	0.0%	0.00%
193	Platinum Bank	3	$1.2M	0.0%	0.00%
194	Peapack Private Bank and Trust	1	$1.1M	0.0%	0.00%
195	BMO Bank National Association	1	$1.1M	0.0%	0.00%
196	Florida Capital Bank, National Association	3	$1.1M	0.0%	0.00%
197	Woodsboro Bank	5	$1.1M	0.0%	0.00%
198	Federal Deposit Insurance Corporation	6	$1.0M	0.0%	42.14%
199	Hometown Bank	1	$1.0M	0.0%	0.00%
200	Business Finance Group, Inc.	5	$1.0M	0.0%	0.00%

The 200 largest shown, of 268 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Montgomery	144	2,640	$893.0M
2	Baltimore	130	2,361	$785.6M
3	Prince Georges	138	2,126	$724.3M
4	Anne Arundel	116	1,857	$692.2M
5	Baltimore City	119	1,572	$517.3M
6	Howard	114	1,349	$458.0M
7	Frederick	82	828	$294.5M
8	Harford	71	733	$244.2M
9	Carroll	54	496	$139.4M
10	Washington	59	352	$132.8M
11	Charles	60	304	$114.1M
12	Saint Marys	40	142	$74.3M
13	Cecil	34	149	$69.3M
14	Wicomico	37	172	$66.5M
15	Calvert	39	218	$60.8M
16	Queen Annes	41	142	$54.1M
17	Worcester	33	131	$48.6M
18	Allegany	26	156	$41.8M
19	Talbot	26	91	$38.2M
20	Garrett	17	95	$21.1M
21	Caroline	14	54	$18.8M
22	Dorchester	16	49	$13.2M
23	Kent	12	20	$7.4M
24	Somerset	8	28	$6.9M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.