SBA 7(a) lenders in MD

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

270 institutions have SBA 7(a) loans on record in MD, together $5.70B across 16,405 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	6,364	$830.1M	14.6%	3.40%
2	Truist Bank	891	$394.0M	6.9%	3.81%
3	Live Oak Banking Company	282	$386.8M	6.8%	1.33%
4	Fulton Bank, National Association	268	$221.1M	3.9%	2.55%
5	Wells Fargo Bank National Association	722	$194.5M	3.4%	2.11%
6	Atlantic Union Bank	416	$178.1M	3.1%	4.19%
7	Hanmi Bank	179	$161.3M	2.8%	1.09%
8	First National Bank of Pennsylvania	302	$142.2M	2.5%	6.87%
9	Readycap Lending, LLC	270	$118.2M	2.1%	2.11%
10	Beacon Bank and Trust	96	$106.2M	1.9%	0.61%
11	The Huntington National Bank	207	$99.7M	1.7%	1.26%
12	TD Bank, National Association	596	$95.9M	1.7%	4.13%
13	Newtek Bank, National Association	249	$95.2M	1.7%	0.00%
14	Capital Bank, National Association	181	$94.6M	1.7%	1.70%
15	PNC Bank, National Association	479	$93.6M	1.6%	2.50%
16	EagleBank	146	$91.5M	1.6%	5.18%
17	Celtic Bank Corporation	243	$91.2M	1.6%	1.82%
18	Lender 2057189	147	$76.8M	1.3%	1.77%
19	Wilmington Savings Fund Society FSB	95	$72.2M	1.3%	0.69%
20	Harvest Small Business Finance, LLC	66	$68.2M	1.2%	0.00%
21	Northeast Bank	338	$56.5M	1.0%	1.49%
22	BayFirst National Bank	263	$54.6M	1.0%	4.48%
23	First Internet Bank of Indiana	32	$54.1M	0.9%	0.32%
24	Capital One National Association	125	$52.8M	0.9%	0.97%
25	ACNB Bank	55	$51.9M	0.9%	1.39%
26	GBank	18	$50.9M	0.9%	1.63%
27	BankUnited, National Association	28	$50.1M	0.9%	11.70%
28	Bank Five Nine	35	$49.7M	0.9%	0.00%
29	Bank of Hope	289	$48.5M	0.9%	5.87%
30	Bank of America, National Association	231	$48.1M	0.8%	1.82%
31	PCB Bank	87	$42.6M	0.7%	3.81%
32	United Midwest Savings Bank National Association	145	$38.0M	0.7%	2.80%
33	Orrstown Bank	52	$37.1M	0.7%	4.07%
34	First Financial Bank	37	$36.1M	0.6%	0.00%
35	Firstrust Savings Bank	41	$35.4M	0.6%	1.20%
36	PromiseOne Bank	26	$34.1M	0.6%	7.93%
37	The Bancorp Bank National Association	39	$31.3M	0.5%	3.68%
38	Banc of California	21	$30.2M	0.5%	0.47%
39	Meridian Bank	29	$30.1M	0.5%	0.00%
40	First Bank of the Lake	39	$30.0M	0.5%	0.46%
41	WesBanco Bank, Inc.	42	$28.4M	0.5%	0.33%
42	Hanover Community Bank	12	$27.3M	0.5%	0.00%
43	Byline Bank	19	$26.9M	0.5%	0.00%
44	Stearns Bank National Association	95	$26.5M	0.5%	2.07%
45	Univest Bank and Trust Co	35	$26.2M	0.5%	0.00%
46	Pathward National Association	13	$25.0M	0.4%	0.48%
47	First-Citizens Bank & Trust Company	22	$23.6M	0.4%	0.00%
48	Woori America Bank	27	$22.2M	0.4%	0.00%
49	United Community Bank	22	$21.3M	0.4%	0.00%
50	SouthState Bank, National Association	38	$20.7M	0.4%	6.78%
51	The Bank of Princeton	13	$20.7M	0.4%	0.00%
52	First Bank	21	$20.3M	0.4%	0.65%
53	Shoreham Bank	13	$19.6M	0.3%	0.00%
54	Metro City Bank	18	$18.9M	0.3%	0.51%
55	CommerceFirst Bank	56	$18.4M	0.3%	1.07%
56	US Metro Bank	14	$18.3M	0.3%	0.00%
57	T Bank, National Association	8	$18.3M	0.3%	0.00%
58	Open Bank	18	$17.2M	0.3%	0.00%
59	Gulf Coast Bank and Trust Company	19	$16.5M	0.3%	0.00%
60	Mid-Atlantic Federal Credit Union	32	$16.0M	0.3%	5.81%
61	HomeTrust Bank	18	$15.9M	0.3%	0.00%
62	Shore United Bank, National Association	39	$15.7M	0.3%	3.19%
63	Citizens Bank	33	$15.6M	0.3%	1.35%
64	Colony Bank	21	$15.6M	0.3%	0.00%
65	World Trade Finance, Inc.	3	$15.0M	0.3%	0.00%
66	Grasshopper Bank National Association	12	$14.4M	0.3%	0.00%
67	Primis Bank	23	$14.2M	0.2%	1.62%
68	TowneBank	16	$13.8M	0.2%	0.00%
69	Commonwealth Business Bank	9	$13.7M	0.2%	0.00%
70	Farmers & Merchants Bank	19	$13.4M	0.2%	0.00%
71	New Millennium Bank	7	$13.3M	0.2%	0.00%
72	First Business Bank	10	$13.2M	0.2%	0.00%
73	The MINT National Bank	3	$12.8M	0.2%	0.00%
74	Bank of Clarke	15	$12.5M	0.2%	0.00%
75	Industrial Bank	31	$12.5M	0.2%	4.37%
76	Port 51 Lending LLC	8	$12.5M	0.2%	0.00%
77	Ameris Bank	18	$12.4M	0.2%	2.52%
78	The Freedom Bank of Virginia	8	$12.2M	0.2%	0.00%
79	Lendistry SBLC, LLC	52	$12.0M	0.2%	0.00%
80	IncredibleBank	12	$11.5M	0.2%	4.68%
81	VelocitySBA, LLC	221	$10.9M	0.2%	3.58%
82	First Merchants Bank	16	$10.8M	0.2%	0.00%
83	FDIC - Community Bank & Trust-West Georgia	6	$10.8M	0.2%	0.00%
84	The Bank of Glen Burnie	17	$10.3M	0.2%	0.68%
85	Citibank, N.A.	41	$9.7M	0.2%	0.36%
86	The Harbor Bank of Maryland	14	$9.7M	0.2%	10.31%
87	Pinnacle Bank	12	$9.1M	0.2%	0.00%
88	State Bank of India (California)	6	$9.0M	0.2%	46.04%
89	Columbia Bank	65	$8.8M	0.2%	4.69%
90	JPMorgan Chase Bank, National Association	50	$8.7M	0.2%	0.21%
91	Simmons Bank	37	$8.3M	0.1%	5.55%
92	Enterprise Bank & Trust	5	$8.1M	0.1%	0.00%
93	Hana Small Business Lending, Inc.	14	$7.8M	0.1%	1.34%
94	Centerstone SBA Lending, Inc.	8	$7.7M	0.1%	0.00%
95	Heritage Bank Inc	16	$7.7M	0.1%	0.00%
96	Citizens Bank, National Association	13	$7.4M	0.1%	0.00%
97	Potomac Bank	11	$7.2M	0.1%	0.00%
98	22nd State Bank, A Division of 22nd State Banking Company	6	$6.9M	0.1%	0.00%
99	Old National Bank	6	$6.8M	0.1%	0.00%
100	Stone Bank	10	$6.8M	0.1%	0.00%
101	The Ephrata National Bank	6	$6.7M	0.1%	0.00%
102	Money One FCU	7	$6.7M	0.1%	0.00%
103	Happen Bank	6	$6.6M	0.1%	7.71%
104	Independence Bank	50	$6.4M	0.1%	25.82%
105	CRF Small Business Loan Company, LLC	10	$6.3M	0.1%	0.00%
106	MainStreet Bank	10	$6.1M	0.1%	0.00%
107	KeyBank National Association	7	$5.9M	0.1%	0.00%
108	First United Bank & Trust	7	$5.8M	0.1%	0.00%
109	Prince George's Financial Services Corporation	38	$5.7M	0.1%	0.00%
110	East West Bank	7	$5.7M	0.1%	0.00%
111	U.S. Bank, National Association	18	$5.6M	0.1%	0.00%
112	Parke Bank	4	$5.6M	0.1%	0.00%
113	City First Bank, National Association	8	$5.4M	0.1%	0.00%
114	Merchants Bank of Indiana	4	$5.2M	0.1%	0.00%
115	CenTrust Bank, A Division of SmartBiz Bank National Association	26	$5.2M	0.1%	0.00%
116	Lender 2582371	3	$5.2M	0.1%	0.00%
117	Fifth Third Bank	10	$5.0M	0.1%	12.36%
118	Climate First Bank	1	$5.0M	0.1%	0.00%
119	Poppy Bank	1	$4.9M	0.1%	0.00%
120	Northwest Bank	7	$4.8M	0.1%	2.89%
121	Five Star Bank	20	$4.8M	0.1%	6.56%
122	National Cooperative Bank, National Association	7	$4.7M	0.1%	0.00%
123	UMB Bank, National Association	1	$4.7M	0.1%	0.00%
124	Legence Bank	2	$4.6M	0.1%	0.00%
125	City National Bank	6	$4.6M	0.1%	0.00%
126	Quaint Oak Bank	4	$4.5M	0.1%	0.00%
127	Mission Valley Bank	2	$4.4M	0.1%	0.00%
128	Hometown Bank	2	$4.4M	0.1%	0.00%
129	Milestone Bank	2	$4.3M	0.1%	0.00%
130	Santander Bank, National Association	37	$4.2M	0.1%	9.12%
131	Somerset Trust Company	4	$4.2M	0.1%	0.00%
132	Hana Bank USA National Association	3	$4.0M	0.1%	0.00%
133	Popular Bank	18	$3.9M	0.1%	3.01%
134	CDC Small Business Finance Corp.	32	$3.7M	0.1%	12.93%
135	Cache Valley Bank	6	$3.7M	0.1%	0.00%
136	BayVanguard Bank	13	$3.7M	0.1%	1.10%
137	Genisys CU	2	$3.6M	0.1%	0.00%
138	Leader Bank, National Association	2	$3.5M	0.1%	0.00%
139	Hebron Savings Bank	23	$3.4M	0.1%	4.66%
140	ConnectOne Bank	5	$3.3M	0.1%	0.00%
141	Burke & Herbert Bank & Trust Company	14	$3.3M	0.1%	0.00%
142	Truliant FCU	5	$3.3M	0.1%	0.00%
143	Bankwell Bank	5	$3.2M	0.1%	0.00%
144	Penn Community Bank	1	$3.2M	0.1%	0.00%
145	Unity Bank	4	$3.1M	0.1%	37.99%
146	SNB Bank National Association	1	$3.1M	0.1%	0.00%
147	Genesis Bank	2	$2.9M	0.1%	0.00%
148	Thread Bank	1	$2.9M	0.1%	0.00%
149	Wachovia SBA Lending, Inc.	3	$2.9M	0.1%	0.00%
150	Clear Mountain Bank, Inc.	12	$2.8M	0.0%	0.00%
151	Applied Bank	1	$2.7M	0.0%	0.00%
152	United FCU	1	$2.6M	0.0%	0.00%
153	United Bank	8	$2.6M	0.0%	0.00%
154	Regions Bank	2	$2.5M	0.0%	0.00%
155	American Momentum Bank	3	$2.5M	0.0%	0.00%
156	National Institutes of Health Federal Credit Union	7	$2.5M	0.0%	12.14%
157	First Bank	5	$2.5M	0.0%	58.47%
158	Regent Bank	1	$2.5M	0.0%	0.00%
159	Banesco USA	5	$2.5M	0.0%	0.00%
160	Evolve Bank and Trust	6	$2.4M	0.0%	20.87%
161	Anne Arundel Economic Develop. Corporation	17	$2.4M	0.0%	9.73%
162	Bank of Ann Arbor	2	$2.4M	0.0%	0.00%
163	Signal Financial FCU	5	$2.3M	0.0%	65.16%
164	FWBank	3	$2.3M	0.0%	0.00%
165	OceanFirst Bank, National Association	2	$2.3M	0.0%	0.00%
166	FinWise Bank	8	$2.3M	0.0%	0.00%
167	Dollar Bank, A Federal Savings Bank	18	$2.3M	0.0%	2.55%
168	City National Bank of Florida	5	$2.2M	0.0%	0.00%
169	Patriot Bank, National Association	2	$2.2M	0.0%	0.00%
170	MVB Bank, Inc.	4	$2.1M	0.0%	0.00%
171	Securityplus Federal Credit Union	1	$2.1M	0.0%	0.00%
172	John Marshall Bank	5	$2.1M	0.0%	17.89%
173	First Utah Bank	2	$1.9M	0.0%	0.00%
174	North State Bank	3	$1.8M	0.0%	0.00%
175	Seacoast National Bank	9	$1.7M	0.0%	22.09%
176	Coastal States Bank	2	$1.7M	0.0%	0.00%
177	Community West Bank	5	$1.7M	0.0%	58.52%
178	Peoples Bank	3	$1.7M	0.0%	0.00%
179	America First Federal Credit Union	4	$1.6M	0.0%	0.00%
180	Paragon Bank	3	$1.6M	0.0%	0.00%
181	Peoples Bank	6	$1.6M	0.0%	49.13%
182	Bank of Oak Ridge	2	$1.5M	0.0%	0.00%
183	Baltimore Community Lending, Inc.	5	$1.5M	0.0%	0.00%
184	HSBC Bank USA National Association	8	$1.5M	0.0%	2.24%
185	Farmers State Bank of Alto Pass, Illinois	2	$1.5M	0.0%	0.00%
186	Customers Bank	4	$1.3M	0.0%	0.00%
187	Midland States Bank	1	$1.3M	0.0%	0.00%
188	Carver State Bank	5	$1.3M	0.0%	0.00%
189	BBB Funding, LLC	1	$1.3M	0.0%	0.00%
190	Forbright Bank	4	$1.2M	0.0%	6.37%
191	First Federal Savings and Loan Association of Lakewood	1	$1.2M	0.0%	0.00%
192	Point Breeze Credit Union	6	$1.2M	0.0%	0.00%
193	Millennium Bank	1	$1.2M	0.0%	0.00%
194	American Spirit FCU	3	$1.2M	0.0%	0.00%
195	Manasquan Bank	1	$1.2M	0.0%	0.00%
196	Platinum Bank	3	$1.2M	0.0%	0.00%
197	Peapack Private Bank and Trust	1	$1.1M	0.0%	0.00%
198	BMO Bank National Association	1	$1.1M	0.0%	0.00%
199	Florida Capital Bank, National Association	3	$1.1M	0.0%	0.00%
200	First Commonwealth Bank	6	$1.1M	0.0%	0.00%

The 200 largest shown, of 270 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Montgomery	145	2,682	$910.5M
2	Baltimore	131	2,422	$827.5M
3	Prince Georges	141	2,172	$752.1M
4	Anne Arundel	119	1,889	$717.3M
5	Baltimore City	122	1,595	$525.5M
6	Howard	117	1,383	$470.9M
7	Frederick	83	842	$310.8M
8	Harford	73	753	$249.5M
9	Carroll	57	503	$142.8M
10	Washington	60	362	$134.9M
11	Charles	60	318	$118.9M
12	Saint Marys	40	143	$74.6M
13	Cecil	35	155	$72.6M
14	Wicomico	37	176	$66.9M
15	Calvert	39	220	$65.8M
16	Queen Annes	42	148	$55.9M
17	Worcester	34	138	$54.2M
18	Allegany	26	160	$42.0M
19	Talbot	27	92	$39.4M
20	Garrett	17	98	$21.3M
21	Caroline	14	54	$18.8M
22	Dorchester	16	52	$15.7M
23	Kent	12	20	$7.4M
24	Somerset	8	28	$6.9M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.