SBA 7(a) lenders in Baltimore, MD

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

131 institutions have SBA 7(a) loans on record in Baltimore, together $827.5M across 2,422 loans. Manufacturers and Traders Trust Company is the largest, with 17% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	1,126	$144.5M	17.5%	3.56%
2	Truist Bank	134	$78.0M	9.4%	6.21%
3	Fulton Bank, National Association	62	$49.5M	6.0%	3.13%
4	Live Oak Banking Company	37	$36.5M	4.4%	12.45%
5	Wells Fargo Bank National Association	125	$32.7M	3.9%	2.84%
6	First National Bank of Pennsylvania	57	$25.6M	3.1%	13.56%
7	Hanmi Bank	21	$22.2M	2.7%	0.00%
8	Celtic Bank Corporation	43	$19.9M	2.4%	2.03%
9	PNC Bank, National Association	68	$15.1M	1.8%	1.34%
10	Beacon Bank and Trust	19	$14.3M	1.7%	1.67%
11	Capital Bank, National Association	14	$14.1M	1.7%	0.00%
12	Harvest Small Business Finance, LLC	13	$13.7M	1.7%	0.00%
13	First Internet Bank of Indiana	7	$13.2M	1.6%	1.32%
14	The Bank of Princeton	5	$13.0M	1.6%	0.00%
15	Readycap Lending, LLC	26	$12.2M	1.5%	0.00%
16	The Bancorp Bank National Association	8	$12.2M	1.5%	4.70%
17	Newtek Bank, National Association	24	$12.0M	1.5%	0.00%
18	Byline Bank	7	$10.1M	1.2%	0.00%
19	Wilmington Savings Fund Society FSB	14	$9.6M	1.2%	0.00%
20	The Huntington National Bank	29	$9.5M	1.1%	0.00%
21	WesBanco Bank, Inc.	11	$9.1M	1.1%	0.00%
22	Orrstown Bank	23	$9.0M	1.1%	13.53%
23	TD Bank, National Association	45	$8.9M	1.1%	4.14%
24	PCB Bank	10	$8.3M	1.0%	2.10%
25	T Bank, National Association	4	$8.1M	1.0%	0.00%
26	Shoreham Bank	3	$7.9M	1.0%	0.00%
27	Lender 2057189	17	$7.4M	0.9%	0.00%
28	Meridian Bank	4	$7.1M	0.9%	0.00%
29	Univest Bank and Trust Co	7	$6.9M	0.8%	0.00%
30	Atlantic Union Bank	23	$6.8M	0.8%	13.58%
31	US Metro Bank	3	$6.1M	0.7%	0.00%
32	New Millennium Bank	2	$6.1M	0.7%	0.00%
33	United Midwest Savings Bank National Association	21	$6.0M	0.7%	0.00%
34	Bank of America, National Association	34	$5.9M	0.7%	0.71%
35	First Bank	4	$5.8M	0.7%	0.00%
36	Firstrust Savings Bank	8	$5.8M	0.7%	0.00%
37	United Community Bank	3	$5.7M	0.7%	0.00%
38	BayFirst National Bank	30	$5.6M	0.7%	8.59%
39	Metro City Bank	4	$5.5M	0.7%	0.00%
40	Hanover Community Bank	1	$5.0M	0.6%	0.00%
41	Farmers & Merchants Bank	6	$4.9M	0.6%	0.00%
42	Poppy Bank	1	$4.9M	0.6%	0.00%
43	Citizens Bank, National Association	4	$4.6M	0.6%	0.00%
44	Pathward National Association	2	$4.5M	0.5%	0.00%
45	Bank Five Nine	1	$4.1M	0.5%	0.00%
46	The MINT National Bank	1	$4.1M	0.5%	0.00%
47	Bank of Hope	52	$3.9M	0.5%	3.46%
48	First Business Bank	1	$3.7M	0.4%	0.00%
49	Northeast Bank	25	$3.5M	0.4%	0.00%
50	Banc of California	4	$3.4M	0.4%	0.00%
51	First Bank of the Lake	4	$3.3M	0.4%	0.00%
52	Grasshopper Bank National Association	3	$3.2M	0.4%	0.00%
53	Happen Bank	2	$3.2M	0.4%	0.00%
54	VelocitySBA, LLC	33	$3.2M	0.4%	1.35%
55	PromiseOne Bank	4	$2.7M	0.3%	0.00%
56	CRF Small Business Loan Company, LLC	3	$2.7M	0.3%	0.00%
57	United FCU	1	$2.6M	0.3%	0.00%
58	Columbia Bank	7	$2.4M	0.3%	6.03%
59	SouthState Bank, National Association	5	$2.4M	0.3%	0.00%
60	Simmons Bank	11	$2.3M	0.3%	0.00%
61	BankUnited, National Association	3	$2.3M	0.3%	0.00%
62	Stone Bank	2	$2.1M	0.3%	0.00%
63	First Financial Bank	2	$2.1M	0.3%	0.00%
64	First Merchants Bank	3	$2.0M	0.2%	0.00%
65	Wachovia SBA Lending, Inc.	2	$1.9M	0.2%	0.00%
66	EagleBank	5	$1.9M	0.2%	27.56%
67	Capital One National Association	9	$1.9M	0.2%	4.25%
68	IncredibleBank	2	$1.8M	0.2%	0.00%
69	GBank	2	$1.7M	0.2%	0.00%
70	Open Bank	1	$1.7M	0.2%	0.00%
71	Stearns Bank National Association	9	$1.7M	0.2%	8.39%
72	Commonwealth Business Bank	1	$1.6M	0.2%	0.00%
73	CommerceFirst Bank	5	$1.6M	0.2%	0.00%
74	Citizens Bank	4	$1.6M	0.2%	13.47%
75	JPMorgan Chase Bank, National Association	11	$1.5M	0.2%	1.20%
76	TowneBank	1	$1.5M	0.2%	0.00%
77	KeyBank National Association	2	$1.4M	0.2%	0.00%
78	American Momentum Bank	1	$1.4M	0.2%	0.00%
79	FinWise Bank	2	$1.3M	0.2%	0.00%
80	First-Citizens Bank & Trust Company	2	$1.3M	0.2%	0.00%
81	Enterprise Bank & Trust	1	$1.3M	0.2%	0.00%
82	City National Bank	2	$1.3M	0.2%	0.00%
83	FDIC - Community Bank & Trust-West Georgia	1	$1.3M	0.2%	0.00%
84	Independence Bank	9	$1.2M	0.1%	32.35%
85	Gulf Coast Bank and Trust Company	2	$1.2M	0.1%	0.00%
86	CenTrust Bank, A Division of SmartBiz Bank National Association	5	$1.1M	0.1%	0.00%
87	HomeTrust Bank	4	$1.1M	0.1%	0.00%
88	Paragon Bank	1	$1.1M	0.1%	0.00%
89	Unity Bank	2	$1.0M	0.1%	0.00%
90	Cache Valley Bank	2	$975K	0.1%	0.00%
91	First Mariner Bank	1	$900K	0.1%	0.00%
92	Heritage Bank Inc	2	$850K	0.1%	0.00%
93	The Bank of Glen Burnie	2	$817K	0.1%	0.00%
94	Centerstone SBA Lending, Inc.	1	$780K	0.1%	0.00%
95	Woori America Bank	2	$755K	0.1%	0.00%
96	CIBC Bank USA	2	$708K	0.1%	0.00%
97	Lendistry SBLC, LLC	3	$685K	0.1%	0.00%
98	Bank of Clarke	1	$680K	0.1%	0.00%
99	East West Bank	1	$665K	0.1%	0.00%
100	Banesco USA	1	$650K	0.1%	0.00%
101	Carrollton Bank	3	$609K	0.1%	0.00%
102	ConnectOne Bank	1	$590K	0.1%	0.00%
103	Touchmark National Bank	1	$581K	0.1%	0.00%
104	Carver State Bank	2	$560K	0.1%	0.00%
105	U.S. Bank, National Association	2	$551K	0.1%	0.00%
106	Ameris Bank	2	$551K	0.1%	0.00%
107	Baltimore Community Lending, Inc.	2	$530K	0.1%	0.00%
108	National Bank of Commerce	1	$486K	0.1%	0.00%
109	City National Bank of Florida	1	$470K	0.1%	0.00%
110	Merchants Bank of Indiana	1	$450K	0.1%	0.00%
111	BayVanguard Bank	1	$444K	0.1%	0.00%
112	Point Breeze Credit Union	3	$400K	0.0%	0.00%
113	State Empl CU of Maryland Inc	1	$373K	0.0%	0.00%
114	Community West Bank	1	$360K	0.0%	45.19%
115	Evolve Bank and Trust	1	$360K	0.0%	0.00%
116	CDC Small Business Finance Corp.	2	$314K	0.0%	75.07%
117	Farmers State Bank of Alto Pass, Illinois	1	$300K	0.0%	0.00%
118	22nd State Bank, A Division of 22nd State Banking Company	1	$292K	0.0%	0.00%
119	Burke & Herbert Bank & Trust Company	1	$289K	0.0%	0.00%
120	Northwest Bank	1	$245K	0.0%	0.00%
121	Popular Bank	2	$225K	0.0%	0.00%
122	Mid-Atlantic Federal Credit Union	1	$161K	0.0%	53.20%
123	Colony Bank	1	$150K	0.0%	0.00%
124	Platinum Bank	1	$143K	0.0%	0.00%
125	Titan Bank, National Association	1	$130K	0.0%	0.00%
126	Five Star Bank	1	$115K	0.0%	0.00%
127	FVCbank	1	$100K	0.0%	100.00%
128	SoFi Bank, National Association	1	$75K	0.0%	0.00%
129	Shore United Bank, National Association	2	$59K	0.0%	0.00%
130	Business Loan Center, LLC	1	$50K	0.0%	0.00%
131	Santander Bank, National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	250	$148.3M	17.9%
2	Other services	253	$95.9M	11.6%
3	Health care & social assistance	276	$95.2M	11.5%
4	Retail trade	220	$88.1M	10.7%
5	Professional & technical services	302	$74.0M	8.9%
6	Construction	310	$60.2M	7.3%
7	Arts, entertainment & recreation	87	$45.6M	5.5%
8	Transportation & warehousing	104	$37.1M	4.5%
9	Administrative & waste services	145	$30.7M	3.7%
10	Retail trade	93	$24.7M	3.0%
11	Wholesale trade	66	$23.6M	2.8%
12	Manufacturing	47	$21.3M	2.6%
13	Real estate & leasing	38	$18.4M	2.2%
14	Transportation & warehousing	19	$14.8M	1.8%
15	Manufacturing	48	$12.1M	1.5%
16	Information	30	$11.4M	1.4%
17	Finance & insurance	47	$8.0M	1.0%
18	Manufacturing	21	$6.6M	0.8%
19	Educational services	56	$6.2M	0.8%
20	Utilities	4	$5.1M	0.6%
21	Management of companies	1	$100K	0.0%
22	Agriculture, forestry & fishing	3	$80K	0.0%
23	Mining & extraction	2	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.