SBA 7(a) lenders in Baltimore, MD

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

130 institutions have SBA 7(a) loans on record in Baltimore, together $785.6M across 2,361 loans. Manufacturers and Traders Trust Company is the largest, with 18% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	1,091	$139.4M	17.7%	3.61%
2	Truist Bank	133	$76.7M	9.8%	6.32%
3	Fulton Bank, National Association	62	$49.5M	6.3%	3.13%
4	Live Oak Banking Company	35	$35.7M	4.5%	12.72%
5	Wells Fargo Bank National Association	125	$32.7M	4.2%	2.84%
6	First National Bank of Pennsylvania	56	$24.6M	3.1%	14.11%
7	Celtic Bank Corporation	43	$19.9M	2.5%	2.37%
8	Hanmi Bank	19	$17.3M	2.2%	0.00%
9	PNC Bank, National Association	68	$15.1M	1.9%	1.34%
10	Beacon Bank and Trust	19	$14.3M	1.8%	1.67%
11	Harvest Small Business Finance, LLC	12	$13.2M	1.7%	0.00%
12	The Bank of Princeton	5	$13.0M	1.7%	0.00%
13	The Bancorp Bank National Association	8	$12.2M	1.6%	4.70%
14	Readycap Lending, LLC	25	$12.2M	1.5%	0.00%
15	Newtek Bank, National Association	23	$11.9M	1.5%	0.00%
16	Byline Bank	7	$10.1M	1.3%	0.00%
17	First Internet Bank of Indiana	5	$9.6M	1.2%	0.00%
18	The Huntington National Bank	29	$9.5M	1.2%	0.00%
19	WesBanco Bank, Inc.	11	$9.1M	1.2%	0.00%
20	Orrstown Bank	23	$9.0M	1.1%	13.53%
21	TD Bank, National Association	44	$8.6M	1.1%	4.26%
22	Capital Bank, National Association	11	$8.3M	1.1%	0.00%
23	PCB Bank	10	$8.3M	1.1%	2.10%
24	Shoreham Bank	3	$7.9M	1.0%	0.00%
25	Newtek Small Business Finance, Inc.	17	$7.4M	0.9%	0.00%
26	Meridian Bank	4	$7.1M	0.9%	0.00%
27	Atlantic Union Bank	23	$6.8M	0.9%	13.58%
28	US Metro Bank	3	$6.1M	0.8%	0.00%
29	New Millennium Bank	2	$6.1M	0.8%	0.00%
30	United Midwest Savings Bank National Association	21	$6.0M	0.8%	0.00%
31	Bank of America, National Association	34	$5.9M	0.8%	0.71%
32	First Bank	4	$5.8M	0.7%	0.00%
33	Firstrust Savings Bank	8	$5.8M	0.7%	0.00%
34	United Community Bank	3	$5.7M	0.7%	0.00%
35	BayFirst National Bank	30	$5.6M	0.7%	8.59%
36	Metro City Bank	4	$5.5M	0.7%	0.00%
37	Hanover Community Bank	1	$5.0M	0.6%	0.00%
38	Farmers & Merchants Bank	6	$4.9M	0.6%	0.00%
39	Poppy Bank	1	$4.9M	0.6%	0.00%
40	Citizens Bank, National Association	4	$4.6M	0.6%	0.00%
41	Pathward National Association	2	$4.5M	0.6%	0.00%
42	Wilmington Savings Fund Society FSB	9	$4.4M	0.6%	0.00%
43	Bank Five Nine	1	$4.1M	0.5%	0.00%
44	The MINT National Bank	1	$4.1M	0.5%	0.00%
45	Bank of Hope	52	$3.9M	0.5%	3.46%
46	First Business Bank	1	$3.7M	0.5%	0.00%
47	Northeast Bank	25	$3.5M	0.4%	0.00%
48	Banc of California	4	$3.4M	0.4%	0.00%
49	First Bank of the Lake	4	$3.3M	0.4%	0.00%
50	Grasshopper Bank National Association	3	$3.2M	0.4%	0.00%
51	Happen Bank	2	$3.2M	0.4%	0.00%
52	VelocitySBA, LLC	33	$3.2M	0.4%	1.35%
53	Univest Bank and Trust Co	6	$3.1M	0.4%	0.00%
54	PromiseOne Bank	4	$2.7M	0.3%	0.00%
55	CRF Small Business Loan Company, LLC	3	$2.7M	0.3%	0.00%
56	Columbia Bank	7	$2.4M	0.3%	6.03%
57	SouthState Bank, National Association	5	$2.4M	0.3%	0.00%
58	Simmons Bank	11	$2.3M	0.3%	0.00%
59	BankUnited, National Association	3	$2.3M	0.3%	0.00%
60	Stone Bank	2	$2.1M	0.3%	0.00%
61	First Financial Bank	2	$2.1M	0.3%	0.00%
62	First Merchants Bank	3	$2.0M	0.3%	0.00%
63	Wachovia SBA Lending, Inc.	2	$1.9M	0.2%	0.00%
64	EagleBank	5	$1.9M	0.2%	27.56%
65	Capital One National Association	9	$1.9M	0.2%	4.25%
66	IncredibleBank	2	$1.8M	0.2%	0.00%
67	GBank	2	$1.7M	0.2%	0.00%
68	Open Bank	1	$1.7M	0.2%	0.00%
69	Stearns Bank National Association	9	$1.7M	0.2%	8.39%
70	Commonwealth Business Bank	1	$1.6M	0.2%	0.00%
71	T Bank, National Association	2	$1.6M	0.2%	0.00%
72	CommerceFirst Bank	5	$1.6M	0.2%	0.00%
73	Citizens Bank	4	$1.6M	0.2%	13.47%
74	JPMorgan Chase Bank, National Association	11	$1.5M	0.2%	1.20%
75	TowneBank	1	$1.5M	0.2%	0.00%
76	KeyBank National Association	2	$1.4M	0.2%	0.00%
77	American Momentum Bank	1	$1.4M	0.2%	0.00%
78	FinWise Bank	2	$1.3M	0.2%	0.00%
79	First-Citizens Bank & Trust Company	2	$1.3M	0.2%	0.00%
80	Enterprise Bank & Trust	1	$1.3M	0.2%	0.00%
81	City National Bank	2	$1.3M	0.2%	0.00%
82	FDIC - Community Bank & Trust-West Georgia	1	$1.3M	0.2%	0.00%
83	Independence Bank	9	$1.2M	0.2%	32.35%
84	Gulf Coast Bank and Trust Company	2	$1.2M	0.1%	0.00%
85	Paragon Bank	1	$1.1M	0.1%	0.00%
86	Unity Bank	2	$1.0M	0.1%	0.00%
87	Cache Valley Bank	2	$975K	0.1%	0.00%
88	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$975K	0.1%	0.00%
89	HomeTrust Bank	3	$926K	0.1%	0.00%
90	First Mariner Bank	1	$900K	0.1%	0.00%
91	Heritage Bank Inc	2	$850K	0.1%	0.00%
92	The Bank of Glen Burnie	2	$817K	0.1%	0.00%
93	Centerstone SBA Lending, Inc.	1	$780K	0.1%	0.00%
94	Woori America Bank	2	$755K	0.1%	0.00%
95	CIBC Bank USA	2	$708K	0.1%	0.00%
96	Lendistry SBLC, LLC	3	$685K	0.1%	0.00%
97	Bank of Clarke	1	$680K	0.1%	0.00%
98	East West Bank	1	$665K	0.1%	0.00%
99	Banesco USA	1	$650K	0.1%	0.00%
100	Carrollton Bank	3	$609K	0.1%	0.00%
101	ConnectOne Bank	1	$590K	0.1%	0.00%
102	Touchmark National Bank	1	$581K	0.1%	0.00%
103	Carver State Bank	2	$560K	0.1%	0.00%
104	U.S. Bank, National Association	2	$551K	0.1%	0.00%
105	Ameris Bank	2	$551K	0.1%	0.00%
106	Baltimore Community Lending, Inc.	2	$530K	0.1%	0.00%
107	National Bank of Commerce	1	$486K	0.1%	0.00%
108	City National Bank of Florida	1	$470K	0.1%	0.00%
109	Merchants Bank of Indiana	1	$450K	0.1%	0.00%
110	BayVanguard Bank	1	$444K	0.1%	0.00%
111	Point Breeze Credit Union	3	$400K	0.1%	0.00%
112	State Empl CU of Maryland Inc	1	$373K	0.0%	0.00%
113	Evolve Bank and Trust	1	$360K	0.0%	0.00%
114	Community West Bank	1	$360K	0.0%	45.19%
115	CDC Small Business Finance Corp.	2	$314K	0.0%	75.07%
116	Farmers State Bank of Alto Pass, Illinois	1	$300K	0.0%	0.00%
117	22nd State Bank, A Division of 22nd State Banking Company	1	$292K	0.0%	0.00%
118	Burke & Herbert Bank & Trust Company	1	$289K	0.0%	0.00%
119	Northwest Bank	1	$245K	0.0%	0.00%
120	Popular Bank	2	$225K	0.0%	0.00%
121	Mid-Atlantic Federal Credit Union	1	$161K	0.0%	53.20%
122	Colony Bank	1	$150K	0.0%	0.00%
123	Platinum Bank	1	$143K	0.0%	0.00%
124	Titan Bank, National Association	1	$130K	0.0%	0.00%
125	Five Star Bank	1	$115K	0.0%	0.00%
126	FVCbank	1	$100K	0.0%	100.00%
127	SoFi Bank, National Association	1	$75K	0.0%	0.00%
128	Shore United Bank, National Association	2	$59K	0.0%	0.00%
129	Business Loan Center, LLC	1	$50K	0.0%	0.00%
130	Santander Bank, National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	246	$145.2M	18.5%
2	Other services	248	$88.4M	11.3%
3	Retail trade	216	$85.8M	10.9%
4	Health care & social assistance	265	$85.7M	10.9%
5	Professional & technical services	293	$71.3M	9.1%
6	Construction	306	$59.7M	7.6%
7	Arts, entertainment & recreation	78	$39.9M	5.1%
8	Transportation & warehousing	102	$30.8M	3.9%
9	Administrative & waste services	143	$28.6M	3.6%
10	Retail trade	91	$24.6M	3.1%
11	Wholesale trade	63	$23.3M	3.0%
12	Manufacturing	45	$19.8M	2.5%
13	Real estate & leasing	38	$18.4M	2.3%
14	Transportation & warehousing	19	$14.8M	1.9%
15	Manufacturing	48	$12.1M	1.5%
16	Information	30	$11.4M	1.5%
17	Finance & insurance	47	$8.0M	1.0%
18	Manufacturing	21	$6.6M	0.8%
19	Educational services	52	$5.8M	0.7%
20	Utilities	4	$5.1M	0.7%
21	Management of companies	1	$100K	0.0%
22	Agriculture, forestry & fishing	3	$80K	0.0%
23	Mining & extraction	2	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.