SBA 7(a) lenders in Baltimore City, MD

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

119 institutions have SBA 7(a) loans on record in Baltimore City, together $517.3M across 1,572 loans. Manufacturers and Traders Trust Company is the largest, with 17% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	716	$88.4M	17.1%	3.65%
2	Truist Bank	68	$49.4M	9.5%	6.25%
3	Fulton Bank, National Association	43	$39.6M	7.7%	1.09%
4	Hanmi Bank	23	$18.2M	3.5%	3.92%
5	First National Bank of Pennsylvania	46	$17.9M	3.5%	14.72%
6	Wells Fargo Bank National Association	78	$16.3M	3.2%	0.78%
7	PCB Bank	32	$13.8M	2.7%	4.70%
8	Readycap Lending, LLC	27	$11.0M	2.1%	2.97%
9	Atlantic Union Bank	20	$10.8M	2.1%	10.24%
10	Celtic Bank Corporation	14	$9.8M	1.9%	0.31%
11	Harvest Small Business Finance, LLC	10	$9.7M	1.9%	0.00%
12	Open Bank	12	$9.4M	1.8%	0.00%
13	Orrstown Bank	15	$8.9M	1.7%	0.00%
14	PromiseOne Bank	9	$8.7M	1.7%	31.11%
15	Beacon Bank and Trust	5	$8.4M	1.6%	0.00%
16	Bank of Hope	48	$8.1M	1.6%	9.78%
17	Wilmington Savings Fund Society FSB	7	$8.0M	1.6%	0.00%
18	Firstrust Savings Bank	8	$7.6M	1.5%	0.00%
19	Hanover Community Bank	3	$6.5M	1.3%	0.00%
20	Live Oak Banking Company	12	$6.1M	1.2%	0.00%
21	The Harbor Bank of Maryland	8	$5.9M	1.1%	0.00%
22	Capital Bank, National Association	9	$5.8M	1.1%	0.00%
23	Univest Bank and Trust Co	8	$5.7M	1.1%	0.00%
24	CommerceFirst Bank	7	$5.7M	1.1%	0.00%
25	Primis Bank	3	$5.1M	1.0%	0.00%
26	Newtek Small Business Finance, Inc.	16	$4.9M	0.9%	0.00%
27	BayFirst National Bank	23	$4.8M	0.9%	2.60%
28	TD Bank, National Association	25	$4.7M	0.9%	1.17%
29	PNC Bank, National Association	35	$4.7M	0.9%	2.97%
30	TowneBank	3	$4.7M	0.9%	0.00%
31	First Internet Bank of Indiana	2	$4.5M	0.9%	0.00%
32	Newtek Bank, National Association	14	$4.4M	0.8%	0.00%
33	Meridian Bank	5	$4.3M	0.8%	0.00%
34	Bank Five Nine	3	$4.2M	0.8%	0.00%
35	T Bank, National Association	1	$4.0M	0.8%	0.00%
36	BankUnited, National Association	3	$3.6M	0.7%	0.00%
37	Northeast Bank	23	$3.3M	0.6%	4.36%
38	WesBanco Bank, Inc.	4	$3.3M	0.6%	0.00%
39	Penn Community Bank	1	$3.2M	0.6%	0.00%
40	Old National Bank	1	$3.1M	0.6%	0.00%
41	Shoreham Bank	2	$2.9M	0.6%	0.00%
42	EagleBank	6	$2.8M	0.5%	32.85%
43	Parke Bank	1	$2.7M	0.5%	0.00%
44	Citizens Bank	2	$2.6M	0.5%	0.00%
45	Pinnacle Bank	5	$2.6M	0.5%	0.00%
46	Hana Bank USA National Association	2	$2.5M	0.5%	0.00%
47	Byline Bank	1	$2.4M	0.5%	0.00%
48	Mid-Atlantic Federal Credit Union	2	$2.3M	0.5%	0.00%
49	First Bank	3	$2.3M	0.4%	0.00%
50	Bank of America, National Association	15	$2.2M	0.4%	0.45%
51	Woori America Bank	3	$2.0M	0.4%	0.00%
52	Capital One National Association	5	$2.0M	0.4%	0.00%
53	United Community Bank	2	$1.9M	0.4%	0.00%
54	Metro City Bank	2	$1.9M	0.4%	0.00%
55	New Millennium Bank	2	$1.8M	0.3%	0.00%
56	Stearns Bank National Association	5	$1.7M	0.3%	0.00%
57	First Financial Bank	1	$1.6M	0.3%	0.00%
58	Bankwell Bank	3	$1.6M	0.3%	0.00%
59	US Metro Bank	2	$1.5M	0.3%	0.00%
60	The Huntington National Bank	4	$1.3M	0.3%	0.00%
61	Midland States Bank	1	$1.3M	0.2%	0.00%
62	BBB Funding, LLC	1	$1.3M	0.2%	0.00%
63	JPMorgan Chase Bank, National Association	6	$1.2M	0.2%	0.00%
64	Peapack Private Bank and Trust	1	$1.1M	0.2%	0.00%
65	Hiawatha National Bank	1	$1.0M	0.2%	0.00%
66	Wachovia SBA Lending, Inc.	1	$987K	0.2%	0.00%
67	Five Star Bank	4	$955K	0.2%	0.00%
68	Midwest BankCentre	1	$936K	0.2%	0.00%
69	Northwest Bank	2	$935K	0.2%	0.00%
70	Patriot Bank, National Association	1	$849K	0.2%	0.00%
71	Port 51 Lending LLC	1	$834K	0.2%	0.00%
72	The Bancorp Bank National Association	1	$827K	0.2%	0.00%
73	United Midwest Savings Bank National Association	6	$805K	0.2%	0.00%
74	Lendistry SBLC, LLC	6	$749K	0.1%	0.00%
75	Dime Commercial Bank	1	$653K	0.1%	0.00%
76	The Bank of Princeton	2	$616K	0.1%	0.00%
77	Heritage Bank Inc	2	$608K	0.1%	0.00%
78	Banc of California	2	$594K	0.1%	0.00%
79	CDC Small Business Finance Corp.	4	$550K	0.1%	2.95%
80	Grasshopper Bank National Association	1	$531K	0.1%	0.00%
81	The Bank of Glen Burnie	1	$520K	0.1%	0.00%
82	Shore United Bank, National Association	1	$500K	0.1%	0.00%
83	Mid Penn Bank	1	$500K	0.1%	0.00%
84	East West Bank	1	$500K	0.1%	0.00%
85	Industrial Bank	1	$495K	0.1%	0.00%
86	First Bank	1	$464K	0.1%	74.33%
87	National Bank of Commerce	1	$463K	0.1%	0.00%
88	Continental Bank	1	$425K	0.1%	0.00%
89	FinWise Bank	2	$415K	0.1%	0.00%
90	IncredibleBank	1	$414K	0.1%	0.00%
91	First Commonwealth Bank	2	$410K	0.1%	0.00%
92	Simmons Bank	1	$403K	0.1%	0.00%
93	Point Breeze Credit Union	1	$400K	0.1%	0.00%
94	22nd State Bank, A Division of 22nd State Banking Company	1	$400K	0.1%	0.00%
95	Community West Bank	1	$382K	0.1%	106.27%
96	State Empl CU of Maryland Inc	2	$344K	0.1%	0.00%
97	Hana Small Business Lending, Inc.	1	$310K	0.1%	0.00%
98	Independence Bank	2	$300K	0.1%	0.00%
99	Colony Bank	2	$283K	0.1%	0.00%
100	MVB Bank, Inc.	1	$268K	0.1%	0.00%
101	BayVanguard Bank	1	$265K	0.1%	0.00%
102	Prince George's Community Federal Credit Union	1	$250K	0.0%	0.00%
103	Citibank, N.A.	3	$250K	0.0%	0.00%
104	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$250K	0.0%	0.00%
105	Maryland Capital Enterprises, Inc.	1	$242K	0.0%	0.00%
106	Columbia Bank	6	$225K	0.0%	15.36%
107	Business Finance Group, Inc.	1	$216K	0.0%	0.00%
108	First Command Bank	1	$208K	0.0%	0.00%
109	Popular Bank	2	$206K	0.0%	0.00%
110	SouthState Bank, National Association	1	$200K	0.0%	0.00%
111	Seacoast National Bank	1	$200K	0.0%	0.00%
112	VelocitySBA, LLC	15	$150K	0.0%	13.88%
113	Farmers & Merchants Bank	1	$135K	0.0%	0.00%
114	UniBank for Savings	1	$100K	0.0%	0.00%
115	MainStreet Bank	1	$90K	0.0%	0.00%
116	Business Loan Center, LLC	2	$85K	0.0%	40.00%
117	Santander Bank, National Association	3	$82K	0.0%	0.00%
118	SoFi Bank, National Association	1	$23K	0.0%	0.00%
119	Federal Deposit Insurance Corporation	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	282	$97.0M	18.7%
2	Retail trade	219	$71.9M	13.9%
3	Other services	117	$49.6M	9.6%
4	Professional & technical services	222	$49.0M	9.5%
5	Health care & social assistance	129	$45.9M	8.9%
6	Construction	129	$33.7M	6.5%
7	Wholesale trade	40	$23.6M	4.6%
8	Manufacturing	63	$23.2M	4.5%
9	Manufacturing	32	$19.7M	3.8%
10	Real estate & leasing	31	$15.6M	3.0%
11	Transportation & warehousing	18	$13.0M	2.5%
12	Retail trade	59	$12.8M	2.5%
13	Administrative & waste services	42	$12.4M	2.4%
14	Manufacturing	24	$12.0M	2.3%
15	Transportation & warehousing	58	$11.6M	2.2%
16	Arts, entertainment & recreation	39	$11.4M	2.2%
17	Educational services	26	$7.0M	1.4%
18	Finance & insurance	19	$4.1M	0.8%
19	Information	19	$2.9M	0.6%
20	Agriculture, forestry & fishing	3	$745K	0.1%
21	Management of companies	1	$400K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.