SBA 7(a) lenders in Baltimore City, MD

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

122 institutions have SBA 7(a) loans on record in Baltimore City, together $525.5M across 1,595 loans. Manufacturers and Traders Trust Company is the largest, with 17% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	726	$89.1M	16.9%	4.00%
2	Truist Bank	68	$49.4M	9.4%	6.25%
3	Fulton Bank, National Association	43	$39.6M	7.5%	1.09%
4	Hanmi Bank	23	$18.2M	3.5%	3.92%
5	First National Bank of Pennsylvania	46	$17.9M	3.4%	14.72%
6	Wells Fargo Bank National Association	78	$16.3M	3.1%	0.78%
7	PCB Bank	32	$13.8M	2.6%	4.70%
8	Readycap Lending, LLC	27	$11.0M	2.1%	2.97%
9	Atlantic Union Bank	20	$10.8M	2.0%	10.24%
10	Celtic Bank Corporation	15	$9.9M	1.9%	0.31%
11	Harvest Small Business Finance, LLC	10	$9.7M	1.8%	0.00%
12	Open Bank	12	$9.4M	1.8%	0.00%
13	Orrstown Bank	15	$8.9M	1.7%	0.54%
14	PromiseOne Bank	9	$8.7M	1.7%	31.11%
15	Beacon Bank and Trust	5	$8.4M	1.6%	0.00%
16	Bank of Hope	48	$8.1M	1.5%	9.78%
17	Wilmington Savings Fund Society FSB	7	$8.0M	1.5%	0.00%
18	Firstrust Savings Bank	8	$7.6M	1.4%	0.00%
19	Hanover Community Bank	3	$6.5M	1.2%	0.00%
20	Live Oak Banking Company	12	$6.1M	1.2%	0.00%
21	The Harbor Bank of Maryland	8	$5.9M	1.1%	0.00%
22	Capital Bank, National Association	9	$5.8M	1.1%	0.00%
23	Univest Bank and Trust Co	8	$5.7M	1.1%	0.00%
24	CommerceFirst Bank	7	$5.7M	1.1%	0.00%
25	Primis Bank	3	$5.1M	1.0%	0.00%
26	Newtek Small Business Finance, LLC	16	$4.9M	0.9%	0.00%
27	BayFirst National Bank	23	$4.8M	0.9%	2.60%
28	TD Bank, National Association	25	$4.7M	0.9%	1.60%
29	PNC Bank, National Association	35	$4.7M	0.9%	2.97%
30	TowneBank	3	$4.7M	0.9%	0.00%
31	Newtek Bank, National Association	16	$4.6M	0.9%	0.00%
32	First Internet Bank of Indiana	2	$4.5M	0.9%	0.00%
33	US Metro Bank	5	$4.5M	0.9%	0.00%
34	Meridian Bank	5	$4.3M	0.8%	0.00%
35	Bank Five Nine	3	$4.2M	0.8%	0.00%
36	T Bank, National Association	1	$4.0M	0.8%	0.00%
37	BankUnited, National Association	3	$3.6M	0.7%	0.00%
38	Northeast Bank	23	$3.3M	0.6%	4.36%
39	WesBanco Bank, Inc.	4	$3.3M	0.6%	0.00%
40	Penn Community Bank	1	$3.2M	0.6%	0.00%
41	Old National Bank	1	$3.1M	0.6%	0.00%
42	Shoreham Bank	2	$2.9M	0.5%	0.00%
43	EagleBank	6	$2.8M	0.5%	32.85%
44	Parke Bank	1	$2.7M	0.5%	0.00%
45	Citizens Bank	2	$2.6M	0.5%	0.00%
46	Pinnacle Bank	5	$2.6M	0.5%	0.00%
47	Hana Bank USA National Association	2	$2.5M	0.5%	0.00%
48	Byline Bank	1	$2.4M	0.4%	0.00%
49	Mid-Atlantic Federal Credit Union	2	$2.3M	0.4%	0.00%
50	First Bank	3	$2.3M	0.4%	5.77%
51	Bank of America, National Association	15	$2.2M	0.4%	0.45%
52	Woori America Bank	3	$2.0M	0.4%	0.00%
53	Capital One National Association	5	$2.0M	0.4%	0.00%
54	Citizens Bank, National Association	2	$2.0M	0.4%	0.00%
55	United Community Bank	2	$1.9M	0.4%	0.00%
56	Metro City Bank	2	$1.9M	0.4%	0.00%
57	Lendistry SBLC, LLC	8	$1.8M	0.3%	0.00%
58	New Millennium Bank	2	$1.8M	0.3%	0.00%
59	Stearns Bank National Association	5	$1.7M	0.3%	0.00%
60	First Financial Bank	1	$1.6M	0.3%	0.00%
61	Bankwell Bank	3	$1.6M	0.3%	0.00%
62	JPMorgan Chase Bank, National Association	7	$1.4M	0.3%	0.00%
63	The Huntington National Bank	4	$1.3M	0.2%	0.00%
64	Midland States Bank	1	$1.3M	0.2%	0.00%
65	BBB Funding, LLC	1	$1.3M	0.2%	0.00%
66	Peapack Private Bank and Trust	1	$1.1M	0.2%	0.00%
67	Hiawatha National Bank	1	$1.0M	0.2%	0.00%
68	Wachovia SBA Lending, Inc.	1	$987K	0.2%	0.00%
69	Five Star Bank	4	$955K	0.2%	0.00%
70	Midwest BankCentre	1	$936K	0.2%	0.00%
71	Northwest Bank	2	$935K	0.2%	0.00%
72	Patriot Bank, National Association	1	$849K	0.2%	0.00%
73	Port 51 Lending LLC	1	$834K	0.2%	0.00%
74	The Bancorp Bank National Association	1	$827K	0.2%	0.00%
75	United Midwest Savings Bank National Association	6	$805K	0.2%	0.00%
76	Dime Commercial Bank	1	$653K	0.1%	0.00%
77	The Bank of Princeton	2	$616K	0.1%	0.00%
78	Heritage Bank Inc	2	$608K	0.1%	0.00%
79	Banc of California	2	$594K	0.1%	0.00%
80	CDC Small Business Finance Corp.	4	$550K	0.1%	2.95%
81	Pathward National Association	1	$543K	0.1%	0.00%
82	Grasshopper Bank National Association	1	$531K	0.1%	0.00%
83	The Bank of Glen Burnie	1	$520K	0.1%	0.00%
84	Mid Penn Bank	1	$500K	0.1%	0.00%
85	Shore United Bank, National Association	1	$500K	0.1%	0.00%
86	East West Bank	1	$500K	0.1%	0.00%
87	Industrial Bank	1	$495K	0.1%	0.00%
88	HomeTrust Bank	1	$485K	0.1%	0.00%
89	First Bank	1	$464K	0.1%	74.33%
90	National Bank of Commerce	1	$463K	0.1%	0.00%
91	Continental Bank	1	$425K	0.1%	0.00%
92	FinWise Bank	2	$415K	0.1%	0.00%
93	IncredibleBank	1	$414K	0.1%	0.00%
94	First Commonwealth Bank	2	$410K	0.1%	0.00%
95	Simmons Bank	1	$403K	0.1%	0.00%
96	Point Breeze Credit Union	1	$400K	0.1%	0.00%
97	22nd State Bank, A Division of 22nd State Banking Company	1	$400K	0.1%	0.00%
98	Community West Bank	1	$382K	0.1%	106.27%
99	State Empl CU of Maryland Inc	2	$344K	0.1%	0.00%
100	Hana Small Business Lending, Inc.	1	$310K	0.1%	0.00%
101	Independence Bank	2	$300K	0.1%	0.00%
102	Colony Bank	2	$283K	0.1%	0.00%
103	MVB Bank, Inc.	1	$268K	0.1%	0.00%
104	BayVanguard Bank	1	$265K	0.1%	0.00%
105	Citibank, N.A.	3	$250K	0.0%	0.00%
106	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$250K	0.0%	0.00%
107	Prince George's Community Federal Credit Union	1	$250K	0.0%	0.00%
108	Maryland Capital Enterprises, Inc.	1	$242K	0.0%	0.00%
109	Columbia Bank	6	$225K	0.0%	15.36%
110	Business Finance Group, Inc.	1	$216K	0.0%	0.00%
111	First Command Bank	1	$208K	0.0%	0.00%
112	Popular Bank	2	$206K	0.0%	0.00%
113	Seacoast National Bank	1	$200K	0.0%	0.00%
114	SouthState Bank, National Association	1	$200K	0.0%	0.00%
115	VelocitySBA, LLC	15	$150K	0.0%	13.88%
116	Farmers & Merchants Bank	1	$135K	0.0%	0.00%
117	UniBank for Savings	1	$100K	0.0%	0.00%
118	MainStreet Bank	1	$90K	0.0%	0.00%
119	Business Loan Center, LLC	2	$85K	0.0%	40.00%
120	Santander Bank, National Association	3	$82K	0.0%	0.00%
121	SoFi Bank, National Association	1	$23K	0.0%	0.00%
122	Federal Deposit Insurance Corporation	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	287	$100.2M	19.1%
2	Retail trade	225	$73.8M	14.0%
3	Other services	118	$50.1M	9.5%
4	Professional & technical services	225	$49.3M	9.4%
5	Health care & social assistance	130	$46.0M	8.8%
6	Construction	130	$33.8M	6.4%
7	Wholesale trade	40	$23.6M	4.5%
8	Manufacturing	63	$23.2M	4.4%
9	Manufacturing	32	$19.7M	3.7%
10	Real estate & leasing	33	$17.5M	3.3%
11	Transportation & warehousing	18	$13.0M	2.5%
12	Retail trade	59	$12.8M	2.4%
13	Administrative & waste services	42	$12.4M	2.4%
14	Manufacturing	25	$12.0M	2.3%
15	Transportation & warehousing	58	$11.6M	2.2%
16	Arts, entertainment & recreation	39	$11.4M	2.2%
17	Educational services	27	$7.1M	1.3%
18	Finance & insurance	20	$4.1M	0.8%
19	Information	20	$2.9M	0.6%
20	Agriculture, forestry & fishing	3	$745K	0.1%
21	Management of companies	1	$400K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.