SBA 7(a) lenders in Montgomery, MD

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

144 institutions have SBA 7(a) loans on record in Montgomery, together $893.0M across 2,640 loans. Manufacturers and Traders Trust Company is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	821	$120.8M	13.5%	2.68%
2	Live Oak Banking Company	57	$93.1M	10.4%	0.65%
3	Truist Bank	137	$68.4M	7.7%	0.72%
4	Atlantic Union Bank	100	$45.0M	5.0%	2.03%
5	EagleBank	65	$38.0M	4.3%	2.24%
6	Wells Fargo Bank National Association	145	$38.0M	4.3%	1.47%
7	Capital Bank, National Association	88	$33.9M	3.8%	2.13%
8	Readycap Lending, LLC	51	$22.0M	2.5%	0.00%
9	Hanmi Bank	28	$19.9M	2.2%	2.72%
10	Capital One National Association	32	$18.5M	2.1%	0.35%
11	TD Bank, National Association	201	$17.0M	1.9%	5.61%
12	The Huntington National Bank	36	$17.0M	1.9%	0.00%
13	Newtek Bank, National Association	39	$15.2M	1.7%	0.00%
14	Celtic Bank Corporation	43	$15.0M	1.7%	3.24%
15	Newtek Small Business Finance, Inc.	22	$12.7M	1.4%	4.99%
16	First Internet Bank of Indiana	8	$12.3M	1.4%	0.00%
17	PNC Bank, National Association	65	$11.7M	1.3%	4.88%
18	First National Bank of Pennsylvania	16	$10.6M	1.2%	0.00%
19	Bank of America, National Association	38	$10.5M	1.2%	0.47%
20	BayFirst National Bank	52	$9.9M	1.1%	8.30%
21	Northeast Bank	59	$9.9M	1.1%	0.61%
22	Beacon Bank and Trust	11	$9.5M	1.1%	0.00%
23	Firstrust Savings Bank	8	$9.5M	1.1%	0.00%
24	United Midwest Savings Bank National Association	26	$8.9M	1.0%	1.10%
25	State Bank of India (California)	5	$8.8M	1.0%	46.77%
26	SouthState Bank, National Association	12	$8.7M	1.0%	3.65%
27	Bank Five Nine	8	$8.4M	0.9%	0.00%
28	Fulton Bank, National Association	13	$8.0M	0.9%	0.00%
29	PCB Bank	13	$7.9M	0.9%	0.00%
30	First Bank of the Lake	8	$7.5M	0.8%	0.00%
31	Grasshopper Bank National Association	3	$7.3M	0.8%	0.00%
32	Mid-Atlantic Federal Credit Union	16	$6.9M	0.8%	5.75%
33	Harvest Small Business Finance, LLC	8	$6.2M	0.7%	0.00%
34	First-Citizens Bank & Trust Company	3	$6.1M	0.7%	0.00%
35	Citizens Bank	11	$5.7M	0.6%	0.00%
36	Pathward National Association	4	$5.7M	0.6%	2.11%
37	Byline Bank	4	$5.4M	0.6%	0.00%
38	Bank of Hope	31	$5.3M	0.6%	9.65%
39	Metro City Bank	5	$4.9M	0.5%	1.95%
40	UMB Bank, National Association	1	$4.7M	0.5%	0.00%
41	The Bancorp Bank National Association	5	$4.3M	0.5%	0.00%
42	Primis Bank	10	$4.1M	0.5%	5.59%
43	First Merchants Bank	4	$4.0M	0.5%	0.00%
44	Stearns Bank National Association	17	$3.9M	0.4%	4.95%
45	BankUnited, National Association	4	$3.9M	0.4%	60.05%
46	Wilmington Savings Fund Society FSB	9	$3.7M	0.4%	0.00%
47	SNB Bank National Association	1	$3.1M	0.3%	0.00%
48	CRF Small Business Loan Company, LLC	4	$3.0M	0.3%	0.00%
49	Thread Bank	1	$2.9M	0.3%	0.00%
50	Shoreham Bank	3	$2.9M	0.3%	0.00%
51	City First Bank, National Association	2	$2.6M	0.3%	0.00%
52	JPMorgan Chase Bank, National Association	12	$2.5M	0.3%	0.00%
53	Ameris Bank	4	$2.5M	0.3%	0.00%
54	Heritage Bank Inc	6	$2.4M	0.3%	0.00%
55	Industrial Bank	8	$2.4M	0.3%	0.00%
56	Citibank, N.A.	24	$2.3M	0.3%	0.86%
57	Meridian Bank	3	$2.2M	0.2%	0.00%
58	HomeTrust Bank	2	$2.2M	0.2%	0.00%
59	IncredibleBank	3	$2.1M	0.2%	0.00%
60	John Marshall Bank	4	$2.0M	0.2%	18.35%
61	East West Bank	2	$1.8M	0.2%	0.00%
62	Truliant FCU	3	$1.7M	0.2%	0.00%
63	Woori America Bank	3	$1.7M	0.2%	0.00%
64	TowneBank	2	$1.7M	0.2%	0.00%
65	First Bank	1	$1.6M	0.2%	0.00%
66	Happen Bank	1	$1.6M	0.2%	0.00%
67	Banc of California	2	$1.5M	0.2%	0.00%
68	Lendistry SBLC, LLC	9	$1.5M	0.2%	0.00%
69	HSBC Bank USA National Association	8	$1.5M	0.2%	2.24%
70	United Bank	5	$1.5M	0.2%	0.00%
71	North State Bank	2	$1.4M	0.2%	0.00%
72	Santander Bank, National Association	13	$1.4M	0.2%	4.40%
73	Simmons Bank	5	$1.4M	0.2%	18.50%
74	First Business Bank	3	$1.4M	0.2%	0.00%
75	T Bank, National Association	1	$1.4M	0.2%	0.00%
76	Patriot Bank, National Association	1	$1.4M	0.2%	0.00%
77	Gulf Coast Bank and Trust Company	2	$1.3M	0.1%	0.00%
78	Potomac Bank	3	$1.3M	0.1%	0.00%
79	Colony Bank	6	$1.3M	0.1%	0.00%
80	Peoples Bank	4	$1.3M	0.1%	48.04%
81	WesBanco Bank, Inc.	3	$1.2M	0.1%	0.00%
82	Farmers State Bank of Alto Pass, Illinois	1	$1.2M	0.1%	0.00%
83	MVB Bank, Inc.	2	$1.2M	0.1%	0.00%
84	National Institutes of Health Federal Credit Union	4	$1.1M	0.1%	26.58%
85	Bank of Oak Ridge	1	$1.1M	0.1%	0.00%
86	Bank of Ann Arbor	1	$1.1M	0.1%	0.00%
87	Independence Bank	10	$1.1M	0.1%	14.45%
88	Port 51 Lending LLC	2	$1.0M	0.1%	0.00%
89	Five Star Bank	4	$930K	0.1%	0.00%
90	VelocitySBA, LLC	40	$848K	0.1%	10.69%
91	GBank	1	$839K	0.1%	99.03%
92	Choice Financial Group	1	$800K	0.1%	0.00%
93	City National Bank	2	$746K	0.1%	0.00%
94	CommerceFirst Bank	3	$725K	0.1%	0.00%
95	National Cooperative Bank, National Association	2	$665K	0.1%	0.00%
96	Bank of Clarke	2	$625K	0.1%	0.00%
97	Fifth Third Bank	2	$589K	0.1%	59.75%
98	Evolve Bank and Trust	1	$581K	0.1%	0.00%
99	The Harbor Bank of Maryland	2	$557K	0.1%	0.00%
100	Florida Capital Bank, National Association	1	$554K	0.1%	0.00%
101	Magnifi Financial CU	2	$523K	0.1%	0.00%
102	Cathay Bank	1	$500K	0.1%	0.00%
103	Univest Bank and Trust Co	1	$500K	0.1%	0.00%
104	City National Bank of Florida	1	$500K	0.1%	0.00%
105	Hanover Community Bank	1	$495K	0.1%	0.00%
106	First Financial Bank	1	$495K	0.1%	0.00%
107	Banesco USA	1	$487K	0.1%	0.00%
108	CDC Small Business Finance Corp.	3	$428K	0.0%	0.00%
109	United Community Bank	1	$425K	0.0%	0.00%
110	First Utah Bank	1	$366K	0.0%	0.00%
111	Platinum Bank	1	$350K	0.0%	0.00%
112	Seacoast National Bank	1	$350K	0.0%	91.48%
113	Parke Bank	1	$350K	0.0%	0.00%
114	Open Bank	1	$330K	0.0%	0.00%
115	Chain Bridge Bank National Association	3	$329K	0.0%	0.00%
116	ACNB Bank	1	$326K	0.0%	0.00%
117	Columbia Bank	9	$325K	0.0%	13.49%
118	Enterprise Bank	1	$325K	0.0%	0.00%
119	Community West Bank	1	$322K	0.0%	64.13%
120	The Freedom Bank of Virginia	1	$300K	0.0%	0.00%
121	Burke & Herbert Bank & Trust Company	1	$294K	0.0%	0.00%
122	First Commonwealth Bank	2	$285K	0.0%	0.00%
123	Customers Bank	1	$255K	0.0%	0.00%
124	Business Finance Group, Inc.	1	$250K	0.0%	0.00%
125	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$250K	0.0%	0.00%
126	Unity Bank	1	$250K	0.0%	79.22%
127	Shinhan Bank America	1	$240K	0.0%	0.00%
128	Small Business Bank	1	$228K	0.0%	0.00%
129	Paragon Bank	1	$225K	0.0%	0.00%
130	Dover FCU	1	$210K	0.0%	0.00%
131	Spur Security Bank	1	$200K	0.0%	0.00%
132	Farmers & Merchants Bank	1	$185K	0.0%	0.00%
133	FinWise Bank	1	$150K	0.0%	0.00%
134	Point Breeze Credit Union	1	$150K	0.0%	0.00%
135	State Empl CU of Maryland Inc	1	$127K	0.0%	0.00%
136	Signal Financial FCU	1	$114K	0.0%	0.00%
137	Carver State Bank	1	$110K	0.0%	0.00%
138	Grow America Fund, Incorporated	1	$100K	0.0%	0.00%
139	Lafayette Federal Credit Union	1	$65K	0.0%	0.00%
140	Forbright Bank	1	$50K	0.0%	0.00%
141	Somerset Trust Company	1	$50K	0.0%	0.00%
142	SoFi Bank, National Association	2	$37K	0.0%	0.00%
143	U.S. Bank, National Association	1	$35K	0.0%	0.00%
144	Associated Bank National Association	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Professional & technical services	537	$180.4M	20.2%
2	Health care & social assistance	326	$127.9M	14.3%
3	Accommodation & food services	289	$95.2M	10.7%
4	Other services	231	$79.3M	8.9%
5	Retail trade	196	$72.5M	8.1%
6	Construction	267	$65.4M	7.3%
7	Wholesale trade	80	$51.2M	5.7%
8	Information	63	$34.3M	3.8%
9	Arts, entertainment & recreation	89	$33.6M	3.8%
10	Administrative & waste services	122	$28.2M	3.2%
11	Retail trade	93	$19.4M	2.2%
12	Finance & insurance	48	$18.7M	2.1%
13	Educational services	74	$17.9M	2.0%
14	Manufacturing	37	$17.1M	1.9%
15	Transportation & warehousing	52	$13.3M	1.5%
16	Manufacturing	26	$12.5M	1.4%
17	Manufacturing	40	$10.2M	1.1%
18	Real estate & leasing	41	$8.6M	1.0%
19	Agriculture, forestry & fishing	8	$3.6M	0.4%
20	Transportation & warehousing	18	$3.4M	0.4%
21	Public administration	1	$81K	0.0%
22	Utilities	2	$70K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.