SBA 7(a) lenders in Mcduffie, GA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
20 institutions have SBA 7(a) loans on record in Mcduffie, together $28.1M across 30 loans. Live Oak Banking Company is the largest, with 16% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 2 | $4.5M | 15.9% | 0.00% |
| 2 | Newtek Small Business Finance, Inc. | 2 | $3.8M | 13.6% | 45.12% |
| 3 | Banc of California | 1 | $3.5M | 12.4% | 0.00% |
| 4 | AgGeorgia Farm Credit, ACA | 1 | $3.0M | 10.7% | 0.00% |
| 5 | Renasant Bank | 1 | $2.2M | 7.7% | 0.00% |
| 6 | Truist Bank | 3 | $1.8M | 6.4% | 14.41% |
| 7 | Ameris Bank | 2 | $1.6M | 5.8% | 0.00% |
| 8 | Commonwealth Business Bank | 1 | $1.4M | 5.0% | 0.00% |
| 9 | Regions Bank | 2 | $1.2M | 4.4% | 0.00% |
| 10 | PromiseOne Bank | 1 | $1.2M | 4.3% | 0.00% |
| 11 | First Financial Bank | 1 | $800K | 2.9% | 0.00% |
| 12 | FirstBank | 1 | $800K | 2.8% | 0.00% |
| 13 | Queensborough National Bank and Trust Company | 4 | $775K | 2.8% | 0.00% |
| 14 | First National Bank of Pennsylvania | 1 | $716K | 2.5% | 0.00% |
| 15 | Georgia Banking Company | 1 | $150K | 0.5% | 0.00% |
| 16 | United Midwest Savings Bank National Association | 1 | $150K | 0.5% | 0.00% |
| 17 | Heritage Bank Inc | 1 | $150K | 0.5% | 0.00% |
| 18 | Security Federal Bank | 1 | $140K | 0.5% | 0.00% |
| 19 | Colony Bank | 1 | $100K | 0.4% | 0.00% |
| 20 | Wells Fargo Bank National Association | 2 | $97K | 0.3% | 40.95% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 4 | $6.6M | 23.4% |
| 2 | Health care & social assistance | 2 | $4.1M | 14.8% |
| 3 | Transportation & warehousing | 2 | $3.6M | 12.7% |
| 4 | Retail trade | 2 | $3.4M | 12.0% |
| 5 | Agriculture, forestry & fishing | 1 | $3.0M | 10.7% |
| 6 | Other services | 9 | $2.5M | 8.9% |
| 7 | Professional & technical services | 2 | $1.8M | 6.5% |
| 8 | Manufacturing | 2 | $1.2M | 4.4% |
| 9 | Retail trade | 2 | $890K | 3.2% |
| 10 | Transportation & warehousing | 1 | $585K | 2.1% |
| 11 | Construction | 3 | $400K | 1.4% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.