SBA 7(a) lenders in Rockdale, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

80 institutions have SBA 7(a) loans on record in Rockdale, together $243.7M across 291 loans. Metro City Bank is the largest, with 22% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	24	$53.2M	21.8%	0.00%
2	First Community Bank	5	$13.9M	5.7%	0.00%
3	Ameris Bank	16	$10.9M	4.5%	3.34%
4	Pinnacle Bank	7	$10.6M	4.3%	0.00%
5	Renasant Bank	13	$10.4M	4.3%	2.00%
6	PromiseOne Bank	4	$10.2M	4.2%	0.00%
7	Live Oak Banking Company	5	$9.4M	3.9%	0.00%
8	Wells Fargo Bank National Association	32	$8.6M	3.5%	0.27%
9	HomeTrust Bank	3	$7.8M	3.2%	0.00%
10	New Millennium Bank	3	$6.8M	2.8%	0.00%
11	Truist Bank	18	$6.2M	2.6%	2.73%
12	Harvest Small Business Finance, LLC	7	$5.7M	2.3%	0.00%
13	Newtek Small Business Finance, Inc.	5	$5.0M	2.0%	0.00%
14	Citizens Bank	5	$4.6M	1.9%	0.00%
15	Bank OZK	4	$4.3M	1.8%	19.51%
16	American Commerce Bank, National Association	1	$3.9M	1.6%	0.00%
17	Embassy National Bank	5	$3.6M	1.5%	0.00%
18	Farmers and Merchants Bank	1	$3.5M	1.4%	0.00%
19	Loyal Trust Bank	1	$3.5M	1.4%	0.00%
20	SouthState Bank, National Association	3	$3.4M	1.4%	0.00%
21	Cogent Bank	1	$3.1M	1.3%	0.00%
22	Peach State Federal Credit Union	1	$2.9M	1.2%	0.00%
23	Georgia's Own Credit Union	4	$2.8M	1.2%	0.00%
24	First Horizon Bank	3	$2.7M	1.1%	0.00%
25	Bank of Hope	3	$2.5M	1.0%	0.00%
26	TowneBank	3	$2.3M	0.9%	0.00%
27	Open Bank	1	$2.2M	0.9%	0.00%
28	The Huntington National Bank	5	$2.1M	0.9%	13.37%
29	Hanmi Bank	3	$2.1M	0.9%	0.00%
30	Shoreham Bank	1	$2.0M	0.8%	65.70%
31	PNC Bank, National Association	3	$1.9M	0.8%	0.00%
32	Readycap Lending, LLC	5	$1.8M	0.7%	0.00%
33	Armstrong Bank	1	$1.8M	0.7%	0.00%
34	T Bank, National Association	2	$1.5M	0.6%	0.00%
35	United Community Bank	4	$1.5M	0.6%	0.00%
36	First Bank of the Lake	1	$1.5M	0.6%	0.00%
37	Coastal States Bank	2	$1.4M	0.6%	0.00%
38	Business Lenders, LLC	1	$1.3M	0.6%	88.60%
39	ConnectOne Bank	1	$1.3M	0.5%	0.00%
40	Bank of Oak Ridge	1	$1.3M	0.5%	0.00%
41	Newtek Bank, National Association	6	$1.3M	0.5%	0.00%
42	Northeast Bank	11	$1.2M	0.5%	0.00%
43	Lincoln Savings Bank	1	$922K	0.4%	0.00%
44	First National Bank of Pennsylvania	2	$904K	0.4%	18.72%
45	BayFirst National Bank	7	$899K	0.4%	0.00%
46	Byline Bank	1	$850K	0.3%	0.00%
47	Regions Bank	2	$775K	0.3%	0.00%
48	VelocitySBA, LLC	5	$725K	0.3%	0.98%
49	First Financial Bank	1	$678K	0.3%	0.00%
50	East West Bank	1	$620K	0.3%	0.00%
51	Bank of America, National Association	4	$591K	0.2%	7.19%
52	United Midwest Savings Bank National Association	2	$554K	0.2%	0.00%
53	Bank Five Nine	1	$531K	0.2%	0.00%
54	Grasshopper Bank National Association	1	$500K	0.2%	0.00%
55	Lendistry SBLC, LLC	5	$488K	0.2%	0.00%
56	First Bank	1	$440K	0.2%	0.00%
57	Simmons Bank	1	$437K	0.2%	0.00%
58	Shinhan Bank America	1	$426K	0.2%	0.00%
59	The Bancorp Bank National Association	1	$424K	0.2%	0.00%
60	Celtic Bank Corporation	4	$417K	0.2%	48.12%
61	Robins Financial CU	1	$373K	0.2%	0.00%
62	IncredibleBank	1	$369K	0.2%	0.00%
63	Five Star Bank	1	$350K	0.1%	0.00%
64	First Merchants Bank	1	$350K	0.1%	0.00%
65	SmartBank	1	$327K	0.1%	0.00%
66	JPMorgan Chase Bank, National Association	2	$296K	0.1%	0.00%
67	Affinity Bank, National Association	1	$287K	0.1%	0.00%
68	North State Bank	1	$252K	0.1%	0.00%
69	Commonwealth Business Bank	1	$236K	0.1%	0.00%
70	LiftFund, Inc.	1	$205K	0.1%	0.00%
71	Seacoast National Bank	1	$200K	0.1%	9.70%
72	Federal Deposit Insurance Corporation	1	$200K	0.1%	47.89%
73	Stearns Bank National Association	1	$198K	0.1%	0.00%
74	Georgia Banking Company	1	$170K	0.1%	0.00%
75	United Bank	1	$128K	0.1%	0.00%
76	Independence Bank	4	$125K	0.1%	38.56%
77	Capital One National Association	2	$75K	0.0%	79.95%
78	U.S. Bank, National Association	1	$25K	0.0%	0.00%
79	Mountain America FCU	1	$20K	0.0%	0.00%
80	Colony Bank	1	$16K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	54	$68.3M	28.0%
2	Other services	35	$32.7M	13.4%
3	Accommodation & food services	27	$31.1M	12.7%
4	Health care & social assistance	40	$28.3M	11.6%
5	Retail trade	17	$28.1M	11.5%
6	Mining & extraction	7	$10.5M	4.3%
7	Manufacturing	7	$9.3M	3.8%
8	Professional & technical services	18	$8.2M	3.4%
9	Finance & insurance	6	$5.5M	2.2%
10	Construction	13	$5.0M	2.1%
11	Transportation & warehousing	18	$4.0M	1.6%
12	Administrative & waste services	18	$3.9M	1.6%
13	Wholesale trade	7	$2.7M	1.1%
14	Real estate & leasing	5	$2.2M	0.9%
15	Manufacturing	5	$1.9M	0.8%
16	Arts, entertainment & recreation	6	$1.4M	0.6%
17	Utilities	1	$373K	0.2%
18	Educational services	2	$300K	0.1%
19	Information	3	$109K	0.0%
20	Manufacturing	1	$50K	0.0%
21	Transportation & warehousing	1	$5K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.