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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Paulding, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

62 institutions have SBA 7(a) loans on record in Paulding, together $175.2M across 283 loans. American Commerce Bank, National Association is the largest, with 9% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1American Commerce Bank, National Association6$15.1M8.6%0.00%
2Live Oak Banking Company7$14.1M8.1%0.00%
3Pinnacle Bank7$9.9M5.7%0.00%
4United Community Bank13$9.8M5.6%0.00%
5Ameris Bank9$7.3M4.2%5.16%
6PromiseOne Bank6$6.9M4.0%0.00%
7Georgia's Own Credit Union6$6.6M3.8%0.00%
8Truist Bank15$6.2M3.5%0.00%
9Wells Fargo Bank National Association33$5.9M3.3%8.42%
10The Huntington National Bank12$5.1M2.9%0.00%
11Banc of California2$5.0M2.9%0.00%
12SouthState Bank, National Association5$4.6M2.6%0.00%
13Open Bank2$4.5M2.6%0.00%
14Farmers and Merchants Bank1$4.3M2.5%0.00%
15America First Federal Credit Union1$4.1M2.3%0.00%
16Metro City Bank3$3.8M2.1%0.00%
17Beacon Bank and Trust2$3.7M2.1%0.00%
18Embassy National Bank4$3.4M1.9%0.00%
19Byline Bank2$3.0M1.7%11.51%
20First National Community Bank4$3.0M1.7%0.00%
21Loyal Trust Bank1$2.9M1.7%0.00%
22Celtic Bank Corporation13$2.9M1.7%10.94%
23Renasant Bank5$2.6M1.5%18.65%
24Community Bank of Pickens County3$2.6M1.5%0.00%
25Regions Bank9$2.3M1.3%0.00%
26Citizens Bank4$2.2M1.3%0.00%
27Florida Capital Bank, National Association2$2.1M1.2%0.00%
28HomeTrust Bank4$2.0M1.1%0.00%
29Lendistry SBLC, LLC3$2.0M1.1%0.00%
30First Bank of the Lake2$1.9M1.1%0.00%
31Coastal States Bank4$1.9M1.1%0.00%
32First Merchants Bank1$1.9M1.1%0.00%
33Truliant FCU1$1.7M1.0%0.00%
34FirstBank4$1.7M1.0%0.00%
35Northeast Bank10$1.5M0.9%0.00%
36Harvest Small Business Finance, LLC2$1.5M0.8%0.00%
37Readycap Lending, LLC6$1.5M0.8%0.00%
38Newtek Small Business Finance, Inc.7$1.3M0.7%0.00%
39Bank OZK2$1.1M0.7%73.07%
40Popular Bank2$1.0M0.6%85.18%
41Stearns Bank National Association3$1.0M0.6%0.00%
42JPMorgan Chase Bank, National Association12$1.0M0.6%2.57%
43Colony Bank1$864K0.5%0.00%
44LGE Community CU2$795K0.5%0.00%
45Bank of America, National Association3$787K0.4%0.00%
46United Bank2$656K0.4%0.00%
47First-Citizens Bank & Trust Company1$642K0.4%0.00%
48PNC Bank, National Association4$616K0.4%0.00%
49Wallis Bank1$560K0.3%0.00%
50United Midwest Savings Bank National Association3$525K0.3%0.00%
51Community West Bank1$525K0.3%66.91%
52iTHINK Financial Credit Union4$497K0.3%0.00%
53Newtek Bank, National Association5$405K0.2%0.00%
54Milestone Bank1$356K0.2%0.00%
55ServisFirst Bank1$150K0.1%0.00%
56Heritage Bank Inc1$150K0.1%0.00%
57Independence Bank2$125K0.1%77.44%
58VelocitySBA, LLC7$70K0.0%60.57%
59Five Star Bank1$50K0.0%0.00%
60BayFirst National Bank1$45K0.0%0.00%
61Falcon National Bank1$25K0.0%0.00%
62Columbia Bank1$25K0.0%83.01%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Retail trade32$38.2M21.8%
2Accommodation & food services45$33.1M18.9%
3Health care & social assistance37$31.3M17.8%
4Other services32$20.4M11.7%
5Retail trade17$10.0M5.7%
6Administrative & waste services19$8.2M4.7%
7Construction34$6.7M3.8%
8Arts, entertainment & recreation11$6.4M3.7%
9Wholesale trade8$5.2M3.0%
10Professional & technical services12$3.7M2.1%
11Real estate & leasing5$3.3M1.9%
12Finance & insurance3$2.9M1.7%
13Educational services6$1.8M1.1%
14Manufacturing4$1.6M0.9%
15Transportation & warehousing11$1.0M0.6%
16Agriculture, forestry & fishing1$900K0.5%
17Information1$300K0.2%
18Public administration1$75K0.0%
19Transportation & warehousing3$66K0.0%
20Manufacturing1$5K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.