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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Paulding, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

63 institutions have SBA 7(a) loans on record in Paulding, together $179.7M across 288 loans. American Commerce Bank, National Association is the largest, with 8% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1American Commerce Bank, National Association6$15.1M8.4%0.00%
2Live Oak Banking Company8$14.3M8.0%0.00%
3Pinnacle Bank7$9.9M5.5%0.00%
4United Community Bank13$9.8M5.5%0.00%
5Ameris Bank9$7.3M4.1%5.16%
6PromiseOne Bank6$6.9M3.9%0.00%
7Georgia's Own Credit Union6$6.6M3.7%0.00%
8Truist Bank15$6.2M3.4%0.00%
9Wells Fargo Bank National Association33$5.9M3.3%8.42%
10The Huntington National Bank12$5.1M2.9%0.00%
11Banc of California2$5.0M2.8%0.00%
12SouthState Bank, National Association5$4.6M2.6%0.00%
13Open Bank2$4.5M2.5%0.00%
14Farmers and Merchants Bank1$4.3M2.4%0.00%
15America First Federal Credit Union1$4.1M2.3%0.00%
16First Community Bank1$3.8M2.1%0.00%
17Metro City Bank3$3.8M2.1%0.00%
18Beacon Bank and Trust2$3.7M2.1%0.00%
19Embassy National Bank4$3.4M1.9%0.00%
20Byline Bank2$3.0M1.7%11.51%
21First National Community Bank4$3.0M1.6%0.00%
22Loyal Trust Bank1$2.9M1.6%0.00%
23Celtic Bank Corporation13$2.9M1.6%10.94%
24Renasant Bank5$2.6M1.5%18.65%
25Community Bank of Pickens County3$2.6M1.4%0.00%
26Regions Bank9$2.3M1.3%0.00%
27Citizens Bank4$2.2M1.2%0.00%
28Florida Capital Bank, National Association2$2.1M1.2%0.00%
29Northeast Bank12$2.0M1.1%0.00%
30HomeTrust Bank4$2.0M1.1%0.00%
31Lendistry SBLC, LLC3$2.0M1.1%0.00%
32First Bank of the Lake2$1.9M1.1%0.00%
33Coastal States Bank4$1.9M1.1%0.00%
34First Merchants Bank1$1.9M1.1%0.00%
35Truliant FCU1$1.7M0.9%0.00%
36FirstBank4$1.7M0.9%0.00%
37Harvest Small Business Finance, LLC2$1.5M0.8%0.00%
38Readycap Lending, LLC6$1.5M0.8%0.00%
39Lender 20571897$1.3M0.7%0.00%
40Bank OZK2$1.1M0.6%73.07%
41Popular Bank2$1.0M0.6%85.18%
42Stearns Bank National Association3$1.0M0.6%0.00%
43JPMorgan Chase Bank, National Association12$1.0M0.6%2.57%
44Colony Bank1$864K0.5%0.00%
45LGE Community CU2$795K0.4%0.00%
46Bank of America, National Association3$787K0.4%0.00%
47First-Citizens Bank & Trust Company2$742K0.4%0.00%
48United Bank2$656K0.4%0.00%
49PNC Bank, National Association4$616K0.3%0.00%
50Wallis Bank1$560K0.3%0.00%
51Community West Bank1$525K0.3%66.91%
52United Midwest Savings Bank National Association3$525K0.3%0.00%
53iTHINK Financial Credit Union4$497K0.3%0.00%
54Newtek Bank, National Association5$405K0.2%0.00%
55Milestone Bank1$356K0.2%0.00%
56ServisFirst Bank1$150K0.1%0.00%
57Heritage Bank Inc1$150K0.1%0.00%
58Independence Bank2$125K0.1%77.44%
59VelocitySBA, LLC7$70K0.0%60.57%
60Five Star Bank1$50K0.0%0.00%
61BayFirst National Bank1$45K0.0%0.00%
62Falcon National Bank1$25K0.0%0.00%
63Columbia Bank1$25K0.0%83.01%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Retail trade32$38.2M21.3%
2Accommodation & food services45$33.1M18.4%
3Health care & social assistance37$31.3M17.4%
4Other services32$20.4M11.4%
5Retail trade17$10.0M5.6%
6Administrative & waste services20$8.4M4.7%
7Construction35$6.9M3.8%
8Arts, entertainment & recreation11$6.4M3.6%
9Manufacturing5$5.4M3.0%
10Wholesale trade8$5.2M2.9%
11Professional & technical services13$3.9M2.2%
12Real estate & leasing5$3.3M1.8%
13Finance & insurance4$3.0M1.7%
14Educational services6$1.8M1.0%
15Transportation & warehousing11$1.0M0.6%
16Agriculture, forestry & fishing1$900K0.5%
17Information1$300K0.2%
18Public administration1$75K0.0%
19Transportation & warehousing3$66K0.0%
20Manufacturing1$5K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.