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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Putnam, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

31 institutions have SBA 7(a) loans on record in Putnam, together $26.8M across 47 loans. First Bank of the Lake is the largest, with 19% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1First Bank of the Lake1$5.0M18.6%0.00%
2Newtek Bank, National Association1$2.2M8.2%0.00%
3SouthState Bank, National Association1$2.2M8.0%0.00%
4UniBank1$1.9M7.1%0.00%
5Live Oak Banking Company3$1.8M6.6%0.00%
6Ameris Bank2$1.3M4.9%0.00%
7The Huntington National Bank2$1.3M4.8%0.00%
8First Horizon Bank1$1.3M4.7%0.00%
9Peoples Bank & Trust2$1.2M4.4%0.00%
10Beal Bank USA2$1.2M4.3%15.96%
11Georgia's Own Credit Union1$1.1M4.2%0.00%
12First Financial Bank1$925K3.4%0.00%
13United Community Bank2$850K3.2%0.00%
14Bank of Dudley1$621K2.3%0.00%
15Bank of Hope1$584K2.2%0.00%
1622nd State Bank, A Division of 22nd State Banking Company1$500K1.9%0.00%
17Truist Bank2$417K1.6%0.00%
18VelocitySBA, LLC5$399K1.5%2.30%
19Readycap Lending, LLC1$393K1.5%0.00%
20United Midwest Savings Bank National Association1$300K1.1%0.00%
21Oconee State Bank2$274K1.0%0.00%
22Wells Fargo Bank National Association1$250K0.9%0.00%
23Celtic Bank Corporation2$200K0.7%24.18%
24Northeast Bank3$174K0.6%0.00%
25Independence Bank1$150K0.6%93.47%
26Magnolia State Bank1$140K0.5%68.96%
27The Peoples Bank1$113K0.4%0.00%
28Farmers & Merchants Bank1$75K0.3%0.00%
29Newtek Small Business Finance, Inc.1$50K0.2%0.00%
30JPMorgan Chase Bank, National Association1$40K0.2%0.00%
31U.S. Bank, National Association1$40K0.1%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Manufacturing2$7.2M26.8%
2Accommodation & food services6$3.4M12.7%
3Retail trade5$2.8M10.4%
4Real estate & leasing6$2.7M10.2%
5Transportation & warehousing4$2.3M8.7%
6Other services3$2.3M8.6%
7Health care & social assistance4$1.6M6.0%
8Retail trade4$1.4M5.2%
9Manufacturing2$850K3.2%
10Professional & technical services3$715K2.7%
11Administrative & waste services2$640K2.4%
12Construction3$551K2.1%
13Arts, entertainment & recreation3$324K1.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.