SBA 7(a) lenders in Union, GA
Approvals in SBA fiscal years 2010–2026. Source data as of 2026-06-30.
Lenders
16 institutions have SBA 7(a) loans on record in Union, together $22.9M across 35 loans. United Community Bank is the largest, with 17% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | United Community Bank | 6 | $3.9M | 17.0% | 0.00% |
| 2 | Truist Bank | 5 | $3.7M | 16.2% | 0.00% |
| 3 | Harvest Small Business Finance, LLC | 2 | $3.4M | 14.8% | 0.00% |
| 4 | Bank OZK | 5 | $2.4M | 10.6% | 0.00% |
| 5 | The Bancorp Bank National Association | 1 | $1.6M | 7.0% | 0.00% |
| 6 | Wells Fargo Bank National Association | 3 | $1.5M | 6.4% | 5.19% |
| 7 | Vallant Bank | 2 | $1.3M | 5.7% | 0.00% |
| 8 | Ameris Bank | 2 | $1.3M | 5.5% | 0.00% |
| 9 | Midwest BankCentre | 1 | $1.2M | 5.4% | 0.00% |
| 10 | HomeTrust Bank | 1 | $755K | 3.3% | 0.00% |
| 11 | BayFirst National Bank | 1 | $697K | 3.0% | 0.00% |
| 12 | Newtek Bank, National Association | 1 | $500K | 2.2% | 0.00% |
| 13 | Oconee State Bank | 2 | $266K | 1.2% | 0.00% |
| 14 | Live Oak Banking Company | 1 | $190K | 0.8% | 0.00% |
| 15 | Enterprise Bank & Trust | 1 | $136K | 0.6% | 0.00% |
| 16 | Northeast Bank | 1 | $80K | 0.3% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Retail trade | 7 | $6.9M | 30.0% |
| 2 | Real estate & leasing | 4 | $5.4M | 23.7% |
| 3 | Health care & social assistance | 8 | $2.3M | 9.9% |
| 4 | Professional & technical services | 3 | $2.1M | 8.9% |
| 5 | Other services | 2 | $1.7M | 7.4% |
| 6 | Arts, entertainment & recreation | 2 | $1.7M | 7.3% |
| 7 | Accommodation & food services | 3 | $1.1M | 4.8% |
| 8 | Manufacturing | 1 | $575K | 2.5% |
| 9 | Construction | 1 | $500K | 2.2% |
| 10 | Wholesale trade | 1 | $350K | 1.5% |
| 11 | Finance & insurance | 2 | $266K | 1.2% |
| 12 | Administrative & waste services | 1 | $132K | 0.6% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.