Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Carroll, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

70 institutions have SBA 7(a) loans on record in Carroll, together $216.0M across 262 loans. Metro City Bank is the largest, with 12% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Metro City Bank14$26.0M12.0%0.00%
2HomeTrust Bank10$15.0M7.0%0.00%
3Renasant Bank6$11.8M5.5%0.00%
4United Community Bank12$10.4M4.8%0.00%
5Live Oak Banking Company7$10.1M4.7%0.00%
6SouthState Bank, National Association7$9.6M4.4%0.00%
7Embassy National Bank4$8.4M3.9%0.00%
8Truist Bank24$8.1M3.8%2.02%
9PromiseOne Bank6$7.0M3.2%0.00%
10Newtek Small Business Finance, Inc.5$6.9M3.2%0.00%
11Georgia's Own Credit Union5$6.8M3.1%0.00%
12Enterprise Bank & Trust3$6.0M2.8%0.00%
13First Financial Bank10$6.0M2.8%0.00%
14American Commerce Bank, National Association13$5.5M2.5%1.65%
15Ameris Bank5$5.3M2.5%0.00%
16Fifth Third Bank1$5.0M2.3%0.00%
17Coastal States Bank4$4.8M2.2%0.00%
18Bank of Hope4$4.5M2.1%0.16%
19First Horizon Bank1$4.4M2.1%0.00%
20Community Bank of Pickens County3$4.4M2.0%0.00%
21LGE Community CU2$4.3M2.0%0.00%
22GBank2$3.7M1.7%0.00%
23Georgia Banking Company3$3.6M1.7%0.00%
24Farmers and Merchants Bank1$3.5M1.6%0.00%
25Byline Bank1$2.8M1.3%0.00%
26The MINT National Bank1$2.6M1.2%0.00%
27Hanmi Bank2$2.6M1.2%0.00%
28The Huntington National Bank6$2.1M1.0%0.00%
29Newtek Bank, National Association10$2.0M0.9%0.00%
30First Internet Bank of Indiana1$1.8M0.8%0.00%
31First National Community Bank1$1.7M0.8%0.00%
32Bank OZK7$1.5M0.7%0.00%
33Commercial Bank of California1$964K0.4%0.00%
34FNB South1$962K0.4%0.00%
35Centerstone SBA Lending, Inc.1$960K0.4%0.00%
36Citizens Bank2$949K0.4%0.00%
37Pinnacle Bank2$948K0.4%0.00%
38Commonwealth Business Bank1$945K0.4%0.00%
39Northeast Bank7$860K0.4%0.00%
40BayFirst National Bank6$833K0.4%0.00%
41Colony Bank1$732K0.3%0.00%
42FirstBank2$705K0.3%0.00%
43Wells Fargo Bank National Association9$691K0.3%26.10%
44FinWise Bank3$650K0.3%0.00%
45JPMorgan Chase Bank, National Association5$635K0.3%0.00%
46Florida Capital Bank, National Association1$620K0.3%0.00%
47PNC Bank, National Association2$575K0.3%0.00%
48Celtic Bank Corporation4$500K0.2%25.96%
49Woori America Bank1$500K0.2%0.00%
50Wallis Bank1$440K0.2%0.00%
51Bank Five Nine1$428K0.2%0.00%
52Citizens Trust Bank1$382K0.2%0.00%
53CenTrust Bank, A Division of SmartBiz Bank National Association1$358K0.2%0.00%
54Paragon Bank1$350K0.2%0.00%
55Thread Bank1$316K0.1%0.00%
56East West Bank1$310K0.1%0.00%
57PCB Bank1$300K0.1%0.00%
58Open Bank1$286K0.1%0.00%
59Columbia Bank6$250K0.1%31.63%
60Access to Capital for Entrepreneurs1$233K0.1%0.00%
61Simmons Bank1$230K0.1%0.00%
62Readycap Lending, LLC3$211K0.1%0.00%
63Lendistry SBLC, LLC1$198K0.1%0.00%
64Regions Bank1$196K0.1%0.00%
65Bank of America, National Association3$173K0.1%0.00%
66United Midwest Savings Bank National Association1$150K0.1%0.00%
67Capital One National Association1$35K0.0%0.00%
68VelocitySBA, LLC3$35K0.0%38.16%
69Stearns Bank National Association1$25K0.0%0.00%
70Falcon National Bank1$25K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services47$63.8M29.5%
2Retail trade47$40.8M18.9%
3Other services29$19.1M8.8%
4Agriculture, forestry & fishing18$14.6M6.7%
5Manufacturing12$12.1M5.6%
6Health care & social assistance13$11.6M5.3%
7Manufacturing3$10.0M4.6%
8Construction24$8.6M4.0%
9Real estate & leasing8$7.8M3.6%
10Professional & technical services11$6.5M3.0%
11Arts, entertainment & recreation5$5.9M2.7%
12Retail trade11$5.8M2.7%
13Transportation & warehousing12$3.5M1.6%
14Administrative & waste services13$2.5M1.2%
15Finance & insurance3$2.1M1.0%
16Manufacturing2$1.1M0.5%
17Wholesale trade2$200K0.1%
18Information1$25K0.0%
19Educational services1$10K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.