SBA 7(a) lenders in Houston, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

64 institutions have SBA 7(a) loans on record in Houston, together $162.8M across 224 loans. Pinnacle Bank is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Pinnacle Bank	20	$15.6M	9.6%	4.68%
2	The Huntington National Bank	18	$13.2M	8.1%	0.00%
3	Robins Financial CU	15	$11.9M	7.3%	6.97%
4	Truist Bank	32	$8.0M	4.9%	1.93%
5	HomeTrust Bank	4	$6.6M	4.0%	0.00%
6	Newtek Bank, National Association	7	$6.5M	4.0%	0.00%
7	Columbia Bank	4	$5.7M	3.5%	0.72%
8	Vallant Bank	3	$5.6M	3.4%	0.00%
9	Bank of Dudley	3	$5.6M	3.4%	0.00%
10	Metro City Bank	7	$5.1M	3.1%	0.00%
11	Port 51 Lending LLC	2	$5.0M	3.1%	0.00%
12	Ameris Bank	5	$4.8M	2.9%	0.00%
13	First Business Bank	1	$3.9M	2.4%	0.00%
14	Wells Fargo Bank National Association	21	$3.5M	2.2%	0.70%
15	Exchange Bank	1	$3.2M	2.0%	0.00%
16	Bank Five Nine	1	$3.2M	2.0%	0.00%
17	Loyal Trust Bank	1	$3.1M	1.9%	0.00%
18	US Metro Bank	1	$3.1M	1.9%	0.00%
19	Celtic Bank Corporation	2	$3.0M	1.9%	0.00%
20	Citizens Bank	1	$2.8M	1.8%	0.00%
21	TowneBank	1	$2.8M	1.7%	0.00%
22	SouthState Bank, National Association	3	$2.8M	1.7%	8.98%
23	Planters First Bank	4	$2.7M	1.7%	0.00%
24	Hanmi Bank	2	$2.3M	1.4%	13.07%
25	Northeast Bank	5	$2.1M	1.3%	0.00%
26	Embassy National Bank	1	$2.0M	1.2%	0.00%
27	Bank of Hope	2	$1.9M	1.1%	0.00%
28	First Financial Bank	2	$1.9M	1.1%	0.00%
29	First Bank of the Lake	2	$1.8M	1.1%	0.00%
30	First Western SBLC, LLC	2	$1.8M	1.1%	5.23%
31	East West Bank	1	$1.8M	1.1%	0.00%
32	Live Oak Banking Company	3	$1.7M	1.1%	0.00%
33	Sunmark Community Bank	2	$1.5M	0.9%	0.00%
34	Colony Bank	4	$1.4M	0.9%	0.00%
35	Customers Bank	1	$1.4M	0.9%	0.00%
36	Wallis Bank	1	$1.3M	0.8%	0.00%
37	North State Bank	1	$992K	0.6%	0.00%
38	Coastal States Bank	1	$989K	0.6%	0.00%
39	Byline Bank	1	$875K	0.5%	0.00%
40	American Commerce Bank, National Association	1	$852K	0.5%	0.00%
41	BankUnited, National Association	1	$826K	0.5%	0.00%
42	BayFirst National Bank	3	$750K	0.5%	0.00%
43	Renasant Bank	1	$735K	0.5%	0.00%
44	Paragon Bank	2	$657K	0.4%	0.00%
45	Community West Bank	2	$629K	0.4%	52.18%
46	United Bank	1	$570K	0.4%	0.00%
47	Oconee State Bank	1	$520K	0.3%	0.00%
48	Fifth Third Bank	1	$425K	0.3%	0.00%
49	Readycap Lending, LLC	2	$391K	0.2%	0.00%
50	United Midwest Savings Bank National Association	3	$386K	0.2%	13.55%
51	FirstBank	1	$360K	0.2%	0.00%
52	Stearns Bank National Association	1	$350K	0.2%	0.00%
53	American Pride Bank	1	$350K	0.2%	0.00%
54	United Community Bank	1	$306K	0.2%	0.00%
55	The Merchants & Citizens Bank	1	$263K	0.2%	0.00%
56	Open Bank	1	$250K	0.2%	0.00%
57	Newtek Small Business Finance, Inc.	1	$240K	0.1%	0.00%
58	Five Star Bank	1	$180K	0.1%	0.00%
59	Small Business Assistance Corporation	1	$108K	0.1%	0.00%
60	Brightbridge, Inc.	1	$102K	0.1%	0.00%
61	Capital One National Association	1	$50K	0.0%	0.00%
62	Lendistry SBLC, LLC	1	$36K	0.0%	0.00%
63	VelocitySBA, LLC	5	$35K	0.0%	28.71%
64	Bank of America, National Association	1	$10K	0.0%	100.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	62	$57.7M	35.5%
2	Retail trade	31	$28.3M	17.4%
3	Retail trade	16	$12.0M	7.4%
4	Other services	16	$11.5M	7.1%
5	Health care & social assistance	17	$10.4M	6.4%
6	Real estate & leasing	6	$9.0M	5.5%
7	Arts, entertainment & recreation	8	$7.4M	4.5%
8	Wholesale trade	7	$6.6M	4.1%
9	Professional & technical services	18	$4.6M	2.8%
10	Construction	10	$4.2M	2.6%
11	Agriculture, forestry & fishing	5	$3.5M	2.2%
12	Manufacturing	2	$1.9M	1.1%
13	Administrative & waste services	10	$1.4M	0.8%
14	Manufacturing	2	$1.3M	0.8%
15	Finance & insurance	1	$840K	0.5%
16	Transportation & warehousing	2	$831K	0.5%
17	Transportation & warehousing	6	$800K	0.5%
18	Educational services	3	$657K	0.4%
19	Manufacturing	2	$15K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.