SBA 7(a) lenders in Newton, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

58 institutions have SBA 7(a) loans on record in Newton, together $100.8M across 180 loans. Metro City Bank is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	8	$15.6M	15.5%	3.33%
2	HomeTrust Bank	6	$14.1M	14.0%	0.00%
3	The Huntington National Bank	7	$5.7M	5.7%	0.00%
4	Ameris Bank	6	$5.3M	5.2%	0.00%
5	Georgia's Own Credit Union	5	$4.5M	4.5%	3.68%
6	Renasant Bank	10	$4.5M	4.4%	0.00%
7	Bank Five Nine	1	$3.3M	3.3%	0.00%
8	Wallis Bank	1	$3.2M	3.2%	0.00%
9	Affinity Bank, National Association	6	$3.2M	3.1%	0.00%
10	Truist Bank	14	$2.9M	2.8%	12.08%
11	Commonwealth Business Bank	2	$2.6M	2.6%	0.00%
12	Embassy National Bank	3	$2.1M	2.1%	0.00%
13	Primis Bank	1	$2.1M	2.1%	0.00%
14	Citizens Bank	2	$2.0M	2.0%	0.00%
15	Vallant Bank	1	$2.0M	1.9%	0.00%
16	Wells Fargo Bank National Association	21	$1.7M	1.7%	0.00%
17	Northeast Bank	7	$1.6M	1.6%	0.00%
18	Bank of Hope	9	$1.6M	1.6%	4.22%
19	Coastal States Bank	2	$1.5M	1.5%	0.00%
20	Central Bank	1	$1.4M	1.3%	0.00%
21	United Community Bank	2	$1.3M	1.3%	0.00%
22	Cogent Bank	1	$1.3M	1.3%	0.00%
23	First Merchants Bank	1	$1.2M	1.2%	0.00%
24	First National Community Bank	1	$1.2M	1.2%	0.00%
25	Fifth Third Bank	6	$1.2M	1.2%	0.00%
26	Live Oak Banking Company	1	$1.1M	1.1%	0.00%
27	American Commerce Bank, National Association	1	$975K	1.0%	0.00%
28	SouthState Bank, National Association	3	$925K	0.9%	0.00%
29	Customers Bank	2	$754K	0.7%	0.00%
30	Touchmark National Bank	1	$742K	0.7%	0.00%
31	Harvest Small Business Finance, LLC	2	$735K	0.7%	0.00%
32	FirstBank	1	$713K	0.7%	0.00%
33	Shinhan Bank America	2	$625K	0.6%	0.00%
34	Stearns Bank National Association	2	$526K	0.5%	0.00%
35	Georgia Banking Company	2	$516K	0.5%	0.00%
36	United Bank	2	$481K	0.5%	0.00%
37	Celtic Bank Corporation	4	$450K	0.4%	26.51%
38	Colony Bank	1	$440K	0.4%	0.00%
39	First Financial Bank	1	$420K	0.4%	0.00%
40	LiftFund, Inc.	3	$379K	0.4%	0.00%
41	Legacy State Bank	1	$350K	0.3%	0.00%
42	The Bancorp Bank National Association	1	$333K	0.3%	0.00%
43	Popular Bank	1	$314K	0.3%	90.77%
44	U.S. Bank, National Association	1	$311K	0.3%	0.00%
45	BayFirst National Bank	3	$304K	0.3%	0.00%
46	Pinnacle Bank	1	$280K	0.3%	0.00%
47	PromiseOne Bank	1	$276K	0.3%	0.00%
48	TD Bank, National Association	1	$255K	0.3%	0.00%
49	Beal Bank USA	1	$250K	0.2%	0.00%
50	Open Bank	1	$250K	0.2%	0.00%
51	Simmons Bank	1	$199K	0.2%	0.00%
52	Bank of America, National Association	3	$160K	0.2%	5.25%
53	United Midwest Savings Bank National Association	1	$150K	0.1%	0.00%
54	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.1%	0.00%
55	Newtek Bank, National Association	2	$110K	0.1%	0.00%
56	JPMorgan Chase Bank, National Association	3	$95K	0.1%	61.43%
57	Columbia Bank	1	$50K	0.0%	0.00%
58	VelocitySBA, LLC	4	$35K	0.0%	48.49%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	38	$27.1M	26.9%
2	Retail trade	16	$25.9M	25.7%
3	Health care & social assistance	20	$7.3M	7.2%
4	Real estate & leasing	4	$7.3M	7.2%
5	Retail trade	6	$6.0M	5.9%
6	Construction	23	$5.9M	5.9%
7	Other services	17	$4.7M	4.7%
8	Professional & technical services	9	$2.7M	2.7%
9	Arts, entertainment & recreation	6	$2.5M	2.5%
10	Finance & insurance	2	$2.2M	2.1%
11	Administrative & waste services	9	$1.9M	1.8%
12	Transportation & warehousing	10	$1.8M	1.8%
13	Wholesale trade	6	$1.7M	1.7%
14	Manufacturing	4	$1.3M	1.3%
15	Transportation & warehousing	2	$1.2M	1.2%
16	Manufacturing	2	$677K	0.7%
17	Agriculture, forestry & fishing	2	$435K	0.4%
18	Information	2	$210K	0.2%
19	Public administration	1	$50K	0.0%
20	Educational services	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.