SBA 7(a) lenders in Franklin, GA
Approvals in SBA fiscal years 2009–2026. Source data as of 2026-06-30.
Lenders
25 institutions have SBA 7(a) loans on record in Franklin, together $73.9M across 85 loans. Metro City Bank is the largest, with 27% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Metro City Bank | 13 | $20.0M | 27.1% | 0.00% |
| 2 | First Financial Bank | 27 | $11.8M | 16.0% | 0.19% |
| 3 | GBank | 3 | $6.2M | 8.3% | 0.00% |
| 4 | Touchmark National Bank | 5 | $5.6M | 7.6% | 0.00% |
| 5 | Coastal States Bank | 3 | $5.2M | 7.0% | 0.00% |
| 6 | SouthState Bank, National Association | 3 | $3.9M | 5.3% | 0.00% |
| 7 | Enterprise Bank & Trust | 1 | $2.9M | 4.0% | 0.00% |
| 8 | VelocitySBA, LLC | 2 | $2.3M | 3.1% | 0.00% |
| 9 | Renasant Bank | 2 | $2.0M | 2.7% | 0.00% |
| 10 | Wells Fargo Bank National Association | 3 | $2.0M | 2.7% | 0.00% |
| 11 | Pathward National Association | 2 | $1.4M | 1.9% | 0.00% |
| 12 | HomeTrust Bank | 1 | $1.4M | 1.9% | 0.00% |
| 13 | Millennium Bank | 1 | $1.3M | 1.7% | 0.00% |
| 14 | Vallant Bank | 3 | $1.3M | 1.7% | 0.00% |
| 15 | Citizens Bank | 1 | $1.3M | 1.7% | 0.00% |
| 16 | Live Oak Banking Company | 3 | $1.2M | 1.7% | 0.00% |
| 17 | Wallis Bank | 1 | $858K | 1.2% | 0.00% |
| 18 | PromiseOne Bank | 1 | $800K | 1.1% | 0.00% |
| 19 | JPMorgan Chase Bank, National Association | 1 | $644K | 0.9% | 0.00% |
| 20 | Embassy National Bank | 1 | $500K | 0.7% | 0.00% |
| 21 | The Huntington National Bank | 3 | $417K | 0.6% | 0.00% |
| 22 | BayFirst National Bank | 2 | $400K | 0.5% | 0.00% |
| 23 | Regions Bank | 1 | $350K | 0.5% | 0.00% |
| 24 | CRF Small Business Loan Company, LLC | 1 | $194K | 0.3% | 0.00% |
| 25 | Northeast Bank | 1 | $100K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 52 | $45.5M | 61.6% |
| 2 | Accommodation & food services | 11 | $14.8M | 20.0% |
| 3 | Real estate & leasing | 1 | $3.4M | 4.6% |
| 4 | Retail trade | 2 | $2.6M | 3.6% |
| 5 | Other services | 2 | $2.1M | 2.9% |
| 6 | Retail trade | 2 | $2.0M | 2.7% |
| 7 | Finance & insurance | 3 | $1.5M | 2.0% |
| 8 | Wholesale trade | 3 | $750K | 1.0% |
| 9 | Professional & technical services | 2 | $742K | 1.0% |
| 10 | Transportation & warehousing | 4 | $372K | 0.5% |
| 11 | Construction | 3 | $120K | 0.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.