SBA 7(a) lenders in Fayette, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

90 institutions have SBA 7(a) loans on record in Fayette, together $339.0M across 496 loans. Metro City Bank is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Metro City Bank	21	$46.2M	13.6%	2.33%
2	Pinnacle Bank	17	$44.2M	13.0%	0.00%
3	Renasant Bank	28	$22.8M	6.7%	2.67%
4	Ameris Bank	25	$22.2M	6.5%	12.57%
5	Live Oak Banking Company	12	$20.2M	6.0%	0.00%
6	Truist Bank	40	$16.4M	4.8%	7.63%
7	The Huntington National Bank	32	$16.0M	4.7%	3.83%
8	Wells Fargo Bank National Association	43	$9.4M	2.8%	0.91%
9	Georgia's Own Credit Union	9	$9.4M	2.8%	3.30%
10	HomeTrust Bank	7	$8.6M	2.5%	0.00%
11	United Bank	4	$6.3M	1.9%	0.00%
12	Readycap Lending, LLC	16	$5.6M	1.7%	4.83%
13	First Merchants Bank	1	$5.0M	1.5%	0.00%
14	PNC Bank, National Association	5	$4.3M	1.3%	6.29%
15	Bank Five Nine	2	$4.1M	1.2%	0.00%
16	Coastal States Bank	4	$4.0M	1.2%	0.00%
17	Regions Bank	8	$3.6M	1.1%	0.00%
18	Community Bank of Pickens County	2	$3.6M	1.1%	62.83%
19	Open Bank	1	$3.5M	1.0%	0.00%
20	PromiseOne Bank	6	$3.4M	1.0%	0.00%
21	Merchants Bank of Indiana	2	$3.4M	1.0%	0.00%
22	Harvest Small Business Finance, LLC	3	$3.2M	0.9%	0.00%
23	BayFirst National Bank	17	$3.1M	0.9%	7.57%
24	Touchmark National Bank	3	$2.9M	0.9%	0.00%
25	First Internet Bank of Indiana	1	$2.6M	0.8%	0.00%
26	Newtek Bank, National Association	16	$2.6M	0.8%	0.00%
27	Bank of America, National Association	7	$2.5M	0.8%	0.00%
28	Georgia Banking Company	2	$2.5M	0.7%	0.00%
29	Celtic Bank Corporation	12	$2.5M	0.7%	6.87%
30	Citizens Bank	4	$2.3M	0.7%	0.00%
31	United Midwest Savings Bank National Association	9	$2.2M	0.7%	0.00%
32	SouthState Bank, National Association	4	$2.2M	0.6%	0.00%
33	United Bank	3	$2.2M	0.6%	0.00%
34	JPMorgan Chase Bank, National Association	13	$2.1M	0.6%	11.72%
35	CIBC Bank USA	4	$2.1M	0.6%	0.00%
36	The Bancorp Bank National Association	4	$2.0M	0.6%	16.18%
37	United FCU	1	$1.8M	0.5%	0.00%
38	Bank of Hope	5	$1.8M	0.5%	0.00%
39	Federal Deposit Insurance Corporation	2	$1.8M	0.5%	0.00%
40	United Community Bank	6	$1.6M	0.5%	0.00%
41	Fifth Third Bank	4	$1.5M	0.5%	0.00%
42	PCB Bank	1	$1.5M	0.4%	0.00%
43	Shoreham Bank	1	$1.4M	0.4%	0.00%
44	Commonwealth Business Bank	1	$1.4M	0.4%	0.00%
45	Embassy National Bank	2	$1.2M	0.4%	0.00%
46	Cogent Bank	1	$1.2M	0.4%	0.00%
47	Northeast Bank	9	$1.1M	0.3%	0.00%
48	Hanmi Bank	2	$1.0M	0.3%	16.04%
49	Byline Bank	2	$1.0M	0.3%	0.00%
50	Colony Bank	1	$999K	0.3%	0.00%
51	Wachovia SBA Lending, Inc.	1	$996K	0.3%	0.00%
52	American Pride Bank	1	$965K	0.3%	0.00%
53	22nd State Bank, A Division of 22nd State Banking Company	1	$964K	0.3%	0.00%
54	Affinity Bank, National Association	1	$913K	0.3%	0.00%
55	F & M Bank and Trust Company	1	$885K	0.3%	0.00%
56	The Bank of Houston	1	$883K	0.3%	0.00%
57	Shinhan Bank America	1	$876K	0.3%	0.00%
58	Builtwell Bank	1	$845K	0.2%	0.00%
59	Mission Valley Bank	1	$803K	0.2%	0.00%
60	VelocitySBA, LLC	8	$718K	0.2%	2.47%
61	Community West Bank	2	$713K	0.2%	63.67%
62	Truliant FCU	1	$705K	0.2%	0.00%
63	Simmons Bank	4	$701K	0.2%	0.00%
64	Newtek Small Business Finance, Inc.	3	$669K	0.2%	0.00%
65	Customers Bank	2	$650K	0.2%	0.00%
66	FWBank	1	$585K	0.2%	0.00%
67	Stearns Bank National Association	4	$582K	0.2%	10.06%
68	Fund-Ex Solutions Group, LLC	1	$560K	0.2%	0.00%
69	First Community Bank	1	$557K	0.2%	0.00%
70	Independence Bank	4	$550K	0.2%	0.00%
71	Access to Capital for Entrepreneurs	3	$541K	0.2%	42.01%
72	First National Bank of Pennsylvania	1	$506K	0.1%	0.00%
73	First-Citizens Bank & Trust Company	1	$486K	0.1%	0.00%
74	Carver State Bank	1	$481K	0.1%	0.00%
75	First Bank of the Lake	1	$350K	0.1%	0.00%
76	Beal Bank USA	1	$330K	0.1%	68.57%
77	Platinum Bank	1	$300K	0.1%	0.00%
78	Citizens Trust Bank	1	$286K	0.1%	0.00%
79	Five Star Bank	1	$250K	0.1%	0.00%
80	iTHINK Financial Credit Union	2	$247K	0.1%	0.00%
81	Craft Bank	1	$245K	0.1%	0.00%
82	Popular Bank	1	$225K	0.1%	20.65%
83	Magnifi Financial CU	2	$220K	0.1%	0.00%
84	Columbia Bank	5	$200K	0.1%	32.90%
85	Heritage Bank Inc	1	$150K	0.0%	0.00%
86	East West Bank	1	$150K	0.0%	0.00%
87	Capital One National Association	4	$140K	0.0%	0.00%
88	CDC Small Business Finance Corp.	1	$75K	0.0%	0.00%
89	SoFi Bank, National Association	1	$60K	0.0%	0.00%
90	LiftFund, Inc.	1	$57K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	54	$69.1M	20.4%
2	Accommodation & food services	72	$56.4M	16.6%
3	Wholesale trade	19	$43.2M	12.7%
4	Health care & social assistance	76	$37.4M	11.0%
5	Other services	43	$20.7M	6.1%
6	Construction	47	$19.9M	5.9%
7	Professional & technical services	51	$19.4M	5.7%
8	Manufacturing	16	$16.2M	4.8%
9	Arts, entertainment & recreation	15	$16.0M	4.7%
10	Retail trade	25	$10.9M	3.2%
11	Real estate & leasing	14	$7.4M	2.2%
12	Administrative & waste services	23	$7.1M	2.1%
13	Manufacturing	6	$4.5M	1.3%
14	Transportation & warehousing	7	$3.7M	1.1%
15	Finance & insurance	7	$2.3M	0.7%
16	Educational services	8	$2.2M	0.6%
17	Manufacturing	6	$1.2M	0.4%
18	Transportation & warehousing	1	$762K	0.2%
19	Information	5	$682K	0.2%
20	Utilities	1	$125K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.