SBA 7(a) lenders in Whitfield, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

45 institutions have SBA 7(a) loans on record in Whitfield, together $154.6M across 205 loans. Builtwell Bank is the largest, with 21% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Builtwell Bank	37	$32.2M	20.8%	3.11%
2	Live Oak Banking Company	10	$15.8M	10.2%	0.00%
3	First National Community Bank	9	$13.5M	8.7%	2.78%
4	Metro City Bank	9	$8.7M	5.6%	0.00%
5	Celtic Bank Corporation	13	$7.9M	5.1%	0.44%
6	SouthState Bank, National Association	8	$7.9M	5.1%	0.00%
7	Embassy National Bank	6	$5.2M	3.4%	0.00%
8	The Huntington National Bank	7	$5.1M	3.3%	0.00%
9	Newtek Small Business Finance, Inc.	3	$4.8M	3.1%	0.00%
10	U.S. Bank, National Association	5	$4.5M	2.9%	0.00%
11	First Business Bank	1	$4.0M	2.6%	0.00%
12	Byline Bank	2	$3.9M	2.5%	0.00%
13	Oconee State Bank	2	$3.7M	2.4%	0.00%
14	PromiseOne Bank	2	$3.5M	2.3%	0.00%
15	Truist Bank	26	$3.5M	2.2%	0.70%
16	First Financial Bank	8	$3.3M	2.1%	0.00%
17	Wells Fargo Bank National Association	10	$2.9M	1.9%	29.18%
18	Ameris Bank	2	$2.4M	1.6%	0.00%
19	First Financial Bank, National Association	2	$2.2M	1.4%	0.00%
20	Stearns Bank National Association	5	$1.9M	1.3%	0.00%
21	Millennium Bank	2	$1.5M	1.0%	0.00%
22	Citizens Bank	1	$1.4M	0.9%	0.00%
23	Bank OZK	3	$1.4M	0.9%	0.00%
24	TowneBank	1	$1.3M	0.8%	0.00%
25	The Bancorp Bank National Association	1	$1.2M	0.8%	0.00%
26	Great Plains National Bank	1	$1.2M	0.8%	0.00%
27	BankUnited, National Association	2	$1.2M	0.8%	0.00%
28	Bank of Hope	1	$1.1M	0.7%	88.76%
29	CRF Small Business Loan Company, LLC	1	$998K	0.6%	0.00%
30	LGE Community CU	2	$850K	0.5%	0.00%
31	Newtek Bank, National Association	3	$825K	0.5%	0.00%
32	Readycap Lending, LLC	2	$688K	0.4%	0.00%
33	HomeTrust Bank	1	$600K	0.4%	0.00%
34	First Port City Bank	1	$570K	0.4%	0.00%
35	Regions Bank	2	$508K	0.3%	0.00%
36	First Bank	1	$469K	0.3%	0.00%
37	SmartBank	1	$351K	0.2%	0.00%
38	Grasshopper Bank National Association	1	$350K	0.2%	0.00%
39	Brightbridge, Inc.	2	$305K	0.2%	15.61%
40	Northeast Bank	2	$305K	0.2%	0.00%
41	BayFirst National Bank	2	$260K	0.2%	39.56%
42	United Midwest Savings Bank National Association	2	$225K	0.1%	0.00%
43	Independence Bank	1	$125K	0.1%	0.00%
44	Columbia Bank	1	$50K	0.0%	0.00%
45	FirstBank	1	$35K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	51	$40.9M	26.4%
2	Accommodation & food services	25	$21.2M	13.7%
3	Agriculture, forestry & fishing	16	$15.7M	10.1%
4	Health care & social assistance	14	$12.3M	8.0%
5	Other services	18	$10.8M	7.0%
6	Wholesale trade	11	$9.4M	6.1%
7	Manufacturing	10	$7.6M	4.9%
8	Transportation & warehousing	6	$7.1M	4.6%
9	Manufacturing	7	$6.5M	4.2%
10	Real estate & leasing	6	$5.3M	3.4%
11	Arts, entertainment & recreation	3	$4.8M	3.1%
12	Manufacturing	3	$3.5M	2.3%
13	Professional & technical services	11	$3.3M	2.1%
14	Construction	5	$2.2M	1.4%
15	Finance & insurance	6	$1.4M	0.9%
16	Retail trade	5	$1.3M	0.9%
17	Educational services	2	$866K	0.6%
18	Administrative & waste services	5	$615K	0.4%
19	Information	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.